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2006 AuditCITY OF MONTICELLO, MINNESOTA FINANCIAL STATEMENTS AND SUPPLEMENTARY INFORMATION YEAR ENDED DECEMBER 31, 2006 CITY OF MONTICELLO, MINNESOTA TABLE OF CONTENTS YEAR ENDED DECEMBER 31, 2406 INTRODUCTORY SECTION OFFICIAL DIRECTORY 1 FINANCIAL SECTION INDEPENDENT AUDITORS' REPORT 2 REQUIRED SUPPLEMENTARY INFORMATION MANAGEMENT'S DISCUSSION AND ANALYSIS 4 BASIC FINANCIAL STATEMENTS GOVERNMENT-WIDE FINANCIAL STATEMENTS STATEMENT OF NET ASSETS 13 STATEMENT OF ACTIVITIES 14 FUND FINANCIAL STATEMENTS BALANCE SHEET --GOVERNMENTAL FUNDS 15 RECONCILATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE GOVERNMENT-WIDE STATEMENT OF NET ASSETS -GOVERNMENTAL ACTIVITIES 17 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES -GOVERNMENTAL FUNDS 18 RECONCILIATION OF STATEMENT OF REVENUES, EXPENDITURES AND CHANGES iN FUND BALANCES OF THE GOVERNMANTAL FUNDS TO THE GOVERNMENT-WfDE STATEMENT OF ACTIVITIES -GOVERNMENTAL ACTIVITIES 20 STATEMENT OF NET ASSETS -PROPRIETARY FUNDS 21 STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS - PROPRIETARY FUNDS 23 STATEMENT OF CASH FLOWS -PROPRIETARY FUNDS 25 NOTES TO FINANCIAL STATEMENTS 27 REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MD&A BUDGETARY COMPARISON SCHEDULE -GENERAL FUND 5d BUDGETARY COMPARISON SCHEDULE -COMMUNITY CENTER FUND 55 BUDGETARY COMPARISON SCHEDULE -CAPITAL OUTLAY REVOLVING FUND 56 BUDGETARY COMPARISON SCHEDULE -SANITARY SEWER ACCESS FUND 57 NOTES TO THE REQUIRED SUPPLEMENTARY INFORMATION 58 • • CITY OF MONTICELLO, MINNESOTA TABLE OF CONTENTS (CONTINUED) YEAR ENDED DECEMBER 31, 2006 FINANCIAL SECTION (CONTINUED) COMBINING FINANCIAL STATEMENTS COMBINING BALANCE SHEET - NONMAJOR GOVERNMENTAL FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - NONMAJOR GOVERNMENTAL FUNDS STATISTICAL SECTION (UNAUDITED} BOND INDEBTEDNESS -GENERAL OBLIGATION BONDS BOND INDEBTEDNESS -GENERAL OBLIGATION SPECIAL ASSESSMENT BONDS BOND INDEBTEDNESS -GENERAL OBLIGATION TAX INCREMENT BONDS BOND INDEBTEDNESS -GENERAL OBLIGATION NOTE -PROJECT 93-14 WASTEWATER TREATMENT BOND INDEBTEDNESS -PUBLIC PROJECT REVENUE BONDS BOND INDEBTEDNESS -CONTRACT FOR DEED BOND INDEBTEDNESS -TAX LEVIES TO RETIRE BONDED INDEBTEDNESS OTHER REPORT SECTION REPORT ON MINNESOTA LEGAL COMPLIANCE 59 63 67 68 70 71 72 73 74 76 • INTRODUCTORY SECTION • • CITY OF MONTICELLO, MINNESOTA OFFICIAL DIRECTORY DECEMBER 31, 2006 Elected Officials Name Term Expires Mayor Clint Herbst December 31, 2006 Council Member Wayne Mayer December 31, 2008 Council Member Glen Posusta December 31, 2006 Council Member Tom Perrault December 31, 2008 Council Member Brian Stumpf December 31, 2006 Appointed Officials Administrator Jeff O'Neili Director of Finance and Administrative Services Rick Wolfsteller • (1) • FINANCIAL SECTION • Lars~nAlleri ....1' CPAs, Consultants & Advisors www.larsonallen.com INDEPENDENT AUDITORS' REPORT Honorable Mayor and City Council City of Monticello, Minnesota We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of Monticello, Minnesota as of and for the year ended December 31, 2006, which collectively comprise the City's basic fiinancial statements as listed in the table of contents. These financial statements are the responsibility of the City of Monticello's management. Our responsibility 'ss to express opinions on these financial statements based on our audit. The prior year summarized comparative information has been derived from the City's 2005 financial statements and, in our report dated May 31, 2006, we expressed unqualifed opinions on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and signifiicant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Monticello as of December 31, 2006, and the respective changes in financial position and where applicable cash flows, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. The management's discussion and analysis and budgetary comparison schedules, as listed in the table of contents, are not a requried part of the basic financial statements, but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. ~I ~ - r LarsonAlleu LI,1' is a member of Nrxia lnternuioir 12) worldwide nerwor]< of independent accoun[ing and consulriny (inns. IN1'GRNA"f10NAL. Honorable Mayor and City Council City of Monticello, Minnesota • Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Monticello's basic financial statements. The combining nonmajor fund financial statements and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining nonmajor fund financial statements have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The statistical section has not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on it. ~~~ ~~ ~~~ LarsortAllen LLP St. Cloud, Minnesota May 9, 2007 • r~ (3) • THIS PAGE LEFT BLANK INTENTIONALLY. • • • REQUIRED SUPPLEMENTARY lNF4RMATlON • • CITY OF MONTICELLO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2006 This section of the Annual Financial Report of the City of Monticello (the City) is intended to present a discussion and analysis of the City's financial performance during the fiscal year ended December 31, 2006. This analysis focuses on current year activities and should be read in conjunction with the City's basic financial statements following this section. Financial Hi hlights • Assets of the City exceeded liabilities by $105.1 million. Of this amount, $62.4 million may be used to meet the government's ongoing obligations to citizens and creditors in accordance wi#h the City's fund designations and fiscal policies. • For the current fiscal year, total governmental fund expenditures and other financing uses exceeded revenues including other financing sources, for the year by $11.1 million. • The City's governmental funds reported combined ending fund balances of $36.5 million. Of this total amount, approximately 49.5% is available for spending at the City's discretion. • At the end of the current fiscal year, unreserved fund balance for the general fund was $5.0 million, or 77% of the total general fund expenditures of $6.5 million. Report Layout In addition to the Management's Discussion and Analysis {MD&A), the report consists of government-wide statements, fund financial statements, notes to the financial statements, combining schedules of nonmajor funds and statistical information. The first several statements are highly condensed and present agovernment-wide view of the City's finances. Within this summary, al! City operations are categorized and reported as either governmental or business-type activities. Governmental activities include basis services such as police, fire, building inspection, public works, parks and recreation, library, community development and general government administration. The business-type activities include water, sewer, liquor and cemetery activities. These government-wide statements are designed to be more corporate-like in that all activities are consolidated into a total for the City. • (4) CITY OF MONTICELLO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 200fi Statement of Net Assets and Statement of Activities The Statement of Net Assets (page 13) focuses on resources available for future operations. In basic terms, this statement presents a snapshot view of the assets the community owns, the liabilities it owes and the net difference. The net difference is further separated into amounts restricted for specific purposes and identifies unrestricted amounts. The Statement of Activities (page 14) focuses on grass and net cost of City programs and the extent to which such programs rely upon general tax and other revenues to support them. The statement summarizes and simplifies the users analysis #o determine the extent to which programs are self-supporting andlor subsidized by general revenues. These two statements report the City's net assets and the changes in them. Qver time, increases or decreases in the City's net assets are one indicator of whether the City's financial health is improving or deteriorating. You will need to consider other non-financial factors, however, to assess the overall health of the City of Monticello. • Fund Financial Statements Fund Financial Statements (pages 15 to 26) focus separately on major governmental funds and proprietary funds. Governmental funds statements allow the more traditional presentation of financia! statements. Most of the City of Monticello's basic services are reported in governmental funds. Governmental funds focus on how money flows into and out of these funds and the balances left at year end that are available for spending. The governmental fund statements provide a detailed short term view of the City's general government operations and the basic services it provides. Statements for the City's proprietary funds follow the governmental funds and include net assets, revenue, expenses and changes in net assets, and cash flow. Notes #o the Financial Statements The Notes to the Financial Statements {pages 27 #0 49} provide additional disclosures required by governmental accounting standards and provide information to assist the reader in understanding the City's financial condition. Other Enformation Readers desiring additional information on nonmajor funds can find it in the combining statements of nonmajor funds section of this report. Completing the financial section of the report are schedules on capital assets and other financial schedules. • {5) CITY OF MONTICELLO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2Q06 Statemen# of Net Assets A condensed version of the Statement of Net Assets at December 31, 2006 follows: Governmental Activities 2006 2005 Current and Other Assets ~ $ 59,789,175 $ 60,238,192 Capital and Noncurrent Assets 61,480,506 52,529,709 Total Assets 121,269,681 112,767,901 Current Liabilities 8,861,064 7,769,647 Long-Term Liabilities 48,449,246 52,852,172 Total Liabilities 57,310,310 60,621,819 Net Assets Invested in Capital Assets Net of Refa#ed Debt 7,009,622 7,009,622 Unrestricted 56,949,749 45,136,460 Total Net Assets $ 63,959,371 $ 52,146,082 Business-Ty pe Activities 200fi 2005 Current and Other Assets $ 6,041,817 $ 5,019,709 Capital and Noncurrent Assets 35,749,380 35,077,391 Total Assets 41,791,197 40,097,100 Current Liabilities 603,950 279,218 Net Assets Invested in Capital Assets Net of Related Debt 35,749,380 35,077,391 Unrestricted 5,437,867 4,740,491 Total Net Assets $ 41,187,247 $ 39,817,882 Total 2006 2005 Current and Other Assets $ 65,830,992 $ 65,257,901 Capital and Noncurrent Assets 97,229,886 87,607,100 Total Assets 163,060,878 152,865,001 Current Liabilities 9,465,014 8,048,865 Long-Term Liabilities 48,449,246 52,852,172 Total Liabilities 57,914,260 60,901,037 Net Assets Invested in Capital Assets Net of Related Debt 42,759,002 42,087,013 Unrestricted 62,387,616 49,876,951 Total Net Assets $105,146,618 $ 91,963,964 {6) CITY OF MONTICELLO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2006 Governmental Activities The net assets of the City's governmental activities increased from the previous year due to significant infrastructure improvements and addi#ions. A significant portion of the increase was related to the I-94 Interchange project. Continuation of the City's Reconstruction Program, now in its fourth phase, also added to the upgraded infrastructure. Additional improvements to the city's infrastructure included re-alignment of Otter Creek Road, Extension of School Blvd. West, and Extension of Chelsea Road West. Business-Type Activities The net assets of our business-type activities also increased during 2006. The utility funds continue to invest in capital assets to accommodate the growth of the City in various new subdivisions and also to maintain an aging infrastructure system. Some of the most significant improvements made this year include infrastructure replacements in conjunction with the Core Street Phase IV Project, various new utility constructions in new development areas, an Interstate 94 sewer line crossing, and a one million gallon water tower project. • • (~} • Revenues Program Revenues Charges for Services Operating Grants and Contributions Capital Grants and Contributions General Revenues Property Taxes Unrestricted State Aid Investment Earnings Other Total Revenues Business-Tugs Activities (Continued) A condensed version of the Statement of Activities is as foiiows: Expenses General Government Public Sa#ety Highways and Streets Sanitation Culture and Recreation Economic Development Debt Service Liquor Cemetery water Sewer Total Expenses Changes in tJet Assets Before Special Items and Transfers Transfers CITY OF MONTICELLO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2006 Governmental Activities Business-Type Activities Total 2006 2005 2006 2005 2006 2005 4,455,657 $ 5,425,225 281,531 381,420 12,#53,185 2,135,687 $ 5,433,855 $ 5,244,748 2,188,675 4,310,691 $ 9,889,512 $ 10,669,973 281,531 381,420 14,341,860 6,446,378 7,253,560 7,476,106 - - 7,253,560 7,476,106 130,000 200,000 - - 130,000 200,000 2,093,877 985,497 334,623 89,987 2,428,500 1,075,484 4,619,629 2,799,703 27,100 (25,576) 4,646,729 2,774,127 30,987,439 19,403,638 7,984,253 9,619,850 38,971,692 29,023,488 3,639,497 1,907,352 - - 3,639,497 1,907,352 2,856,573 1,551,098 - - 2,856,573 1,551,098 5,318,865 5,990,719 - - 5,318,865 5,990,719 474,045 492,446 - - 474,045 492,446 2,694,970 2,210,729 - - 2,694,970 2,210,729 2,081,331 fi57,258 - - 2,061,331 657,258 2,378,871 1,733,933 - - 2,378,871 1,733,933 - - 3,265,082 3,172,741 3,285,082 3,172,741 - - 71,044 33,717 71,044 33,717 - - 913,638 939,449 913,838 939,449 - - 2,095,124 2,017,993 2,095,124 2,017,993 19,424,152 14,543,535 6,364,888 6,163,900 25,789,040 20,707,435 11,563,287 4,860,103 1,619,365 3,455,950 13,162,652 8,316,053 25o,oao 250,000 X250,000) f2so,ooo) - - Change in Net Assets 11,813,287 5,110,103 1,369,365 3,205,950 13,182,652 8,316,053 Net Assets -Beginning of Year 52,146,484 47,035,981 39,817,882 36,611,932 91,963,966 83,647,913 Net Assets -End of Year $ 63,959,371 $ 52,146,084 $ 41,187,247 $ 39,817,882 $ 105,146,618 $ 91,963,966 (8) CITY OF MONTICELLO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2006 Governmental Activities Figure A-3 Sources of City's Revenues for Fiscal 2006 ^ Other D Charges for Investment 15% Services Earnings 14% ^ Operating 7% Grants and Contributions ^ Unrestricted `n:d~~~='~rµ~ e~~~'.