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EDA Meeting Minutes - 01/14/2026 (Workshop)MINUTES WORKSHOP - ECONOMIC DEVELOPMENT AUTHORITY (EDA) Wednesday, January 14, 2026 — 4:45 p.m. Academy Room, Monticello Community Center Commissioners: President Steve Johnson, Vice President Jon Morphew, Treasurer Hali Sittig, Rick Barger, Clint Berglof, Councilmember Tracy Hinz, Mayor Lloyd Hilgart Staff: Executive Director Jim Thares, Angela Schumann, Bob Ferguson, Tyler Bevier Guests: Mike Munson 1. Call to Order President Steve Johnson called the workshop meeting of the Monticello Economic Development Authority to order at 4:45 p.m. 2. Roll Call Mr. Johnson called the roll. 3. GMEF Loan Pre-App Review — Kid's Haven Day Care — Missy Sjolin Mr. Thares reintroduced the loan applicant to the EDA and staff, having met with the members nearly two years prior; spoke to the City -owned site and proposal for $6.9 million daycare center development and request for $250,000 loan toward equipment and the building. He indicated the printed business plan is for review purposes only for discussion; full pre -application materials have been received. Missy Sjolin, Director and co-owner of Kid's Haven LLC, explained the history to establish early childhood education and care in Buffalo, the thirty-four year legacy created for additional branch expansions in Waverly and Monticello, and the need and value of the program to suffice a deficit of 600 childcare spots in Wright County. She explained how the shortage affects overall strains for available childcare within the community and of the economic impacts for a facility in Monticello. She provided a project overview on the proposal for 27,000 square foot early child education and care facility essential to maintaining the workforce for Monticello citizens and employees. Ms. Sjolin explained the requested $250,000 loan will suffice a one-time capital expense, possible land accusation, furnishings, and outdoor play equipment, while leveraging quality care and affordable tuition costs. Ms. Sjolin said to have worked with Old National Bank on lending options. She explained the proposal meets the EDA criteria for workforce creation for 70 jobs, retention for and after development, and goal of 50 fully staffed positions within six months after business opening, prospects are standing by. Ms. Sjolin explained the pipeline program for early childhood education in line with State standards and opportunities for employee continued education. She explained how the tuition rates and fee schedule are affected by maintaining total project loans not to exceed $5 million —the EDA's contribution will assist in keeping rates affordable overall. EDA Workshop Minutes —January 14, 2026 Ms. Sjolin said to have obtained a group of general contractors bidding for the project but has not selected one to contract with yet. She explained that if the bids come back higher than $5 million, the bank is willing to offer additional lending funds and stressed on maintaining tuition fees at current and reason for the $5 million goal. When asked how the square footage was calculated, Ms. Sjolin briefly explained the State standards for class sizes per student and space required; explained sustainability availability per 150 enrolled including gym and kitchen facilities for common use. When a member referenced the Wright County childcare deficit and demand for placement, Ms. Sjolin said to have considered a larger facility depending on approved financials; said enrollment numbers are anticipated at 316 children for the Monticello facility. Mr. Johnson asked if the building and equipment will be owned by one entity and referenced lease payments; asked for occupancy and revenue "break even" points. Ms. Sjolin explained the 50/50 owner partnership and occupancy would provide debt payment; said the financial plan is included in the handout and noted at least 150 kids needed at minimum to sustain and become profitable. Mr. Thares asked if the 150 needed was firm based on varying schedules for enrollment. Ms. Sjolin explained the daily, weekly, and flexible rate structure varies and averaged the weekly rate at $140 based on licensure for 372 with 600 enrolled. Ms. Sjolin said to have $3.5 million in equity from the current Buffalo building after building debts area paid with intent for 10% down -payment per combined 504 and SBA loan agreement. Mr. Thares estimated an equity down -payment between $700,000-750,000 and no greater than $800,000 per the 50/40/10 formula. Ms. Sjolin said to have the capability for up to $1.4 million down or 20% down. Members and Mr. Thares conversed over the applicant's potential lending options by Old National Bank to subsidize the $250,000 for equipment under the GMEF loan; spoke to the nature for public funding for public use. Ms. Sjolin said to anticipate ground -breaking for the project in Spring 2026. Staff confirmed all application components are aligned for swift planning amid development considerations. Members agreed the pre -application meets all requirements and fits the EDA criteria and to allow the lending bank to prepare the underwriting documents. 