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EDA Agenda - 10/22/2025AGENDA REGULAR MEETING - ECONOMIC DEVELOPMENT AUTHORITY (EDA) Wednesday, October 22, 2025 – 7:00 a.m. Academy Room, Monticello Community Center Commissioners: President Steve Johnson, Vice President Jon Morphew, Treasurer Hali Sittig, Rick Barger, Clint Berglof, Councilmember Tracy Hinz and Mayor Lloyd Hilgart Staff: Executive Director Jim Thares, Rachel Leonard, Angela Schumann, Tyler Bevier, Anne Mueller 1. General Business A. Call to Order B. Roll Call 7:00 a.m. C. Consideration of Additional Agenda Items 2. Consent Agenda A. Consideration of Approving Amended September 24, 2025, Regular Meeting Minutes B. Consideration of Approving August 13, 2025, Regular Meeting Minutes 3. Public Hearing N/A 4. Regular Agenda A. Consideration of Resolution 2025-09 Authorizing a Façade Improvement Forgivable Loan to Sperr Properties, LLC; 154 West Broadway (former Cornerstone Café building) in the amount of $100,000 B. Consideration of authorizing the EDA attorney to prepare TIF District 1-42 and 1-43 amendments modifying (swapping) affordable age restricted (55 +) and affordable general occupancy (all ages) units between the respective Districts for future consideration 5. Other Business A. Consideration of Economic Development Manager’s Report 6. Adjournment MINUTES REGULAR MEETING - ECONOMIC DEVELOPMENT AUTHORITY (EDA) Wednesday, September 24, 2025 – 7:00 a.m. Academy Room, Monticello Community Center Commissioners Present: President Steve Johnson, Treasurer Hali Sittig, Rick Barger, Clint Berglof, Mayor Lloyd Hilgart, Councilmember Tracy Hinz Commissioners Absent: Vice President Jon Morphew Staff Present: Executive Director Jim Thares, City Administrator Rachel Leonard, Community Development Director Angela Schumann, Bob Ferguson, Anne Mueller 1. Call to Order President Steve Johnson called the regular meeting of the Monticello Economic Development Authority to order at 7:01 a.m. Mayor Hilgert arrived at the meeting at 7:03 a.m. 2. Roll Call Mr. Johnson called the roll. 3. Consent Agenda None 4. Consideration of discussion and direction related to Block 34 and Cedar Fair and surrounding redevelopment vision, action plans and timelines Economic Development Manager Jim Thares reviewed the agenda item contents with the Commissioners. He noted that attached illustration and site depictions along with the history of the sites. Mr. Thares also shared the City Engineer’s memo about the two municipal wells in Block 34 and noted the estimated costs of approximately $2,100,000 to relocate the wells. In addition, he pointed out the recent and planned improvements at East Bridge and West Bridge Park. Finally, he reviewed the Highway 25 Area Planning and Environmental Linkages (PEL) Study and the recent MNTH #25 planned improvements which will result in changes at the 4th Street intersection via a potential roundabout or a light and the follow-on impacts that will occur with traffic diverted to Cedar and other streets. Community Development Director Angela Schumann said the purpose of the meeting is to consider potential improvements as presented by other entities and how the EDA envisions moving forward on Block 34 and Cedar Fair as one large corridor rather than two separate studies. Ms. Schumann presented the question to EDA members, whether now might be the time for members to continue with the visioning as it has been moving forward or to wait until the studies from other entities are available to review as informative inputs into the EDA Regular Meeting Minutes – 09/24/25 (draft) 2 redevelopment action step-plans. Mayor Hilgert shared his disappointment in learning of the estimated costs related to the wells. In rough numbers, he estimated that it will mean a total of about $6M more needing to be invested in Block 34 related to all aspects of redevelopment. Jim Thares said the current costs total $2.8 million. To fully recoup this total back in future TIF increment, the redevelopment tax value will need to be approximately $27 to $30 million in improvements. Mayor Hilgert stated that for Block 34, he prefers less height than Block 52. A two-story building or possibly some portions being three story structures, perhaps for housing, to satisfy the valuation objective. His preference is not to have housing on Cedar Street if it exists on Block 34. Ms. Schumann suggested that a Cedar Street Corridor Plan should probably be laid out, envisioning how the public may want to use the space and further consider the Land Use Plan and think of it more cohesively with the potential MN-DOT intersection improvements at MNTH 25 and East 4th Street. Ms. Hinz urged the EDA to be careful and methodical on Block 34 redevelopment, especially knowing the estimated cost of the wells and the recent information on the proposed MN- TH #25 improvements. She suggested the focus be shifted to Cedar Street as a next objective. Ms. Schumann noted that although it is quite remote, one-way pairs are also a slim possibility coming out of the Mississippi River Crossing study (PEL). The one-ways could present serious challenges for the City. City Administrator Rachel Leonard shifted focus to the TH 25 study corridor project and suggested presenting realistic timelines for City planning and guidance from the EDA with efforts to have more engaging conversations relating to MN-DOT plans and the Downtown corridor for Monticello. She noted traffic flow and pedestrians’ safety as issues and said it is better to work together. She suggested the EDA may want to ask what the City would want the improvement to look like as protective redevelopment measures. Ms. Schumann pointed out the potential adjustment at River Street and TH 25 with the pedestrian crossing conversion to High Intensity Activated Cross Walk (acronym “HAWK”) technology signal. Administrator Leonard noted MNDOT’s awareness for City needs and described the current bridge crossing service as being at “Level F”. She noted the desire of Staff to possibly incorporate an additional crossing to shift traffic flow or another option to alleviate most traffic and potentially reroute hauling trucks due to service level failure and increased traffic. Ms. Hinz said Downtown Street crossings are sparsely used possibly due to perceived EDA Regular Meeting Minutes – 09/24/25 (draft) 3 dangerous conditions and questioned how to get pedestrians to go under the bridge to get better and safer access for the east and west sides of MN TH #25. Ms. Sittig said her work location on the east side of TH 25 saw no visitors at all during the recent well attended Let’s Chalk festival. People primarily parked and stayed on the west side of MN-TH #25. Ms. Schumann addressed the MN-DOT corridor study and suggested the EDA look at areas to provide measures for pedestrian traffic if the 4th Street/TH 25 intersection becomes a roundabout and how to treat the River Street signal if it potentially is converted to a HAWK crossing. Mr. Johnson said a stop light at 4th Street might alleviate reduced time idling with pulsing traffic flow versus continuous movement with minimal mitigation. He thought that a roundabout would slow down speeding traffic. Mr. Barger spoke of complications for pedestrians with a roundabout, noting the compact nature of the established area and the high level of semi-truck traffic. Administrator Leonard pointed out the discussions with MN-DOT relating to crossings at East 7th Street to potentially include a center island as a pause point as well as consideration to improve the east/west connections to MN-TH $25. She suggested ideas for utilizing Cedar & Walnut as designated bike and pedestrian routes to address safety concerns should be part of the traffic plans. Ms. Schumann pointed out that the overall goal at this point is not solving traffic and transportation issues. She suggested that EDA members decide to continue thinking about redevelopment action steps using the information presented and currently available or pause and wait until the river crossing PEL study and MN-DOT plans are released in the future. Mr. Johnson suggested a focus on expanding the Downtown core one block to east. He feels the improvements on TH 25 from East 7th Street to Broadway will impact several blocks of commercial properties and raises the question of how to best buffer the adjacent residential area from the increase in traffic levels. He said the EDA should try to purchase vacant parcels to potentially develop another Downtown corridor along Cedar Street east of the highway parallel to Walnut Street. Ms. Schumann noted her personal desire to incorporate additional traffic signals on TH 25 for blockbusting for circular traffic flow. Mr. Berglof felt it would be best to reroute foot traffic to flow under the bridge. Mr. Johnson pointed out the apartments and the northeast corner of Locust and West River Street and thought that it may perhaps become an area of more redevelopment interest despite the potential elevation issues. Ms. Schumann said that if the EDA is interested in this area, it can be added to future continued conversations. Mr. Johnson noted the beauty EDA Regular Meeting Minutes – 09/24/25 (draft) 4 created by the Downtown improvements enabling the Walnut/River area to become an entertainment hub rather than underutilized buildings and parking lots. Ms. Hinz asked about raising awareness of specific businesses on Broadway, i.e., an ice cream shop. Ms. Schumann noted similar comments were heard at the Downtown Rounds gathering held last week. She said potential ideas are signage and improved information supporting walkability. Ms. Hinz said she appreciated the idea of improving walkability amid the Downtown Small Area Plan and said she suspects psychological reasons play a role for pedestrians with concerns about safety. Ms. Schumann said the Downtown Small Area plan was adopted 8 years ago. It has been about 9 years since discussions such as this took place. She suggested the EDA continue with more discussion in the future to refresh the Plan and refocus on current cohesive components. The landscape has changed over time and reviewing the impacts Block 52 has created allows exploration of how it might affect other blocks beyond the core downtown area. Ms. Schumann mentioned the potential to work again with Andrew Dresdner, Urban Planner/Designer, Bolton & Menk, as he helped draft the Downtown plans and has the capacity for visionary conversations to put together a revised redevelopment vision plan. EDA members agreed with this suggestion and supported moving forward in that effort. Mayor Hilgert shared a personal observation and said Cedar Street needs improvements and notable destinations in comparison to the Walnut Street corridor. Downtown visitors prefer to not park on the east side of TH 25 to walk to the west side, unless establishments are incorporated along the park-to-destination pathway. Ms. Sittig agreed and noted the Chalk Event brought no customers to her east side business. The Arts in the Park event, held at Ellison Park, produced many walk-in customers. Mayor Hilgert believes that potentially MN-DOT’s project proposal for roundabouts or potential one-ways (river crossing study) will completely change what was anticipated and planned for Downtown thus far. He is not in favor of additional active redevelopment next steps until the bridge plans and location are determined. Administrator Leonard again advised EDA members to look at Downtown holistically. She suggested a reasonable goal would be to create a vision plan based on realistic expectations. She also said that the Plan should be an adaptive plan based on scenarios of what could happen with MN-TH #25 improvements and utilize the City’s perspectives and views to influence MN-DOT’s bridge plans. Ms. Sittig appreciated the potential food truck or food hall development scenario concept next to the Farm & Floral site, potentially creating increased foot traffic along Broadway and maybe offering a reason to cross MN-TH 25 from west to east. Mr. Johnson said he was in favor of utilizing a planning consultant to be engaged as the next EDA Regular Meeting Minutes – 09/24/25 (draft) 5 step in the overall redevelopment visioning and planning process. Ms. Schumann said she would reach out to Bolton & Menk as they are currently working with MN-DOT on MN-TH #25 studies already underway. 5. Economic Development Manager’s Report Mr. Thares provided an overview of the agenda item to the EDA and staff. No action was taken on the item. 6. Adjournment The EDA adjourned at the regular meeting at 8:20 p.m. and entered into a closed meeting to discuss the agenda items below. Closed Session - Consideration of adjourning to Develop or Consider Offers or Counteroffers for the Purchase or Sale of Real or Personal Property Pursuant to Minnesota Statute 13D.05, Subdivision 3(c)(3) • PID # 155010033041 - .29 acres (12,473.41 sq. ft.) 1 MINUTES REGULAR MEETING - ECONOMIC DEVELOPMENT AUTHORITY (EDA) August 13, 2025 – 6:00 p.m. Mississippi Room, Monticello Community Center Commissioners Present: President Steve Johnson, Treasurer Hali Sittig, Rick Barger, Clint Berglof, Mayor Lloyd Hilgart, Councilmember Tracy Hinz Commissioners Absent: Vice President Jon Morphew Staff Present: Executive Director Jim Thares, Bob Ferguson 1. General Business A. Call to Order President Steve Johnson called the regular meeting of the Monticello Economic Development Authority to order at 6:05 p.m. B. Roll Call 6:05 p.m. Mr. Johnson called the roll. 2. Approval of Agenda None 3. Consent Agenda A. Consideration of Payment of Bills B. Consideration of Approving Workshop Meeting Minutes – July 9, 2025 C. Consideration of authorizing $1,550 in funding to support the Monticello Industrial Economic Development Committee’s hosting the 2025 Manufacturers’ Breakfast Event scheduled for October 10, 2025 D. Consideration of authorizing 2026 CY funding contribution to the Initiative Foundation for Community and Economic Development programs RICK BARGER MOVED TO APPROVE THE CONSENT AGENDA. CLINT BERGLOF SECONDED THE MOTION. MOTION CARRIED UNANIMOUSLY, 5-0. 