`, 1 S#ate Aid --- 0 D Capital Grants D Property _ and Taxes Contributions 23% 40% Revenues for the City's Governmental Activities increased by $11.6 million, or 59.7°~. The major components of this increase are explained as follows: • The City's property tax revenues decreased $225,000 as a result of a lower tax levy. • Capital Grants and Contributions increased by $10 million or 469%. This increase was due to recognizing Special Assessment revenues of $8 million and the recognizing of a $2 million receivable from Wright County far the I-94 Interchange Project. • Charges for services decreased by $970,000 or 17.8%. This decrease was primarily due to a reduction in Sanitary Sewer Access Fees collected of $784,000, a reduction in Storm Sewer Access Fees of $508,000, and a reduction in Water Access Fees of $221,000 due to a decrease in new developments. • Increases in Community Center Membership Fees of $131,000 and inspection fees increase of $106,000 make up the major portions of the changes. • Investment earnings increased by $1.1 million, primarily due to recognizing market value adjustment at December 31, 2006. • • (9? CITY OF MONTICELLO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2006 Governmental Activities (Continue Special assessment revenue for the City decreased $1.3 million, or 40%, over the previous year because of fewer projects being constructed in new developments that would have had sewer, water, or storm sewer trunk charges assessed. License and permit fees were also down by $200,000, or 20%. Inter-government revenue increased by $563,000 as the result of State Aid received for highway projects. Expenses -The City expenses for governmental activities increased by $4.9 million or 33%. The increase is primarily due to increased maintenance projects for highways and streets. In regards to debt service paymen#s, debt expenditures were $644,000 more than the previous year. Business-Type Activities The City's business-type operating revenues increased by over $189,000, or 36%, primarily due to increased sales from the liquor store operation of $79,000 and additional revenue from sewer and water charges of $i 14,000. Contribution of Capital Assets decreased by $2.1 million due to a decrease in sewer and water utilities construction. Business-type expenses increased from previous year by approximately $165,000 due to increased costs of merchandise at the liquor store of $117,000, $59,000 in other liquor expenses increases, $78,000 additional sewer operating costs, and $38,000 in increased cemetery costs. Financial Analysis of the City's Funds The General Fund -The change in the City's general fund balance was $295,656 fior 2006. Community Center Fund -The increase in the Community Center Fund balance was the result of additional revenue generated through membership fee increases. Sanitary Sewer Access Fund -The Sanitary Sewer Access Fund decreased by $1.6 million due to previous bond proceeds revenue being used for various construction projects. Capital Project Funds -The fund resources decreased in the current year primarily from previous proceeds from the sale of bonds being used for completion of various public improvement projects. Housing and Redevelopment Authority -This is a new major fund in 200G. Expenditures increased by $1.4 million as the result of a increase in HRA Land Held for Resale and improvements to the land before being sold. (10} CITY OF MONTICELLO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 200fi Genera! Budaetary Highiights The City of Monticello Council did not make any revisions to the City's original budget document during 2006. In total, the general fund revenues were approximately $267,000 less than budgeted due to lower tax collections than levied, resulting in a budget variance of $192,000, and a decrease in Licenses and Permits of $60,000. Expenditures within the general fund were less than budgeted by approximately $402,000, resulting in an excess of revenue aver expenditures of $134,000. Capital Assets At December 31, 2006, the City of Monticello had $97.2 million invested in capital assets including fire and public works equipment, park and recreation facilities, buildings, roads, sewer, water, and storm sewer utilities. The City of Monticello's fiscal 2007 capital budget calls for another $10.5 million in capital projects and equipment expenditures, with $8.2 million of this amount tentatively scheduled for Waste Wafter Treatment Plant improvements. Governmental Business-Type Activities Activities Total 2006 2005 2006 2005 2006 2005 Land $ 6,363,420 $ 6,084,918 $ 1,209,580 $ 1,209,580 $ 7,573,000 $ 7,294,488 Construction in progress 20,523,835 12,513,141 5,845,433 4,507,456 26,369,268 17,020,597 Infrastructure 35,043,517 33,513,517 28,510,509 27,736,251 63,554,026 61,249,768 Buildings 13,018,486 13,018,486 5,156,471 5,156,471 18,174,957 18,174,957 Improvements other than buildings 4,015,218 3,044,913 17,828,867 17,791,202 21,844,085 20,836,115 Machinery, Equipment, and Vehicles 3,139,200 3,080,142 1,313,180 1,259,049 4,452,380 4,339,191 Less: Accumulated Depreciation (20,623,170) (18,725,408) (24,114,660) (22,582,618) (44,737,830} (41,308,026) Total $ 61,480,506 $ 52,529,709 $ 35,749,380 $ 35,077,391 $ 97,229,886 $ 87,&07,100 Additional information on the City's capital assets can be found in the notes to the financial statements. • (1 t) • • CITY OF MONTICELLO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS YEAR ENDED DECEMBER 31, 2U06 Long-Term Debt At year-end, the City of Monticello had $50.9 million in bonds and notes outstanding compared to $54.3 million in 2005. Payments of $3.4 million make up the changes from the prior year. GOVERNMENTAL ACTIVITIES General Obligation Bonds General Obligation Tax Increment Bonds Special Assessment Bonds WWTP Note Public Project Revenue Contract For Deed Total 2006 2005 $ 2,210,000 $ 2,420,000 810,000 970,000 30,255,000. 31,065,000 10,188, 973 10, 835 , 699 6,650,000 6,910,000 764,293 2,085,222 $ 50,878,266 $ 54,285,921 Economic Factors and Next Years Bud et The City of Monticello considered many factors when setting the #iscal year 2007 budget, rates and fees that will be charged for business-type activities. With the City Council's decision to reduce the previous year's tax levy by $250,000, new revenue sources were enacted. An electric Utility Franchise Fee of 3% was es#ablished that is expected to generate $280,000. Sewer and water user fees were increased by 15% to be used to fund operational costs for their departments that were previously covered by the General Fund. Finally, Reserve Funds of $295,000 from the General Fund and $457,000 from Enterprise Funds were included to balance the budget. The City's property tax levy for 2007 wil! amount to $fi.5 million, $250,000 less than 2006. Financial Contact The City's financial statements are designed to provide our citizens, customers, and creditors with a general overview of the City of Monticello's finances and to show the City's accountability #or the money it receives. If you have questions about this report or need additional financial information, contact the City of Monticello Finance Department at 505 Walnut Street, Suite 1, Monticello, MN 55362. (12} • THiS PAGE LEFT BLANK INTENTIONALLY • • • BASIC FINANCIAL STATEMENTS • • GOVERNMENT-WIDE FINANCIAL STATEMENTS • CITY OF MONT[CELLO, MINNESOTA STATEMENT OF NET ASSETS DECEMBER 31, 2006 (WITH COMPARATIVE AMOUNTS AS OF DECEMBER 31, 2005) Tofals Governmental Business-Type ASSETS Activities Activities 2006 2005 CURRENT ASSETS Cash and Investments $ 31,569,318 $ 4,901,337 $ 36,470,655 $ 49,724,417 Accounts Receivable 374,624 536,801 911,425 772,298 Due from Other Governments 2,018,563 - 2,018,563 - Loans Receivable 1,512,228 - 1,512,228 1,634,579 Land Held for Resale 7,525,180 - 7,525,180 4,277,948 Prepaid Items 110,157 21,705 131,862 83,748 Deferred Bond Issuance Cost 170,328 - 170,328 192,598 inventory - 58#,974 581,974 568,107 Speciat Assessments Receivable 16,508,777 - 16,508,777 8,004,206 Capital Assets Not Being Depreciated Land 6,363,420 1,209,580 7,573,000 7,294,498 Construction in Progress 20,523,835 5,845,433 26,369,268 17,020,597 Capital Assets Being Depreciated (Net) Buildings 10,162,201 2,976,117 13,138,318 13,636,144 Office Equipment and Furniture 157,885 48,066 205,951 216,300 Vehicles 596,326 23,939 620,265 648,418 Machinery and Shop Equipment 392,326 127,275 519,601 G26,799 Improvements Other than Building 2,088,335 8,387,732 10,476,067 9,998,976 In#rastructure 21,196,178 17,131,238 38,327,416 38,165,368 Total Assets 121,269,681 41,791,197 163,060,878 152,865,001 LIABILITIES CURRENT LIABILITIES Accounts Payable 857,809 387,643 1,245,452 775,764 due to Other Governments 244,479 52,197 296,676 75,053 Other Accrued Liabilities 69,607 123,050 192,657 236,190 Contracts Payable 1,114,671 - 1,114,671 1,261,089 Accrued Interest Payable 907,705 - 907,705 901,768 Deferred Revenue - 40,531 40,531 17,170 Escrow Deposits 2,278,411 529 2,278,940 2,387,091 Contract for Deed -Due Within One year 100,000 - 100,000 100,000 General Obligation Bonds Payable -Due Within One Year 3,288,382 - 3,288,382 2,294,740 Compensated Absences Payable Due in More Than One Year 392,824 - 392,824 371,679 Contract for Deed -Due in More Than One Year 664,293 - 664,293 1,985,222 General Obligation Bonds Payable - Due Within More Than One Year 47,392,129 - 47,392,129 50,495,271 Total Liabilities 57,310>310 603,950 57,914,260 60,901,037 NET ASSETS Invested in Capital Assets, Net of Related Debt 7,009,622 35,749,380 42,759,002 42,087,013 Unrestricted 56,949,749 5,437,867 fi2,387,616 49,876,951 TOTAL NET ASSETS $ 63,959,371 ~ 41,187,247 $ 105,146,618 $ 91,963,964 • See accompanying Notes to the Financial Statements. 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O C C 4 U U N • • FUND FINANCIAL STATEMENTS • • CITY OF MONTICELLO, MINNESOTA BAf..ANCE SHEET GOVERNMENTAL FUNDS DECEMBER 31, 2006 (WITH COMPARATIVE TOTALS AS OF DECEMBER 31, 2005) ASSETS Cash and Investments Special Assessments Receivable Delinquent Deferred Accounts Receivable Due from Other Governmental Units Loans Receivable Due from Other Funds Land Held for Resale Prepaid Items TOTAL ASSETS LIABILITIES AND FUND BALANCES LIABILITIES Accounts Payable Other Accrued Liabilities Contracts Payable Due to Other Governmental Units Due to Other Funds Deferred Revenue Escrow Deposits Total Liabilities FUND BALANCES Reserved Noncurrent Loans Receivable Debt Retirement Prepaid Items Assets Held for Resale Unreserved, Designated Subsequent Year's Expenditures Cantingencies Unreserved, Undesignated Reported in: General Fund Special Revenue Funds Capital Projects Funds Housing and Community Capital Redevelopment General Center Outlay Revolving Authority $ 6,940,443 $ 328,210 $ 1,460,175 $ 1,138,498 8,293 - 38,151 - 2,442 - 758,438 - 306,483 14,180 1,387 1,182 18,563 - - - 319,283 - - 20,000 557,488 - - - - - 6,528,123 640,520 86,536 23,319 - 125 $ 8,239,531 $ 365,709 $ 8,786,274 $ 1,800,325 $ 355,010 $ 22,837 $ 32,370 $ 134,214 47,606 13,907 - 7,908 2,975 - 69,946 54,542 83,958 4,675 - - - - - 188,548 57,512 3,005 796,590 - 2,272,557 5,854 - - 2,819,618 50,278 898,906 385,212 319,283 - - 20,000 86,536 23,319 - - - - 6,528,123 640,520 5,014,094 - - - - 292,112 1,359,245 754,593 Total Equity and Other Credits 5,419,913 315,431 7,887,368 1,415,113 TOTAL LIABILITIES AND FUND BALANCES $ 8,239,531 $ 365,709 $ 8,786,274 $ 1,800,325 ~~ ~J See accompanying Notes to the Financial Statements. (15) Other Sanitary Debt Capital Governmental Totai Govern mental Funds Sewer Access Service Projects Funds 2006 2005 $ 7,049,816 $ 9,184,453 $ - $ 5,467,723 $ 31,569,318 $ 45,762,495 28,954 321,145 - 121,342 517,885 480,668 1,125,997 11,781,346 - 2,322,669 15,990,892 7,523,538 13,691 8,253 800 28,64$ 374,624 297,991 - 2,000,000 - - 2,018,563 - - - - 1,172,945 1,512,228 1,634,579 - - - 557,488 236,934 - 356,537 - - 7,525,180 4,277,948 - - - 177 110 157 68 375 , , $ 8,218,458 $ 23,651,734 $ 800 $ 9,113,504 $ 60,176,335 $ 60,282,528 $ 4,253 $ _ $ 297,712 $ 11,413 $ 857,809 $ 671,244 186 69,607 86,138 - - 984,758 2,450 1,114,671 1,261,089 - - 154,762 1,0$4 244,479 68,261 - - 36$,940 - 557,488 236,934 1,154,951 14,124,399 - 2,444,011 18,580,468 8,006,060 - - - - 2,278,411 2,386,407 1,159,204 14,124,399 1,806,172 2,459,144 23,702,933 12,716,133 - - - i , i 72,945 1,512,228 1,634,579 - 9,170,798 - - 9,170,798 9,162,548 - - - 177 110,032 68,375 - 356,537 - - 7,525,180 4,277,948 - - - - 2,759,807 - - - - 551,961 - - - - 5,014,094 1,424,096 7,059,254 - - 5,481,238 14,946,442 18,425,893 - - (1,805,372) - {1,805,372} 9,261,188 7,059,254 9,527,335 (1,805,372) 6,654,360 36,473,402 47,566,395 $ 8,218,458 $ 23,651,734 $ 800 $ 9,113,504 $ 60,176,335 $ 60,282,528 (i 6} THIS PAGE LEFT BLANK iNTENTIQNALLY • CITY OF MONTICEf_LO, MfNNESOTA GOVERNMENTAL FUNDS RECONCILATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE GOVERNMENT-WIDE STATEMENT OF NET ASSETS -GOVERNMENTAL ACTIVITIES DECEMBER 31, 2006 Total Fund Balances for Governmental Funds $ 36,473,402 Total net assets reported for governmental activities in the statement of net assets is different because: Capital assets used in governmental funds are not financial resources and therefore are not reported in the funds. Those assets consist of: Land 6,363,420 Construction in Progress 20,523,835 Buildings, Net of $2,193,106 Accumulated Depreciation 10,162,201 Office Equipment and Furniture, Net of $75,794 Accumulated Depreciation 157,885 Vehicles, Net of $987,647 Accumulated Depreciation 596,326 Machinery and Shop Equipment, Ne# of $475,336 Accumulated Depreciation 392,326 Improvements, Net of $1,716,763 Accumulated Depreciation 2,088,335 Infrastructure, Net of $11,237,897 Accumulated Depreciation 21,196,178 Some of the City's property taxes and special assessments will be collected after year-end, but are not available soon enough to pay for the current period's expenditures, and therefore, are reported as deferred revenue in the governmental funds. 