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EDA Minutes 04-29-1997 . . . MINUTES MONTICELLO ECONOMIC DEVELOPMENT AUTHORITY Tuesday, April 29, 1997 - 7:00 p.m. City Hall MEMBERS PRESENT: Chairperson Ron Hoglund, Vice Chairperson Barb Schwientek, Assistant Treasurer Ken Maus, Clint Herbst, Roger Carlson, and Darrin Lahr. MEMBER ABSENT: Bill Demeules. STAFF PRESENT: EDA Treasurer Rick Wolfsteller and Executive Director Koropchak. GUESTS: Mayor Bill Fair Rusty Fifield, Ehlers &Associates, Inc. Kevin Doty, Marquette Bank. I. CALL TO ORDER Chairperson Hoglund called the EDA meeting to order at 7:00 p.m. 2. CONSIDERATION TO APPROVE THE FEBRUARY 1 1,1997 EDAMINUTES. Roger Carlson made a motion to approve the February I I, 1997 EDA minutes. Clint Herbst seconded the motion and with no corrections or additions, the minutes were approved as written. 3. CONSIDERATION TO REVIEW THE 1997 CITY PRIORITIZATION LIST. Koropchak informed EDA members that three property owners and one potential lessee in addition to Bill Grassel of Domino's Pizza have contacted the City on the availability of fmancial assistance to rehab the interior or exterior of their downtown retaillcommercial buildings. Of the prioritization list under development by the City Council, currently, both "establishment of a commerciallretailloan" and "store front redesign/revolving loan fund" were ranked in the top 35 out ofa possible 121 projects. At this time; however, the Council has not finalized the prioritization list. Two projects earmarked by the EDA were "explore to establish a commercial/retail revolving loan program" and "explore to establish a redevelopment loan! grant". 1 . . . EDAMlNUTES APRIL 29, 1997 Adoption of the Downtown and Riverfront Revitalization Plan as part of the Monticello Comprehensive Plan by the City Council is anticipated to take place in June or July. The process will include approval by the HRA followed by a public hearing of the Planning Commission, this prior to council adoption. 4. CONSIDERATION TO DISCUSS FUNDING OPTIONS FOR REVIT ALIZA nON OF THE DOWNTOWN AREA. (RETAIL/COMMERCIAL LOAN PROGRAM). Koropchak introduced Rusty Fifield of Ehlers & Associates, Inc., the financial consultant firm for the HRA. Additionally, Ehlers & Associates is one of the team members ofthe Hoisington Koegler Group, Inc. hired to study and prepare the plan for revitalization of the Monticello Downtown and Riverfront area. Rusty presented EDA members with a handout illustrating the framework for fmancing the revitalization plan. The framework consists of two strong "anchors": the southern anchor being the redevelopment of the mall and the northern being the development of a hotel or some other type of massive development. The anchor developments financed by developer's capital and TIF. It is likely the tax increments generated by these projects will be consumed by the projects. Within the revitalization plan, the area defined as "public" suggests the development of public and civic facilities which are best financed through city or other governmental funds continued Rusty. Next, the area defmed as "main street" is Walnut Street. The City's budget of the next couple of years includes street improvements for Walnut Street. Although some of the improvements are assessed to businesses, it is suggested TlF revenues be used to enhance the street scape improvements. It was also suggested that a Service District be established to maintain the improvements. Lastly, the area defined as "revitalize" is along Broadway or the existing downtown area. It is suggested this area be fmanced by TIF, developer's capital, and rehab loans. Revitalize means to improve existing businesses and help new businesses. Revitalization can be accomplished through development of fmancial programs tied to facade design guidelines or functional codes or through gap financing to acquire properties. The greatest use of money is with the facade design guidelines and functional codes. Additionally, Rusty presented various approaches to loan programs assuming a $150,000 fund balance with interest rates ranging from 7.5% to 0%. The examples showed the rate of return on the investment. Another approach was to write-off the interest rate of the bank loan. With this approach, the out-lay is less; however, there is no money returned. Another approach is a design grant for the public purpose of community benefit. 2 . . . EDA MINUTES APRIL 29, 1997 EDA members raised questions and made comments: Who gets the loan? How does one prevent discrimination? Are loans for the owner or tenant? Are loans for new construction or rehab? Retail/commercial loans have greater risk and exposure. Minimize risk for practicality rather than politically. EDA reserve funds can stand behind a bank loan as a pledge to the bank. Perhaps smaller loan amounts for smaller projects: loans for signage such as in Big Lake. How best is the EDA money leveraged? For consistency of the revitalization plan - projects must create people downtown, not just economics. Rusty suggested sources of funding options for a retail/commercial loan or grant. Option one being dollars from the City's Liquor Fund. Option two perhaps from existing EDA or HRA funds. Lastly, sell bonds for rehabilitation; however, this option is the least cost effective. A funding sum of$l 50,000 for a designated period oftime was suggested by Rusty. Koropchak informed members ofthe visit to Little Falls stating Little Falls gained national preservation or historical status which allows owners to qualifY for historical tax credits which serve as an attractive incentive. Additionally, rehabilitation has been funded through Small Cities Grant money, a city low-interest loan, and developer's capital. The city has the right to obtain easements of the exterior walls of downtown buildings which the city than rehabs consistent with the design standard guidelines. Owners must maintain the exterior walls according to the guidelines. Lastly, the city has worked with MDOT in a shared-cost arrangement relating to funding of street lights and banners along the proposed improvements ofthe state highway running through downtown (main street). Barb Schwientek made a motion authorizing staff and the consultant to proceed with research and gather of information for the potential development of a retail/commercial funding program. Fifield to provide examples of funding criteria or guidelines from other communities and Koropchak to invite the downtown property owners interested in rehabilitation to the next meeting. Darrin Lahr seconded the motion and with no further discussion, the motion passed unanimously. General discussion continued as to whether the community buys into the concept ofthe revitalization plan and will it work? 5. Other Business Mayor Fair informed EDA members that council members continue to work on the prioritization list which will lead to the establishment of policies and values - what we are? EDA members were encouraged to give input to the City Council and present budget request in July. The next Council/Staff meeting is scheduled for May 13. 3 . . . EDA MINUTES APRIL 29, 1997 EDA members established Wednesday, May 28, 1997, 7:00 p.m. as the date ofthe next meeting. 6. Adjournment. Clint Herbst made a motion to adjourn. The EDA meeting adjourned at 9:00 p.m. CJ~ \<CI\~~~ Ollie Koropchak, Executive Director 4