4. Public Hearing None 5. Regular Agenda A. Consideration of EDA Resolution 2025-05 approving Ordinance No. 854 establishing an Affordable Housing Trust Fund (AHTF) and accepting EDA (acting as the HRA) responsibility for creating and administration of the AHTF programs Mr. Thares provided background information about the Affordable Housing Trust Fund (AHTF), the recently approved AHTF City ordinance and the EDA’s role, through its HRA EDA Regular Meeting Minutes – August 13, 2025 duties in administering the programs created through the AHTF Ordinance. In summary, the AHTF is established with the intent to support development, rehabilitation and financing available for affordable housing. He noted that the City Council adopted Ordinance No. 854 on July 14, 2025. Mr. Thares also reminded the EDA that it is acting as the HRA as it was formed through its enabling resolution as having dual powers of an EDA and HRA as allowed in state statute. Furthermore, the establishment of an AHTF ordinance is consistent with the City’s housing goals as identified in the EDA Workplan. TRACY HINZ MOVED TO ADOPT EDA RESOLUTION 2025-05 APPROVING THE AFFORDABLE HOUSING TRUST FUND ORDINANCE NO. 854, ESTABLISHING AN AFFORDABLE HOUSING TRUST FUND FOR THE CITY OF MONTICELLO AND MORE EXPLICITLY ACCEPTING THE EDA’S (ACTING AS THE HRA) ROLE AS THE ADMINISTRATOR OF THE AFFORDABLE HOUSING TRUST FUND PROGRAMS WHICH ARE INTENDED TO SUPPORT DEVELOPMENT, REHABILITATION AND FINANCING OF AFFORDABLE HOUSING. RICK BARGER SECONDED THE MOTION. Mr. Barger asked if 2026 funding might be applied to the AHTF immediately or if there is a waiting period. Mr. Thares explained the funds will be swept into the Trust upon receipt of the funding. Mr. Johnson asked if funding might be applicable for grants toward energy updates or residential improvements, considering housing ages with its inhabitants. Mr. Thares explained that it would be an eligible use of the funding with the provision that the recipients be income qualified as low-and-moderate-income. THE MOTION CARRIED UNANIMOUSLY, 5-0. B. Consideration of EDA Resolution No. 2025-06 authorizing a Second Amendment to Lease Agreement with City of Monticello Park and Recreation Department for use of former Fred’s Gas Station, 349 West Broadway, for Monti Arts activities and programs Mr. Thares said the EDA is asked to approve a Second Amendment to Lease Agreement between the City of Monticello Parks & Recreation Department and EDA for the MontiArts program to continue to use the former Fred’s Gas Station space for projects, gatherings, and storage. The initial lease agreement was entered into in September 2018, extended for another two years at its end point in 2023, and is set to expire as of August 31, 2025. The terms of the lease amendments are addressed in Section 3. The extension establishes a new 2-year term and can be extended upon mutual agreement by both parties. LLOYD HILGART MOVED TO ADOPT EDA RESOLUTION 2025-06 APPROVING A SECOND AMENDMENT TO LEASE AGREEMENT BETWEEN THE EDA AND THE CITY OF MONTICELLO FOR 349 WEST BROADWAY (FRED’S AUTO) IN CONNECTION WITH AND FOR THE BENEFIT OF THE PARKS & RECREATION DEPARTMENT’S USE OF THE PROPERTY FOR EDA Regular Meeting Minutes – August 13, 2025 MONTIARTS ACTIVITIES. HALI SITTIG SECONDED THE MOTION. Mr. Johnson asked if there was a termination clause within the lease agreement, in the event of a developer proposal. Mr. Thares confirmed that there is a 45-day termination notice in the lease. He noted that there is not any current developer interest in the property. He said that the former USPS building next door is vacant and that a significant portion of the block City may be a future redevelopment opportunity. He also said city staff have been in contact with the owner of the old post office building and will monitor the marketing efforts for that property and present updates to and/or seek feedback from the EDA on that parcel as appropriate in the future. MOTION CARRIED UNANIMOUSLY, 5-0. C. Consideration of Resolution 2025-07 authorizing the 2026 HRA Property Tax Levy and the 2026 EDA General Fund Budget Mr. Thares provided background on the 2026 CY HRA Special Benefit property tax levy and noted that the review and approval schedule allows it to be ratified by the City Council at the same time as the City levy, late September 2025. The City will certify final property tax levies in early December 2025. He further noted that the EDA levy determination is a policy decision. He summarized the proposed 2026 EDA General Fund budget, noting the interest earnings and the minor fund transfers in the revenue side. The proposed 2026 CY HRA tax levy is $504,000 while the proposed CY 2026 EDA General Fund budget is $590,000. He pointed out that the City classification and compensation study which is being completed will have a modest impact on the EDA expenditures budget as currently there are three staff members being paid all or portions of their salaries from the budget. Mr. Thares also explained the redevelopment activities line item (which also includes land acquisition) is the largest single-budget category and may fluctuate based on the salaries and benefits final input figure. TRACY HINZ MOVED TO ADOPT EDA RESOLUTION 2025-07 APPROVING THE 2026 HRA SPECIAL BENEFIT PROPERTY TAX LEVY IN THE AMOUNT OF $504,000 AND THE EDA GENERAL FUND BUDGET IN THE AMOUNT OF $590,000. HALI SITTIG SECONDED THE MOTION. Mr. Johnson asked if EDA-owned land values have been revised to reflect the current market value. Mr. Thares said the figures are adjusted at the end of the year as per accounting and valuation practices. Mr. Barger asked Mr. Thares if he might have a figure in mind to support Block 34 redevelopment funding objectives. He responded that the ballpark goal is probably close to $2M. Mayor Hilgart added that he agreed it would be all of that or slightly EDA Regular Meeting Minutes – August 13, 2025 more. Mr. Thares also spoke about the potential sale of the EDA-owned lots in Otter Creek Business Park in 2026. When asked by Mr. Barger regarding budgeting for communications, Mr. Thares said a marketing campaign outline will be presented at a future EDA meeting for review and feedback. He stated that it is derived from the IMCP, Integrated Marketing & Communications Plan which was completed in 2022. THE MOTION CARRIED UNANIMOUSLY, 5-0. 6. Economic Development Manager’s Report Mr. Thares updated the EDA on the upcoming Wright and Sherburne County Enterprise Academy. It is 12 entrepreneurial training sessions which will take place at the Monticello Community Center (MCC) starting on September 11 and ending December 4. He explained background of the proposed $250 contribution to the class would be used for snacks and beverages for the students. He said if the EDA approves the funding request, he will ask the WCEDP to use placards informing the attendees that the City of Monticello EDA is providing snacks and beverages. Mr. Thares provided an overview of the Project Updates including the Headwaters Villa Townhomes, Big River Commercial Development including Les Schwab Tire Center, Fairfield by Marriott Hotel, and Wendy’s. Building Official Bob Ferguson spoke on the status of the Certificate of Occupancy (CO) for the Nordic Taphouse and housekeeping items to satisfy the final building inspection. Mr. Thares shared some sentiments collected from a recent downtown Business Retention and Expansion (BR&E) visit and for other upcoming Downtown Rounds in September to be hosted at Nordic Taphouse. Mr. Thares touched on the Planning Commission agenda items, project updates, and prospect list. Mr. Johnson asked if the Board wished to address the Enterprise Academy donation. LLOYD HILGART MOVED TO APPROVE $250 IN TOWARD EXPENSES OF FOOD AND DRINK FOR THE WRIGHT AND SHERBURNE COUNTY ENTERPRISE ACADEMY SESSIONS BEING HELD AT MONTICELLO COMMUNITY CENTER. HALI SITTIG SECONDED THE MOTION. MOTION CARRIED UNANIMOUSLY, 5-0. 7. Adjourn TRACY HINZ MOVED TO ADJOURN THE REGULAR MEETING OF THE MONTICELLO EDA. RICK BARGER SECONDED THE MOTION. MOTION CARRIED UNANIMOUSLY, 5-0. MEETING ADJOURNED AT 6:56 P.M. EDA Regular Meeting Minutes – August 13, 2025 Recorded By: Anne Mueller___ Date Approved: November 5, 2025 ____________________________________________ Jim Thares, Executive Director of the Monticello EDA EDA Agenda: 10/22/25 4A. Consideration of Resolution 2025-09 authorizing a façade improvement forgivable loan to Sperr Properties, LLC, 154 West Broadway (L&L Homestyle Café) in the amount of $100,000 and further waiving the policy related to the maximum funding Prepared by: Economic Development Manager, Community Economic Development Coordinator Meeting Date: 10/22/25 ☒ Regular Agenda Item ☐ Consent Agenda Item Reviewed by: Community Development Director, Finance Director Approved by: City Administrator ACTION REQUESTED Motion to table consideration of EDA Resolution #2025-09 authorizing a Façade Improvement Forgivable Loan to Sperr Property Investments, LLC, 154 West Broadway (former Cornerstone Café building), in the amount of $100,000, and further waiving the policy related to the maximum funding. REFERENCE AND BACKGROUND At the EDA meeting on October 8, 2025, a business subsidy public hearing was held related to the request for the $100,000 forgivable loan for the Sperr Properties, LLC building located at 154 West Broadway (formerly the Cornerstone Café building). The EDA discussed the item and due to the improvement rendering not being available, it acted to table the item until its second regular meeting on October 22, 205. Larry Sperr, Principal of Sperr Properties, LLC and prospective buyer of the former Cornerstone Café (tentative closing on the purchase transaction of 154 West Broadway is planned for October 31, 2025) submitted façade improvement plans and quotes from contractors related to a proposal consisting of exterior improvements, including: • New Windows • New Overhang • New Storefront entry • Stucco Repair • Exterior Painting Initially, the EDA reviewed the $100,000 funding request during its September 13, 2025, Workshop. At that time, it discussed the property visibility and the significant improvement proposal and the beneficial impacts that the façade work would have on the building as well as EDA Agenda: 10/22/25 the general project upgrades would convey about the Broadway and Walnut intersection as a prominent corner building in the downtown target area. Application Materials: The specific application materials submitted for final EDA review of the proposal include the following:  A completed application with a summary of the proposal  Improvement project quotes (two quotes as required by the program policy were submitted); the best desired quote consistent with policy is included in the packet  Rendering – Prepared by Bolton & Menk (received 10.16.25; will likely require cost estimate review and updates); See additional information below “Rendering”  Proof of ownership (closing date expected in late October)  Affidavit and proof of owner financial commitment (equity) Rendering: The attached rendering illustrations show façade improvements that are consistent with the original historic architecture and look of the 154 West Broadway building. Staff have reviewed all elevation renderings and recommend that contractors to requote the façade improvement project noting the below items as core façade improvement components. • Windows - Enlarged windows on upper and lower doors, front and side elevations • Awning – Replace awning with 3 separate awnings – front, side, door • Signage – Projecting sign needed and IOOF enhancement • Exterior Finish – Solid color paint on full building except upper corner (neutral color paint), stucco repair, brick on bottom front only as bid alternate – match existing • Doors/Entrance - Add side elevation door; consider service window as bid alternate • Shutters – not preferred Project Budget:  Façade Improvements - $167,000 o 1st Story Windows - $51,000 (Staff recommends this covered by loan) o 2nd Story Windows - $21,000 o New Overhang - $57,000 (Staff recommends $49,000 of this covered by loan) o Building Painting/Stucco Repair - $20,000 o New Front Entry - $8,000  Dumpsters and Site Prep - $10,000  Building Permit - $2,406 (Estimate by City staff)  Total Improvement Project Cost: $170,000 +/-  Sperr Properties LLC is required to contribute a minimum 5% match which totals $5,000. Sperr Properties, LLC has indicated they will meet this requirement in cash EDA Agenda: 10/22/25 payment to the contractor. Sperr Properties, LLC will be required to make the initial payment, with proof of such payment to the EDA, prior to release of EDA funds. Additional Funding Inquiry: Mr. Sperr contacted City staff on Tuesday, October 14, 2025, to inquire about a potential GMEF Loan as well to complete the entirety of the interior and exterior improvements. Although a GMEF application has not been received yet, based on discussions, the estimated loan request would be approximately $62,000 +/-. The financing structure for the entire purchase and rehab project could potentially be as shown below: Sources of Funds Uses of Funds NorthStar Bank $ 416,000 Property Purchase $ 550,000 Investor Cash Equity $ 240,712 Interior Imprvmts $ 93,712 Façade Loan (forgivable) $ 100,000 Exterior Façade $ 170,000 GMEF Loan?? $ 62,000 Contingency $ 5,000 Total $ 818,712 Total $ 818,712 I. Budget Impact The Façade Loan sub-fund currently has $101,209.07 is currently available as a $100,000 forgivable loan was approved for Stellar Properties, 124 West Broadway, at the October 8, 2025, meeting. II. Staff Workload Impact: City staff involved in this consideration include the Community Development Director, Community Economic Development Coordinator, Economic Development Manager, Finance Director, and the EDA attorney. At this point in time no other staff are required to complete the tasks involved in this effort. III. Comprehensive Plan Impact: The Monticello 2040 Vision + Plan identifies the Downtown as a “development focus” area with the intent of promoting investment and redevelopment of key properties and parcels in the City’s core area. By using its available tools such as the Façade Loan Program to assist in property investment, the EDA is helping to facilitate the effort to realize Comprehensive Plan goal “A vibrant and thriving Downtown that contributes to the City’s economic development and housing objectives” (Chapter 5, 2040 Plan). STAFF RECOMMENDATION: Staff recommends that the EDA approve the Facade Improvement Forgivable Loan to Sperr Properties, LLC (Larry Sperr), 154 West Broadway, in the amount of $100,000. Per the Policies, EDA Agenda: 10/22/25 the EDA may authorize a Façade Loan in an amount between $5,000 to $50,000. The EDA may deviate from its policies relating to the funding amount when it determines that the property merits additional funding due to its high visibility and prominence in the downtown area. Sperr Properties, LLC collaborated with City staff and architectural consultant Andrew Dresdner, Bolton & Menk, to finalize the building façade improvements rendering. The improvements reflect the discussion voiced by EDA members at the September 18, 2025, Workshop meeting. The improvements include updated color tones, regular and bay windows on the 2nd floor, new roofline paint, new flush and bay windows on the first floor, metal awning, and projecting signage. It should be noted that a recent private licensed contractor inspection of the property, completed on September 18, 2025, yielded a summary of maintenance and repairs. A letter from the City of Monticello's Chief Building Official is attached sharing his viewpoint of the items noted in the inspection report. In addition, according to the policies, funding can be approved for improvements to all or some sides of a building. For Sperr Properties, LLC, the funding is proposed to be used for the façade improvements to the visible north (front) and west (side) portions of the building. The EDA has previously approved funding in the amount of $100,000 or more for three previous downtown façade improvement proposals, 155 West Broadway (Murray’s Dance Studio; 3 visible sides) and 106 Walnut Street (Nordic Taphouse; four visible sides) and most recently, 124 West Broadway (Liquor Lounge). The exhibits included are critical supporting information for the 154 West Broadway façade improvement proposal. The current fund balance in the façade improvement program is $101,209.07. SUPPORTING DATA A. EDA Resolution B. Façade Loan Agreement C. Promissory Note D. Façade Loan Application E. Lemperes Bid F. Cunningham Renderings G. Rendering “A” and “B” H. Aerial Photo – 154 West Broadway I. WC Beacon Report – 154 West Broadway J. Downtown Façade Improvement Loan Policy K. Public Hearing Notice L. Chief Building Official Letter, dated October 3, 2025 1 4902-0658-5707.1 EDA RESOLUTION NO. 2025-9 RESOLUTION APPROVING A LOAN AGREEMENT BETWEEN THE CITY OF MONTICELLO ECONOMIC DEVELOPMENT AUTHORITY AND SPERR PROPERTIES, LLC BE IT RESOLVED BY the Board of Commissioners (“Board”) of the City of Monticello Economic Development Authority (the “Authority”) as follows: Section 1. Recitals. 