18,580,468 Interest on long-term debt is not accrued in governmental funds, but rather is recognized as an expenditure when due. Accrued interest for general obliga#ion bonds is included in the statement of net assets. (907,705} Long-term liabilities that pertain to governmental funds, including bonds payable, are not due and payable in the current period and therefore are not reported as fund liabilities. All liabilities -both current and long-term -are reported in the statement of activities: General Obligation Bonds Payable (50,113,973} Contract For Deed Payable (764,293) Deferred Bond Issuance Cost 170,328 Unamortized Bond Premium (566,538) Compensated Absences (392,824) Total Net Assets of Governmental Activities $ 63,959,371 • See accompanying Notes to the Financial Statements. (17} CITY OF MONTICELLO, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2006 (WITH COMPARATIVE TOTALS FOR THE YEAR ENDED DECEMBER 31, 2005) REVENUE General Property Taxes Special Assessments. Licenses and Permits Intergovernmental Charges for Services Fines and Forfeitures Investment Earnings Miscellaneous Total Revenue EXPENDITURES Current General Government Public Safety Public Works Sanitation Culture and Recreation Economic Development Capital Ou#lay General Government Public Safety Public Works Culture and Recreation Debt Service Principal Interest and Fiscal Charges Total Expenditures Revenue Over (Under) Expenditures OTHER FINANCING SOURCES (USES} Transfer In Transfer Out Proceeds from Sale of Bonds Premium on Bonds Issued Total Other Financing Sources (Uses) NET CHANGE IN FUND BALANCES Fund Balance -Beginning of Year FUND BALANCE -END OF YEAR Housing and Community Capital Redevelopment General Center Outlay Revolving Authority $ 4,520,275 $ 570,762 $ 1,498 $ 791,812 - - 121,721 - 758,718 - - - 283,597 - 130,000 - 641,448 982,255 - - 1,750 - - - 301,431 23,152 50,538 69,300 401,924 1,478 3,956,627 - 6,909,143 1,877,647 4,260,384 861,112 1,732,046 1,527,354 - 1,232,736 - i ,832,815 - - - 474,045 - - - 624,780 1,324,360 - - 87,523 - - 1,966,865 5,614 - - - 6,100 - - - 56,776 - 86,810 - 172,090 58,645 - - - - - 1,320,929 - - - 101, 029 6,519,143 1,383,005 1,319,546 3,388,823 390,000 494,642 2,940,838 (2,527,711) 667 250,000 213,380 2,613,283 (95,145) (669,950) (1,833,136) {169,725) (94,478} (419,950) (1,619,756} 2,443,558 295,522 74,692 1,321,082 (84,153) 5,124,391 240,739 6,566,286 1,499,266 $ 5,419,913 $ 315,431 $ 7,887,368 $ 1,415,113 • See accompanying Notes to the Financial Statements. {18) ether Sanitary Debt Capital Governmental 7otai Governmental Funds Sewer Access Service Projects Funds 2006 2005 $ - $ 505,804 $ - $ 563,409 $ 7,253,560 $ 7,476,106 324,337 863,397 - 697,064 2,006,519 3,341,537 - - - - 758,718 956,300 - - - 523,479 937,076 373,929 794,259 - - 378,909 2,796,871 4,014,956 - - - - 1,750 4,000 494,549 378,953 344,167 431,787 2,093,877 985,497 - - 198,518 6,113 4,564,660 3,165,372 1,613,145 1,748,154 542,685 2,600,761 20,413,031 20,317,697 - - - 11,670 1,743,716 1,544,446 - - - - 2,760,090 1,666,869 1,761,770 - - 259 3,594,844 4,635,519 - - - - 474,045. 492,446 _ - 322,076 2,271,216 2,361,302 _ 1,667 2,056,055 637,777 - - - - 5,614 32,705 - - - - 6,100 - - - 12,688,930 - 12,832,516 11,996,071 - - - - 230,735 108,964 - 2,086,726 - - 3,407,655 1,911,126 - 2,272,409 - - 2,373,438 1,426,367 1,761,770 4,359,135 12,688,930 335,672 31,756,024 26,813,592 (148,625) {2,610,981) (12,146,245) 2,265,089 (11,342,993) (6,495,895) - 2,619,231 2,471,602 13,209 8,181,372 4,128,010 {1,452,171) - (1,391,917} (2,319,328) (7,931,372) (3,878,010) - - - - - 25,150,000 - - - - - 761,396 (1,452,171) 2,619,231 1,079,685 2,306,119) 250,000 26,161,396 (1,600,796) 8,250 (11,066,560) (41,030} (11,092,993} 19,665,501 8,660,050 9,519,085 9,261,188 6,695,390 47,566,395 27,900,894 $ 7,059,254 $ 9,527,335 $ (1,805,372) $ 6,654,360 $ 36,473,402 $ 47,566,395 (19) • THIS PAGE LEFT BLANK INTENTIONALLY • CITY OF MONTICEtLO, MINNESOTA RECONCItfATION OF STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF THE GOVERNMENTAL FUNDS TO THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES GOVERNMENTAL ACTIVITIES YEAR ENDED DECEMBER 31, 2U06 Net Change in Fund Balance -Total Governmental Funds $ (11,092,993) Amounts reported #or governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of activities, assets are capitalized and the cost is allocated overtheir estimated useful lives and reported as depreciation expense. This is the amount by which capital assets changed: Capttal Asset Acquisitions and Disposals 13,051,926 Loss on Disposal of Capital Assets (1,850,754} Depreciation Expense (2,250,378} The governmental funds report bond proceeds as financing sources, white repayment of bond principal is reported as an expenditure. In the statement of net assets, however, issuing debt increases long-term liabilities and does not affect the statement of activities: Repayment of Bond Principal 2,086,726 Repayment of Contract for Deed 1,320,929 Change in Accrued Interest Expense for General Obligation Bonds (5,937) Amortization of Bond Issuance Costs (22,270) Amortization of Bond Premium 22,774 Change in Compensated Absences (21,145} Delinquent and deferred property taxes and special assessments receivable will be collected subsequent to year-end, but are not available soon enough to pay for the current period's expenditures, and therefore are deferred in the governmental funds. Change in Deferred Revenue for Special Assessments 10,574,409 Change in Net Assets of Governmental Activities $ 11,813,287 See accompanying Notes to the Financial Statements. (20) CITY OF MONTICELLO, MINNESOTA STATEMENT OF NET ASSETS PROPRIETARY FUNDS DECEMBER 31, 2006 (WITH COMPARATIVE TOTALS AS OF DECEMBER 31, 2005} ASSETS Water Sewer CURRENT ASSETS Cash and Cash Equivalents $ 1,665,907 $ 1,754,209 Accounts Receivable 259,265 271,140 Due From Other Funds - - Inventory - - Prepaid I#ems 7,304 6,015 Total Current Assets 1,932,476 2,031,364 CAPITAL ASSETS Land 208,143 975,937 Buildings 848,445 3,570,119 Office Equipment and Furniture 15,695 41,019 Vehicles 81,553 479,613 Machinery and Shop Equipment 166,267 427,834 Improvements Other Than Buildings 51,951 17,609,984 Infrastructure 13,917,826 14,592,681 Construction in Progress 3,492,183 2,353,252 Total Capital Assets 18,782,063 40,050,439 Less: Allowance for Depreciation (6,248,782} (17,482,411) Total Capital Assets, Net 12,533,281 22,568,028 Total Assets 14,465,757 24,599,392 LIABILITIES AND NET ASSETS CURRENT LIABILITIES Accounts Payable 12,406 237,221 Other Accrued Liabilities 38,071 881 Due to Other Governments 17,206 404 Due to Other Funds - - Deferred Revenue 38,959 - Escrow Deposits - - Total Liabilities 106,642 238,506 NET ASSETS NET ASSETS Invested in Capital Assets 12,533,281 22,568,028 Unreserved 1,825,834 1,792,858 Total Net Assets $ 14,359,115 $ 24,360,886 C • See accompanying Notes to tl~e Financial Statements. (21) Totals Liquor Cemetery 2006 2005 $ 1,438,079 $ 43,142 $ 4,901,337 $ 3,961,922 5,946 450 536,801 474,307 - - - 44 581,974 - 581,974 568,107 8,386 - 21,705 15,373 2,034,385 43,592 6,041,817 5,019,753 5,600 19, 900 1,209,580 1,209,580 737,907 - 5,156,471 5,156,471 36,949 - 93,663 93,663 - - 561,166 545,813 64,251 - 658,352 619,573 81,040 85,891 97,828,866 17,791,202 - - 28,510,507 27,736,251 - - 5,845,435 4,507,456 925,747 105,791 59,864,040 57,660,009 (367,587} (15,880) (24,114,660) (22,582,618) 558,160 89,911 35,749,380 35,077,399 2,592,545 133,503 41,791,197 40,097,144 136,416 1,600 387,643 904,520 84,098 - 123,050 150,052 34,587 - 52,197 6,792 ` - - 44 1,572 - 40,531 17,170 529 - 529 684 257,202 1,600 603,950 279,262 558,160 89,911 35,749,380 35,060,221 1,777,183 41,992 5,437,867 4,757,661 $ 2,335,343 $ 131,903 $ 41,187,247 $ 39,817,882 {22) CITY OF MONTICELLO, MINNESOTA STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET ASSETS PROPRIETARY FUNDS YEAR ENDED DECEMBER 31, 2006 (WITH COMPARATIVE TOTALS AS OF DECEMBER 31, 2005} OPERATING REVENUES Sales Costs of Goods Sold Charges for Services Total Operating Revenues OPERATING EXPENSES Personal Services Telephone Utilities Supplies and Materials Repairs and Maintenance Depreciation Insurance Professional fees Advertising Miscellaneous Total Operating Expenses Net Income (Loss) from Operations OTHER INCOME (EXPENSE) Interest Income (Expense) Contributions of Capital Assets Rental Income Total Other Income (Expense) Net Income (Loss) before Operating Transfers OPERATING TRANSFERS Gain (Loss) on Sale of Capital Assets Transfer Out Total Operating Transfers CHANGE IN NET ASSETS Net Assets -Beginning of Year NET ASSETS -END OF YEAR Water Sewer $ - $ - 742,146 1,043,208 742,146 .1,043,208 183, 737 110,193 1,076 2,ao5 90,622 4,775 11 i ,535 23,609 _ 5,369 31,606 447,833 1,010,800 7,354 21,862 4,016 864,756 62,096 25,518 913,638 2,095,124 {i71,492) (1,051,916) 104,902 123,428 1,601,341 549,671 - 27,100 1,706,243 700,199 1,534,751 (351,717) 1,534,751 (351,717) 12,824,364 24,712,603 $ 14,359,115 $ 24,360,886 • • See accompanying Notes to the Financial Statements. (23) • Totals • Liquor Cemetery _ 2006 2005 $ 3,619,236 $ - $ 3,619,236 $ 3,540,572 (2,667,929) - (2,667,929) (2,614,197) - 29,265 1,814,619 1,704,176 951,307 29,265 2,765,926 2,630,551 417,633 6,246 717,809 620,450 3,807 - 6,888 8,038 22,228 - 1 i 7,625 101,954 15,827 700 151,671 173,872 7,662 - 44,637 72,994 56,003 2,055 1,516,691 1,518,580 14,117 - 43,333 48,407 12,480 23,103 904,355 805,470 1,812 - 1,812 2,272 65,584 38,940 192,138 197,666 617,153 71,044 3,696,959 3,549,703 334,154 (41,779) (931,033} (919,152) 100,871 5,422 334,623 89,987 - 37,663 2,188,675 4,310,691 - - 27,100 21,730 100,871 43>085 2,550,398 4,422,408 435,025 1,306 1,619,365 3,503,256 (250,000) (250,000) 1 s5,a25 1,306 - (47,306) (250,000) {250,000) (250,000) {297,306) 1,369,365 3,205,950 2,150,318 130,597 39,817,882 36,611,932 $ 2,335,343 $ 131,903 $ 41,187,247 $39,817,882 (24) CITY OF MONTICELLO, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED DECEMBER 37, 2006 {WITH COMPARATIVE TOTALS FOR THE YEAR ENDED DECEMBER 31, 2005) Water CASH FLOWS FROM OPERATING ACTIVITIES Cash Receipts from Customers $ 703,167 Cash Paid to Suppliers (260,405) Cash Paid to Employees (179,612) Net Cash Flows frorn Operating Activities 263,150 CASH FLOWS FROM NONCAPITAL FINANCIAL ACTIVITIES Rental Receipts - Transfers Out - Proceeds from Sale of Capita! Assets - Net Cash Flows Provided (Used) by Noncapital Financing Activities - CASH FLOW5 FROM CAPITAL RELATED FINANCING ACTIVITIES Purchases of Capital Assets CASH FLOWS FROM INVESTING ACTIVITIES Interest Received on Investments 104,902 Net increase {Decrease) in Cash and Cash Equivalents 368,052 Cash and Cash Equivalents -Beginning of Year 1,297,855 CASH AND CASH EOt11VALENTS -END OF YEAR $ 1,665,907 CASH FLOWS FROM OPERATING ACTIVITIES Operating Income {Loss) ~ $ {171,492) Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities: Depreciation 447,833 Loss on Disposal of Capital Assets - Changes in Assets and Liabilities: {Increase) Decrease in Accounts Receivable (37,502} (Increase) Decrease in Due from Other Funds 14 (Increase) Decrease in Inventory - (Increase) Decrease in Prepaid Expenses {1,491) Increase (Decrease) in Accounts Payable (13,012} Increase (Decrease} in Accrued Expenses 4,125 Increase {Decrease} in Contracts Payable - Increase {Decrease) in Due to Other Governments 10,874 Increase (Decrease) in Due to Other Funds - fncrease (Decrease) in Deferred Revenue 24,001 Increase (Decrease) in Escrow Deposits (200} Net Cash Provided by Operating Activities $ 263,150 NONCASH TRANSACTIONS Contributions of Capital Assets $ 1,601,341 • See accompanying Notes to the Financial Statements. (25) Totals Sewer Liquor Cemetery 2006 2005 $ 1.,017,277 $ 934,018 $ 28,815 $ 2,683,277 $ 2,753,259 .(807,934) 19,913 (62,343) (1,110,769} (1,502,964) (110,470} (448,461) (6,268) (744,811) (613,012) 98,873 505,470 (39,796) 827,697 637,283 27,100 - - (250,000) 27,100 (250,000) 27,100 21, 729 (250,000} (250,000) - 22,500 (222,900) (205,771) - - - - (49} 123,424 100,871 5,421 334,618 89,987 249,397 356,341 (34,375) 939,415 521,450 1 504 $12 1 081 73 , , , , 8 77,517 3,961,922 3,440,472 $ 1,754,209 $ 1,438,079 $ 43,142 $ 4,901,337 $ 3,961,922 $ (1,051,916) $ 334,154 $ {41,779} $ (931,033) $ (919,152) 1,010,800 56,003 2,055 1,516,691 1,518,580 - - - - 50 (23,765) (777) (450) (62,494) (43,873} 30 - - 44 (44) - (13,867) - (13,867) (12,132) (2,196) {2,645} - (6,332) (1,151} 165,793 129,942 400 283,123 87,073 (277) (30,82$) (22) (27,002} 7,438 - - - (14,862) 404 34,127 - 45,405 821 - (44) - (44) 44 - (640) - 23,361 14,471 - 45 - (155) 20 $ 98,873 $ 505,470 $ (39,796) $ 827,697 $ 637,283 $ 549,671 $ - $ 37,663 $ 2,188,675 $ 4,310,691 (26) • THIS PAGE LEFT BLANK INTENTIONALLY • NOTES TO FINANCIAL STATEMENTS • CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The basic financial statements of the City of Monticello have been prepared in conformity with U.S. generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). Governments are also required to follow the pronouncements of the Financial Accounting Standards Board {FASB) issued through November 30, 1989 {when applicable) that do not conflict with or contradict GASB pronouncements. Although the City has the option to apply 1=ASB pronouncements issued after that date to its business-type activities and en#erprise funds, the City has .chosen not to do so. The following is a summary of the significant accounting policies: Financial Reporting Entity As required by generally accepted accounting principles, these financial statements include the City of Monticello {the primary government) and its component units. A component unit is a legally separate entity for which the primary government is financially accountable, or for which the exclusion of the component unit would render the financial statements of the primary government misleading. The criteria used to determine if the primary government is financially accountable for a component unit include whether or not the primary government appoints the voting majority of the potential component unit's board, is able to impose its will on the potential component unit, is in a relationship of financial benefit or burden with the potential component unit, or is fiscally depended upon by the potential component unit. The Housing and Redevelopment authority (HRA) is fiscally dependent upon the City of Monticello, and its governing body consists of City council members. Therefore, the HRA is included as a component unit of the City. The HRA's financial data has been blended with that of the City (i.e., reported as though its funds were funds of the City} and reported as a special revenue fund. Entities excluded from the financial statements: Monticello Volunteer Fire ReliefAssociatian (Association) The Association is organized as a nonprofit organization by its members to provide pension and other benefits to such members in accordance with Minnesota Statutes. The Association's board of directors is elected by the membership of the Association. Alf funding is obtained in accordance with Minnesota Statutes whereby state aids flow to the Association and tax levies are determined by the Association and reviewed by the City. The Association pays benefits directly to its members: Basic Financial Statements Government-Wide Statements The government-wide financial statements (i.e., the statement of net assets and the statement of activities) display information about the Primary Government and its component units. These statements include the financial activities of the overall City government, except for fiduciary activities. Eliminations have been made to minimize the double-counting of internal activities. