EDA Meeting Minutes - 03/11/2026MINUTES
REGULAR MEETING - ECONOMIC DEVELOPMENT AUTHORITY (EDA)
Wednesday, March 11, 2026 — 6:00 p.m.
Mississippi Room, Monticello Community Center
Commissioners: President Rick Barger, Vice President Jon Morphew, Treasurer Hali Sittig,
Clint Berglof, Mayor Lloyd Hilgart, Councilmember Tracy Hinz, Steve
Johnson
Staff: Executive Director Jim Thares, Tyler Bevier
General Business
A. Call to Order
President Rick Barger called the regular meeting of the Monticello EDA to order at 6:00
p.m. on Wednesday, March 11, 2026.
B. Roll Call (6:00 p.m.)
Mr. Barger called the roll.
C. Consideration of Additional Agenda Items
Mr. Thares said he would like to update the EDA on the TIF questions from the February
11, 2026 Annual meeting during the Economic Development Manager's Report later in
the meeting.
2. Approval of Agenda
Item 2. was skipped, no motion made, no vote taken.
3. Consent Agenda
A. Consideration of Payment of Bills
B. Consideration of Approving February 11, 2026, Regular Meeting Minutes
HALI SITTIG MOVED TO APPROVE THE CONSENT AGENDA. CLINT BERGLOF SECONDED THE
MOTION. MOTION CARRIED UNANIMOUSLY, 7-0.
4. Public Hearing
A. Business Subsidy Public Hearing and Consideration of approving a Small Cities
Development Loan (SCDP) Loan and a Business Subsidy to Kids Haven Holdings of
Monticello. LLC and Kids Haven of Monticello, LLC in the amount of $250,000
Mr. Thares shared background from the January 14 pre -application workshop, where
there was general support to move the request forward. He said the proposed SCDP
funding would help pay for some of the nearly $1,000,000 in playground equipment that
is proposed by Kids Haven. The EDA loan would be secured by a second real estate
mortgage, security agreements, personal guarantees and UCC filings.
EDA Regular Meeting Minutes — March 11, 2026
He noted that City Council approved the Contract for Private Development, including
the Purchase Agreement for the 2.93-acre City owned parcel, on March 9, 2026. He also
reviewed public hearing requirements and outlined expectations for the expected total
project cost approximately of $6,300,000 +/- day care slot capacity of 316 and new job
creation totaling 40 ftes. He also noted the numerous community wide economic
benefits from the new facility related to business attraction, workforce development
and general economic stability.
Mr. Thares said the $250,000 gap loan would support development of the proposed
$6,300,000 +/- childcare facility. He highlighted the ongoing shortage of childcare slots,
noting that past study results (from 2017-2019) remain unchanged. He added the
project could help fill about 316 needed slots and that Kid's Haven scored highly in the
development evaluation.
He also mentioned that a funding commitment letter from Old National Bank and the
general contractor information were received just prior to the EDA meeting on March
11. That information is not included in the agenda packet.
Mr. Thares said staff recommend the EDA open the public hearing, accept public
comments and then table a final decision until the April 8, 2026, regular EDA meeting.
This will allow time to review and understand the bank's financing proposal and
additional staff review of the EDA loan documents which the EDA attorney completed
though are not included in this staff report packet.
Mr. Barger opened the public hearing portion of the agenda item.
• Applicant Missy Sjolin provided a summary of the development proposal and
expressed appreciation for the general community's support as well as that of the
City Council and the EDA.
In response to a question regarding whether tabling the matter would negatively
impact the project timeline, Ms. Sjolin said any delay would be minimal. Instead of
beginning construction in early May, she said the start date would likely shift to mid -
May 2026.
Mr. Thares clarified that there are other required project approval steps that are in
sequence and scheduled to occur after the potential EDA consideration on April 8,
2026. The other steps include the City Council review of the final plat and site plan
and the land use entitlement development documents. That may occur on April 13,
2026. He stressed that the EDA will not be delaying the project if it tables final
consideration until the April 8, 2026, meeting.
Mr. Morphew said that he was in favor of tabling the item but would consider
proceeding if EDA approval were the only remaining step needed to move the
project forward. He asked staff and Ms. Sjolin why a financial gap exists despite the
high demand for childcare.