1.01. The Authority recognizes the need to encourage investment in commercial and retail buildings in the downtown area of the City of Monticello, Minnesota (the “City”) in order to maintain the economic viability of the City and its Downtown/Central Community District and as such, has established a program to provide forgivable loans to eligible properties in the City’s downtown to improve the façades of existing commercial and retail buildings (the “Façade Program”). On November 9, 2022 and January 10, 2024, the Authority adopted revised policies for the Façade Program (the “Policies”). 1.02. The Authority and Sperr Properties, LLC, a Minnesota limited liability company (the “Borrower”),, desire to enter into a loan agreement (the “Loan Agreement”) for a Façade Program forgivable loan in the amount of $100,000 (the “Loan”) to be used to pay a portion of the costs of exterior improvements to the building located on that certain real property at 154 West Broadway in the City (the “Property”). 1.03. The Policies require that the maximum loan amount be no greater than $50,000 (the “Maximum Amount Requirement”). Section 2. The Authority is a grantor as defined in Minnesota Statutes, Sections 116J.993 to 116J.995, as amended (the “Business Subsidy Act”), is authorized to grant financial assistance (“Business Subsidy”) for private development and has previously adopted criteria for awarding Business Subsidies that complies with the Business Subsidy Act. Section 3. On the date hereof, the Authority held a duly noticed public hearing regarding the provision of a Business Subsidy to the Borrower and a proposed business subsidy agreement (the “Business Subsidy Agreement”) and determined that the creation and/or retention of jobs is not a goal of this Business Subsidy and instead the goal of the business subsidy is to help encourage investment in commercial and retail buildings in the City’s business district and prevent blight and blighting factors therein. Therefore, notwithstanding the requirements of Section 116J.994, Subd. 2 of the Business Subsidy Act, the Authority determines that the terms of the Loan may deviate from the Authority’s written business subsidy criteria, and hereby sets the job and wage goals of the Loan at zero. Section 2. Loan Agreement Approved. 2.01. The Authority hereby approves the Loan and the waiver of the Maximum Amount Requirement. The Authority hereby approves the Loan Agreement in substantially the form presented to the Board including the business subsidy and the Escrow Agreement attached thereto, together with any related documents necessary in connection therewith, including without limitation the Promissory Note, the Draw Request, and all documents, exhibits, certifications, or consents referenced in or attached to the Loan Agreement (the “Loan Documents”). 4902-0658-5707.1 2.02. The Board hereby authorizes the President and Executive Director, in their discretion and at such time, if any, as they may deem appropriate, to execute the Loan Documents on behalf of the Authority, and to carry out, on behalf of the Authority, the Authority’s obligations thereunder when all conditions precedent thereto have been satisfied. The Loan Documents shall be in substantially the form on file with the Authority and the approval hereby given to the Loan Documents includes approval of such additional details therein as may be necessary and appropriate and such modifications thereof, deletions therefrom and additions thereto as may be necessary and appropriate and approved by legal counsel to the Authority and by the officers authorized herein to execute said documents prior to their execution; and said officers are hereby authorized to approve said changes on behalf of the Authority. The execution of any instrument by the appropriate officers of the Authority herein authorized shall be conclusive evidence of the approval of such document in accordance with the terms hereof. This resolution shall not constitute an offer and the Loan Documents shall not be effective until the date of execution thereof as provided herein. 2.03. In the event of absence or disability of the officers, any of the documents authorized by this resolution to be executed may be executed without further act or authorization of the Board by any duly designated acting official, or by such other officer or officers of the Board as, in the opinion of the City Attorney, may act in their behalf. Upon execution and delivery of the Loan Documents, the officers and employees of the Board are hereby authorized and directed to take or cause to be taken such actions as may be necessary on behalf of the Board to implement the Loan Documents. Approved this 8th of October, 2025, by the Board of Commissioners of the City of Monticello Economic Development Authority. ___________________________________ President ATTEST: ___________________________________ Executive Director 4916-9136-9067.1 LOAN AGREEMENT (Facade Improvement Forgivable Loan Program) THIS LOAN AGREEMENT (this “Agreement”) is made effective as of [________], 2025, by and between SPERR PROPERTIES, LLC, a Minnesota limited liability company (the “Borrower”), and the CITY OF MONTICELLO ECONOMIC DEVELOPMENT AUTHORITY, a public body corporate and politic and a political subdivision under the laws of the State of Minnesota (the “Lender”). RECITALS A. The Lender recognizes the need to encourage investment in commercial and retail buildings in the downtown area of the City of Monticello, Minnesota (the “City”) in order to maintain the economic viability of the City and its Downtown/Central Community District and as such, has established a program to provide forgivable loans in amounts up to $50,000 to eligible properties in the City’s downtown to improve the façades of existing commercial and retail buildings (the “Façade Program”). On November 9, 2022 and January 10, 2024, the Lender adopted revised policies for the Façade Program (the “Policies”). The Policies require the maximum loan amount be no greater than $50,000 (the “Maximum Amount Requirement”). B. The Borrower, as the fee owner of the property located at 154 West Broadway in the City as legally described in EXHIBIT A attached hereto (the “Loan Property”), applied for and was awarded by the Lender on October 8, 2025, a forgivable loan from the Façade Program in the principal amount of $100,000 (the “Loan”) in order to undertake façade improvements to the building located on the Loan Property (collectively the “Project”). By resolution on October 8, 2025, the Board of Commissioners of the Lender waived the Maximum Amount Requirement and approved the Loan. C. The Lender makes the Loan to the Borrower subject to all of the terms and conditions of this Agreement. D. Contemporaneously with the execution hereof, the Borrower is delivering to the Lender a Promissory Note (the “Note”) effective as of the date herewith made by the Borrower and payable to the order of the Lender, in the original principal amount of $100,000. NOW, THEREFORE, in consideration of the mutual covenants hereinafter contained, it is hereby agreed as follows: 1. Amount and Purpose of Loan. The Borrower agrees to take and the Lender agrees to make the Loan in the principal amount of One Hundred Eleven Thousand and No/100 Dollars ($100,000) to be advanced in a single disbursement as hereinafter provided. The Loan will be evidenced by the Note. The Loan proceeds (the “Proceeds”) will be used only towards the cost of the Project. 2. The Project. For the purposes of this Agreement, the term “Loan Property” means the real estate legally described in EXHIBIT A attached hereto together with all improvements now located or hereafter placed thereon. The Borrower agrees to undertake the improvements to the façade of the building on the Loan Property in accordance with and subject to the Policies. The Borrower will complete the project no later than 180 days from the date hereof (the “Completion Date”). Failure to complete the Project on or before the Completion Date shall be a default hereunder. 3. Documents to be Delivered. The Borrower covenants and agrees to immediately cause the compliance with the following conditions: 4916-9136-9067.1 (a) Note. Deliver the Note to the Lender. (b) Architectural Rendering. Deliver to the Lender an architectural rendering (the “Architectural Rendering”) of the final selected improvements. The Lender must provide final approval to the Architectural Rendering prior to the Borrower beginning work on the Project. (c) Project Cost and Source of Funds Certificate. Deliver to the Lender a sworn certificate detailing costs and sources of funds to be utilized for the Project (“Project Cost Certificate”), in a form acceptable to the Lender, verified on oath by an authorized representative of the Borrower showing an itemized breakdown of: (i) the source and amount of all Project funds; and (ii) of the total cost of the Project. Not less than 5% of the Project funds must come from the Borrower’s own funds. The Borrower shall deliver to the Lender lien waivers, receipts for payment and other evidence of payment acceptable to the Lender with respect to any such portion of costs and charges incurred through the date of the Project Cost Certificate. (d) Insurance. Deliver to the Lender a certificate or policy for all insurance required, under the terms hereof to be maintained by the Borrower. (e) Compliance with Laws, Etc. Deliver to the Lender such evidence as the Lender may require as to the compliance of the Loan Property and the Project with: (i) all applicable laws, codes, rules, regulations and ordinances, including, without limitation, those relative to environmental protection, protection of wetlands, building and zoning matters and the Americans with Disabilities Act; and (ii) the requirements of any restrictive covenants, conditions and restrictions, conditional use permits or planned unit developments applicable to the Loan Property. The Lender may waive any of the above requirements in its sole discretion. 4. Disbursement of Loan. (a) All Proceeds shall be paid to Borrower in accordance with the terms and conditions of this Agreement. Notwithstanding anything to the contrary herein, if the cost of the Project exceeds the amount to be reimbursed under this Agreement, such excess shall be the sole responsibility of the Borrower. (b) On ______________, 2025 (the “Closing Date”), the Proceeds shall be deposited into an escrow account with National Bank of Commerce, located at 1421 E. 7th St., Monticello, as escrow agent (the “Escrow Agent”) selected by the Lender. The disbursement of the Proceeds will be made subject to the conditions precedent that prior to or as of each date of disbursement: (i) The Lender has received from Borrower an executed copy of this Agreement and of an escrow agreement in substantially the form attached as Exhibit B (the “Escrow Agreement”); (ii) The Lender and Escrow Agent have received from the Borrower’s authorized representative one or more draw requests in substantially the form attached to the Escrow Agreement (each a “Draw Request”), certifying with respect to each requested disbursement: that each item for which the disbursement is proposed is included in the Project, accompanied by paid or payable invoices or other comparable evidence that the cost has been incurred and paid or is payable by Borrower; 4916-9136-9067.1 (iii) Borrower has provided evidence satisfactory to Lender that Borrower has established an account for the exclusive purpose of recording the receipt and expenditure of the Proceeds; (iv) Borrower is in compliance with the terms of the Policies and this Agreement; (v) Prior to the final disbursement of the Proceeds, the Borrower shall: (1) notify the Lender when construction of the Project has been substantially completed. The Lender or their assignee will, within a reasonable time after such notification, inspect the Loan Property in order to determine whether the conditions set forth in Section 2 have been satisfied. If the Lender determines that the conditions set forth in Section 2 have not been satisfied, the Lender will provide a written statement indicating any deficiencies to be remedied by the Borrower and the Borrower shall remedy such deficiencies diligently and with reasonable dispatch to completion. If the Lender determines that the conditions set forth in Section 2 have been satisfied, the Lender will provide a written statement of completion (the “Completion Statement”); and (2) provide the Lender with: (a) lien waivers from all contractors and sub-contractors for all work and/or materials in connection with the Project; (b) a final Project Cost Certificate; (c) evidence acceptable to the Lender that the Borrower has expended its own funds on the Project in an amount at least equal to 5% of the total cost of the Project; and (d) final invoices from any and all contractors who worked on the Project. 5. Façade Program Requirements and Covenants. (a) Façade Program. The Loan is made pursuant to the Façade Program which provides loans for eligible façade improvements. The loans are structured as 3-year no-interest forgivable loans, whereby 50% of the total loan amount is forgiven after the first year and 25% of the total loan amount is forgiven after the second and third year. From and after the Closing Date through and until the Conversion Date (as defined below), the Borrower shall not be required to make any payments of principal or interest. (b) Policies. The Loan shall be forgiven as set forth below if the Borrower meets all of the following requirements: (i) Timely Completion of Project. All work on the Project must be completed by the Completion Date in accordance with and subject to the policies of the Façade Program. (ii) Architectural Rendering. The Project must be completed in substantial conformity with the Architectural Rendering as approved by the Lender. (iii) Transfer. Through [_______], 2028 (the “Maturity Date”), the Borrower shall not sell, transfer, lease, or convey the Loan Property or any part of it, or any interest therein, or encumber the Loan Property or any part of it, in any manner, without written consent of the Lender, which consent may be granted or withheld in the discretion of the Lender. This requirement shall apply to each and every sale, transfer, lease, or conveyance, whether voluntary or involuntary and whether or not the Lender has consented to any such 4916-9136-9067.1 prior sale, transfer, lease, or conveyance. (iv) No Defaults. As of each Determination Date (as defined below), there are no defaults under this Agreement or any other agreement between the Lender and the Borrower which is beyond any notice and cure period. (c) Compliance Determination. On [_____] 1, 2026 and on each [______] 1 thereafter through and including the Maturity Date (each a “Determination Date”), the Lender will determine, in its sole and absolute discretion, whether the Borrower has fully and timely complied with the requirements of this Section 5 as of such date. The Borrower will promptly provide all such documentation as the Lender reasonably requests in the Lender’s effort to determine whether the Borrower timely complied with the requirements of this Section 5. If the Lender determines, in its sole and absolute discretion, that the Borrower fully and timely complied with the requirements of this Section 5 as of such date, as strictly interpreted, the Lender will forgive a portion of the principal amount of the Loan as of each such Determination Date and the principal balance of the Loan and the Note shall be deemed reduced and outstanding in the following amounts as of each Determination Date: Determination Date: Deemed Outstanding Principal Balance [_______] 1, 2026 $50,000 [_______] 1, 2027 $25,000 [_______] 1, 2028 $0 (d) Conversion. If the Lender determines at any time that the Borrower have not or cannot fully or timely comply with the requirements of this Section 5, then the Loan shall no longer be forgivable, and the Borrower shall repay the outstanding balance of the Loan not later than 30 days after the Lender sends written notice thereof (the “Conversion Date”) in accordance with the loan payoff as of such Conversion Date set forth below: Conversion Date: Loan Payoff Amount [_______] 1, 2025- [_______], 2026 $100,000 [_______] 1, 2026- [_______], 2027 $50,000 [_______] 1, 2027- [_______], 2028 $25,000 The terms and conditions of this Agreement and any other related loan document and the Borrower’s obligations thereunder shall continue until the Loan is repaid in full. If the Borrower transfers the property in default of Section 5(b)(iii) of this Agreement, the Loan must be repaid by Borrower to Lender in full. (e) Final Maturity. Within a reasonable time after full and final payment or forgiveness of the Loan, the Lender will return the Note to the Borrower. 