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges to external parties for support. (27) CITY OF MONTICEI_LO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Basic Financial Statements (Continued) Government-Wide Statements (Con#inued) In the government-wide statement of net assets, both the governmental and business-type activities columns: (a) are presented on a consolidated basis by column; and {b} are reported on a full accrual, economic resource basis, which recognizes all long-term assets and receivables as well as long-term debt and obligations. The City's net assets are reported in three parts: (1 }invested in capital assets, net of related debt; (2) restricted net assets; and (3} unrestricted net assets. The statement of activities demonstrates the degree to which the direct expenses of each function of the City's governmental activities and different business-type activity are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function ar activity. Program revenues include: (1) fees, fines, and charges paid by the recipients of goods, services, or privileges provided by a given function or activity; and (2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or activity. Revenues that are not classified as program revenues, including all taxes, are presented as general revenues. Fund Financial Statements The fund financial statements provide information about the City's funds, including its blended component unit. Separate statements for each fund category--governmental and proprietary are presented. The emphasis of governmental and proprietary fund financial statements is on major individual governmental and enterprise funds, with each displayed as separate columns in the fund #inancial statements. All remaining governmental funds are aggregated and reported as nonmajor funds. Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with the principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal values. Nonoperating revenues, such as subsidies and investment earnings, result from nonexchange transactions or incidental activities. Comparative Data Summarized comparative data for the prior year has been presented only for certain sections of the accompanying financial statements, in order to provide an understanding of the changes in the City's financial position and operations. • ~2s} CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Basic Financial Statements (Continued) Maior Governmentail Funds The City reports the following major governmental funds: General Fund The general fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Community Center Fund The community center fund is used #o account for fhe revenues and expenditures related to the community center. Capital Outlay Revolving Fund The capital outlay revolving fund is used to account for revenues and expenses related to capita! outlay. Housing and Redevelopment Authority The housing and redevelopment authority fund is used to account for revenues and expenses related to the blended component unit. Sanitary Sewer Access Fund The sanitary sewer access fiund is used to account for revenues and expenses related to sanitary sewer connections. Debt Service Fund Debt service funds are used to account for the accumulation of resources for, and the payment of, general long-term debt principal, interest and related costs. Capital Proiec#s Fund Capital projects funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by proprietary funds and trust funds). Maior Propietary Funds The City reports the following proprietary funds: Water Utility Funds These funds are used to account for the residents. Sewer Utility Funds These funds are used to account for the residents. provisions of water services to the City's provisions of sewer services to the City's Liauor Fund The liquor fund is used to account for the operations of the City's liquor store. (29) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Basic Financial Statements (Continued) Maior Proprietary Funds (Continued) Cemetery Fund The cemetary fund is used to account for the operations of the City's cemetary. Measurement Focus and Basis of Accounting The government-wide and proprietary funds financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned, and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as scan as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. The City considers all revenues to be available if they are collected within 60 days after the end of the current period. Property and other taxes, licenses, and interest are all considered to be susceptible to accrual. Expenditures are recorded when the related fund liability is incurred, except for principal and interest on general long-term debt, compensated absences, and claims and judgments, which are recognized as expenditures to the extent that they have matured. Proceeds of general long-term debt and acquisitions under capital (eases are reported as other financing sources. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. Proprietary funds distinquish operating revenues and expenses from nonoperating items. Operating revenues generally result from providing services or delivering goods in connection with the proprietary fund's principal ongoing operations. Operating expenses include the cost of sales and providing the service, administrative expenses and depreciation. All other income and expenses are reported as nonoperating items. Budgets Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General Fund, the Community Center, Capital Outlay Revolving, the Sanitary Sewer Access Fund, and the Debt Service Fund. Budgeted amounts are reported as originally adopted, or as amended by the City Council. Individual amendments were not material in relation to the original appropriations, which were adjusted. Budgeted expenditure appropriations lapse at year-end. {30} CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Legal Compliance -Budgets The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. Prior to September 1, the City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The operating budget includes proposed expenditures and the means of financing them. 2. Public hearings are conducted to obtain taxpayer comments, and the final fax levy and budget are adopted. 3. The City Administrator is authorized to transfer~budgeted amounts between departments within any fund; however, any revisions that alter the total expenditures of any fund must be approved by the City Council 4. Formal budgetary integration is employed as a management control device during the year for the general fund, special revenue funds and enterprise funds, Formal budgetary integration is not employed for the capital projects and debt service funds. 5. Budgets are adopted on a basis consistent with generally accepted accounting principles. Budgeted amounts are as originally adopted, or as amended by the City Council. Cash and Investments Cash balances from all funds are combined and invested to the extent available in certificates of deposit and other allowable investments. Earnings from investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. For purposes of the statements of cash flows, all highly liquid investments with a maturity of three months or less when purchased are considered to be cash equivalents. State and focal ordinances authorize the City to invest (short-term and long-term} in certificates of deposit (considered deposits for risk categorization purposes), U.S. Treasury obligations, U.S. agency issues, high-grade commercial paper, Bankers' Acceptances, Repurchase Agreements and certain corporate bonds. Short-term highly liquid debt instruments (including commercial paper, Banker's Acceptances and U.S. Treasury and Agency obligations} purchased with a remaining maturity of one year or less are reported at amortized cost. Other investments are reported at fair value. ~~ ~~ (31) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Property Tax Credits Property taxes on homestead property {as defined by state statutes) are partially reduced by property tax credits. These credits are paid to the City by the state in lieu of taxes levied against homestead property. The state remits these credits through installments each year. These credits are recognized as revenue by the City at the time of collection. Property Tax Revenue Recoqnition Property tax levies are set by the City Council in December of each year, and are certified to the County Auditor for collection in the following year. !n Minnesota, counties act as collection agents for all property taxes. Such taxes become a lien on property on January 1 and are recorded as receivables by the City at that date. Real property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. Persona! property taxes may be paid on February 28 and June 30. The County provides tax settlements to cities and other taxing districts three times a year. Within the governmental fund fiinancial statements, the City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. The portion of delinquent taxes not collected by the City in January is fully offset by deferred revenue because i# is not available to finance current expenditures. Deferred revenue in governmental activities is susceptible to full accrual on the government-wide statements. Special Assessmen# Revenue Recoqnition Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with state statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments {including interest} is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Within the fund financial statements, the revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures ofi the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments are collected by the County and remitted by December 31. Assessments remitted to the City the following January are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funding are completely offset by deferred revenues. Deferred revenue in governmental activities is susceptible to #ull accrual on the government-wide and proprietary fund statements. • {32) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Special Assessment Revenue Recognition (Continued) Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until fulE payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the. property is subject to tax forfeit sale and the first proceeds of that sale {after costs, penalties and expenses of sale) are remitted to the City in payment of delinquent special assessments. Generally, the City will collect the full amount of its special assessments not adjusted by City Council or court action. Pursuant to state s#atutes, a property shall be subject to a tax forfeit safe after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. Inventories inventories are valued at lower of cost (average cost) or market. Short-Term Interfund Receivables(Pavables During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables are classified as "due from other funds" or "due to other funds" on the balance sheets of the #und financial statements. Land Held For Resale These assets are recorded in the governmental fund which purchased them at the lower of cost or market. Fund balance is reserved in an amount equal to the land's carrying value as the related funds are not available for appropriation. Capital Assets Capital assets are capitalized at historical cost, estimated historical cost, or in the case of contributions, at their estimated fair market value at the time received. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Capital assets are recorded in the entity-wide statements, but are not reported in the fund financial statements. Capital assets are depreciated using the straight-line method over their estimated useful lives. Since surplus assets are generally sold for an immaterial amount when declared as no longer needed #or City purposes, no salvage value is taken into consideration for depreciation purposes. Useful lives vary from 10 to 40 years for Infrastructure, 5 to 20 years for Vehicles and Office Furniture and Equipment, 12 to 40 years for Buildings, and 10 to 20 years for improvements. Capital assets not being depreciated include land and construction in progress. Property, plant and equipment used by proprietary funds are stated at cost or estimated historical cost. Contributed fixed assets are recorded at estimated fair market value at the time received. Net interest costs are capitalized on projects during the construction period. , (33} NOTE 1 CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Compensated Absences City employees earn vacation days based upon the number of completed years of service. The City compensates employees far unused vacation upon #ermination of employment. Employees are entitled to paid sick leave at various rates for each month of full-time service. Full-time employees who resign or leave city employment voluntarily and in good standing, after giving proper notice, shall be compensated for up to 50 days of unused sick leave under the following guidelines: For union employees, one-fourth of the unused sick leave times the hourly rate at the time of giving notice is paid. After five years of non-union employment, one-fourth ofi the unused sick leave times the hourly rate at the time of giving notice is paid. After ten years of employment, all employees accrue one half of the unused sick leave, times the hourly rate at the time of giving notice. Long-Term Obligations In the entity-wide financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities. Bond premiums and discounts are deferred and amortized over the life of the bonds using the straight-line method. Bond issue costs, if material, are reported as deferred assets and amortized over the term of the related debt using the straight-line method. In the governmental #und financial statements, band premiums and discounts, as well as bond issue costs are recognized during the current period. The face amount of the debt issue is reported as on other financing source. Premiums received on debt issuances are reported as other financing sources while discounts are reported as other financing uses. Issue costs are reported as debt service expenditures. Fund Balance In the governmenta! fiund financiaE statements, reservations of fund balance represent those portions of fund balance not appropriable for expenditure or legally segregated for a specific future use. Designated fund balances represent tentative plans for future use of financial resources. Interfund Transactions Quasi-external transactions