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City Council Resolution 1995-35Re -s, qs-- 31,5f Extract of Minutes of Meeting of the City Council of the City of Monticello, Wright County, Minnesota Pursuant to due call and notice thereof, a regular meeting of the City Council of the City of Monticello, Minnesota, was duly held in the City Hall in said City on Monday, May 22, 1995, commencing at 7:50 o'clock P.M. The following members were present: Shirley Anderson, Clint Herbst, Brian Stumpf, Tom Perrault and Mayor Brad Fyle and the following were absent: None The Mayor announced that the next order of business was consideration of the proposals which had been received for the purchase of the City's $3,890, 000 General Obligation Improvement Bonds, Series 1995A. The City Administrator presented a tabulation of the proposals which had been received in the manner specified in the Terms of Proposal of the Bonds. The proposals were as follows: SJB87700 MN190-69 AWARD: SALE: 85 E. SEVENTH PLACE, SUITE 100 SAINT PAUL, MN 55101-2143 612-223-3000 FAX: 612-223-3002 SPRINGSTED Public Fie Advi wrs $3,890,000 CITY OF MONTICELLO, MINNESOTA GENERAL OBLIGATION IMPROVEMENT BONDS, SERIES 1995A (BOOK ENTRY ONLY) NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. And Associates May 22, 1995 Moody's Rating: A DAIN BOSWORTH INCORPORATED 4.75% 1997-2000 4.80% 2001 4.90% 2002 5.00% 2003-2006 PRUDENTIAL SECURITIES, INC. 4.40% Interest Net Interest True Interest Bidder Rates Price Cost Rate DEAN WITTER REYNOLDS INCORPORATED 4.60% 1999 NORWEST INVESTMENT SERVICES, INC. 4.30% 1997 $3,858,880.00 $1,119,735.83 4.9647% FBS INVESTMENT SERVICES, INC. 4.40% 1998 American Bank National Association 4.50% 1999 Peterson Financial Corporation 4.60% 2000 5.00% 4.70% 2001 5.10% 4.80% 2002 5.20% 4.90% 2003 5.00% 2004 5.05% 2005 5.15% 2006 DAIN BOSWORTH INCORPORATED 4.75% 1997-2000 4.80% 2001 4.90% 2002 5.00% 2003-2006 PRUDENTIAL SECURITIES, INC. 4.40% 1997 ABN AMRO SECURITIES (USA) INC. 4.50% 1998 DEAN WITTER REYNOLDS INCORPORATED 4.60% 1999 4.70% 2000 4.75% 2001 4.80% 2002 4.90% 2003 5.00% 2004 5.10% 2005 5.20% 2006 $3,860,069.11 $1,137,124.22 5.0482% $3,851,216.50 $1,137,023.50 5.0493% SAINT PAUL, MN - MINNEAPOLIS, MN BROOKFIELD, WI OVERLAND PARK, KS • WASHINGTON, DC IOWA CITY. IA (Continued) Interest Net Interest True Interes Bidder Rates Price Cost Rate PAINEWEBBER INCORPORATED 4.40% 1997 4.50% 1998 4.60% 1999 4.70% 2000 4.80% 2001 4.90% 2002 5.00% 2003 5.10% 2004 5.20% 2005 5.30% 2006 CRONIN & COMPANY, INCORPORATED 4.60% 1997-1999 SMITH BARNEY 4.70% 2000 4.30% 4.75% 2001 4.40% 4.80% 2002 4.50% 4.90% 2003 4.60% 5.00% 2004 4.70% 5.10% 2005 4.80% 5.20% 2006 FIRSTAR BANK MILWAUKEE, N.A. 4.70% 1997 FIRSTAR CORPORATION MINNESOTA 4.75% 1998-2000 OPPENHEIMER & CO., INC. 4.80% 2001-2002 5.15% 4.90% 2003 5.00% 2004 5.10% 2005 5.20% 2006 GRIFFIN, KUBIK, STEPHENS & 4.75% 1997-2000 THOMPSON, INC. 4.80% 2001-2002 4.90% 2003 5.00% 2004 5.10% 2005 5.20% 2006 PIPER JAFFRAY INC. 4.75% 1997-2001 ROBERT W. BAIRD & COMPANY, 4.90% 2002 INCORPORATED 5.00% 2003 PARK INVESTMENT CORPORATION 5.05% 2004 5.15% 2005 5.25% 2006 $3,858,296.50 $1,145,466.83 5.0784% $3,842,846.30 $1,147,505.70 5.1043% $3,841,523.95 $1,156,321.88 5.1472% $3,841,375.00 $1,156,675.00 5.1490% $3,841,375.00 $1,165,872.50 5.1885% REOFFERING SCHEDULE OF THE PURCHASER Rate Year Yield 4.30% 1997 Par 4.40% 1998 Par 4.50% 1999 Par 4.60% 2000 Par 4.70% 2001 Par 4.80% 2002 Par 4.90% 2003 Par 5.00% 2004 Par 5.05% 2005 Par 5.15% 2006 Par BBI: 5.92% Average Maturity: 5.81 Years 8S E. SEVENTH PLACE, SUITE 100 SAINT PAUL, MN 55101-2143 612-223-3000 FAX: 612-223-3002 fz SPRINGSTED Public Finance Advisors $3,890,000 CITY OF MONTICELLO, MINNESOTA GENERAL OBLIGATION IMPROVEMENT BONDS, SERIES 1995A (BOOK ENTRY ONLY) AWARD: NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. And Associates SALE: May 22, 1995 Moody's Rating: A DAIN BOSWORTH INCORPORATED 4.75% Interest Net Interest True Interest Bidder Rates Price Cost Rate 2002 5.00% 2003-2006 NORWEST INVESTMENT SERVICES, INC. 4.30% 1997 $3,858,880.00 $1,119,735.83 4.9647% FBS INVESTMENT SERVICES, INC. 4.40% 1998 American Bank National Association 4.50% 1999 Peterson Financial Corporation 4.60% 2000 4.70% 2001 4.80% 2002 4.90% 2003 5.00% 2004 5.05% 2005 5.15% 2006 DAIN BOSWORTH INCORPORATED 4.75% 1997-2000 4.80% 2001 4.90% 2002 5.00% 2003-2006 PRUDENTIAL SECURITIES, INC. 4.40% 1997 ABN AMRO SECURITIES (USA) INC. 4.50% 1998 DEAN WITTER REYNOLDS INCORPORATED 4.60% 1999 4.70% 2000 4.75% 2001 4.80% 2002 4.90% 2003 5.00% 2004 5.10% 2005 5.20% 2006 $3,860,069.11 $1,137,124.22 5.0482% $3,851,216.50 $1,137,023.50 5.0493% SAINT PAUL, MN • MINNEAPOLIS, MN • BROOKFIELD, WI • OVERLAND PARK, KS • WASHINGTON, DC • IOWA CITY, IA (Continued) After due consideration of the proposals, Member Anderson then introduced the following resolution and moved its adoption: RESOLUTION NO. 95-35 A RESOLUTION AWARDING THE SALE OF $3,890,000 GENERAL OBLIGATION IMPROVEMENT BONDS, SERIES 1995A; FIXING THEIR FORM AND SPECIFICATIONS; DIRECTING THEIR EXECUTION AND DELIVERY; AND PROVIDING FOR THEIR PAYMENT BE IT RESOLVED By the City Council of the City of Monticello, Wright County, Minnesota ( City) as follows: Section 1. Sale of Bonds. 