6. Access to Loan Property. The Lender and its respective representatives shall have at all reasonable times the right to enter and have free access to the Loan Property and the right to inspect the Loan Property. 7. Books and Records. The Borrower agrees to maintain accurate and complete books, accounts, and records in regard to the Project in a manner reasonably acceptable to the Lender. Such books, accounts, and records shall be kept and maintained by the Borrower for a period of six (6) years following the 4916-9136-9067.1 Termination Date (as hereinafter defined). Accounting methods shall be in accordance with generally accepted accounting principles. The Lender, acting solely through its municipal or financial advisor, shall have the right to inspect, examine and copy all such books and records of the Borrower. The Borrower shall, at the Lender’s request, furnish such information solely to the Lender’s municipal or finance advisor, as may reasonably be demanded. 8. Time of Essence. Time is of the essence in the performance of this Agreement. 9. Assignability. The Borrower shall not assign this Agreement without the prior written consent of the Lender, which consent may be withheld, conditioned, or delayed in the Lender’s sole discretion. The Lender may freely assign or otherwise transfer (including by participation) all or any part of its interest in the Loan or any or all of the Loan documents, at the Lender’s sole discretion. 10. Miscellaneous Covenants of Borrower. The Borrower covenants and agrees with the Lender that, without cost to the Lender, the Borrower will: (a) Performance of Conditions. Promptly keep, perform and comply with all of the terms, covenants and conditions to be kept and performed by the Borrower as required by the City and any other governmental body having jurisdiction over the Loan Property as a condition of platting, rezoning or developing the Loan Property; keep unimpaired the rights of the Borrower under any permit or agreement issued or made by the City or other governmental body having jurisdiction over the Loan Property and any contracts obtained or held by the Borrower in connection with the construction of the Project; and to enforce the prompt performance of all of the terms, covenants and conditions to be kept and performed by the City or other governmental body having jurisdiction over the Loan Property, respectively, under any permits or agreements issued or made by the City or such other governmental bodies, and any contractors under all contracts obtained or held by the Borrower in connection with construction of the Project. (b) Amendment, Etc. of Documents. Not amend, cancel, terminate, supplement, or waive any of the material terms, covenants, and conditions of any permit or agreement issued or made by the City or any other governmental body having jurisdiction over the Loan Property, or any other contracts obtained or held by the Borrower in connection with the construction of the Project or any contracts, documents or agreements referred to herein without the prior written approval of the Lender. The Borrower will provide the Lender with complete documentation concerning any change made to the Project. (c) Performance of Note, etc. Without limiting the foregoing, keep and perform all of the terms, covenants, conditions and requirements of the Note and this Agreement. (d) Insurance. During the term of this Agreement, the Borrower shall procure and maintain or cause to be procured and maintained at their sole expense, casualty insurance, public liability insurance and such other types of insurance as are reasonably required by the Lender from time to time, insuring the Lender and the Borrower with coverages, in amounts and with companies satisfactory to the Lender. (e) Pay Fees. Pay at closing, or within 30 days of written notice from the Lender, all loan charges including, but not limited to: (i) the Lender’s attorneys’ fees; and (ii) filing fees of any instruments required under this Agreement. 4916-9136-9067.1 (f) Default Notices. Provide the Lender with a copy of any default notice received by the Borrower, pursuant to any documents related to any financing secured by the Loan Property or any governmental authority, promptly after receipt of the same. 11. Warranties. The Borrower represents and warrants to the Lender the following: (a) The making and performance of this Agreement and the execution and delivery of the Note and any other instrument required hereunder are within the powers of the Borrower and have been duly authorized by all necessary organizational action on the part of the Borrower. This Agreement and the Note, and any other instruments required hereunder have been duly executed and delivered and are the legal, valid, and binding obligations of the Borrower enforceable in accordance with their respective terms. (b) No litigation, tax claims or governmental proceedings are pending or threatened against the Borrower, and no judgment or order of any court or administrative agency is outstanding against the Borrower which would have a material adverse effect on the Borrower. (c) The Borrower has filed all tax returns (federal and state) required to be filed for all prior years and paid all taxes shown thereon to be due, including interest and penalties. The Borrower will file all such returns and pay all such taxes for the current and future years. (e) All information, financial or other, which has been submitted by the Borrower in connection with the Loan is true, accurate, and complete in all material respects. 12. Indemnification. The Borrower shall defend, hold harmless and indemnify the Authority and its officials, commissioners, officers, agents and employees from and against all claims, liability, costs, expenses, loss or damages of any nature whatsoever, including reasonable attorneys’ fees, arising out of or in any way connected with its failure to perform its covenants and obligations under this Agreement and any of its operations or activities related thereto. The provisions of this paragraph shall survive the termination of this Agreement. This indemnification shall not be construed as a waiver on the part of either the Borrower or the Authority of any immunities or limits on liability provided by applicable Minnesota law. 13. Defaults. Each of the following shall constitute an Event of Default: (a) If the Borrower fails to pay when due any amount due under this Agreement, the Note, or any other documents listed in Section 3. (b) Bankruptcy, reorganization, assignment, insolvency or liquidation proceedings, or other proceedings for relief under any applicable bankruptcy law or other law for relief of debtors are instituted by or against the Borrower and, if such proceedings are instituted against the Borrower, an order, judgment or decree, without the consent of the Borrower appointing a trustee or receiver for the Borrower or any part of their property or approving a petition under the bankruptcy laws of the United States or any similar laws of any state or other competent jurisdiction, shall have remained in force undischarged or unstayed for a period of 30 days. (c) Any of the terms, covenants, or conditions of any permit or other agreement issued or made by the City or other governmental body having jurisdiction over the Loan Property are not complied with within the time required thereby or are terminated or modified by the City or such other governmental body and the Borrower has not taken the necessary steps to correct or cure the 4916-9136-9067.1 same within 30 days after written notice is given by the Lender. (d) Any mechanic’s or material supplier’s lien is filed, against the Loan Property and is not released, satisfied, or discharged or bonded to the Lender’s satisfaction. (e) A transfer which violates Section 5(b)(iii) hereof occurs or the Borrower abandons the Loan Property. (f) The Borrower fails: (i) to complete construction of the Project by the Completion date; (ii) to construct the Project in accordance with this Agreement; (iii) to observe or perform any other covenant, condition, obligation or agreement on its part to be observed or performed under this Agreement, the Note, or any other document executed by the Borrower pursuant to this Agreement; or (iv) fails to pay any amount or perform any obligation under any other note, mortgage or other agreement now or hereafter made by the Borrower in favor of or with the Lender or otherwise now or hereafter made by the Borrower in connection with the Loan Property, and any such failure continues 30 days after written notice is given by the Lender. (g) Any representation or warranty by the Borrower contained herein or in the Note, or any other instrument required hereunder is false or untrue in any material respect when made. 14. Remedies. Upon the occurrence of an Event of Default, the Lender, at its option, shall, in addition to any other remedies which it might be entitled to by law, have the right to: (a) Perform such other acts or deeds which reasonably may be necessary to cure any default existing under this Agreement, and to this end, it is hereby agreed as follows: (i) All sums expended by the Lender in effectuating its rights under paragraphs (ii) and (iii) of this paragraph shall be deemed to have been advanced under this Agreement and to be secured by any security document required under this Agreement as security for the Loan. (ii) The Lender, at its option, shall have the right to enter into possession of the Loan Property and perform any and all work and labor necessary to complete the Project substantially as required under this Agreement and to do all things necessary or incidental thereto. (iii) The powers herein granted the Lender shall be deemed to be powers coupled with an interest and the same are irrevocable. (b) cancel this Agreement; (c) bring appropriate action to enforce such performance and the correction of such Event of Default; (d) if a default occurs under Section 5(b)(iii) hereof, declare the entire unpaid principal of the Note immediately due and payable without notice; and (e) pursue whatever action, including legal, equitable or administrative action, which may appear necessary or desirable to collect all costs (including reasonable attorneys’ fees) and any amounts due under this Agreement or to enforce the performance and observance of any 4916-9136-9067.1 obligation, agreement, or covenant hereof. 15. Default under Note. The failure by the Borrower to keep or perform any of the terms, covenants, and conditions to be kept or performed by it under this Agreement shall constitute a default under the Note. 16. Notices. Any notices given hereunder shall be in writing and shall be deemed to have been given when delivered personally or three (3) days after deposited in the United States mail, registered, postage prepaid, addressed as follows: If to the Borrower: Sperr Properties, LLC [__________] [__________] Attn: [_______] If to the Lender: City of Monticello Economic Development Lender 505 Walnut Street Monticello, MN 55362 Attn: Executive Director or addressed to any such party at such other address as such party shall hereafter furnish by notice to the other party. Any notice delivered personally to the Borrower shall be delivered to an officer of the Borrower, and any notice delivered personally to the Lender shall be delivered to an officer of the Lender at the address for the Lender for the mailing of notices. Either party may change its address for the giving of notices by giving the other party at least 10 days’ notice in the manner provided above. 17. Termination. This Agreement shall terminate on the later of the Maturity Date or the date that the Loan has been paid in full (the “Termination Date”). Notwithstanding anything herein to the contrary, the indemnification provisions provided in Section 12 hereof shall not terminate on the Termination Date. 18. Headings. The headings used in this Agreement are for convenience only and do not define, limit, or construe the contents of this Agreement. 19. Bindings on Successors and Assigns. Subject to the limitations on transfer contained in this Agreement, this Agreement shall be binding upon and inure to the benefit of the successors and assigns of the parties hereto. 20. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of Minnesota, without giving effect to any choice or conflict of law provision or rule. 21. Counterparts. This Agreement may be executed in 2 or more counterparts, each of which shall be an original and all of which shall constitute the same agreement. 22. Entire Agreement. This Agreement, the Note and the other documents executed by the Borrower and/or the Lender pursuant to this Agreement contain the entire agreement between the parties 4916-9136-9067.1 with respect to the subject matter hereof and supersede all prior understandings and agreements, both oral and written. This Agreement may be amended only in a writing signed by the parties hereto. 23. Fees and Expenses. The Borrower agrees to pay to the Lender immediately upon demand all costs and expenses, including, without limitation, all attorneys’ fees, incurred by the Lender in connection with the enforcement of the Lender’s rights and/or the collection of any amounts which become due to the Lender under this Agreement, the Note or the other documents executed in connection herewith; and the prosecution or defense of any action in any way related to this Agreement, the Note or the other documents executed in connection herewith. 24. Electronic Signatures; Execution in Counterparts. The electronic signature of the parties to this Agreement shall be as valid as an original signature of such party and shall be effective to bind the parties hereto. For purposes hereof, (i) “electronic signature” means a manually signed original signature that is then transmitted by electronic means; and (ii) “transmitted by electronic means” means sent in the form of a facsimile or sent via the internet as a portable document format (“pdf”) or other replicating image attached to an electronic mail or internet message. This Agreement may be simultaneously executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. 25. Data Practices. All data collected, created, received, maintained or disseminated for any purpose in the course of Borrower’s performance of this Agreement is governed by the Minnesota Government Data Practices Act, Minn. Stat. Ch. 13, and any other applicable state statutes, any state rules adopted to implement the Act and statutes, as well as federal statutes and regulations on data privacy. 