are accounted far a Transactions that constitute reimbursements to a made from it that are properly applicable expenditures/expenses in the reimbursing fund expenses in the fund that is reimbursed. s revenues, expenditures or expenses. fund for expenditures/expenses initially to another fund, are recorded as and as reductions of expenditures or • • (34) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Interfund Transactions {Cantinuedl All other interfund transactions, except quasi-external transactions and reimbursements, are reported as transfers. All other interfund transfers are reported as operating transfers. All Interfund transactions are eliminated except #or activity between governmental activities and business-type activities far presentation in the entity-wide statements of net assets and statements of activities. NOTE 2 DEPOSITS AND INVESTMENTS Deposits The City maintains a cash and investment pool that is available for use by ail funds. Each fund type's portion of this pool is displayed on the statement of net assets and the balance sheet as "Cash and Investments." In accordance with Minnesota Statutes the City maintains deposits at financial institutions which are authorized by the City Council. Custodial Credit Risk -Custodial credit risk for deposits is the risk that in the event of a bank failure, the City's deposits may not be returned to it. The City does not have a specific deposit policy for custodial credit risk but rather follows Minnesota Statutes for deposits. Minnesota Statutes require that all deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or corporate surety bonds. Authorized collateral include: U.S. government treasury bills, notes, or bands; issues of a U.S. government agency; genera! obligations of a state or local government rated "A" or better; revenue obligations of a state or local government rated "AA" or better; irrevocable standby letter of credit issued by a Federal Home Loan Bank; and time deposits insured by a federal agency. Minnesota Statutes require securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or at an account at a trust departments of a commercial bank or other financial institution not owned or controlled by the depository. The City's bank deposits of $2,520,936 at December 31, 2006 were fully insured or collateralized. (35) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 2 DEPOSITS AND INVESTMENTS {CONTINUED) Investments The City may also invest idle funds as authorized by Minnesota Statutes as follows: • Direct obligations or obligations guaranteed by the United States or its agencies. • Shares of investment companies registered under the Federal Investment Company Act of 1940 and received the highest credit rating, is rated in one of the two highest rating categories by a statistical rating agency, and all of the investments have a finial maturity of thirteen months or less. • General obligations rated "A" or better; revenue obligations rated "AA" or better. • General obligations of the Minnesota Housing Finance Agency rate "A" or better. • Bankers' acceptances of United States banks eligible far purchase by the Federal Reserve System. • Commercial paper issued by United States banks corporations or their Canadian subsidiaries, of highest quality category by a least two nationally recognized rating agencies, and maturing in 270 days or less. • Guaranteed investment contracts guaranteed by United States commercial banks or domestic branches of foreign banks or United States insurance companies if similar debt obligations of the issuer or the collateral pledged by the issuer is in the top two rating categories. • Repurchase or reverse purchase agreement and securities lending agreements financial institutions qualified as a "depository" by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York, or certain Minnesota securities broker-dealers. Investments Held with Brokers lrrterest Rate Risk Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. The City's investment policy directs the City to manage its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities to meet cash requirements far ongoing operations. Information about the sensitivity of the fair values of the City's investments to market interest rate risk fluctuations is provided by the following table that shows the distribution of the City's investments by ma#urity: Type U.S. Government Securities Negotiable Certificates of Deposits Money Market 4M Fund Total $ 28,849,436 1,434,140 12 Months 13 to 24 25 to 60 More than or Less Months Months 60 Months $ 198,681 $ - $ 5,235,097 $ 23,415,658 95,000 482,396 856,744 3,652,854 3,652,854 - - - 292,852 292,852 - - - $ 34,229,282 $ 4,239,387 $ 482,396 $ 8,091,841 $ 23,415,658 • • (36} • CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 3'I, 2006 NOTE 2 DEPOSITS AND INVESTMENTS (CONTINUED) Investments {Continued} Investments Held with Brokers (Continued) Credif Risk Generally, credit risk is the risk that an issuer of an investment wil! not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. The City's investment policy does not further limit the types of investments the City can purchase beyond those types authorized by statute. The following chart summarizes year-end ratings for the City's investments as rated by Moody's Investors Service: • Type U.S. Government Securities U.S. Government Securities Negotiable Certificates of Deposits Money Market 4M Fund Total Credit Quality Rating Amoun# AAA $ 28,252,594 Not Rated 596,842 Not Rated 1,434,140 Not Rated 3,652,854 Not Rated 292,852 $ 34,229,282 The Minnesota Municipal Money Market fund (4M-Fund) Trust is a common law trust organized in accordance with the Minnesota Join# Powers Act, which invests only in investment instruments allowable under Minnesota Statutes as described on the previous page. Its investments are valued at amortized cost, which approximates fair value in accordance with Rufe 2a-7 of the Investment Company Act of 1940. The amortized cost method of valuation values a security at its cost on the date of purchase and thereafter assumes a constant amortization to maturity of any discount or premium, regardless of the impact of fluctuating interest rates on the market value of instruments. The Minnesota Municipal Money Market Trust Fund does not have its own credit rating. MBIA, Inc., who administers the Minnesota Municipal Money Market Fund Trust holds an organization credit rating of Aa2. Concentration of Credit Risk The City places no limit an the amount that it may invest in any one issuer. More than 5 percent of the City's investments are in Federal Home Loan Association and Federal National Mortgage Association. These investments are 44.62% and 30.17%, respectively, of the City's total investments. (37) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 3 LONG-TERM RECEIVABLES The City maintains a revolving loan program to support economic development. Qutstanding loans as of December 3i , 2006 were as fiollows: Balance at December 31, 2006 In June of 2000, a loan of $500,000 was made to a local business. The loan requires 83 monthly payments of $5,098, including interest at 49'° and a balloon payment of $177,773, including interest 4% on June 1, 2007. This loan is funded by a Federal Community Development Block Grant. $ 199,496 In July of 2002, a loan of $105,000 was made to a local business. The loan requires 178 monthly payments of $950, including interest at 7%. 78,441 In March of 2003, a loan of $200,000 was made to a local business. The loan requires 60 monthly payments of $1,084, including interest of 2.75°~ and a balloon payment of $160,151 including interest of 2.75% on March 1, 2008. 169,668 fn April of 2003, a loan of $290,000 was made to a local business. The loan requires 54 monthly payments of $1,607, starting October 1, 2003, including interest at 2.75% and a balloon payment of $238,369, including interest of 2.75% on April 1, 2008. 253,461 In April of 2003, a loan of $55,000 was made to a local business. The loan requires 120 monthly payments e# $525, including interest of 2.75°~. 36,564 In December 31, 2003, a loan of $74,763 was made to a local business. The loan requires 120 monthly payments of $849, including interest at 6.50°~. 49,926 In May 30, 2004, a loan of $350,000 was made to a local business. The loan requires 60 monthly payments of $1,483, including interest at 2.0%. 321,386 In April of 2005, a loan of $200,000 was made to a local business. The loan requires 240 monthly payments of $1,433, including interest at 6.0%. 190,916 In November of 2005, a loan of $200,000 was made to a local business. The loan requires 240 monthly payments of $1,160, including interest at 3.5%. 192,372 Total Long-Term Receivables $ 1,492,230 • (38) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 4 CAPITAL ASSETS Governmental Activities Capital asset activity for the year ended December 31, 2006 was as follows: Governmental Activities: Capital Assets, Not Being Depreciated Land Construction in Progress Tota! Capital Assets, Not Being Depreciated Capital Assets, Being Depreciated Buildings Office Equipment and Furniture Vehicles Machinery and Shop Equipment Improvements Other than Buildings Infrastructure Total Capital Assets, Being Depreciated Accumulated Depreciation for Buildings Office Equipment and Furniture Vehicles Machinery and Shop Equipment Improvements Other than Buildings infrastructure Total Accumulated Depreciation Total Capital Assets, Being Depreciated, Net Governmental Activities Capital Assets, Net Beginning Balance Increases $ 6,084,918 $ 303,902 12,513,141 22, 523,163 Ending Decreases Reclassifications Balance $ (25,400) $ (14,512,469) 18,598,059 22,827,065 (14,537,869} 13,018,486 - - 241,703 26,887 (5,289) 1,748,887 245,712 (125,690) 1,089,552 61,574 (128,783) 3,044,913 1,048,485 (78,180) 33,513,517 3,354,672 (1,824,672) 52,657,058 4,737,330 (2,162,614) - $ 6,363,420 - 20,523,835 - 26,887,255 - 13,018,486 - 263,301 (15,353) 1,853,556 - 1,022,343 - 4,015,218 - 35,043,517 (15,353) 55,216,421 (2,521,542) (334,743) - - {2,856,285) (92,201) (18,504) 5,289 - (105,416) (1,137,771) (155,943) 21,131 15,353 {1,257,230) (566,565) (93,552) 30,100 - (630,017) (1,826,461) (132,315) 31,893 - {1,926,883) (12,580,868) (1,515,321) 248,850 - (13,847,339) (18,725,408) (2,250,378) 337,263 15,353 (20,623,170) 33,931,650 2,486,952 (1,825,351) - 34,593,251 $ 52,529,709 $ 25,314,017 $ (16,363,220) $ - $ 61,480,506 Depreciation expense was charged to governmental functions as follows: Governmental Activities: General Government $ 7,823 Public Safety gg p90 Public Works 1,737,189 Parks, Culture and Recreation 417,276 Total Depreciation Expense, Governmental Activities $ 2,250,378 {39) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2Q06 NOTE 4 CAPITAL ASSETS (CONTINUED} Business-Tvpe Activities Capital asset ac#ivity for the year ended December 31, 2006 was as follows: Beginning Balance Business Activities: Capital Assets, Not Being Depreciated Land Cons#ruction in Progress Total Capital Assets, Not Being Depreciated Capital Assets, Being Depreciated Buildings Office Equipment and Furniture Vehicles Machinery and Shop Equipment Improvements Other than Buildings Infrastructure Total Capital Assets, Being Depreciated Accumulated Depreciation for i3uildings Office Equipment and Furniture Vehicles Machinery and Shop Equipment Improvements Other than Buildings infrastructure Total Accumulated Depreciation Total Capital Assets, Being Depreciated, Ne# Business Activities Capital Assets, Net Transfers/ Additions Transfers/ Disposals Reclassifications $ 1,209,580 $ - $ - $ - $ 1,209,580 4,507,456 5,846,699 (4,508,722} - 5,845,433 5,717,036 5,846,699 (4,508,722) - 7,055,013 5,156,471 - - - 5,156,471 93,663 - - - 93,663 545,813 - - 15,353 561,166 619,573 38,778 - - 658,351 17,791,203 37,664 - - 17,828,867 27,736,252 774,257 - - 28,510,509 51,942,975 850,698 - 15,353 52,809,027 (2,017,271) (163,083) - - (2,180,354} (26,865) (18,732} - - {45,597) {508,510) (13,364) - (15,353) (537,227) (515,761) (15,315) - - (531,076) (9,010,678) (430,457) - - (9,441,135} (10,503,531) (875,740) - - (11,379,271 (22,582,616) __ 1,516,691) - (15,353) (24,114,660 29,360,359 (665,992) - - 28,694,367 $ 35,077,395 $ 5,180,707 $ {4,508,722) $ - $ 35,749,380 Depreciation expense was charged to business #unctions as follows: Business-Type Activities: W ate r Sewer Liquor Cemetery Tota! Depreciation Expense, Business-Type Activities Ending Balance $ 447,833 1,Oi 0,800 56,003 2,055 1, 516, 691 • • (40) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 5 INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS 1. Due To/From Other Fund Receivable Fund Payable Fund Amount Reason Major Governmental Funds General Capital Projects $ 368,940 Housing and Redevelopment Authority 188,548 Total Due to General Fund $ 557,488 Operating Funds 2. Interfund Trans#ers Interfund transfers for the year ended December 31, 2006, consisted of the #ollowing: Amount Description Maior Governmental Funds ' ' Transfers to General Fund #rom Environmental Clean-up Fund $ 667 Close the Fund Transfers to Housing and Redevelopment Authority from Capital Outlay Revolving Fund 1,228,075 Share of AVR Land Sale Capital Projects Fund 1,385,208 Share of AVR Land Sale Total Transfers to Housing and Redevelopment Authority 2,6f 3,283 Transfer to Community Center Fund from Liquor Fund 250,000 Annual Contribution Transfers to Capital Outlay Revolving Fund from Sewer Access Fund 193,720 Share of Project Cost Storm Sewer Access Fund 1,570 Share of Project Cost Water Access Fund 18,090 Share of Project Cost Total Transfer to Capital Outlay Revolving Fund 213,380 Transfers to Debt Services Fund from Housing and Redevelopment Authority 169,725 Transfer of Debt Payments Community Center Fund 669,950 Trans#er of Debt Payments Sewer Access Fund 1,211,064 Trans#er of Debt Payments Storm Sewer Access Fund 258,821 Transfer of Debt Payments Water Access Fund 309,671 Transfer of Debt Payments Total Transfers #o Debt Service Fund 2,619,231 Transfer to Capital Projects Fund from General Fund 88,645 Share of Project Costs City Street Reconstruction Fund 1,151,493 Share of Project Casts Capital Outlay Revolving Fund 605,061 Share of Project Costs Sewer Access Fund 47,387 Share of Project Costs Storm Sewer Access Fund 499,168 Share of Project Costs Water Access Fund 79,848 Share of Project Costs Total Transfer to Capital Projects Fund 2,471,602 Total Transfers to Major Funds 8,168,163 (41) CITY OF MONTICELLO, MINNESOTA NQTES TO FINANCIAL STATEMENTS DECEMBER 31, 20t?6 NOTE 5 INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (CONTINUED} 2. lnterfund Transfers (Continued) Transfers