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EDA Regular Meeting Minutes — March 11, 2026
Ms. Sjolin explained that development startup costs are in the millions and noted the
complexities involved in securing adequate investment in childcare as a business.
Mayor Hilgart said nearby childcare developments may be affecting the financial gap.
He further said that even though there is significant demand, lower local incomes
make it harder to support high childcare costs or tuition. He added that the
applicant's property tax-exempt status may help keep costs affordable.
Ms. Sjolin said there is strong demand for both childcare and jobs but noted ongoing
staffing challenges. She said in the past 15 to 18 months staffing has improved,
compared to five years ago. She further noted that the Kids Haven model offers
flexible, hourly options. She agreed that income levels impact affordability.
Mayor Hilgart shared that recent BR&E visits with local employers have shown
childcare shortages have caused employees to leave jobs. He said this project could
help retain workers and attract businesses.
Ms. Sjolin also importantly noted that 35 to 40 people currently travel to the Buffalo
location from Monticello and these families may transfer to the new site.
Mr. Morphew asked how the EDA could support more childcare startups. Mr. Thares
said past projects have not moved forward due to financing issues but noted a recent
conversation with an in -home provider and possible future grant funding
opportunities through the Wright County Economic Development Partnership which
is submitting a second funding application to MN -DEED with the intention of using
the funds to support local childcare operators.
Ms. Sjolin said franchising is available through Kid's Haven, but financing remains a
challenge.
Mr. Thares continued to note the state grant program by saying that a previous grant
submittal in 2024 was not approved. For the current submittal, the WCEDP has
specifically identified $100,000 of support for the Kids Haven expansion into
Monticello through this grant if it is awarded by MN -DEED.
Mr. Barger suggested partnering with local businesses for childcare support. Mr.
Johnson agreed, saying the application meets key criteria, and noted the project's
benefit to the workforce and community.
Mayor Hilgart also added the location of the project may encourage further nearby
development.
Mr. Barger closed the public hearing portion of the agenda item.
STEVE JOHNSON MOTIONED TO TABLE CONSIDERATION OF ADOPTING RESOLUTION
2026-04 UNTIL THE APRIL 8, 2026, EDA REGULAR MEETING. TRACY HINZ SECONDED THE
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EDA Regular Meeting Minutes — March 11, 2026
MOTION. MOTION CARRIED UNANIMOUSLY, 7-0.
5. Regular Agenda
A. Consideration of approving a Greater Monticello Enterprise Fund (GMEF) Loan and a
Business Subsidy to Sperr Properties, LLC and L&L Homestyle Cafe LLC in the amount
of $65,000
Mr. Thares reviewed the agenda item to authorize a $65,000 GMEF loan to Sperr
Properties, LLC and L&L Homestyle Cafe, LLC and a Business Subsidy Agreement related
to proposed interior improvements and equipment for the new restaurant located at
154 West Broadway. He noted the underwriting report, which was not available prior to
the February 11 meeting, was received and reviewed and the staff report reflects the
information contained in that report. He stated the debt service coverage ratio is strong
(well above 1.25), and that the cash flow is supported by residential rental income from
the three rental units on the second floor of the building. Though the first month's
operating statement showed irregularities which are not atypical of opening a new
restaurant in late January, a known slow business month.
Mr. Thares said staff recommended approval based on the applicants' financial capacity
and commitment to making payments on previous credit facilities and regular bills. Mr.
Johnson asked about personal guarantees; Mr. Thares confirmed that they are included
in the agenda packet. Mayor Hilgart noted strong attendance at the L&L Homestyle
Cafe ribbon cutting as well as the building improvements and the anticipated expanded
patio seating. Mr. Bevier briefly explained the sidewalk permit process for potential
future patio seating.
TRACY HINZ MOTIONED TO APPROVE RESOLUTION 2026-2 AUTHORIZING A GMEF LOAN
TO SPERR PROPERTIES, LLC AND L&L HOMESTYLE CAFE, LLC IN THE AMOUNT OF
$65,000 AND A BUSINESS SUBSIDY AGREEMENT FOR INTERIOR IMPROVEMENTS AND
THE PURCHASE OF RESTAURANT EQUIPMENT AT 154 WEST BROADWAY. HALI SITTIG
SECONDED THE MOTION.