26. Audits. The accounts and records of the Borrower described in paragraph (l) above shall be audited in the same manner as all other accounts and records of the Borrower and may, for a period of six (6) years following the Termination Date, be inspected on the Borrower’s premises by the Authority or individuals or organizations designated by the Authority, upon reasonable notice thereof to the Borrower. The books, records, documents and accounting procedures relevant to this Agreement are subject to examination by the State Auditor in accordance with Minnesota law. 27. Business Subsidy. The assistance outlined in this Agreement constitutes a “business subsidy” (the “Business Subsidy”) under Minnesota Statutes, Sections 116J.993 to 116J.995, as amended (the “Business Subsidy Act”) and this Agreement constitutes a “business subsidy agreement” as required by the Business Subsidy Act. The Borrower acknowledges and agrees that the amount of the Business Subsidy granted to the Borrower under this Agreement is $100,000 and that the Business Subsidy is needed because demolition and redevelopment costs are higher than for new development and construction of the Project is not sufficiently feasible for the Borrower to undertake without the Business Subsidy. The City has determined that the public purposes of the Project include improving its preventing blight, rejuvenating its commercial district, redeveloping blighted or underutilized property, increasing housing units in the City, increasing the tax base in the City and State, and stimulating construction and construction jobs. Following a public hearing on October 8, 2025, the City Council has determined that creation or retention of jobs is not a goal of the Project and consequently set the wage and job goals (the “Goals”) hereunder at zero. (b) Because the Goals are set at zero, the Borrower is not subject to the prepayment provisions of the Business Subsidy Law. (c) To the extent required by the Minnesota Department of Employment and Economic Development, within 30 days of a request from the City, the Borrower agrees to (i) report its progress on achieving the Goals to the City until the later of the date the Goals are met or two years from the date of 4916-9136-9067.1 the certificate of occupancy for the Project (the “Benefit Date”), (ii) include in the report the information required in Section 116J.994, Subdivision 7 of the Business Subsidies Act on forms developed by the Minnesota Department of Employment and Economic Development, and (iii) send completed reports to the City; provided, however, that such reporting obligations will not affect the terms of this Agreement which set the Goals at zero or effect any obligation for Borrower to meet any greater Goals than those contemplated herein. (d) The Borrower or its permitted assignee agrees to continue operations of the Project for at least 5 years after the Benefit Date. (e) Other than the assistance provided in this Agreement there are no other state or local government agencies providing financial assistance for the Project and the Borrower has no parent corporation. S-1 4916-9136-9067.1 IN TESTIMONY WHEREOF, the Borrower causes this Agreement to be effective as of the day and year first above written. SPERR PROPERTIES, LLC By: Name:__________________________________ Its: ____________________________________ S-2 4916-9136-9067.1 IN TESTIMONY WHEREOF, the Lender causes this Agreement to be effective as of the day and year first above written. CITY OF MONTICELLO ECONOMIC DEVELOPMENT AUTHORITY By: Name: Steve Johnson Its: President By: Name: Jim Thares Its: Executive Director A-1 4916-9136-9067.1 EXHIBIT A LOAN PROPERTY A-2 4916-9136-9067.1 EXHIBIT B ESCROW AGREEMENT FAÇADE IMPROVEMENT FORGIVABLE LOAN PROGRAM ESCROW AGREEMENT This Agreement is entered into this ___ day of _____, 20__, by and between Sperr Properties, LLC, a Minnesota limited liability company (the “Borrower”), National Bank of Commerce, a federal savings bank (the “Escrow Agent”), and the City of Monticello Economic Development Authority, a public body corporate and politic under the laws of Minnesota (the “Authority”). Purpose The purpose of the escrow established pursuant to this Agreement is to provide assurance to the Authority that Borrower will complete the Project described in the Loan Agreement between the Authority, and the Borrower dated [_______], 2025 (the “Loan Agreement”), which is incorporated herein by reference. All capitalized terms which are not otherwise defined herein shall have the meanings set forth in the Loan Agreement. Escrow The Escrow Agent hereby acknowledges receipt from the Authority of Proceeds in the amount of $100,000.00 to be disbursed in connection with the construction by Borrower of the Project. Proceeds will be disbursed to the Borrower in one or more payments as evidenced by the provisions of this section. Before disbursement of any Proceeds deposited hereunder, Borrower must submit to the Authority and Escrow Agent a draw request in substantially the form attached hereto as Exhibit A (the “Draw Request”) containing evidence showing that costs for the Project have been paid or incurred by the Borrower in at least the amount requested, provided that (i) no Proceeds will be disbursed until Borrower provides evidence that Borrower has paid Borrower’s required share of total costs of the Project. Prior to the final disbursement of Proceeds, the Borrower shall: (i) notify the Lender when construction of the Project has been substantially completed. The Lender or their assignee will, within a reasonable time after such notification, inspect the Loan Property in order to determine whether the conditions set forth in Section 2 have been satisfied. If the Lender determines that the conditions set forth in Section 2 have not been satisfied, the Lender will provide a written statement indicating any deficiencies to be remedied by the Borrower and the Borrower shall remedy such deficiencies diligently and with reasonable dispatch to completion. If the Lender determines that the conditions set forth in Section 2 have been satisfied, the Lender will provide a written statement of completion (the “Completion Statement”); and (ii) provide the Lender with: (a) lien waivers from all contractors and sub-contractors for all work and/or materials in connection with the Project; (b) a final Project Cost Certificate; (c) evidence acceptable to the Lender that the Borrower has expended its own funds on the Project in an amount at least equal to 5% of the total cost of the Project; and (d) final invoices from any and all contractors who worked on the Project. The Authority may, if not satisfied with any evidence provided, request such further documentation or clarification as the Authority may reasonably require. A-3 4916-9136-9067.1 The Authority will authorize disbursement by the Escrow Agent of the Proceeds upon receipt and approval of the Borrower’s Draw Request evidencing costs of the Project exceeding Borrower’s required contribution by at least the amount of the requested disbursement. Final disbursement of Proceeds must be made no later than six months after the date hereof. Indemnity Borrower agrees to indemnify and hold harmless the Authority from and against any claim, damage, liability, loss or expense, including reasonable attorney’s fees, made by any party in connection with the performance of obligations under this Agreement. Title and Escrow Charges Any escrow fees will be paid by Authority. Termination This Agreement will terminate upon the earlier to occur of one of the following: i) mutual written agreement of the parties; or ii) disbursement of all Proceeds to Borrower (the “Termination Date”). Any balance of Proceeds remaining in escrow as of the Termination Date will be returned to the Authority. A-4 4916-9136-9067.1 SPERR PROPERTIES, LLC By: ___________________________ Its: ___________________________ Date: __________________________ CITY OF MONTICELLO ECONOMIC DEVELOPMENT AUTHORITY ___________________________________________ Date: ____________________ By: Its President ___________________________________________ Date: ____________________ By: Its Executive Director National Bank of Commerce By: ________________________________________ Date: ____________________ Its _____________________________________ A-5 4916-9136-9067.1 EXHIBIT A TO ESCROW AGREEMENT DRAW REQUEST – DOWNTOWN FAÇADE IMPROVEMENT PROGRAM TO: City of Monticello Economic Development Authority 505 Walnut Street, Suite 1 Monticello, MN 55362 Attn: Executive Director DISBURSEMENT DIRECTION The undersigned Authorized Representative of Sperr Properties, LLC, a Minnesota limited liability company (the “Borrower”), hereby authorizes and requests you to disburse from the Proceeds, in accordance with the terms of the Loan Agreement between the City of Monticello Economic Development Authority (the “Lender”) and the Borrower, dated as of [_______], 2025 (the “Agreement”), and the Escrow Agreement, the following amount to the following person and for the following proper costs of the Project: 1. Amount: 2. Payee: 3. Purpose: all as defined and provided in the Agreement and as evidenced in Exhibit A. The undersigned further certifies to the Lender that (a) none of the items for which the payment is proposed to be made has formed the basis for any payment previously made under Section 4 of the Agreement (or before the date of the Agreement); (b) each item for which the payment is proposed is eligible for funding from the Proceeds; and (c) the Borrower has paid, at the Borrower’s sole expense, $______________ in costs of the Project, representing at least the Borrower’s 5% required share of such costs. All capitalized terms which are not otherwise defined herein shall have the meanings set forth in the Loan Agreement. Dated: ____________________ ______________________________________ Borrower’s Authorized Representative A-6 4916-9136-9067.1 EXHIBIT A INVOICES OR OTHER EVIDENCE OF COSTS INCURRED 4909-2859-5563.1 PROMISSORY NOTE (Facade Improvement Forgivable Loan Program) _________, 2025 Amount: $100,000 Interest: 0.00% Maturity Date: [________] 1, 2028 FOR VALUE RECEIVED, the undersigned, SPERR PROPERTIES, LLC, a Minnesota limited liability company (“Borrower”) promises to pay to the order of CITY OF MONTICELLO ECONOMIC DEVELOPMENT AUTHORITY, a public body corporate and politic and a political subdivision under the laws of the State of Minnesota (“Lender”), at 154 West Broadway, Monticello, Minnesota 55362, or such other place as Lender or any other holder of this Note may designate in writing, on or before the Maturity Date (as defined above), the principal sum of One Hundred Thousand and No/100 Dollars ($100,000), without interest. This Note is made pursuant to a Loan Agreement, between Borrower and Lender, of even date herewith (“Loan Agreement”). All capitalized terms which are not otherwise defined herein shall have the meanings set forth in the Loan Agreement. This Note is made pursuant to the Program and the Policies. As of each Determination Date (as defined in the Loan Agreement), Lender will forgive a portion of the principal balance of the Note, subject to and in accordance with the terms of the Loan Agreement. If Lender determines at any time that Borrower is not in compliance with the terms of the program, subject to and in accordance with the terms of the Loan Agreement, Borrower will be required to promptly pay the outstanding principal hereunder on the Conversion Date (as defined in the Loan Agreement). If the Lender, or any other holder of this note, has not received the full amount of any outstanding principal provided for in this note, by the end of 7 calendar days after the date it is due, Borrower shall pay a late charge fee to the Lender, or any other holder of this note. The amount of the late charge fee shall be 8.00% of the overdue outstanding principal. The Borrower shall pay this late charge fee on demand, however, collection of the late charge fee shall not be deemed a waiver of the Lender’s right to declare an Event of Default and exercise its rights and remedies as provided for in the Loan Agreement and the Security Documents. Each payment made under this note shall be applied as follows: (i) first, to be applied against and pay unpaid late charges and any other charges, including attorneys' fees and protective advances; and then (ii) all remaining amounts, if any, shall be applied against and reduce the then outstanding principal balance of this Note. If an Event of Default shall occur hereunder or under the Loan Agreement and any cure period provided for in the Loan Agreement has expired, the entire principal amount outstanding and any other charges due hereon shall at once become due and payable at the option of the Lender or the holder hereof. Any failure of the Lender to exercise its right to accelerate this note at any time shall not constitute a waiver of the right to exercise the same right to accelerate the note at any subsequent time. The Borrower may prepay the principal under this note at any time and from time to time, in whole or in part, without premium or penalty. 2 4909-2859-5563.1 All sums payable to the Lender under this Note shall be paid in immediately available funds. The Borrower promises to pay all costs in connection with the enforcement of this Note, including but not limited to, those costs, expenses, and attorneys’ fees of Lender whether or not suit is filed with respect thereto and whether or not such cost or expense is paid or incurred or to be paid or incurred prior to or after the entry of judgment or for the pursuance of, or defense of, any litigation, appellate, bankruptcy, or insolvency proceeding. Presentment, notice of dishonor and protest are hereby waived by all makers, sureties, guarantors, and endorsers hereof. This Note shall be binding upon Borrower, its successors, and assigns. The remedies of Lender, as provided herein and in the Loan Agreement, shall be cumulative and concurrent and may be pursued singly, successively, or together, at the sole discretion of Lender, and may be exercised as often as occasion therefor shall occur; and the failure to exercise any such right or remedy shall in no event be construed as a waiver or release thereof. Time is of the essence hereof. This Note shall be governed by and be construed under the laws of the State of Minnesota, without regard to principles of conflicts of law. [Signature Page Follows] S-1 4909-2859-5563.1 IN WITNESS WHEREOF, the undersigned has caused this Note to be effective as of the day and year first above written. SPERR PROPERTIES, LLC By: Name: _________________________________ Its: $57,000 $110,000 $100,000 $170,000 $70,000 RECIPIENT: Larry Sperr Monticello, Minnesota Quote #306 Sent on Oct 01, 2025 Total $167,000.00 Product/Service Description Qty.Unit Price Total Cafe remodel Per our on site walk through. Here is our estimate only on this work to be completed. Some items are subject to change depending on codes and selections. Note; Estimate only. Final pricing after confirmed designs. And building plan and site review. 1 $167,000.00 $167,000.00 Windows for residential space Supply and install 7 Thermo-tech windows. Trim on interior TBD was not able to review during walk through. Exterior trim around the windows. Install Maintence free shutters to each window. Lead time on windows are 6-8 weeks. Note; Estimate only. Final pricing after confirmed designs. And building plan and site review. 0 $21,000.00 $0.00 Cafe window replacement Demo 5 bay windows. And build back flush on the west side of the building to accept new Thermo-tech windows. The front of the building will be new bay windows two on the top two on the bottom. With crown molding on the top windows. Final selections needed before ordering. Price includes 2 solid non operable windows on the west side. One new entry door for employees. Stucco repairs included at demoed areas. Install Maintence free shutters. Lead time on windows are 6-8 weeks from ordering. Note; Estimate only. Final pricing after confirmed designs. And building plan and site review. 