to Nonmajvr Governmental Funds Transfer to Orderly Annexation Fund from General Fund Transfer to Storm Sewer Access Fund from Capital Projects fund Total Transfers to Nonmajor Governmental Funds Total lnterfund Transfers NOTE 6 OPERATING LEASES Amount Description $ 6,500 Annexation Costs 6,709 Share of Project Costs 13,209 $ 8,181,372 The City teases several pieces of office equipment under noncancelable operating leases. Total costs for such leases were $51,447 for the year ended December 31, 2006, including casts for maintenance and copies. The future minimum lease payments for these leases are as follows: Year Ending December 31, Amount 2007 $ 33,711 2008 33,711 2009 19,062 2010 17,730 2011 4,435 Total $ 108,649 • • {42) CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2005 NOTE 7 CITY INDEBTEDNESS City indebtedness at December 31 , 2006 is composed of the following: Initial Net Amount Maturity Interest Outstanding Description Issued Date Rate Principal General Obligation Bonds: 2003A GO Improvement Bonds $ 2,420,000 Feb. 2015 3.71% $ 2,210,000 General Obligation Tax Increment Bands: 1989A Tax Increment Bonds $ 260,000 Feb. 2007 7.25% $ 30,000 2004A Tax increment Bonds 945,000 Feb. 2013 4.66% 780,000 Total General Obligation Tax Increment Bonds $ 1,555,000 $ 810,000 Special Assessments Bonds: 1999 Improvement Bonds $ 3,000,000 Feb. 2010 4.15% $ 1,250,000 2000A improvement Bands 2,015,000 Feb. 2016 5.38% 1,300,000 20006 Improvement Bonds 1,645,000 Feb. 2011 5.00% 725,000 2002 Improvement bonds 2,420,000 Feb. 2014 3.67% 1,830,000 2005 Improvement Bonds 25,150,000 Feb. 2023 6.00% 25,150,000 Total Special Assessment Bonds $ 34,230,000 $ 30,255,000 General Obligation Notes: Project 93-14C Wastewater Treatment Note $ 14,700,000 Aug. 2018 4.08% $ 10,188,973 Public Project Revenue Bonds 2000A $ 7,555,000 Feb. 2015 6.27% $ 6,650,000 Contract for Deed $ 2,185,222 Dec. 2009 6.00% $ 764,293 {43} CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 7 CITY INDEBTEDNESS (CONTINUED} The following is a schedule of changes in City indebtedness for the year ended December 31, 2006: General Obligation Bonds Bond Premium (Discount} General Obligation No#e Special Assessment Debt with Governmental Commi#ments General Obligation Tax Increment Bonds Public Project Revenue Bonds Contract For Deed Total Payable Beginning End of Due Within of Year Additions Payments Year One Year $ 2,420,000 $ - $ 210,000 $ 2,210,000 $ 215,000 589,312 - 20,774 568,538 19,636 10,835,699 - 646,726 90,188,973 673,382 31,065,000 - 810,000 30,255,000 1,840,000 970,000 - 160,000 810,000 130,000 6,910,000 - 260,000 6,650,000 430,000 2,085,222 - 1,320,929 764,293 100,000 $ 54,875,233 $ - $ 3,428,429 $ 51,446,804 $ 3,408,018 Minimum annual principal and interest payments required to retire long-term debt, are as follows: General Long-Term Debt Years _ rrnc[pa ~nferes~- Totals 2007 $ 3,388,382 $ 2,245,117 $ 5,633,499 2008 3,881,136 2,082,011 5,963,147 2009 5,289,327 1,883,359 7,172,686 2010 4,865,123 1,629,670 6,494,793 2011 4,996,452 1,397,774 6,394,226 2012-2016 22,849,307 3,582,859 26,432,166 2017-2021 4,708,539 539,941 5,248,480 2022-2023 900,000 38,675 938,675 Totals $50,878,266 $13,399,406 $64,277,672 • • (44} CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 3i, 2006 NOTE 8 DEFINED BENEFIT PENSION PLANS -STATE-WIDE Plan Description All full-time and certain part-time employees of the City of Monticello are covered by defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota {PERA}. The PERA administers the Public Employees Retirement Fund {PERF), which is acost-sharing, multiple-employer retirement plan. This plan is established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. PERA provides retirement benefits as welt as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by state statute, and vest after three years of credited service. The defined retirement benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of step-rate benefit accrual formula {Method 1) or a level accrual formula {Method 2}. Under Method 1, the annuity accrue! rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate far a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent #or Coordinated Plan members for each year of service. For PERF members hired prior to July 1, 1989 whose annuity is calculated using Method 1, a full annuity is available when age .pies years of service equal 90. Normal retirement age is the age for unreduced Social Security benefits capped at 66 far Coordinated members hired on or after Juiy 1, 1989. A reduced retirement annuity is also available to eligible members seeking early retirement. There are different types of annuities available to members upon retirement. A single-life annuity is a lifetime annuity that ceases upon the death of the retiree-no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint fives. Members may also leave their contributions in the fund upon termination of public service in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time of members who leave public service, but before retirement benefits begin. r~ L ~a5} CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 8 DEFINED BENEFIT PENSION PLANS -~ STATE-WIDE (CONTINUED} Plan Description (Continued) The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet, are bound by the provisions in effect at the time they last terminated their public service. The PERA issues a publicly available financial report that includes financial statements and required supplementary information for Public Employee Retirement Fund and the Public Employees Police and Fire Fund. That report may be obtained on the web at mnpera.org, by writing to PERA at 60 Empire Drive #200, St. Paul, Minnesota, 55103-2088 or by calling (651) 296-7460 or 1-800-652-9026. Fundin_, Pq olicy Minnesota Sfatutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. PERF Basic Plan members and Coordinated Plan members were required to contribute 9.10% and 5.50% respectively, of their annual covered salary in 2006. Contribution rates in the Coordinated Plan will increase in 2007 to 5.75%. The City of Monticello is required to contribute the following percentages of annual covered payroll: 11.78% for Basic Plan PERF members, and 6.00% for Coordinated Plan PERF members. Employer contribution rates for the Coordinated Plan will increase to 6.25%, effective January 1, 2007. The City's contributions to the Public Employees Retirement Fund for the years ending December 31, 2006, 2005, and 2004 were $161,068, $135,315, and $129,637, respectively. The City's contributions were equal to the contractually required contributions for each year as se# by state statute. City of Monticello Fire Relief Association Plan Description The City contributes to the City of Monticello Fire Relief Association (Association), a single employer retirement system that acts as a common investment manager and administrator for the City's firefighters. All ac#ive members of the fire department are members of the Association. Upon approval by the Board of Trustees, lump sum retirement benefits are either paid or deferred as follows: 1. Benefits accrue and vest to members based on $2,175 per year of active service in the #ire department and Association with 100% vesting at twenty years. 2. There is no maximum retirement benefit. 3. Members retiring with less than ten years of service forfeit their accrued benefits. {46} CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 8 DEFINED BENEFIT PENSION PLANS -STATE-WIDE {CONTINUED) City of Monticello Fire Relief Association {Continued) Plan Description fCantinued) 4. Members who separate from service and have at least ten years of active service and membership but are less than 50 years of age are entitled to a deferred service pension payable upon reaching the age of 50. The Association also provides death benefits, whereby upon approval of application, the beneficiaries of each deceased active member would receive $2,175 per year of service. The City passes through state aids allocated to the plan in accordance with enabling state statutes. Annual Pension Cost and and Net Pension Obligation The City's annual pension cost and net pension obligation to PERS for the year ended December 31, 2006 is as follows: Annual Required Contribution $ 3,000 Interest on Ne# Pension Obligation - Adjustment to Annual Required Contribution - Annual Pension Cost 3,000 Less Contribution Made 3,000 increase (Decrease) in Net Pension Obligation - Net Pension Obligaiton -Beginning of Year - Net Pension Obligation -End of Year $ - The annual required contribution for the current year was determined as part of the December 31, 2006, actuarial valuation using the entry age actuarial cost method. The actuarial assumptions included (a) 5% investment rate of return and (b) age and service retirement was assumed to occur at the age of 50. The assumptions did not include post retirement benefit increases, which are funded by state satute when granted. Net assets available for benefits exceeded the pension benefit obligation at December 31, 2005, 2004, and 2003. Three-Year Trend Information 2006 Annual Pension Cost (APC) Percentage of APC Contributed Net Pension Obligation • 2005 2004 100% 100% 100% (47} CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 9 STEWARDSHIP COMPLIANCE AND ACCOUNTABILITY Deficit Fund Balances The City has deficit fund balances at December 31, 2006 as follows: Captial Projects Fund $ (1,805,372) The City intends to fund these deficits through future tax levies, special assessment levies, tax increments, transfers from other funds, and various other sources. Expenditures in Excess of Budget Actual expenditures exceeded 2006 budgets in the following funds: Community Center Fund Special Revenue Funds Capital Outlay Revolving Fund Sanitary Sewer Access Fund Budget Expenditures Excess $ 1,374,980 $ 1,383,005 $ 8,025 545,200 1,319,546 774,346 46,500 1,761,770 1,715,270 NOTE 10 RISK MANAGEMENT The City participates in the League of Minnesota Cities Insurance Trust (LMCIT) property and liability insurance program, a joint self-insurance plan designed and administered by American Business Risk Services and structured to operate through local insurance agents. Approximately 140 cities currently participate in the program. The City has the following coverages with LMCIT: a basic package of property, inland marine, automotive physical damage and liability; comprehensive general liability; public officials errors and omissions; umbrella liability; boiler and machinery; and workers' compensation. The City pays an annual premium to LMCIT, which in turn pays the local agent's commission and pays an administrative fee to American Business Risk Services. The remaining premium is split between LMCIT and its reinsurers. The reinsurers in turn reimburse LMCIT for a corresponding share of each loss. A profit-sharing agreement also provides for a return to LMCIT of a share of the reinsurers' portion of the premium if the loss experience is favorable. • X48) • CITY OF MONTICELLO, MINNESOTA NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2006 NOTE 10 RISK MANAGEMENT (CONTINUED} To protect against the possibility that LMCIT's share of the fosses will exceed its share of the premium, LMCIT also purchases aggregate reinsurance. The foss experience has been favorable the last three years and the City has received a return of part of the premiums paid. Settled claims resulting from these risks have not exceeded commercial insurance coverage in any of the past three calendar years. NOTE 11 CONSTRUCTION COMMITMENTS The City entered into construction contracts for various construction projects started during the year. The following. contracts had been entered into and were at various stages of completion at December 31, 2006: Contract 2002-06C Cedar St. Dundas 2004-01 C 194/CSAH 18 Interchange 2005-02C School Blvd. Ext 2005-05C Meadow Oak Ave. 2005-11C Chelsea Rd. W. Ext. 2006-01 C 2006 Core St. Project 2006-02C Ornamental St. Lighting 2006-15C Dalton Avenue Extension 2006-18C Otter Creek Ind. Park Grd. Totals Contract Amount* $ 46,625 7,340,193 243,758 502,954 276,192 1,767,202 846,856 1,003,560 365,133 $ 12,392,473 $ 11,573,984 Expenses Recorded to Date for Work Completed $ 33,373 7,145, 257 215,068 475,912 272,586 1,589,391 751,555 735,073 355, 769 Contract Amount Remaining far Uncompleted Work $ 13,252 194,936 28,690 27,042 3,608 177, 811 95,301 268,487 9,364 * Including approved change orders. (49) $ 818,489 • THIS PAGE LEFT BLANK INTENTIONALLY. • • REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MD&A • CITY OF MONTiCELLO, MINNESOTA BUGETARY COMPARISION SCHEDULE GENERA L FUND YEAR ENDED DECEMBER 31, 2006 (WITH COMPARATIVE ACTUAL AMOUNTS FOR THE YEAR ENDED DECEMBER 31, 2005) .2006 Original Final 2006 Variance with 2005 Budget Budget Actuai Final Budget Actual REVENUE General Property Taxes $ 4,712,505 $ 4,712,505 $ 4,520,275. $ (192,230) $ 4,315,338 Licenses and Permits 819,025 819,025 758,718 (60,307) 956,300 Fines and Forfeitures - - 1,750 1,750 4,000 Intergovernmental State Market Value Credit - - 17,090 17,090 16,962 Mobile Home Market Value Credit - - 13,879 13,879 14,828 Fire Department Aid 95,000 95,000 98,518 3,518 94,839 State Police Aid 45,000 45,000 43,322 (1,678) 40,368 State Highway Aid 67,345 67,345 77,449 10,104 67,345 Recycling Incentive 13,000 13,000 9,619 (3,381) 10,201 PERA Aid 6,740 6,740 6,741 1 6,741 CountyJRegional O#her 12,200 12,200 16,979 4,779 32,806 Total lntergovernmen#al 239,285 239,285 283,597 44,312 284,090 Charges for Services Animal Impound Fees 24,000 24,000 28,528 4,528 24,002 Deputy Registrar Fees 268,000 268,000 285,811 17,811 277,437 Inspection Fees Township Contract 85,000 45,675 85,000 45,675 268,689 46,890 183,689 215 1 162,879 49 906 Other 11,530 , 11,530 , 196 Total Charges for Services 422,675 422,675 641,448 218,773 514,420 Investment Earnings 203,415 203,415 301,431 98,016 310,832 Miscellaneous Development Cos# Reimbursement 515,000 515,000 51,150 (463,850) 1,763 Sale of City Property 500 500 .237 (263) 33,989 Rents 12,615 12,615 61,638 49,023 14,149 Garbage Charge 91,200 91,200 115,273 24,073 119,310 Other 160,702 160,702 173,626 12,924 200,919 Total Miscellaneous 780,017 780,017 401,924 (378,093) 370,130 Total Revenue 7,176,922 7,176,922 6,909,143 (267,779) 6,755,110 • The Notes to the Required Supplementary lnfom~ation are an Integral Part of this Schedule. (50} CITY OF MONTICELLO, MINNESOTA BUGETARY COMPARISION SCHEDULE (CONTINUED) GENERAL FUND YEAR ENDED DECEMBER 31, 2006 (W1TW COMPARATIVE ACTUAL AMOUNTS FOR THE YEAR ENDED DECEMBER 31, 2005) 2006 Original Finai Variance