1.01. Theproposalof Norwest Investment Services, Inc. (Purchaser) to purchase $3,890, 000 General Obligation Improvement Bonds, Series 1995A (Bonds) of the City described in the Terms of Proposal thereof is hereby found and determined to be a reasonable offer and is hereby accepted, the proposal being to purchase the Bonds at a price of $3,,858,,880.00 plus accrued interest to date of delivery, for Bonds bearing interest as follows: Year of Interest Year of Interest Maturity Rate Maturity Rate 1997 4.30% 2002 4.80% 1998 4.40 2003 4.90 1999 4.50 2004 5.00 2000 4.60 2005 5.05 2001 4.70 2006 5.15 True interest rate: 4.9647% 1.02. The sum of $ 17, 505.00 being the amount proposed by the Purchaser in excess of $3,841,375 will be credited to the Debt Service Fund hereinafter created. The City Administrator is directed to deposit the good faith check of the Purchaser, pending completion of the sale of the Bonds, and to return the good faith checks of the unsuccessful proposers forthwith. The Mayor and City Administrator are directed to execute a contract with the Purchaser on behalf of the City. 1.03. The City will forthwith issue and sell the Bonds in the total principal amount of $3,890,000, originally dated June 1, 1995, in the denomination of $5,000 each or any integral multiple thereof, numbered No. R-1, upward, bearing interest as above set forth, and which mature serially on February 1 in the years and amounts as follows: SJB87700 MN190-49 Year Amount Year Amount 1997 $245,000 2002 $485,000 1998 485,000 2003 485,000 1999 485,000 2004 2459000 2000 480,000 2005 245,000 2001 480,000 2006 255,000 1.04. Optional Redemption. The City may elect on February 1, 2001 and on any day thereafter to prepay Bonds due on or after February 1, 2002. Redemption may be in whole or in part and if in part, at the option of the City and in such order as the City will determine. If less than all Bonds of a maturity are called for redemption, the City will notify MSTC (as defined in Section 7 hereof) of the particular amount of such maturity to be prepaid. MST C will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. All prepayments will be at a price of par plus accrued interest. Section 2. Registration and Payment. 2.01. Registered Form. The Bonds will be issued only in fully registered form. The interest thereon and, upon surrender of each Bond, the principal amount thereof, is payable by check or draft issued by the Registrar described herein. 2.02. Dates; Interest Payment Dates. Each Bond will be dated as of the last interest payment date preceding the date of authentication to which interest on the Bond has been paid or made available for payment, unless (i) the date of authentication is an interest payment date to which interest has been paid or made available for payment, in which case such Bond will be dated as of the date of authentication, or (ii) the date of authentication is prior to the first interest payment date, in which case such Bond will be dated as of the date of original issue. The interest on the Bonds is payable on February 1 and August 1 of each year, commencing February 1, 1996, to the owner of record thereof as of the close of business on the fifteenth day of the immediately preceding month, whether or not such day is a business day. 2.03. Registration. The City will appoint, and will maintain, a bond registrar, transfer agent, authenticating agent and paying agent (Registrar) . The effect of registration and the rights and duties of the City and the Registrar with respect thereto are as follows: (a) Register. The Registrar must keep at its principal corporate trust office a bond register in which the Registrar provides for the registration of ownership of Bonds and the registration of transfers and exchanges of Bonds entitled to be registered, transferred or exchanged. (b) Transfer of Bonds. Upon surrender for transfer of a Bond duly endorsed by the registered owner thereof or accompanied by a written instrument of transfer, in form satisfactory to the Registrar, duly