0 $51,000.00 $0.00 1 of 3 pages Lemperes Building 14175 Bank Street | Becker, Minnesota 55308 763-670-0774 | Joe@LemperesBuilding.com | www.LemperesBuilding.com Product/Service Description Qty.Unit Price Total New overhang Demo and Build back of overhang per walk through. Price Includes... Corrugated steel roof Reworking electrical as needed Install new gutters/repair Note: Estimate only. Final pricing after confirmed designs. And building plan and site review. 0 $57,000.00 $0.00 Building painting/stucco repair Stucco repair under plywood to the right of the entry. Cut out 6'x6' area repair to match existing. Prep and paint existing stucco, two paint colors. Upper level one color bottom level one color per rendering. 0 $20,000.00 $0.00 New store front entry All Doors are Medium Stile with 10” Bottom Rails and Hardware Total Number of Storefront Doors Included – (1)SGL (0)PAIR DOORS ARE NOT THERMAL COMPOSITE All Manufacturer's Standard Door Hardware Included - Butt Hinges, FC Rim Panic, Pull, Lock, Closer, Door Holder, Threshold, Sweep All IExterior Aluminum is 1 3⁄4”x4 1⁄2” Oldcastle Series 2000 - Non Thermal Aluminum Storefront Finish Color is - Black Anodized All Exterior Glass is - 1" OA Standard Low-E/ Clear Tempered Insulated All Caulking of our Installed Storefront Included All Sill Brake Metal for Storefront Included at Exterior Only All Dimensions to be Field Verified All Interior Glazing Stops Provided by Others No Film or Graphics Included No Lift Rental Included Standard Labor Charges, No Prevailing Wages Included In House Shops and Submittals Included, No Engineered Drawings or Stamps Included Excludes Mockup and Field Testing ESTIMATED LEAD TIMES – After Approved Submittals Aluminum Storefront 3-6 Weeks Exterior 1” Insulated Glass 6-7 Weeks Shops/Submittals 10-12 days after LOI or Contract 0 $8,000.00 $0.00 2 of 3 pages Lemperes Building 14175 Bank Street | Becker, Minnesota 55308 763-670-0774 | Joe@LemperesBuilding.com | www.LemperesBuilding.com Product/Service Description Qty.Unit Price Total General conditions Site supervision Dumpsters Site prep 0 $10,000.00 $0.00 A deposit of $83,500.00 will be required to begin. Total $167,000.00 For your convenience, we offer payment options via check or Credit Card. Please note that a 4% service fee will be applied to Credit Card transactions. Please send checks to: P.O. Box 333 Becker, MN 55308 This quote is valid for the next 30 days, after which values may be subject to change. 3 of 3 pages Lemperes Building 14175 Bank Street | Becker, Minnesota 55308 763-670-0774 | Joe@LemperesBuilding.com | www.LemperesBuilding.com light or neutral col- or to “disappear” metal transom band (if necessary) similar to Block 52 building enlarged win- dows, vertical proportions Metal project- ing awning over window Metal project- ing awning over window Strong dark heavy contrast trim col- or to show off the profile of original building Historic Building Signage (individual letters) Projecting sign for business Rendering "A" light or neutral col- or to “disappear” Brick cladding enlarged win- dows, vertical proportions Metal project- ing awning over window Enlarged storefront windows Metal project- ing awning over window Strong dark heavy contrast trim col- or to show off the profile of original building Historic Building Signage (individual letters) Projecting sign for business Rendering "B" Brick cladding and full store- front Transom Band and metal awning Wright County, MN Developed by Date created: 10/17/2025 Last Data Uploaded: 10/17/2025 3:47:23 AM 130 ft Overview Legend Highways Interstate State Highway US Highway Roads City/Township Limits c t Parcels Torrens Map used for illustrative purposes only. Property lines are defined by survey Primary Owner TRICAMBRA HOLDINGS LLC 313 JACKSON AVE NW ELK RIVER MN 55330 Seq Land Description Land Code Dim 1 Dim 2 Dim 3 Units UT Unit Price Adj 1 Adj 2 Adj 3 Eff Rate Div %Value 1 DOWNTOWN I 155604 0 0 0 4,033.000 S 18.000 0.00 0.00 0.00 5.940 0.330 23,958 2 DOWNTOWN I 155604 0 0 0 4,033.000 S 18.000 0.00 0.00 0.00 12.061 0.670 48,642 3 BLACKTOP FAIR 008681 0 0 0 1,045.000 U 1.500 0.00 0.00 0.00 0.505 0.330 528 4 BLACKTOP FAIR 008681 0 0 0 1,045.000 U 1.500 0.00 0.00 0.00 1.026 0.670 1,072  Total     8,066.000        74,200 Building 1 Year Built 1910 Architecture N/A Above Grade Living Area 0 Finished Basement Sqft 0 Construction Quality 04 Foundation Type CONC BLOCK Frame Type (C) Concrete Frame Size/Shape Exterior Walls STUCCO Windows N/A Roof Structure SHED Roof Cover N/A Interior Walls DRYWALL Floor Cover N/A Heat N/A Air Conditioning N/A Bedrooms 0 Bathrooms N/A Gross Building Area 2468 Summary Parcel ID 155010035150 Property Address 154 BROADWAY W MONTICELLO MN 55362 Sec/Twp/Rng 11-121-025 Brief Tax Description SECT-11 TWP-121 RANGE-025 ORIGINAL PLAT MONTICELLO LOT-015 BLOCK-035 W24 1/2FT OF LT 15 BLK 35 (Note: Not to be used on legal documents) Class 233 - 3A COMMERCIAL LAND AND BUILDING;209 - 4B1 RES 1-3 UNITS - PREV SSR District (1101) CITY OF MONTICELLO-0882 School District 0882 (Note: Class refers to Assessor's Classification Used For Property Tax Purposes) Abstract/Torrens ABSTRACT GIS Acres Parcel: 155010035150 Acres: 0.09 Acres USAB: 0.09 Acres ROW: Sq Ft: 4,033.04 Owner Land Buildings Wright County, MN Building 2 Year Built 1910 Architecture N/A Above Grade Living Area 0 Finished Basement Sqft 0 Construction Quality 03 Foundation Type N/A Frame Type (D) Wood Frame Size/Shape Exterior Walls STUCCO Windows N/A Roof Structure N/A Roof Cover N/A Interior Walls N/A Floor Cover N/A Heat N/A Air Conditioning N/A Bedrooms 0 Bathrooms N/A Gross Building Area 2500 Multi Parcel Instr Type Qualified Sale Sale Date Book Page Sale Type Buyer Seller Sale Price Adjusted Sale Price eCRV #eCRV Sale Type S.S. Rcmd. S.S. Rjt. Rsn. Transact Num N WD U 9/29/2017   I- Improved TRICAMBRA HOLDINGS LLC CORNERSTONE CAFE AND CATERING, LLC $540,405 $540,405  729659 I  17- EXCESS PP   N CD U 12/28/2001   I- Improved CORNERSTONE CAFE KRUSE FLOYD $120,000 $120,000 120936  I  14- CFD/INT PA 120936 N CD U 12/28/2001   I- Improved SWIECICHOWSKI CRAIG KRUSE JUDITH $120,000 $120,000 76427  I  17- EXCESS PP 76427 Sale date range: Search Sales by Neighborhood Search Sales by Subdivision Grantor Grantee Recorded Date Doc Type Doc No CORNERSTONE CAFE AND CATERING LLC TRICAMBRA HOLDINGS LLC 10/2/2017 WAR 1354697 KRUSE JUDITH A; KRUSE FLOYD A CORNERSTONE CAFE AND CATERING LLC 4/18/2013 WAR 1234663 SWIECICHOWSKI CRAIG; SWIECICHOWSKI SUSAN NEW MAIN STREET MERCHANTS LLC 3/9/2006 AQC 1001049 Note: Transfer History data is from LandLink beginning 01/01/2003.   2025 Assessment 2024 Assessment 2023 Assessment 2022 Assessment 2021 Assessment +Estimated Land Value $74,200 $74,200 $46,000 $34,300 $33,800 +Estimated Building Value $257,200 $251,100 $233,000 $194,800 $188,300 +Estimated Machinery Value $0 $0 $0 $0 $0 =Total Estimated Market Value $331,400 $325,300 $279,000 $229,100 $222,100 %Change 1.88%16.59%21.78%3.15%0.00% Sales Recent Sales In Area From: 09 /04 /202 To: 09 /04 /202 Distance: 1500 Units: Feet   Search Sales by Distance Transfer History Valuation Click here to view Taxation Information for this parcel   2025 Payable 2024 Payable 2023 Payable 2022 Payable  Estimated Market Value $325,300 $279,000 $229,100 $222,100 -Excluded Value $0 $0 $0 $0 -Homestead Exclusion $0 $0 $0 $0 =Taxable Market Value $325,300 $279,000 $229,100 $222,100         Net Taxes Due $5,403.08 $4,156.00 $3,270.54   +Special Assessments $2,856.92 $676.00 $1,775.46   =Total Taxes Due $8,260.00 $4,832.00 $5,046.00   %Change 70.94%-4.24% 0.00% Click here to view Taxation Information for this parcel Click here to view Taxes Paid for this parcel Taxation (Internal Only) Taxation Taxes Paid Photos Sketches No data available for the following modules: Land GA/RP, Extra Features, OBY, OBY (Working 2026 Assessment). Map The information provided on this site is intended for reference purposes only. The information is not suitable for legal, engineering, or surveying purposes. Wright County does not guarantee the accuracy of the information contained herein. |  User Privacy Policy |  GDPR Privacy Notice Last Data Upload: 9/4/2025, 3:54:42 AM Contact Us Developed by City Policy and Procedure SECTION: FINANCE NO: FIN- REFERENCE: Date: Next Review Date: TITLE: FAÇADE IMPROVEMENT PROGRAM 1.0 Purpose The City of Monticello Economic Development Authority (the “EDA”) recognizes the need to encourage investment in commercial and retail buildings in the Downtown area in order to maintain the economic viability of the City and the Downtown/Central Community District. The purpose of this forgivable loan program is to support a visually and financially appealing Downtown and greater Monticello community by providing forgivable loans to improve the façades of existing Downtown commercial and retail buildings. 2.0 Policy ELIGIBLE BUSINESSES Commercial property located within the geographic area illustrated in Exhibit A of these guidelines may be eligible for a Downtown Façade Improvement Forgivable Loan (“ Loan”) as further defined herein. The area illustrated in Exhibit A of these guidelines is amended to include the buildings to remain on Block 52 following redevelopment, as well as those buildings along Walnut Street, between Broadway Street West and River Street. It is the goal of the EDA that 70% of the buildings within the eligible area complete improvements to their properties. The EDA has allocated a maximum of $200,000 for the initial Loan program. This is a pilot program, and additional areas and allocations will be considered at a future date. FORGIVABLE LOAN FUND TERMS & CONDITIONS Loan Amount & Structure Individual loans may be made in an amount ranging from $5,000-$50,000. Loan forgiveness generally takes place over a three-year period with fifty percent (50%) of the award forgiven at the end of the first year, and twenty-five percent (25%) forgiven at the end of years two and three. The EDA may extend or reduce the forgiveness period based on the dollar amount of the Loan. If the benefitting building is sold within the period of the Loan, the Loan must be repaid. The Applicant must provide at least 5% of the project cost in cash. The Applicant percentage shall be used as the project down-payment, as may be required. Eligibility Requirements Tenants and property owners should discuss the loan program to determine responsibilities and commitment for application and its components. The owner of the property must be a cosignatory to the application and Loan agreement. The property owner must carry current property insurance both at the time of application and through completion of approved Loan improvements. Property taxes on the subject site must be current for the duration of the Loan. MN190\101\941811.v1 Applicants are not eligible to receive funding if the property to be rehabilitated is in default under a property mortgage, contract for deed or comparable obligation. An applicant/property owner is ineligible to receive assistance if currently involved in bankruptcy proceedings. Applicants may apply for only one Loan per building. The EDA reserves the right to approve or reject applications on a case-by-case basis, taking into consideration factors considered appropriate by the EDA, in addition to established polices, criteria, and potential benefits. Meeting the criteria does not guarantee an application will be approved. Approval or denial of an application is at the sole discretion of the EDA. Concurrent Loans The concurrent use of different EDA loan programs by any one borrower or for any one project is permitted. Business subsidy agreements may be required. Permitted Loan Uses Exterior renovation of the façades of principal use retail or commercial buildings as further shown on Exhibit B attached hereto. An applicant may apply for façade improvements on all exterior sides of their building. The EDA may approve a Loan for improvements for all or some of the sides of the building at their discretion. An architectural rendering supplied by one of the following is required: an EDA selected architect, applicant contractor or architect, or a qualified architect accepted by the EDA. This item is required for use in determining final scope of work in consultation with the applicant and the applicant’s selected contractor for any project. The cost of the rendering shall not be included in the Loan amount. Architectural renderings will be considered for preparation after initial letter of interest by an applicant. Façade renovation may include, but is not limited to windows, doors, siding, brick, stucco, masonry, painting, steps, cornices, parapets, shutters, dormers, signage, awnings, and structural roof components and such improvements shall be guided by the architectural rendering. Interior side renovation proposals may be considered on a case-by-case basis. The applicant will work with a contractor to define final selected improvements using the architectural rendering as a guide. The architectural rendering with final selected improvements must be reviewed and approved by the EDA and will be included in final Loan documentation. The improvements must be completed in substantial conformity to the approved architectural rendering. The cost of the building permit for the approved Loan project will be included in the final Loan amount. CONSTRUCTION AND IMPROVEMENTS CODE COMPLIANCE As applicable, buildings for which public funds will be used within this program are to be brought into conformity with city ordinances and state building codes in effect for the area in which the building is located. It is the intent of the Downtown Façade Improvement Loan Program to comply with the City’s building standards for the Downtown/Central Community District (CCD). Please refer to the City’s Downtown Small Area Plan and zoning ordinance for complete details as it relates to the standards governing this program’s design guidelines. TIMING OF PROJECT EXPENSES MN190\101\941811.v1 No project may commence until the EDA has approved the Loan application and the Loan agreement. Any costs incurred prior to execution of the Loan agreement are not eligible expenditures. No building construction may commence until the required city permits are secured. Loan disbursements shall be as provided for within the Loan agreement and shall be made directly to the Applicant/owner’s contractor. The Loan agreement shall reference final contracts for improvements. COMMUNICATION Success of the project depends on the completeness of applications and good communication between all parties. Applicants should feel free to reach out to EDA staff with any questions at any time. PROCEDURAL GUIDELINES FOR APPLICATION AND APPROVAL The applicant shall meet with city staff to obtain information about the Loan program, discuss the project, and obtain application forms. Prior to application, it is recommended that the applicant complete and submit a letter of interest to the EDA. The letter of interest should provide a summary of desired façade improvements. As part of the letter of interest review, the EDA may consider authorization of a façade rendering by the EDA’s architectural consultant or may direct the applicant to proceed with a formal application including preparation of rendering by their contractor(s)/architect. Once the applicant has obtained the rendering and estimates, the applicant must submit a formal application to the EDA for review including the project rendering and detailed estimates. Applications will be received and reviewed on a first-come, first-served basis from the time of submission of a complete application. An inspection of the building may be required. The EDA is a governmental entity and as such must provide public access to public data it receives. Data deemed by Applicant to be nonpublic data under State law should be so designated or marked by Applicant. See Minnesota Statutes, Section 13.591, Subd. 1 and 2. The formal Loan application will be reviewed by EDA staff to determine if it conforms to all city policies and ordinances, and will be presented to the EDA for formal approval, as follows: 1. Staff will complete a preliminary application review and may consult with the EDA’s Financial Advisor and/or EDA Attorney in preparing a report for EDA consideration. 