Mr. Johnson inquired whether a UCC filing would also be considered. Mr. Thares
confirmed that the UCC filing will be completed and registered with the Minnesota
Secretary of State office.
MOTION CARRIED UNANIMOUSLY, 7-0.
B. Consideration of Approving Proposed Amended Affordable Homeowner
Rehabilitation Loan Program Policy
Mr. Bevier introduced the agenda item and provided background information following
the policy adoption for the use of affordable housing funding or Statewide Affordable
Housing Assistance (SAHA). He said the recommendation by EDA members for attorney
review has resulted in a few clarifying tweaks to the policy and thus the proposed
amendments, which do not change the intent but provide consistency and clearer
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EDA Regular Meeting Minutes — March 11, 2026
language throughout the document.
• Grant vs. Forgivable Loan
The January policy was set up as a grant instead of a 2-year forgivable loan to
prevent people from using the program for quick resale profits. Staff reviewed the
grant option and the forgivable loan option and recommended the forgivable loan.
With this approach, if the home is sold within two years, the money shall be repaid
and can be used again for the program. The EDA attorney also recommended
updating the document to clearly call the program a "forgivable loan" instead of a
"grant." The change also requires a subordinate mortgage be recorded on the
property.
• Age Restrictions
The EDA attorney said State law does not prohibit limiting the program to people
aged 55+ and did not find any communities currently using age restrictions. Because
of this, staff recommended giving priority to applicants age 55 and older, while still
allowing the EDA to make exceptions.
Income Restrictions
The policy set income limits at 115% of the Area Median Income (AMI), as required
by HUD, which cannot be changed. Priority goes to projects that serve households
earning 80% or less of the median income. Applicants must verify their income with
a tax return or recent pay stubs. The updated language clarified and supported these
requirements.
Targeted Area
The EDA attorney recommended adding language to explain why this area was
selected. Staff updated the policy to include support from the Monticello 2040
Vision + Plan, which highlights the need for this program north of 1-94. Mr. Bevier
read the "NEIGHBORHOOD PRESERVATION" statement within the report.
Mr. Bevier recommended deferring the proposal to the EDA regarding final decisions
and also noted continued robust work on a marketing -information outreach program to
be presented in Spring 2026.
Mr. Barger asked about income restrictions and the 115% guideline. Mr. Bevier stated
that EDA legal counsel recommended prioritizing applicants at or below 80% of Area
Median Income (AMI).
Ms. Hinz asked about removing the term "senior" from the rehabilitation program to
avoid confusion. Mr. Morphew stated the intent is to prioritize residents 55+ though not
to exclude younger eligible applicants.
Mr. Bevier explained the Communications department is drafting a robust presentation
on lending programs available through the City and will be shared with the EDA at an
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EDA Regular Meeting Minutes — March 11, 2026
upcoming meeting for consideration.
Mr. Johnson anticipated no problems with depletion of the funds to come. Ms. Hinz
touched on the language regarding age verification; asked if that should also be omitted
or amended to accept identity verification.
Mr. Bevier said staff agrees with the EDA's view of the recommended Policy
amendments. When asked about confidentiality for applications, he said the
documents will be treated in the same manner as materials that are subject to data
practices, with redactions of personal information when presented in a workshop
setting or any public meeting setting.
Mr. Hinz suggested eliminating language and references relating to a "grant," the
proposed is a loan. Members spoke of the program as being well -suited for the EDA
consideration on a discretionary case -by -case basis.
Mr. Morphew encouraged all suggested amendments be final reviewed by the EDA legal
attorney before enacting the program so as to avoid potential litigation claims made
against the City for age discrimination.
Ms. Hinz said envisions the proposed application review as being much like a GMEF
review though without a grading scale, and more like a facade improvement request
with the preapplication process in workshop prior to EDA consideration at regular
meetings. She suggested the final drafted application be complete before taking it in
and considering requests for home improvements with as many objectives as possible.