with Budget Budget Actual Final Budget Actual EXPENDITURES Generai Government Mayor and Counci! Current Personal Services $ 26,955 $ 26,955 $ 26,056 $ 899 $ 26,668 Other Services and Charges 14,500 14,500 12,143 2,357 23,082 Total Mayor and Council 41,455 41,455 38,199 3,256 49,750 Administration Current Personal Services 272,760 272,760 291,117 (18,357} 179,154 Supplies 300 300 264 36 12,215 Other Services and Charges 17,525 17,525 12,211 5,314 12,478 Total Administration 290,585 290,585 303,592 (13,007} 203,845 Elections Current Personal Services 9,730 9,730 6,388 3,342 2,133 Supplies 5,650 5,650 246 5,404 - Other Services and Charges 4,700 4,700 1,523 3,177 170 Total Elections 20,080 20,080 13,771 17,537 2,303 Finance Current Personal Services 225,665 225,665 260,016 (34,351) 189,063 Supplies 1,975 1,975 504 1,471 1,387 Other Services and Charges 18,835 18,835 9,194 9,641 19,183 Total Finance 246,475 246,475 269,714 (23,239) 209,633 Data Processing ' Gurrent Other Services and Charges 100,040 100,040 90,138 9,902 78,852 Capital Outlay 6,000 6,000 0 6,000 5,523 Total Data Processing 106,040 106,040 90,138 15,902 84,375 Audit 38,900 38,900 42,480 (3,580) 36,851 Legal 66,665 66,665 130,523 {63,858) 83,193 Assessing 55,625 55,625 55,156 469 50,441 Insurance 101,940 101,940 124,898 (22,958) 95,222 Planning and Zoning Current Persona( Services 108,280 108,280 98,971 9,309 65,422 Other Services and Charges 5,650 5,650 22,619 {16,969} 8,727 Professional Services 183,800 183,800 191,390 {7,590} 230,386 Total Planning and Zoning 297,730 297,730 312,980 (15,250) 304,535 Deputy Registrar Current Personal Services 197,025 197,025 192,855 4,170 165,398 Other Services and Charges 17,125 17,125 12,427 4,698 15,654 Total Deputy Registrar 214,150 214,150 205,282 8,868 181,052 • The Notes fo the Required Supplementary Information are an lnfegral Part of fhis Schedule. {51) CITY OF MONTICELLO, MINNESOTA BUGETARY COMPARISION SCHEDULE (CONTINUED) GENERAL FUND YEAR ENDED DECEMBER 37, 2006 (WITH COMPARATIVE ACTUAL AMOUNTS POR THE YEAR ENDED DECEMBER 31, 2005} EXPENDITURES (CONTINUED) General Government (Continued} City Hali Current Personal Services Supplies Utilities Professional Services Telephone Other Services and Charges Capita! Outlay Total City Hall Severance Benefits Total General Government Public Safety National Guard Police Current Contractual Services Fire Department Current Personal Services Supplies Other Services and Charges Repairs and Maintenance Capital Outlay Total Fire Department Building Inspections Personal Services Other Services and Charges Totai Building Inspections Animal Control Civi] Defense Current Personal Services Other Services and Charges Total Civil Defense Total Public Safety 1...~ 2006 Original Final Variance with 2005 Budget Budget Ac#ual Final Budget Actual $ 9,930 $ 9,930 $ 8,616 $ 1,314 $ 6,815 19,810 19,810 17,705 2,105 32,924 16,200 16,200 21,510 (5,310} 19,476 6,400 6,400 12,023 (5,623) 18,125 23,200 23,200 21,953 1,247 22,629 48,170 48,170 60,273 (12,103) 54,258 - - - - 32,705 123,710 123,710 142,080 (18,370) 186,932 8,500 8,500 8,84? (347) 8,648 1,611,855 1,611,855 1,737,660 (114,577) 1,496,780 21,485 21,485 24,088 (2,603) 23,857 879,000 879,000 880,310 (1,310) 838,632 81,675 81,675 67,112 14,563 77,826 33,800 33,800 23,962 9,838 33,594 135,355 135,355 133,582 1,773 128,958 28,800 28,800 20,555 8,245 29,845 - - 136 (136) - 279,630 279,630 245,347 34,283 270,223 289,475 289,475 266,323 23,152 195,925 36,050 36,050 67,708 {31,658) 56,671 325,525 325,525 334,031 (8,506) 252,596 43,700 43,700 48,643 {4,943) 42,224 10,420 10,420 - 10,420 32 6,350 6,350 1,035 5,315 644 16,770 16,770 1,035 15,735 676 1,566,110 1,566,110 1,533,454 32,656 1,428,208 The Nofes to the Required Supplementary Informafron are an lnfegra! Parf of this Schedule. (52) CITY OF MONTICELLO, MINNESOTA BUGETARY COMPARISION SCHEDULE (CONTINUED) GENERAL FUND YEAR ENDED DECEMBER 31, 2006 {WITH COMPARATIVE ACTUAL AMOUNTS FOR THE YEAR ENDED DECEMBER 31, 2005) 2006 Original Final Variance with 2005 Budget Budget Actual Fina! Budget Actual EXPENDITURES {CONTfNUED) Public Works Administration and Engineering Current Persona! Services $ 252,955 $ 252,955 $ 280,075 $ (27,120) $ 153,964 Other Services and Charges 31,000 31,000 29,504 1,496 23,498 Professional Service 705,350 705,350 546,711 158,639 902,407 Capital Outlay - - - - - Total Administration and Engineering 989,305 989,305 856,290 133,015 1,079,869 Streets Current Personal Services 364,780 364,780 350,703 14,077 256,531 Supplies 70,750 70,750 80,441 (9,691} 77,953 Other Services and Charges 17,800 17,800 17,868 (68) 18,141 Capital Outlay 197,500 197,500 56,776 140,724 7,916 Tatal Streets 650,830 650,830 505,788 145,042 360,541 Snow and Ice Current Personal Services Supplies ~ 49,395 26,250 49,395 26,250 33,108 36,231 16,287 (9,981) 47,843 23,764 Other Services and Charges 2,500 2,500 892 1;608 779 Total Snow and Ice 78,145 78,145 70,231 7,914 72,386 Inspections 151,740 151,740 140,402 11,338 103,411 Street Lighting-Parking Lots 164,300 164,300 168,049 (3,749) 121,434 Shop and Garage 156,515 156,515 148,831 7,684 140,377 Total Public Works 2,190,835 2,190,835 1,889,591 301,244 1,878,018 • The Notes fo the Required Supplementary Jnformafion are an Integra! Parf of this Schedule. (53) CITY OF MONTICELLO, MINNESOTA BUGETARY COMPARISION SCHEDULE (CONTINUED} GENERAL FUND YEAR ENDED DECEMBER 31, 2006 (WITH COMPARATIVE ACTUAL AMOUNTS FOR THE YEAR ENDED DECEMBER 31, 2005) .EXPENDITURES (CONTINUED) Culture and Recreation Parks and Recreation Current Personal Services Supplies Other Services and Charges Capital Outlay Total Parks and Recreation Senior Citizens/Museum Current Personal Services Other Services and Charges TotaE Senior Citizens/Museum Information Center YMCA/Community Education Ice Arena Historical Church/School Total Culture and Recreation Sanitation Current Refuse Collection Economic Development Total Expenditures EXCESS OF REVENUES OVER EXPENDITURES OTHER FINANCING SOURCES (USES) Transfer In Transfer Out Total Other Financing Sources (Uses} NET CHANGE IN FUND BALANCES Fund Balance -Beginning of Year FUND BALANCE -END OF YEAR 2006 Original Final Variance with 2005 Budget Budget Actual Final Bud ec~t Actual $ 352,425 $ 352,425 $ 301,441 $ 50,984 $ 285,$96 134,650 134,650 82,547 52,103 89,982 61,250 61,250 55,948 5,302 59,980 255,000 255,000 172,090 82,910 81,044 803,325 803,325 612,026 191,299 516,902 1,500 1,500 i ,334 166 1,503 88,440 88,440 90,167 (1,727) 84,047 89,940 89,940 91,541 (1,561} 85,550 - - 143 (143) 28 18,200 18,200 75,000 75,000 986,465 98fi,465 18,200 - 18,200 75,000 - 75,000 - - 199,485 796,870 i 89,595 895,165 477,785 477,785 474,045 3,740 492,446 76,990 76,990 87,523 (10,533) 73,446 6,910,040 6,910,040 6,519,143 402,125 6,264,063 266,882 266,882 390,000 134,346 491,047 - - 667 667 - - - (95,145) (95,145) (136,900) - - (94,478} (94,478) (136,900) $ 266,882 $ 266,882 295,522 $ 39,868 354,147 5,124,391 4,770,244 $ 5,419,913 $ 5,124,391 The Notes to the Required Supplementary Information are an Integral Part o1 this Schedule. (54) CITY OF MONTICELLO, MINNESOTA BUDGETARY COMPARISON SCHEDULE COMMUNITY CENTER FUND YEAR ENDED DECEMBER 31, 2006 (WITH COMPARATIVE ACTUAL AMOUNTS FOR THE YEAR ENDED DECEMBER 31, 2005) REVENUES Taxes Intergovernmental Membership Dues and Fees Interest Earnings Rent Miscellaneous Tota! Revenue EXPENDITURES Culture and Recreation Salaries and Employee Benefits Supplies Professional Services Advertising Repair and Maintenance Insurance Utilities Telephone Equipment and Other Rental Other Capital Outlay Total Expenditures EXCESS OF REVENUES OVER EXPENDITURES OTHER FINANCING SOURCES (USES} Transfers In Transfers Out Total Other Financing Sources (Uses} NET CHANGE IN FUND BALANCES Fund Balance -Beginning of Year FUND BALANCE -END OF YEAR Original Final 2006 Variance with 2005 Budget Budget Actua! Final Budget Actual $ 908,895 $ 908,895 $ 870,762 $ (38,133) $ 970,149 _ _ - - 1,311 887,700 887,700 971,183 83,483 840,928 3,000 3,000 23,152 20,152 4,026 - - 11,072 11,072 376 3,500 3,500 1,478 (2,022) 1,628 1,803,095 1,803,095 1,877,647 74,552 1,818,418 758,57fl 758,570 777,636 (19,066) 727,918 162,170 162,170 170,104 (7,934} 148,002 40,600 40,600 35,124 5,476 44,347 22,000 22,000 20,136 1,864 17,534 20,000 20,000 64,692 (44,692} 20,266 42,790 42,790 23,729 19,061 26,607 174,000 i 74,000 192,529 (i 8,529) 187,627 11,000 11,000 9,880 1,120 10,877 7,100 7,100 8,152 (1,052) 16,071 19,700 19,700 22,378 (2,678) 18,188 1 i 7,050 117,050 58,645 58,405 27,920 1,374,980 1,374,980 1,383,005 (8,025) 1,245,357 428,115 428,115 494,642 66,527 573,061 250,000 250,000 250,000 - 250,000 (669,950) (669,950} (669,950) {685,000) (419,950) (419,950) (419,950) - (435,000) $ 8,165 $ 8,165 74,692 $ 66,527 138,061 240,739 $ 315,431 i 02,678 $ 240,739 • The Notes to the Required Supplementary lnforrnafion are an Integral Part of this Schedule. (55) CITY OF MONTICELLO, MINNESOTA BUDGETARY COMPARISION SCHEDULE CAPITAL OUTLAY REVOLVING FUND YEAR ENDED DECEMBER 31, 2006 (WITH COMPARATIVE ACTUAL AMOUNTS FOR THE YEAR ENDED DECEMBER 31, 2005) Original Final 2006 Variance with 2D05 Bud e4 t Budget Actual Final Budget Actual REVENUES Taxes $ - $ - $ i ,498 $ 1,498 $ 99,160 Special Assessments 90,925 90,925 121,721 30,796 146,030 Intergovernmental Revenues - - 130,000 130,OOD - Interest Earnings 36,OD0 36,000 50,538 14,538 51,486 Miscellaneous 500,000 500,000 3,956,627 3,456,627 1,832,237 Total Revenue 626,925 626,925 4,260,384 3,633,459 2,128,913 EXPENDITURES Public Works Supplies - - 92 (92) 30,807 Professional Services 50,000 50,000 1,197,861 (1,147,861) 166,661 Other - - 34,783 {34,783) 41,193 Capital Outlay 495,2D0 495,200 86,810 408,390 85,365 Total Expenditures 545,200 545,2D0 1,319,546 {774,346) 324,026 EXCESS OF REVENUES OVER EXPENDITURE 81,725 $1,725 2,940,838 2,859,113 1,804,887 OTHER FENANClNG 50URCE5 (USES) Proceeds from Contract for Deed - _ _ _ Transfers En - - 213,380 213,380 - Transfers Out _ - (1,833,136} (1,833,136) (254,839) Total Other Financing Sources (Uses) (1,619,756) (1,619,756) {254,839) NET CHANGE IN FUND BALANCES $ 81,725 $ 81,725 i ,321,082 $ 1,239,357 1,550,048 Fund Balance -Beginning of Year' 6,566,286 5,016,238 FUND BALANCE -END OF YEAR $ 7,887,368 $ 6,566,286 • The Notes to fhe Required Supplementary Information are an Integral Part of this Schedule. (56) CITY OF MONTICELLO, MINNESOTA BUDGETARY COMPARISION SCHEDULE SANITARY SEWER ACCESS FUND YEAR ENDED DECEMBER 31, 2006 (WITH COMPARATIVE ACTUAL. AMOUNTS FOR THE YEAR ENDED DECEMBER 31, 2005) Original Final 2006 Variance with 2005 Budget Budget Actual Final Budget Actual REVENUES Special Assessments $ 240,641 $ 240,641 $ 324,337 $ 83,696 $ 665,152 Hook-up Fees 1,312,000 1,312,000 794,259 {517,741 } 1,542,632 Interest 117,000 117,000 494,549 377,549 136,566 Total Revenue 1,669,641 1,669,641 1,613,145 (56,496) 2,344,350 EXPENDITURES Public Works Professional Services - - 1,7fl4,479 (1,704,479) 2,684,240 Capital Emprovements 46,500 46,500 1,338 45,162 3,138 .Other - - 55,953 (55,953) 75 Total Expenditures 46,500 46,500 1,761,770 (1,715,270) 2,687,453 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 1,623,141 1,623,141 (148,625) {1,771,766) (343,103) OTHER FINANCING SOURCES (USES) Bond Proceeds - - - - 4,700,535 Bond Premium - - - - 159,949 Transfers In - - - 766,916 Trans#ers Out {1,221,490) (1,221,490) {1,452,171 } (230,681) (521,200) Total Other Financing Sources (Uses) (1,221,490) {1,221,490} (1,452,171) {230,681 } 5,106,200 NET CHANGE IN FUND BALANCES $ 401,651 $ 401,651 (1,600,796) $ (2,002,447) 4,763,097 Fund Balance -Beginning of Year FUND BALANCE -END OF YEAR 8,660,050 3,896,953 $ 7,059,254 $ 8,660,050 The !Votes to the Required Supplementary tnfarmatiorr are an Integral Part of this Schedule. (57) CITY OF MONTICELLO, MINNESOTA NOTES TO THE REQUIRED SUPPLEMENTARY INFORMATION DECEMBER 31, 2006 I. BUDGETARY INFORMATION The City follows these procedures in establishing the budgetary data reflected in the financial statements: a. Prior to September 1, the City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The operating budget includes proposed expenditures and the means of financing them. The City Council adopts the proposed budget as amended and adjusted by the Council and certifies the proposed proptery tax levy to the County Auditor according to Minnesota Statues. b. Public hearings are conducted at the Council's chambers in the Municipal Building. c. On or before December 28, the final budget is legally enacted by Council resolutions and the final property tax levy certified to the County Auditor. d. Management is authorized to transfer budgeted amounts between departments within any fund; however, any revisions that alter the total expenditures of any fund must be approved by the City Council.. e. The City has legally adopted budgets for the General Fund, certain Special Revenue Funds, and the Debt Service Fund. Expenditures may not legally exceed budgeted appropriations at the total fund level. Monitoring of budgets is maintained at the expenditure category level (i.e., personal services, supplies, charges for services, and capital outlay) within each program. All amounts over budget have been approved by the City Council through the disbursement process. The City is not legally required to adopt an annual budget for the Capital Projects. Project-length financial plans are adopted for the Capital Projects Funds. f. Budgets for the General, certain Special Revenue Funds, and Debt Service Fund are adopted on a basis consistent with generally accepted accounting principals (GAAP). Budgeted amounts are as originally adopted, or as amended by the City Council. All annual appropriations lapse at fiscal year-end. II. EXCESS OF EXPENDITURES OVER APPROPRIATIONS Expenditures exceeded budgeted amounts in the following funds: Budget Expenditures Excess Community Center Fund $ 1,374,980 $ 1,383,005 $ 8,025 Special Revenue Funds Capital Outlay Revolving Fund 545,200 1,319,546 774,346 Sanitary Sewer Access Fund 46,500 1,761,770 1,715,270 The above overages were considered by City management to be the result of necessary expenditures critical to operations and were approved by the Council. These overages were financed by greater than anticipated revenues or the use of fund balance as directed by the City Council. (58) • THIS PAGE LEFT BLANK INTENTIONALLY. • • COMBINING FINANCIAL STATEMENTS r~ CITY OF MONTICELLO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS DECEMBER 31, 2006 (WITH COMPRATIVE AMOUNTS AS OF DECEMBER 31, 2005} ASSETS Cash and Investments Accounts Receivable (Net of Allowance for Estimated Uncollectibles) Special