2. Staff will evaluate the project application in terms of the following: a. Project Design - Evaluation of project design will include review of proposed activities, project construction and renovation plans including architectural rendering and final building elevations detailing selected improvements, timelines and capacity to implement the project. b. Financial Feasibility - Availability of funds, private investment, financial packaging and cost effectiveness, and bid-quote submissions. c. Evidence of applicant’s ability to meet the 5% cash requirements. d. Letter of Commitment from other financing sources stating terms and conditions of their participation in the project, if applicable. e. All other information as required in the application and/or additional information as may be requested by the EDA staff. MN190\101\941811.v1 f. Project compliance with all applicable city codes and policies. 3. The EDA Commissioners will review each application in terms of: a. Its consistency with the goals of the city’s Comprehensive Plan and Downtown Small Area Study. b. Whether it is desirable and in the best interests of the public to provide funding for the project. c. The project’s overall potential impact on the community’s economy. 4. The EDA Commissioners will approve or deny the application, or request a resubmission with clarifications, at the EDA’s sole discretion. APPROVAL OR DENIAL OF LOAN APPLICATION The EDA, at its sole discretion, may deny any application on a case-by-case basis, taking into consideration factors such as: consistency with the goals of the city’s Comprehensive Plan and Downtown Small Area Study, the project’s overall impact on the community’s economy, and the above criteria. LOAN POLICY REVIEW The above criteria will be reviewed on an annual basis to ensure that the policies reflected in this document are consistent with the economic development goals set forth by the city. COMPLIANCE WITH BUSINESS SUBSIDY LAW All developers/businesses receiving financial assistance from the City of Monticello EDA shall be subject to the City’s Business Subsidy Policy as amended, and the provisions and requirements set forth under Minnesota Statutes, Sections 116J.993 to 116J.995. LOAN AGREEMENT If the application for a Loan is approved, the applicant/property owner will be required to enter into a Loan agreement to proceed. The Loan agreement will specify the terms and conditions of the Loan as identified herein. DISBURSEMENT OF LOAN FUNDS Upon approval of a Loan application, applicants are required to provide executed contracts with qualified, licensed contractors for work per the approved Loan plans. Contracts shall be consistent with the procedures and requirements herein. Loan funds will be disbursed to the contractor based on completion of work as outlined below. The City’s Chief Building Official will verify completion of work. Upon verification of completion, payment will be dispersed per contract amount for the work completed based on submitted invoice. PROJECT CONTRACTOR PROCEDURES AND REQUIREMENTS A. PARTICIPATING CONTRACTORS: All contractors participating in the Downtown Façade Improvement Loan Program must have a contractor’s license on file with the Minnesota Department of Labor and Industry. The contractors will be responsible for securing insurance of the amounts specified on the application form. The application must contain proof of insurance coverage via a Certification of Insurance Coverage, and the contractor's registration and license number and bond. B. BID/QUOTE SOLICITATION: To participate in the Downtown Façade Improvement Loan Program, the applicant must solicit bids or quotes from at least two vendors. An applicant is free to choose any contractor, provided the license requirements are met and the cost differential in the quotes received MN190\101\941811.v1 does not exceed 20%. C. CONTRACTOR CONTRACT: The contract for work is between the property owner (applicant) and the contractor. Each selected contractor will enter into a contract with the property owner. The contract will outline the terms for completion of the rehabilitation on the project and will include the following: 1. Scope of Work 2. Project Start Date; 3. Project Completion Date; 4. General Conditions; 5. Building Elevations and Architectural Drawings; 6. Special Conditions; 7. Project Warranties; 8. Change Order Procedures; 9. Payment Terms; 10. Termination Procedures. D. FAILURE TO START/COMPLETE PROJECT: Upon approval of the Loan agreement, the applicant and selected contractor will have 180 calendar days in which to complete the contracted work. The 180- day time period shall not be exceeded except through the issuance of a change order. Failure to complete any work within 180 days will be grounds to terminate the Loan agreement. E. PAYMENT PROCEDURES: All contractors will agree to the payment schedule, which is as follows: 1. Pre-payments for contracted services may be disbursed from an escrow account established with the EDA’s specified agency. Such escrow account shall be administered per the Loan agreement. 2. Lien waivers are required for all contractors and subcontractors before payment is made. 3. Final payment for work completed, including any retainage amounts, will be made after work by a contractor is completed with verified receipts and costs incurred, the final inspection has been conducted and the Chief Building Official, property owner, and contractor have signed off on the work. F. CHANGE ORDERS: Change orders to the approved Loan project require the approval of the EDA. Change orders will be allowed only for the following reasons: 1. To rectify hidden deficiencies that are discovered once the work has begun. 2. To change a specification due to unforeseen difficulties arising after work has begun. 3. To address a deficiency that was inadvertently dropped from the project during project packaging. 4. To change completion dates. PROJECT COMPLETION The City’s Chief Building Official will complete a final project inspection and issue a Certificate of Completion verifying project completion per the approved Loan plans. 3.0 Scope This policy applies to all projects that apply for and may receive assistance under the Façade Improvement Program. 4.0 MN190\101\941811.v1 HISTORY Approval Date: August 8, 2018 Approved by: EDA Amendment Date: November 9, 2022 Approved by: EDA Amendment Date: January 10, 2024 Approved by: EDA MN190\101\941811.v1 EXHIBIT A Geographic Program Limits Downtown Facade Improvement Grant Program Eligibility Area Map used for illustrative purposes only. Property lines are defined by survey MN190\101\941811.v1 EXHIBIT B Permitted Fund Uses – Visual Reference 4934-6665-7898.1 NOTICE OF PUBLIC HEARING CITY OF MONTICELLO ECONOMIC DEVELOPMENT AUTHORITY WRIGHT COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that the Board of Commissioners of the City of Monticello Economic Development Authority (the "Authority") will hold a public hearing on Wednesday, October 8, 2025, at approximately 6:00 P.M. or as soon thereafter as the matter may be heard, in the Mississippi Room of the Monticello Community Center located at 505 Walnut Street in the City of Monticello, Minnesota (the “City”), to consider the provisions of a proposed business subsidy under Minnesota Statutes, Sections 116J.993 through 116J.995, as amended (the “Business Subsidy Law”), to Sperr Properties, LLC, a Minnesota limited liability company or an entity affiliated therewith or related thereto (the “Recipient”), in connection with façade improvements to be made to the real property located at 154 West Broadway in the City (the “Project”). Information about the proposed business subsidy to the Recipient is available for inspection at the office of the Authority’s Executive Director at City Hall during regular business hours. After the public hearing the Authority will consider granting the business subsidy in accordance with the proposed terms and if the creation or retention of jobs is determined not to be a goal of the Project, the wage and job goals may be set at zero in accordance with the Business Subsidy Law. A person with residence in the City or the owner of taxable property in the City may file a written complaint with the Authority if the Authority fails to comply with the Business Subsidy Law, and no action may be filed against the Authority for the failure to comply unless a written complaint is filed. All interested persons may appear at the hearing and present their views on the matters orally or provide their comments prior to the meeting in writing. Dated: September 22, 2025 BY ORDER OF THE BOARD OF COMMISSIONERS OF THE CITY OF MONTICELLO ECONOMIC DEVELOPMENT AUTHORITY /s/ Jim Thares Executive Director EDA Agenda: 10/22/2025 4B. Consideration of authorizing preparation of documents related to Affordable Housing TIF District 1-42 and 1-43 for amendments related to affordable age restricted and affordable general occupancy units Prepared by: Economic Development Manager Meeting Date: 10/22/2025 ☒ Regular Agenda Item ☐ Consent Agenda Item Reviewed by: Community Development Director, Finance Director, Community & Economic Development Coordinator Approved by: City Administrator ACTION REQUESTED 1. Motion to authorize the EDA attorney to prepare amendments to Affordable Housing TIF Districts 1-42 and 1-43 with the objective of adjusting affordable age restricted and affordable general occupancy units between the two districts with the specific condition that the overall number of affordable units and number of age-restricted senior units is achieved across the total of 88 units, and any other conditions as assigned by the EDA REFERENCE AND BACKGROUND The EDA has been asked to provide direction to City staff regarding next steps connected to the minor amendments requested related to the CHC Affordable Housing TIF Districts 1-42 and 1- 43. The request of the project owner is to allow 9 additional age-restricted units to be “transferred” from TIF 1-43 to TIF District 1-42, allowing 9 units within TIF 1-43 to be rented as general occupancy units. All requirements for the total number of affordable units would be retained within the two districts and in total across the development. The amendment concept was discussed at the October 8, 2025, regular EDA meeting. The EDA felt that it needed more time in a future meeting to fully discuss the concept and framework of the unit transfer and its implications and to further identify potential specific conditions that may be applied to the prospective amendment. Current Status of Each TIF District Development: TIF District 1-43: This is known as Phase 1. It was originally designed as a 60-unit twin home development (attached side by side) on 30 pad sites. The Phase 1 development is approximately 99.50 percent complete and has been since early 2025. This development requires all units to be rented to age 55+ households. Of the 60 total units, 24 (40 percent) of EDA Agenda: 10/22/2025 them must be rented to eligible low- and moderate-income households at or below 60 percent of the Area Median Income (AMI) threshold for Wright County. CHC has been actively leasing the units out and has made significant progress in this effort. It recently informed staff though that it is struggling to fill a handful of the affordable units. They have indicated that they are receiving interest from 55+ applicants with incomes above the low-and moderate income (60 percent of AMI) level as well as strong interested renters under the age of 55 who meet the low-and moderate-income eligibility requirements. In a recent check-in with the CHC leadership team, they reported that 51 of the 60 units were leased, and the remaining 9 are all required to be affordable rentals. They have rented 15 units to low-and moderate-income households (affordable units). TIF District 1-42: This is known as Phase 2. It was originally planned to be a 108-unit, 3 level apartment building over a ground floor parking garage. The building was also proposed to be dedicated to the 55 + age market and have 44 affordable units (40 percent at 60 percent of the AMI). In early 2024, the developer team, Headwaters-CHC, informed the City that based on market surveys and research, they believed it would be prudent to redesign this portion of the development to also be twin home units. In addition, the final development agreement allowed the age 55 + requirement to be removed, allowing units to be rented as general occupancy (all age levels) housing. In the spring of 2024, the City Council and the EDA approved the redesigned development to have 22 twin home units on 11 pad sites through a re-plat of the site plan along with a modification of the TIF District 1-42 Development Agreement. Currently the Phase 2 site has been mass-graded, utilities and streets have been completed, and pad sites have been prepped for footings and foundations for the 22 units. The first pad site building permit submittal for two units has been issued. Per the TIF 1-42 Development Agreement, the modular prefabricated housing units are required to be completed by the end of 2025. The 22 units at this development, like the 60 units in Phase 1, are being assembled at the AVA facility in Albertville and are ready to be shipped to the pad foundations when they are done. Current Ask by CHC: Due to the challenges in renting the affordable 55 + units in TIF District 1-43, CHC has proposed that 9 of those units be placed into the Phase 2 development (TIF District 1-42) and 9 affordable general occupancy units be designated into the Phase 1 project. To complete the transfer of affordable units between the two Districts, a modification of the TIF Development Contracts (1- 42 and 1-43) is necessary. It may be possible that specific conditions such as various timeline durations and specific unit transfer locations (addresses) within the two developments could be stipulated as well. EDA Agenda: 10/22/2025 To be clear, the amendments would not change the total affordable units for the two TIF Districts. They would remain the same at a total of 24 age 55+ units and 9 general (all ages) occupancy units. The amendments would simply shift the location of where the affordable units are located as shown in exhibit C. The EDA is being asked to again discuss this concept idea as well as the leasing challenges and the general market dynamics with the developer and provide direction to city staff or further authorize the EDA attorney to prepare the appropriate amendment documents. Again, the EDA attorney has advised that if the EDA determines it wants to move forward with the minor amendments to both TIF District 1-42 and 1-43 that no public hearing is required. I. Budget Impact: The estimated budget impact of the proposed TIF District 1-42 and 1-43 modifications are modest at $1,350 +/- which will be paid using the small percentage of increment the EDA is allowed to retain for administrative costs related to the TIF Districts. No amendment documents have been completed as of this point as staff are seeking EDA direction regarding the minor amendment concept. II. Staff Workload Impact: City staff involved in the work tasks related to the TIF District amendment for both 1-42 and 1-43 includes the Community Development Director, Finance Director, and Economic Development Manager. Consultants involved in this effort include Northland Securities staff and the EDA attorney. III. Comprehensive Plan Impact: N/A STAFF RECOMMENDATION City staff defer to the EDA regarding the potential of amendments shifting 9 affordable restricted age and affordable general occupancy units between TIF Districts 1-42 and 1-43. If the EDA feels supportive of this idea, staff will proceed with the appropriate next steps and/or document preparation for consideration at a future meeting. SUPPORTING DATA A. Map - TIF District 1-42 Affordable Housing Development B. Map - TIF District 1-43 Affordable Housing Development C. Map showing potential swap of Affordable Units in each District TI F 1 - 4 2 22 U n i t s : T w i n H o m e s N79°54'18"E 1 3 8 . 