Mr. Bevier said, in the larger context, the program allows for potentially eight
applications if they are seeking the maximum funding. He further suggested that if eight
applications are received, staff will pause acceptance of any new applications and notify
the EDA and facilitate discussions on potential amendments to the policy at that point in
time and provide options about additional funding ideas.
Mr. Barger suggested that maybe a rating be used to prioritize downtown residences
and 55+-aged applicants. He also said maybe omit the age restriction entirely from
consideration due to the limited available funding. He further noted that the funds are
intended to assist in alleviating burdens, not to cover the entire cost of rehabilitation.
Mr. Johnson advised that additional amendments may be made again as time
progresses. There is no need to anticipate potential future challenges at this phase in
the process.
For clarity, Ms. Hinz asked about the bidding process. Mr. Bevier said two quotes at
minimum would be required, like the facade improvement funding review process.
Ms. Sittig referenced the Monticello 2040 Vision + Plan and the EDA's goal for
addressing the housing needs challenges. She noted the benefits of generational living
EDA Regular Meeting Minutes — March 11, 2026
for supporting seniors and enabling needed improvements and recalled prior
discussions focused on a solution for downtown seniors unique to Monticello. She
supports keeping the program's original focus of senior housing assistance as the
primary goal.
Mr. Morphew said he is not opposed to age restrictions. As to the housing goals, noting
that he recalled discussion on an age standard as a preference, not a rigid standard for
funding consideration. He again strongly encouraged legal review of the final policy
prior to moving forward.
Mr. Johnson posed a theoretical situation asking what the process would entail if a
situation arose when the forgivable loan becomes a collection process due to a senior
having rapidly compromised health and being forced to relocate to an assisted living
facility or nursing home and if the EDA has the flexibility to waive funding payback.
Mr. Thares said the EDA had the authority to waive policies in certain situations if
prudent and deemed appropriate. He explained how the SAHA funding programs across
the state are still in their infancy as to best use and governing policies. He said
according to the EDA attorney, Monticello is unique with an age standard. He said the
legal counsel recommendation is to refrain from an age -restriction and instead offer a
program that is open to all ages.
Mr. Morphew referenced the EDA and staff time invested into creating a program with a
minimal amount of funding, compared to other programs available. Ms. Sittig agreed
with the suggestion made by legal attorney that it is best to eliminate the age
restriction. She encouraged robust City communications regarding the program to move
forward and continue to share information with Senior Center staff.
Ms. Sittig asked if mobile homes were eligible as they represent a sizeable portion of the
Monticello community. Mr. Thares said he believed that mobile home units do not apply
per Code, as they fall under a movability type license.
JOHN MORPHEW MOVED TO APPROVE AMENDMENTS TO THE MONTICELLO
HOMEONER REHABILITATION PROGRAM POLICY. CLINT BERGLOF SECONDED THE
MOTION. MOTION CARRIED UNANIMOUSLY, 7-0.
C. Consideration of Minor Amendments to the Facade Improvement Forgivable Loan
Program Policy
Mr. Bevier introduced the proposed amendments to the policy related to window
opacity and historic signage for applicant clarity of expectations and to further align
outcomes with the Downtown Small Area Plan and Broadway design guidelines.
• Window Opacity
Storefronts should follow both zoning rules and the Downtown Small Area Plan
when applying for fagade improvement loans. Current zoning requires =/>50% of
ground -floor storefront windows and doors facing public streets to be transparent.
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EDA Regular Meeting Minutes — March 11, 2026
The same standard is recommended in the Downtown plan for overall visibility. The
proposed update would clarify language to require anyone receiving a fagade loan to
meet =/>50% transparency standard, regardless of if a project does not include new
windows.
Historical Signage
Mr. Bevier said the proposal would formally adopt clarifying language on historical
placard signage for properties receiving loans. The process was previously a
discussion held at a project proposal workshop followed by post -construction verbal
exchange. He noted that drafting and including the language to the policy for
adoption also provides a clear understanding for future applicants.