2 EDA Workshop Minutes — January 14, 2026 Ms. Schumann and Mr. Thares discussed the land use components of the subject property relating to easements and access as they relate to the City -owned properties within proximity of the area to be platted. 4. Peter Stalland Proposal for materials Industrial Development in Otter Creek Business Park OCBP Mr. Thares introduced the applicant to the EDA; explained the approach to pursue new industrial building development within the approx. 52.50 acres remaining in the Otter Creek Business Park (OCBP); he explained a new industrial building of 75,000 square feet with an investment of approximately $8,850,000 +/- would add real estate value to the property tax rolls reflecting the total investment, despite no identified building occupant -tenant as of this date. Peter Stalland, a Twin Cities metro developer and former modular home manufacturing firm owner, provided history and spoke of current developments in greater Minnesota and New Mexico. Mr. Stalland said he developed and sold the Savannah Vista project to another and is familiar with Monticello projects; he requested City assistance with tenant placement for financial underwriting, emphasized the deal needs to work with the bank, the tenant, and his own devices. He said to have spoken with Mr. Thares regarding TIF financing and explained his investments, risks, and shared partnership with EDA to locate and produce a user. Mr. Stalland spoke to the history of working with another predominant developer to produce a product worth over $100 million. He suggested to offer his development services to facilitate subordinate financing, spoke to working with the brokerage community to best identify potential tenants. Ms. Hinz posed the question — Why does the applicant want to do this and why now? Mr. Stalland said timing and finances were in his favor. Mr. Thares clarified that staff is unaware of any immediate development activities other than land sale of a small sliver of land; he explained other developments have taken a similar approach with expansion and the "nudge" to the subject; he said the presentation is for introduction and concept. Mr. Morphew suggested the financial incentives and successes of the applicant may help spur development. Mr. Johnson spoke to recognize the calculated risks by Mr. Stalland and for the value of the risks to be taken from the EDA's standpoint for land investment. Mr. Stalland spoke with confidence to his capabilities, if presented with a malleable piece of property by the City and EDA. Conversations continued regarding reviewal for TIF of the industrial building, its use, and operations considered upon proposal. Mr. Thares spoke of a future closed meeting for decision on what the EDA desires and calculated sales of the subject parcel. 3 EDA Workshop Minutes —January 14, 2026 Mr. Johnson asked if the EDA wished to proceed and if so, with directives to follow within a closed session; board members and the applicant agreed to proceed to pursue potential users. Mr. Stalland spoke of making a deal with good sense and financing with the right group or company. When asked what makes a "right" opportunity, Mr. Stalland said good people, by his determination, with proven track record and history for successful operations. He spoke to establishing and running large-scale manufacturing and management businesses as a thermometer for success. Equity of at least 15-20% was another factor for selecting the right user, Mr. Stalland said, to place as little of his own equity into a project as possible. Mr. Stalland explained capital economics driven by financial strength, history, and product; said the equity investment is placed amid an approved TIF, the tenant, and himself as property owner, noted to dealing with tenants who do not wish to own property. Mayor Hilgart said essentially every manufacturing proposal must be subject to TIF, regardless of who the building owner may be, suggested that the applicant is looking for a pledge of EDA support for potential TIF and/or applicable GMEF loan. Mr. Johnson spoke of the "Minnesota Miracle"; suggested the TIF by means to reduce the applicant's up -front capital investment costs and to subsidize commercial taxation. Mr. Stalland spoke of the difficulties to forecast what may come; he pledged his dedication to working with the Monticello EDA to produce an ideal manufacturer or distribution user. 5. Adiournment The workshop was adjourned at 6:03 p.m. Recorded by: Anne Mueller P\' Approved: February 11, 2026 ATTEST: Jim TAares, .executive Director of the Monticello EDA 4