8 8 S48 ° 5 9 ' 5 1 " W 1 1 8 . 0 0 S3 1 ° 4 3 ' 5 6 " W 1 4 6 . 8 8 N1 8 ° 4 5 ' 0 8 " E 1 6 4 . 5 6 R=552.67 Δ=47°50'43"L=461.51 S 4 1 ° 0 0 ' 0 9 " E 5 4 2 . 2 8 R = 1 0 0 . 0 0 Δ =92°40'25" L=161.7 5 S2 5 ° 0 1 ' 4 2 " W 1 5 2 . 0 0 S2 5 ° 0 1 ' 4 2 " W 1 2 2 . 2 6 S2 5 ° 0 1 ' 4 2 " W 1 2 2 . 2 7 208.25 R=522.67 Δ=20°37'17"L=188.11 171.05 R=582.67 Δ=47°50'43"L=486.56 5 4 2 . 2 8 5 4 2 . 2 8 R = 5 2 2.6 7 Δ = 2 0°3 8'3 5" L =188.31 S51 ° 4 0 ' 1 6 " W 47.9 1 N51 ° 4 0 ' 1 6 " E 48.8 5 N51 ° 4 0 ' 1 6 " E 48.7 9 S 0 9 ° 0 1 ' 1 5 " E 4 2 . 1 9 S 4 1 ° 0 0 ' 0 9 " E 5 0 . 3 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 8 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 N45 ° 3 3 ' 3 7 " E 7 2 . 0 0 N 4 4 ° 2 6 ' 2 3 " W 6 1 . 0 0 S45 ° 3 3 ' 3 7 " W 7 2 . 0 0 S 4 4 ° 2 6 ' 2 3 " E 6 1 . 0 0 S45 ° 3 3 ' 3 7 " W 7 2 . 0 0 N35 ° 5 4 ' 2 8 " E 7 2 . 0 0 S 5 4 ° 0 5 ' 3 2 " E 6 1 . 0 0 S35 ° 5 4 ' 2 8 " W 7 2 . 0 0 S35 ° 5 4 ' 2 8 " W 7 2 . 0 0 N 5 4 ° 0 5 ' 3 2 " W 6 1 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 S 4 1 ° 0 0 ' 0 9 " E 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N 4 1 ° 0 0 ' 0 9 " W 6 1 . 0 0 S48 ° 5 9 ' 5 1 " W 7 2 . 0 0 N44 ° 3 8 ' 5 7 " E 7 2 . 0 0 S 4 5 ° 2 1 ' 0 3 " E 6 1 . 0 0 S44 ° 3 8 ' 5 7 " W 7 2 . 0 0 N 4 5 ° 2 1 ' 0 3 " W 6 1 . 0 0 S44 ° 3 8 ' 5 7 " W 7 2 . 0 0 N38 ° 0 3 ' 1 8 " E 7 2 . 0 0 S 5 1 ° 5 6 ' 4 2 " E 6 1 . 0 0 S38 ° 0 3 ' 1 8 " W 7 2 . 0 0 N 5 1 ° 5 6 ' 4 2 " W 6 1 . 0 0 S38 ° 0 3 ' 1 8 " W 7 2 . 0 0 N3 1 ° 4 3 ' 5 6 " E 7 2 . 0 0 S5 8 ° 1 6 ' 0 4 " E 6 1 . 0 0 S3 1 ° 4 3 ' 5 6 " W 7 2 . 0 0 N 5 8 ° 1 6 ' 0 4 " W 6 1 . 0 0 S3 1 ° 4 3 ' 5 6 " W 7 2 . 0 0 N48 ° 5 9 ' 5 1 " E 7 2 . 0 0 N1 8 ° 4 5 ' 0 8 " E 7 2 . 0 0 S71° 1 4 ' 5 2 " E 6 1 . 0 0 S1 8 ° 4 5 ' 0 8 " W 7 2 . 0 0 N71° 1 4 ' 5 2 " W 6 1 . 0 0 S1 8 ° 4 5 ' 0 8 " W 7 2 . 0 0 N1 2 ° 0 8 ' 0 2 " E 7 2 . 0 0 S77°51' 5 8 " E 6 1 . 0 0 S1 2 ° 0 8 ' 0 2 " W 7 2 . 0 0 N77°51' 5 8 " W 6 1 . 0 0 S1 2 ° 0 8 ' 0 2 " W 7 2 . 0 0 N0 5 ° 3 4 ' 5 3 " E 7 2 . 0 0 S84°25'07"E 61. 0 0 S0 5 ° 3 4 ' 5 3 " W 7 2 . 0 0 N84°25'07"W 61 . 0 0 S0 5 ° 3 4 ' 5 3 " W 7 2 . 0 0 N0 1 ° 0 9 ' 0 8 " E 7 2 . 0 0 S88°50'52"E 61.00 S0 1 ° 0 9 ' 0 8 " W 7 2 . 0 0 N88°50'52"W 61.00 S0 1 ° 0 9 ' 0 8 " W 7 2 . 0 0 N0 1 ° 0 9 ' 0 8 " E 7 2 . 0 0 S88°50'52"E 61.00 S0 1 ° 0 9 ' 0 8 " W 7 2 . 0 0 S0 1 ° 1 3 ' 2 8 " W 1 1 7 . 9 9 S0 1 ° 0 9 ' 0 8 " W 7 2 . 0 0 N88°50'52"W 61.00 N1 4 ° 2 0 ' 4 3 " E 7 2 . 0 0 S75°3 9 ' 1 7 " E 6 1 . 0 0 S1 4 ° 2 0 ' 4 3 " W 7 1 . 9 9 S75°3 8 ' 2 6 " E 6 1 . 0 0 S1 4 ° 2 0 ' 4 3 " W 7 2 . 0 0 N0 4 ° 4 2 ' 0 7 " E 7 2 . 0 0 S85°17'53"E 61.00 S0 4 ° 4 2 ' 0 7 " W 7 2 . 0 0 S85°17'53"E 61.00 S0 4 ° 4 2 ' 0 7 " W 7 2 . 0 0 N0 1 ° 0 9 ' 0 8 " E 7 2 . 0 0 S88°50'52"E 61.00 S0 1 ° 0 9 ' 0 8 " W 7 2 . 0 0 S0 1 ° 0 9 ' 0 8 " W 7 2 . 0 0 S88°50'52"E 61.00 N0 1 ° 0 9 ' 0 8 " E 7 2 . 0 0 S88°50'52"E 61.00 S0 1 ° 0 9 ' 0 8 " W 7 2 . 0 0 S88°50'52"E 61.00 S0 1 ° 0 9 ' 0 8 " W 7 2 . 0 0 N0 1 ° 0 9 ' 0 8 " E 7 2 . 0 0 S88°50'52"E 61.00 S0 1 ° 0 9 ' 0 8 " W 7 2 . 0 0 N0 1 ° 0 9 ' 0 8 " E 7 2 . 0 0 S88°50'52"E 61.00 N0 1 ° 1 3 ' 2 8 " E 1 1 7 . 6 2 30.5030.50 30.50 30.5030.5030.50 30.50 30.50 30.50 30.50 30.50 30.5030.5030.50 30.50 30.50 30.50 30.50 30.50 30.50 30.5 0 30.5 0 30.50 30.50 30.50 30.50 30.50 30.50 30.50 30.50 30.5030.5030.5030.5030.5030.50 30.50 30.50 30.5 0 30.5 0 30 . 5 0 30 . 5 0 30 . 5 0 30 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 3 0 . 5 0 Δ=5°56'24" L=60.41 384.9718.85 N 2 1 ° 0 1 ' 0 1 " W 6 0 . 0 0 3 9 6 . 7 2 2 8 5 . 7 8 N 4 1 ° 0 0 ' 0 9 " W 1 2 6 6 . 1 1 R = 3 7 1 9 . 7 2 Δ = 6 ° 3 4 '2 5 " L= 4 2 6.7 7 N88°50'52"W 1035.79 S88°50'52"E 322.43 R =400.67 Δ=47°50'43" L=334.58 S 4 1 ° 0 0 ' 0 9 " E 6 1 7 . 4 2 S88°50'52"E 220.47 631.96 Δ=19°37'44"L=137.26 Δ = 1 9 ° 3 7'4 3" L = 13 7.26 Δ = 2 3 ° 5 6'0 8" L = 2 3 0.88 Δ=23°54'35"L=230.63 Δ = 2 0°5 1'3 8" L = 212.14 Δ=21°02'41"L=214.01 Δ = 5 ° 1 8 ' 2 0 " L = 3 4 4 . 4 5 Δ = 1° 1 6'0 5 " L = 8 2.3 2 Δ = 9 2 ° 4 0 ' 2 5" L=113.22 Δ = 9 2 ° 40'25" L=210.27 C 1 44.93 5 2 . 6 8 C 2 C 3 C4 C5 L 1 L 2 L 3 L 5 L 6 L 7 L 8 L 9 L 1 1 L12 L13 L14 L15 L16 L1 7 L1 8 L19L20 L21 L22 L2 3 L24 L 2 5 L 2 6 L 2 7 L 2 8 L 2 9 L 3 1 L 3 2 L 3 3 L34 94.07228.36 126.13 4 8 9 . 6 0 Δ = 5 9 ° 0 1 ' 4 5 " L =13 3.93 Δ=33°38'4 0" L =76 .3 4 3 0 . 5 0 L 4 3 2 . 3 9 2 7 . 6 1 N86°54'46"E 60.00 C6 Δ =2 6 8 °1 9 '1 5 " L =280.98 R =6 0.0 0 Δ=287°55'47" L = 3 0 1 . 5 2 L 1 0 L 3 0 PARCEL LINE DATA LINE NO. L1 L2 L3 L4 L5 L6 L7 L8 L9 L10 L11 L12 L13 L14 L15 L16 L17 L18 L19 L20 LENGTH 7.49 10.17 10.17 10.17 10.17 10.16 10.17 10.17 10.41 10.40 44.24 44.08 22.54 14.81 10.17 10.17 24.48 23.73 10.17 14.45 BEARING S41° 00' 09"E S40° 58' 52"E S41° 00' 09"E S41° 00' 09"E S41° 00' 09"E S41° 00' 09"E S41° 00' 09"E S41° 00' 09"E S35° 16' 01"E S49° 41' 27"E S22° 36' 13"E N72° 27' 16"E S80° 37' 54"E N87° 24' 26"E S88° 50' 52"E S88° 50' 53"E N25° 15' 35"E S5° 50' 55"W N88° 50' 52"W S89° 59' 09"W L21 L22 L23 L24 L25 L26 L27 L28 L29 L30 L31 L32 L33 L34 16.45 16.56 25.22 25.31 16.13 16.42 14.64 10.17 10.17 10.17 10.17 10.17 10.17 23.55 N81° 01' 22"W N74° 35' 07"W N7° 07' 30"E N43° 19' 01"E N55° 02' 56"W N48° 16' 52"W S39° 25' 30"E S41° 00' 09"E S41° 00' 09"E S41° 00' 15"E S41° 00' 09"E S41° 00' 03"E S41° 00' 15"E N67° 22' 09"E 0 50'100' COUNTRY CLUB MANOR SECOND ADDITION = DENOTES CAST IRON MONUMENT = DENOTES FOUND IRON MONUMENT = DENOTES 1/2 INCH DIAMETER BY 18 INCH LONG IRON PIPE MONUMENT SET AND MARKED RLS# 45352 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 1098 7654321 1 2 3 4 5 6 7 8 9 10 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 SHEET 2 OF 2 ORIENTATION OF THIS BEARING SYSTEM IS BASED ON NORTH LINE OF THE NORTHWEST QUARTER OF SECTION 10, TOWNSHIP 121 NORTH, RANGE 25 WEST, HAVING AN ASSUMED BEARING OF SOUTH 89°10'28" WEST OUTLOT C OUTLOT B OUTLOT A BLOCK 5 21 11 11 21 B L O C K 1 B L O C K 4 BLOCK 2 BLOCK 3 30 30 30 30 30 30 DESIGN TREE ENGINEERING AND LAND SURVEYING PARCEL CURVE DATA CURVE NO. ARC LENGTH RADIUS DELTA C1 301.41 482.77 35°46'18" C2 30.02 482.77 3°33'46" C3 22.53 482.77 2°40'25" C4 30.03 400.67 4°17'39" C5 30.03 400.67 4°17'38" C6 20.53 60.00 19°36'32" T E E B O X T R A I L TE E B O X D R I V E 1 1 INCH = 100 FEET 1/2" REBAR 1/2" PIPE CAP #7439 CAP #15233 CAP #15233 TIF 1-4360 Units EDA Agenda: 10/22/2025 5. Economic Development Manager’s Report Prepared by: Economic Development Manager Meeting Date: 10/22/2025 ☒ Other Business Reviewed by: N/A Approved by: N/A REFERENCE AND BACKGROUND 1. Business Retention & Expansion Efforts: The Industrial and Economic Development Committee (IEDC) and EDA have completed 9 BR&E visits to date. The goal is to conduct a total of 12 BR&E visits in 2025. The purpose of the visits is to demonstrate support for local business investment and gather feedback on assistance and/or other tools to further encourage business development and retention in the community. A visit has been scheduled with Pedego Bikes for late October. More visits are planned for November. 2. Downtown Rounds – November 20, 2025, 8:00 a.m. at Coco Maas, 242 West Broadway: Staff held the relaunch of the Downtown Rounds on September 18, 2025, at Nordic Tap House. Outreach efforts included 40 hand-delivered flyers and a mailing to all property owners in the downtown area. The downtown area includes businesses from the river on the north to 6th street on the south, to Cedar Street on the east, to Locust on the west. Four businesses were in attendance, and staff continue to engage with property owners for the next downtown rounds meeting in November. 3. Wright County-Sherburne County Enterprise Academy Starts began September 11, 2025, at MCC – 6:00 p.m. to 8:00 p.m.; concludes on December 4, 2025: 4. Fairfield By Marriott Hotel Development: Progress on the hotel and restaurant development continues. See recent photos of the construction progress. Completion of the restaurant portion of the development is expected in mid-April 2026. The hotel component has a projected completion date of late July 2026. See Exhibit A. EDA Agenda: 10/22/2025 5. Rustech Brewery GMEF Loan Update: The EDA received a check in the amount of $3,500 from Adam Kennett in mid-September as part of the sale of the remaining brewing equipment. City staff supervised the removal of the brewing tanks and stainless-steel pumping-plumbing appurtenances. The total funds received for the sale of equipment was $9,500. As you are aware the EDA-City received a notice in August that Bill and Penny Burt, Rustech owners, had filed for bankruptcy. The EDA GMEF Loan balance after the $9,500 payments is $45,179.61. The City Finance Department stopped emailing the payment notices to the Burts after being notified of the bankruptcy filing. Based on the filling notice (see attached) and on limited staff research, it is believed that the EDA may receive one more payment in the future (probably 57 months +/-) in the amount of $3,573 to $4,000 +/-. As a reminder to the EDA, the equipment was secured by a Purchase Money Security Interest through a UCC (Uniform Commercial Code) filing specifying the equipment by serial number at the MN Secretary of State’s Office. The GMEF loan to Rustech which the EDA approved in July 2017 totaled $75,000. The interest rate was set at 3.25 percent fixed for the full 10-year term (balloon payment to occur with payment #120). The loan funds were disbursed directly to the equipment vendors in late fall 2017 and winter 2018. The loan payment cycle had an initial deferral period to allow the brewery to get opened for business which occurred in late May 2018. Rustech achieved its job creation goals and was doing okay until several setbacks occurred such as the COVID-19 shutdown, the loss of power due to a car accident involving a nearby power line pole (destroyed some brewery equipment) and then the changing tastes of consumers who have shifted to more flavored, seltzer type beverages versus fresh brewed beer and finally the rapid increase in the brewing costs, grains, flavors, hops, etc. all played a role in the significant downturn in the brewing market and the outcome of Rustech. 6. Sales Tax – August 2025: See Exhibit B. 7. Prospect List – October 2, 2025: Please see Exhibit C. EDA Agenda: 10/22/2025 Description Taken Date Uploaded By 10/10/2025 at 10:46 am Sean Skinner Upload Date File Name 10/10/2025 at 10:47 am F2545B5C-3203-4013-A17B-FB16… Album Photos From Daily Log Description Taken Date Uploaded By 10/10/2025 at 10:45 am Sean Skinner Upload Date File Name 10/10/2025 at 10:46 am 3B8F7575-D832-451F-A80F-1E79… Album Photos From Daily Log Description Taken Date Uploaded By 10/10/2025 at 10:41 am Sean Skinner Upload Date File Name 10/10/2025 at 10:46 am 19819913-DB8A-4CBF-A378-44C… Album Photos From Daily Log Description Taken Date Uploaded By 10/10/2025 at 10:39 am Sean Skinner Upload Date File Name 10/10/2025 at 10:46 am 4E7395F8-4FDC-4FD5-9D67-135… Album Photos From Daily Log C.I. Construction, LLC Printed on Fri Oct 10, 2025 at 11:21 am CDT Job #: 3875-23 Monticello Hospitality Group, LLC. 90 Chelsea Rd Monticello, Minnesota 55362 Page 1 of 2 Description Taken Date Uploaded By 10/10/2025 at 10:39 am Sean Skinner Upload Date File Name 10/10/2025 at 10:46 am D0CECDCD-1351-4AF5-A6A8-C16… Album Photos From Daily Log Description Taken Date Uploaded By 10/10/2025 at 10:38 am Sean Skinner Upload Date File Name 10/10/2025 at 10:47 am F73A6A6D-27C5-432E-B5D7-757… Album Photos From Daily Log Description Taken Date Uploaded By 10/08/2025 at 10:11 am Ali Kappes Upload Date File Name 10/10/2025 at 11:08 am 3EBC6DB4-E748-4C7C-B633-7AD… Album Unclassified Description Taken Date Uploaded By 10/08/2025 at 09:43 am Ali Kappes Upload Date File Name 10/10/2025 at 11:10 am 99944613-199B-4542-8126-2657… Album Unclassified C.I. Construction, LLC Printed on Fri Oct 10, 2025 at 11:21 am CDT Job #: 3875-23 Monticello Hospitality Group, LLC. 90 Chelsea Rd Monticello, Minnesota 55362 Page 2 of 2 Collection Month Amount Collected Admin Fees Admin Start Up Fees Total Received May-25 175,249.36$ (1,577.24)$ (16,116.45)$ 157,555.67$ Jun-25 204,919.19$ (1,844.27)$ 203,074.92$ Jul-25 203,551.14$ (1,831.96)$ 201,719.18$ Aug-25 217,249.10$ (1,955.24)$ 215,293.86$ Sep-25 -$ Oct-25 -$ Nov-25 -$ Dec-25 -$ Jan-26 -$ Feb-26 -$ Mar-26 -$ Apr-26 -$ May-26 -$ Jun-26 -$ 800,968.79$ (7,208.71)$ (16,116.45)$ 777,643.63$ Monticello Local Option Sales Tax Date of Contact Company Name Business Category Project Description Building‐Facility Retained Jobs New Jobs Total Investment Project Status 5/22/2018 Karlsburger Foods Food Products Mfg.Facilty Expansion 27,000 sq. ft. +/-42 10 to 20 $4,500,000 On Hold 2/28/2022 Project Emma II Light Ind-Assembly New Construction 20,000 sq. ff.0 4 $1,350,000 Puased 8/11/2022 Project Sing Precision Machining New Construction 400,000 sq. ft.0 500 $90,000,000 Active Search 5/30/2023 Project Flower-M & M Commercial Concept Expansion ????Concept 6/9/2023 Project Pez Mfg New Construction 30,000 to 35,000 sq. ft.12 7 $3,500,000 Active Search 2/12/2024 Project Lodge- MSMWDC Lodging-Hospitality New Construction ?0 10 $22,500,000 Identified Site 3/5/2024 Project Panda 20‐ MS Child Care Facility New Construction 27,100 sq. ft. 0 43 $5,500,000 Site Selected 3/29/2024 Project ET-BB-12-9 Industrial Relocate ‐ Existing Bldg 12,000 sq. ft.12 $1,150,000 Identified Site 4/12/2024 Project Rest B52 Restaurant New build out‐Finish 7,000 sq. ft. +/-0 25 $2,300,000 Identified Site 5/30/2024 Project EP-BDDC LACW Data Center - Hyper Scale New Construction 2,150,000 sq. ft. +/-0 190 $3,000,000,000 Identified Site 7/30/2024 Project EPG 40x2-50 Industrial New Construction 40,000 sq. ft. 0 40 $4,000,000 Active Search 9/2/2024 Project Scannell Data Ctr Data Center Enterprise New Construction 1,200,000 sq. ft. +/-0 135 $2,000,000,000 Identified Site PROSPECT LIST 10/17/2025 Date of Contact Company Name Business Category Project Description Building‐Facility Retained Jobs New Jobs Total Investment Project Status PROSPECT LIST 10/17/2025 12/3/2024 Project LEI Pack Industrial New Construction 52,500 sq. ft. 0 21 $16,500,000 Active Search 1/14/2025 Project Megawatt Industrial New Construction 650,000 to 1,300,000 sq. ft. 0 592 $757,000,000 Active Search 6/11/2025 Project Black Sabil Industrial New Construction 1,000,000 sq. ft.8000 $960,000,000 Active Search 7/19/2025 MC Outdoors Industrial Service New Construction 8,200 sq. ft.0 14 $1,500,000 Site Selected 7/25/2025 Project BOM Service Retail Acquisition‐Renovation 3,000 sq. ft 0 6 $550,000 Site Selected 9/4/2025 Project Starfish Industrial New Construction 70,000 sq. ft. to 92,000 sq. ft. $8,500,000 Active Search 9/26/2025 Project EX Lobster Industrial New Construction 20,000 to 22,000 sq. ft.??$5,800,000 Active Search Contacts: M = 02 YTD = 24