Mr. Bevier reminded members of the workshop walking tour in July 2025 where
consensus was in favor of the Mississippi Bronze color palette, with a black and
white option for an alternative. Staff will continue to work with Communications
department to finalize the historical narratives for each recipient sign.
He explained the quotes will be obtained this summer and anticipated a goal for sign
placement in September 2026 for the prior loan recipient locations. Mr. Bevier said
the plaques will provide historical information of each building, either from oral or
written record, offering a snapshot of historic downtown Monticello.
Mr. Barger asked what prompted the discussion on window opacity. Mr. Bevier said
several downtown properties are nonconforming and could be brought into compliance
through fagade improvement projects.
Mr. Morphew asked if "grandfathered" businesses would need to update windows. Mr.
Bevier said businesses would need to meet the 50% transparency requirement by
removing vinyl coverings or window signage as part of receiving the loan. He added that
noncompliant windows would be addressed during review, even if not specifically
identified in the application.
Mr. Bevier recommended using incentives through funding to encourage compliance
while gradually meeting the 50% standard.
EDA members discussed how increased window transparency improves visibility,
pedestrian connection, and overall downtown appearance. Mr. Barger asked why
additional language is needed if zoning codes already apply.
Mr. Morphew noted that he believes grandfathered properties may not otherwise be
required to comply, and the language ensures compliance is required when City funding
is accepted.
Mr. Bevier noted the 15% wall signage allowance is separate from the window
transparency requirement.
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EDA Regular Meeting Minutes — March 11, 2026
CLINT BERGLOF MOVED TO APPROVE THE AMENDMENTS TO THE DOWNTOWN FACADE
IMPROVEMENT FORGIVABLE LOAN PROGRAM. TRACI HINZ SECONDED THE MOTION.
MOTION CARRIED UNANIMOUSLY, 7-0.
6. Other Business
A. Consideration of Economic Development Manager's Report
Mr. Thares provided details on sales tax collections covering the period of 7/10/2025
through 2/10/2026. He noted that the collections will benefit the community overall by
supporting capital improvements dedicated to Bertram Park. He pointed out the pace
of the sales tax collections is well ahead of the original projections and that the report of
update to the EDA is done only as information sharing and as an economic indicator of
the overall community economy.
The March 3, 2026, Planning Commission agenda was presented. The meeting was
canceled due to a lack of quorum. All agenda items will be carried forward to the April 7,
2026, regular meeting, including a workshop on housing goals.
Mr. Thares shared the answers from EDA attorney to questions raised by EDA members
at the February 11 regular meeting. He noted the reported the TIF 1-40 payoff
completion projection is anticipated in 2037, approximately eight years early. He also
clarified that decertified district funds have no statutory deadline for redistribution,
though continued District collections risk an audit by the Office of the State Auditor.
Mr. Thares provided project updates and discussed current prospects. Mayor Hilgart
noted a potential additional prospect which was referred from a neighboring
community's mayor.
Mr. Thares provided an update on communications with Mr. Stalland regarding the
OCBP concept development proposal discussion. He said that Mr. Stalland pushed back
somewhat on the idea of paying a percentage of the total land value as an upfront
option premium payment or as part of a preliminary development agreement and that
he is open to paying reasonable attorney fees to get to the point of an agreement. He
then noted that the EDA will have to hold an additional closed meeting in the future to
further negotiate and discuss what compensation they feel is best for the Stalland
concept.
Mr. Thares also reported ongoing discussions with Project Firefly regarding the "Goat
Hill" parcel and believes that an offer may be forthcoming. He also noted the most
recent prospect on the list which is also an industrial firm that is interested in a site in
OCBP. More information will be provided to the EDA at a future meeting or possibly in a
closed meeting on this prospect.
7. Adjournment
HALI SITTIG MOVED TO ADJOURN THE REGULAR MEETING OF THE MONTICELLO EDA. CLINT
BERGLOF SECONDED THE MOTION. MOTION CARRIED UNANIMOUSLY, 7-0. MEETING
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EDA Regular Meeting Minutes — March 11, 2026
ADJOURNED AT 7:24 P.M.
Recorded by: Anne Mueller
Approved: April 8, 2026
ATTEST:
Jin rareh, Executive Director of the Monticello EDA
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