Assessments Receivable Delinquent Deferred Prepaid Items Loans Receivable Total Assets LIABILITIES AND FUND BALANCES LIABILITIES Accounts Payable Escrow Deposits Accrued Expenses Cantracts Payable Due to Other Funds Due to Other Governments Deferred Revenue Total Liabilities FUND BALANCE {DEFICIT) Reserved for Prepaid Items Reserved for Debt Retirement Reserved for Loans Receivable Reserved for Land Held for Resale Unreserved Designated: Recreation Programs Capital improvements Undesignated Total Fund Balance (Deficit) Total Liabilities and Fund Balances Orderly Shade Tree Transportation Annexation $ 31,269 $ - $ 3,411 554 - 54 $ 31,823 $ - $ 3,465 $ $ 95 10 f05 - $ - 31,718 - 3,465 31,718 - 3,465 $ 31,823 $ - $ 3,465 • • (59) • Economic Central Development Water Minnesota Library Authority Access Initiative $ 10,763 $ 833,418 $ 654,711 $ 3,203 333 - 6,208 - - - 17,212 - - - 332,982 - 177 - _ - 719,988 - _ $ 11,273 $ 1,553,406 $ 1, 011,113 $ 3,203 $ _ $ - $ 142 $ 91 - _ _ 1,074 - - - - 350,194 - 1,165 - 350,336 - 177 - _ - 719,988 - _ 9,931 833,418 660,777 3,203 10,108 1,553,406 660,777 3,203 $ 11,273 $ 1,553,406 $ 1,011,113 $ 3,203 {sod CITY OF MONTICELLO, MINNESOTA COMBINGING .BALANCE SHEET (CONTINUED) NONMAJOR GOVERNMENTAL FUNDS DECEMBER 31, 200fi {WITH COMPRATIVE AMOUNTS AS OF DECEMBER 31, 2005} ASSETS Cash and Investments Accounts Receivable (Net of Allowance for Estimated Uncallectibles} Special Assessments Receivable Delinquent Deferred Prepaid Items Loans Receivable TotaE Assets LIABILITIES AND FUND BALANCES LIABILITIES Accounts Payable Accrued Expenses Contracts Payable Due to Other Funds Due to Other Governments Deferred Revenue Total Liabilities FUND BALANCE (DEFICIT) Reserved for Prepaid Items Reserved for Loans Receivable Reserved for Land Held for Resale Undesignated Total Fund Balance (Deficit) Total Liabilities and Fund Balances Economic Storm Recovery Sewer Minnesota Grant Access Investment $ 17,485 $ 1,949,154 $ 521,254 - 11,476 - - 66,410 - - 979,639 - - - 452,957 $ 17,485 $ 3,006,679 $ 974,211 $ - $ 9,504 $ - - 435 - - 1,046,049 - - 1,055,988 - - - 452,957 17,485 1,950,691 521,254 17,485 1,950,691 974,211 $ 17,485 $ 3,006,679 $ 974,211 (s1} • ~.._~ Park Ci#y Pathway Streets Environmental Totals Dedication Reconstruction Clean-up 2006 2005 $ 783,194 $ 659,813 $ 48 $ 5,467,723 $ 5,434,826 5,590 4,433 - 28,648 22,334 32,490 5,230 - 121,342 82,910 55$,022 452,026 - 2,322,669 2,090,488 - - - 177 142 - - - 1,172 945 297 1 342 , , , $ 1,379,296 $ 1,121,502 $ 48 $ 9,113,504 $ 8,928,042 $ 1,767 $ _ $ = $ 11,413 $ 10,154 186 8,902 2,015 - - 2,450 26,524 - - - 13,676 - - - 1,084 - 590,512 457,256 - 2,444,011 2,173,396 594,294 457,256 - 2,459,144 2,232,652 - - 177 142 - - - 1,172,945 1,297,342 785,002 684,246 48 5,481,238 5,397,906 785,002 664,246 48 6,654,360 6,695,390 $ 1,379,296 $ 1,121,502 $ 48 $ 9,113,504 $ 8,928,042 ~~ ~J (62) CITY OF MONTICELLO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2006 (WITH COMPRATIVE ACTUAL AMOUNTS AS OF THE YEAR ENDED DECEMBER 31, 2005) REVENUES General Property Taxes Intergovernmental Special Assessments Charges for Services Investment Earnings Miscellaneous Total Revenue EXPENDITURES Gurrent General Government Culture and Recreation Public Works Capital Projects Economic Development Total Expenditures REVENUE OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Bond Proceeds Bond Premium Transfer In Transfer Out Total Other Financing Sources (Uses) NET CHANGE !N FUND BALANCES Fund Balance (Defici#) -Beginning of Year FUND BALANCE (DEFICIT) -END OF YEAR Orderly Shade Tree Transportation Annexation $ 28,629 $ 14,762 $ 6,794 - 69 - 1,480 21 - 1,378 - - - 6,113 - 31,487 20,965 6,794 - 11,670 - 24,668 - - - - 322 24,668 11,670 322 6,819 9,295 6,472 - - 6,500 - - 6,500 6,819 9,295 12,972 24,899 (9,295) (9,507) $ 31,718 $ - $ 3,465 • • (63) • • Economic Central Development Water Minnesota Library Authority Access Initiative $ 35,061 $ _ $ _ $ _ - - 106,327 - 120 - 161,204 - 368 77,015 66,816 230 35,549 77,015 334,347 230 38,338 - _ _ - 259 - - 1,345 - _ 38,338 1,345 259 _ (2,789} 75,670 334,088 230 - - {407,609) _ - - (407,609) - {2,789) 75,670 (73,521) 230 • 12,897 1,477,736 734,298 2,973 $ 10,108 $ 1,553,406 $ 660,777 $ 3,203 {64) CITY OF MONTICELLO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES (CONTINUED) NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED DECEMBER 31, 2006 (WITH COMPRATIVE ACTUAL AMOUNTS AS OF THE YEAR ENDED DECEMBER 31, 2005) REVENUES General Property Taxes I ntergovemmental Special Assessmen#s Charges for Services Investment Earnings Miscellaneous Total Revenue EXPENDITURES Current General Government Culture and Recreation Public Works Economic Development Total Expenditures REVENUE OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Bond Proceeds Bond Premium Operating Transfer In Operating Transfer Out Total Other Financing Sources (Uses) NET CHANGE IN FUND BALANCES Fund Balance (Deficit} -Beginning of Year FUND BALANCE (DEFICIT) -END OF YEAR Economic Storm Recovery Sewer Minnesota Grant Access Investment $ - $ - $ - - 310,277 - - 182,122 - 1,254 121,982 50,926 1,254 614,381 50,926 - 181,172 - - 181,172 - 1,254 433,209 50,926 - 6,709 - - (759,559} - - (752,850} - 1,254 (319,641) 50,926 16,231 2,270,332 923,285 $ 17,485 $ 1,950,691 $ 974,211 {65) • • r~ ~~ • Park City Pathway Streets Environmental Totals Dedication Reconstruction Clean-up 2006 2005 $ - $ 478,163 $ - $ 563,409 $ 578,571 523,410 - 523,479 88 528 159,514 120,946 - 697,064 , 1,469 225 33,962 - 378,909 , 1,116 600 54,955 56,815 48 431,787 , 154,360 - - 6,113 248,431 1,179,334 48 2,600,761 3,407,284 - - 11,670 80, 371 70,396 7,502 - - 259 322,076 77,964 329,744 - 1 667 21 745 70,396 7,502 - , 335 672 , 509 82 , , 4 178,035 1,171,832 48 2,265,089 2,897,460 _ - - - 213,775 - - 7,267 - 13,209 136, 900 - (1,151,493) (667) (2,319,328) (1,306,300) - (1,151,493) (667) {2,306 119) (948 358) , , 178,035 20,339 (619) (41,030) 1,949,102 606,967 643,907 667 6 695 390 4 746 28 , , , , 8 $ 785,002 $ 664,246 $ 48 $ 6,654 360 $ 6 695 390 , , , {66} THIS PAGE LEFT BLANK INTENTIONALLY • • STATlSTiCA1. SECTi4N (UNAUDITED} C7 CITY OF MONTICELLO, MINNESOTA BOND INDEBTEDNESS GENERAL OBLIGATION BONDS DECEMBER 34, 2006 (UNAUDITEp~ General Obligation #mprovement Bond Series 2003A Year Payable Principal 2007 $ 215,000 2008 225,000 2009 230,000 2010 2011 2012 #nterest $ 73,045 67,095 60,325 235,000 52,999 245,000 44,892 250,OOD 36,042 2013 260,000 26,605 2014 270,000 16,465 209 5 280,000 5,600 Total $ 2,210,000 $ 383,068 Original Amount x.420.000 Average rate of 3.7144% interest Payment dates February 1 February 1 August 1 ~~ ~J (67) CITY OF MONTICELLO, MINNESOTA BOND INDEBTEDNESS GENERAL OBLIGATION SPECIAL ASSESSMENT BONDS DECEMBER 31, 2006 ' (UNAUDITED) General Obligation General Obligation General Obligation Improvement Bond Improvement Bond Improvement Bond Series 19996 Series 2000A Series 20008 Year Payable Principal Interest Principal Interest Principal Interest 2007 $ 305,000 $ 44,301 $ 150,000 $ 65,505 $ 145,000 $ 32,045 2008 310,000 32,078 150,000 57,930 145,000 25,049 2009 315,000 19,499 155,000 50,114 145,000 17,980 2010 320,000 6,560 160,000 41,923 145,000 10,839 2011 - - 160,000 33,443 145,000 3,625 2012 - - 95,000 26,574 - - 2013 - - 100,000 21,235 - - 2014 - - 105,000 15,571 - - 2015 - - 110,000 9,578 - 2016 - - 115,000 3,249 - - 2017 - - - - - - 2018 - - - - - - 2019 - - -~ - - - 2020 - - - - - - 2021 - - - - - - 2022 - - - - - - 2023 - - - - - - Totals $ 1,250,000 $ 102,438 $ 1,300,000 $ 325,122 $ 725,000 $ 89,538 Original Amount X3.000.000 $2.015A00 $1.645.000 Average Rate of Interest 4.1569% 5.3826% 4.9990% Payment gates February 1 February 1 February 1 February 1 February 1 February 1 August 1 August 1 August 1 • (68) General Obiigation General Obligation Improvement Bond Improvement Bond Series 2002 Series 2005A Total Principal Interest Principal Interest Principal Interest $ 230,000 $ 61,630 $ 1,010,000 $ 1,085,150 $ 1,840,000 $ 1,288,631 235,000 54,825 1,430,000 1,027,200 2,270,000 1,197,082 245,000 47,079 2,295,000 938,731 3,155,000 1,073,403 255,000 38,385 2,350,000 828,412 3,230,000 926,119 265,000 28,760 2,405,000 715,481 2,975,000 781,309 275,000 18,362 2,450,000 603,238 2,820,000 648,174 285,000 7,300 2,520,000 491,413 2,905,000 519,948 40,000 800 2,575,000 383,212 2,720,000 399,583 - - 2,255,000 286,613 2,365,000 296,191 - - 2,310,000 195,313 2,425,000 198 562 - - 705,000 135,093 705,000 135,013 - - 730,000 105,400 730,000 105,400 - - 390,000 81,600 390,000. 81,600 - - 405,000 64,706 405,000 64,706 - - 420,000 47,175 420,000 47,175 - - 440,000 28,900 440,000 28,900 - - 460,000 9,775 460,000 9,775 $ 1,830,000 $ 257,141 $ 25,150,000 $ 7,027,332 $ 30,255,000 $ 7,801,571 3.66$2% 4.2500% February 1 February 1 February 1 February 1 August 1 August 1 (69) CITY 0l= MONTICELLO, MINNESOTA BOND INDEBTEDNESS GENERAL OBLIGATION TAX INCREMENT BONDS DECEMBER 3'[, 2006 (UNAUDITED) General Obligation General Obligation Tax Increment Refunding Tax Increment Year Bond of 1989A Bond of 2004A Total Payable Principal Interest Principal Interest Principal Interest 2007 $ 30,000 $ 1,328 $100,000 $ 37,232 $130,000 $ 38,560 2008 - - 105,000 32,870 105,000 32,870 20pg - - 105,000 27,883 105,000 27,883 2010 - - 110,000 22,508 110,000 22,508 2011 - - 115,000 16,739 115,000 16,739 2012 - - 120,000 10,360 120,000 10,360 2013 - - 125,000 3,500 125,000 3,500 Totals $ 30,000 $ 1,328 $780,000 $151,092 $810,000 $152,420 Original Amount 90. 00 Average Rate of Interest 7.2532% 4.6600% Payment Dates February 1 February 1 February 1 February 1 August 1 August 1 • (70) CITY OF MONTICELLO, MINNESOTA BONDfNDEBTEDNESS GENERAL OBLIGATION NOTE -PROJECT 93-14 WASTEWATER TREATMENT DECEMBER 31, 2A06 (UNAUDITED} Year Payable Principal .interest Total 2007 $ 673,382 $ 408,911 $ 1,082,293 2008 701,136 381,157 1,082,293 2009 730,034 352,259 1,082,293 2010 760,123 322,169 1,082,292 2011 791,452 290,840 1,082,292 2012 824,073 258,219 1,082,292 2013 858,038 224,254 1,082,292 2014 893,403 188,889 1,082,292 2015 930,226 152,067 1,082,293 2016 968,567 113,726 1,082,293 2017 1,008,487 73,806 1,082,293 2018 1,050,052 32,241 1,082,293 Total $ 10,188,973 $ 2,798,538 $ 12,987,511 (71) CITY OF MONTICELLO, MINNESOTA BOND INDEBTEDNESS PUBLIC PROJECT REVENUE BONDS DECEMBER 31, 20Q6 (UNAUDITED} Year Payable 2007 2008 2009 2010 2011 2012 2013 2014 2015 Total Original Amount Average Rate of Interest Payment Dates Temporary Public Project Revenue Bonds Series 2000A Principal Interest $ 430,000 $ 390,112 480,000 363,950 505,000 335,631 530,000 305,875 870,000 263,994 920,000 209,175 950,000 151,905 970,000 92,500 995,000 31,094 $ 6,650,000 $ 2,144,236 6.268% February 1 February 1 August 1 • C (72} CITY OF MONTICELLO, MINNESOTA BOND INDEBTEDNESS CONTRACT FOR DEED DECEMBER 31, 2006 (UNAUDITED) Year Payable Contract For Deed Principal Interest 2007 $ 100,000 $ 45,858 2008 100,000 39,857 2009 564,293 33,858 Total $ 764,293 $ 119,573 Original Amount ~ Average Rate of interest 6.000% Payment Dates December 31 December 31 • (73) CITY OF MONTICELLO, MINNESOTA BOND INDEBTED NESS TAX LEVIES TO RETIRE BONDED INDEBTEDNESS DECEMBER 3i, 2006 (UNAUDITED) General General General General Obligation Obligation Obligation Obligation Improvement Emprovement Improvement Improvement Year of Refunding Bonds Bond Series Bond Series Bond Series Levy Collection 1999 2000A 2000B 2002 2006 2007 $ 182,200 $ 133,300 $ 24,200 $ 174,600 2007 2008 183,300 135,400 25,000 177,500 2008 2009 .184,100 137,100 25,700 179,300 2009 2010 - 133,200 26,300 180,200 2010 2011 - 130,400 - 180,100 2011 2012 - 130,200 - 179,400 2012 2013 - 129,700 - (2,200) 2013 2014 - 128,800 - - 2014 2015 127,600 - = 2015 2016 2016 2017 - - - - 2017 2018 - - - - 201 a 2x19 - - - - 2019 2020 - - " 2020 2021 - - - 2021 2422 - - - " Total $ 549,600 $ 1,185,700 $ 101,200 $ 1,068,900 * This tax levy is for tax increment financing projects. The levy has not been made in the past and will only be made in the future if tax incremen# revenue is insufficient to meet principal and interest payments. Note: The Project 93-14C Wastewater Treatment General Obiigation Note requires annual levies of $1,082,293 from 1998 to 2016, and $541,146 in 2017. (74) General Obligation improvement Bond Series 2005A Totai $ i ,159,800 $ 1,674,100 2,061,600 2,582,800 2,003,900 2,530,100 1,950,700 2,290,400 1,046,800 1,357,300 1,851,200 2,160,$00 r~ 1,794,400 1, 921,900 1,367,600 1,496,400 1,329,600 1,457,200 854,200 854,200 851,000 851,000 479,900 479,900 478,300 478,300 476,100 476,100 478,300 478,300 479,600 479,600 $ 18,663,000 $ 21,568,400 (75~ THIS PAGE LEFT BLANK INTENTIONALLY. • • OTHER REPORT SECTION • • Lars~nAlleri 1.1.3' CPAs, Consultants & Advisors www.larsonallen.com REPORT ON MINNESOTA LEGAL COMPLIANCE Honorable Mayor and Members of the City Council City of Monticello, Minnesota We have audited the basic financial statements of the governmental activities, the business type activities, each major fund, and the aggregate remaining fund information which collectively compose the City's basic financial statements, of the City of Monticello, Minnesota, as of and for the year ended December 31, 2006, and have issued our report thereon dated May 9, 2007. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the provisions of the Minnesota Legal Compliance Audit Guide for Local Government, promulgated by the State Auditor pursuant to Minnesota Statute 6.65. Accordingly, the audit included such tests of the accounting records and such other auditing procedures as we considered necessary in the circumstances. The Minnesota Legal Compliance Audit Guide for Loca! Government covers seven main categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, tax increment financing, and city and county miscellaneous provisions. Our study included all of the listed categories. The results of our tests indicate that for the items tested, the City of Monticello, Minnesota, complied with the material terms and conditions of applicable legal provisions except for a disbursement that did not appear to serve a public purpose and the retention of voided checks. This report is intended solely for the information and use of the City of Monticello, Minnesota, management and Office of the State Auditor and is not intended to be and should not be used by anyone other than those specified parties. ~auo„Lt~.,v ~~' ~ LarsonAllen LLP St. Cloud, Minnesota May 9, 2007 • ~I t7s} 1't-`R ~a~~•-`i IG\ LarsonAlien LLN is a member of Nexia International, a worldwide nctwc>rk of indcltcndenr acantncing and consulting firms. IN'I'L•RNA'I'iONA1. • THIS PAGE LEFT BLANK INTENTIONALLY r r~