executed by the registered owner thereof or by an attorney duly authorized by the registered owner in writing, the Registrar will authenticate and deliver, in SJB87700 MN190-49 the name of the designated transferee or transferees, one or more new Bonds of a like aggregate principal amount and maturity, as requested by the transferor. The Registrar may, however, close the books for registration of any transfer after the fifteenth day of the month preceding each interest payment date and until such interest payment date. (c) Exchange of Bonds. When Bonds are surrendered by the registered owner for exchange the Registrar will authenticate and deliver one or more new Bonds of a like aggregate principal amount and maturity, as requested by the registered owner or the owner's attorney in writing. (d) Cancellation. Bonds surrendered upon any transfer or exchange will be promptly cancelled by the Registrar and thereafter disposed of as directed by the City. (e) Improper or Unauthorized Transfer. When a Bond is presented to the Registrar for transfer, the Registrar may refuse to transfer the Bond until the Registrar is satisfied that the endorsement on the Bond or separate instrument of transfer is valid and genuine and that the requested transfer is legally authorized. The Registrar will incur no liability for the refusal, in good faith, to make transfers which it, in its judgment, deems improper or unauthorized. (f) Persons Deemed Owners. The City and the Registrar may treat the person in whose name a Bond is registered in the bond register as the absolute owner of the Bond, whether the Bond is overdue or not, for the purpose of receiving payment of, or on account of , the principal of and interest on the Bond and for all other purposes and payments so made to registered owner or upon the owner's order will be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid. (g) Taxes, Fees and Charges. For a transfer or exchange of Bonds, the Registrar may impose a charge upon the owner thereof sufficient to reimburse the Registrar for any tax, fee or other governmental charge required to be paid with respect to the transfer or exchange. (h) Mutilated, Lost, Stolen or Destroyed Bonds. If a Bond becomes mutilated or is destroyed, stolen or lost, the Registrar will deliver a new Bond of like amount, number, maturity date and tenor in exchange and substitution for and upon cancellation of the mutilated Bond or in lieu of and in substitution for a Bond destroyed, stolen or lost, upon the payment of the reasonable expenses and charges of the Registrar in connection therewith; and, in the case of a Bond destroyed, stolen or lost, upon filing with the Registrar of evidence satisfactory to it that the Bond was destroyed, stolen or lost, and of the ownership thereof, and upon furnishing to the Registrar of an appropriate bond or indemnity in form, substance and amount satisfactory to it and as provided by law, in which both the City and the Registrar must be named as obligees. Bonds so surrendered to the Registrar will be cancelled by the Registrar and evidence of such cancellation must be given to the City. If the mutilated, destroyed, stolen or lost Bond has SJB87700 MN190-49 already matured or been called for redemption in accordance with its terms it is not necessary to issue a new Bond prior to payment. (i) Redemption. In the event any of the Bonds are called for redemption, notice thereof identifying the Bonds to be redeemed will be given by the Registrar by mailing a copy of the redemption notice by first class mail (postage prepaid) not more than 60 and not less than 30 days prior to the date fixed for redemption to the registered owner of each Bond to be redeemed at the address shown on the registration books kept by the Registrar and by publishing the notice in the manner required by law. Failure to give notice by publication or by mail to any registered owner, or any defect therein, will not affect the validity of any proceeding for the redemption of Bonds. Bonds so called for redemption will cease to bear interest after the specified redemption date, provided that the funds for the redemption are on deposit with the place of payment at that time. 2.04. Appointment of Initial Registrar. The City appoints Norwest Bank Minnesota, N.A. , Minneapolis Minnesota, as the initial Registrar. The Mayor and the City Administrator are authorized to execute and deliver, on behalf of the City, a contract with the Registrar. Upon merger or consolidation of the Registrar with another corporation, if the resulting corporation is a bank or trust company authorized by law to conduct such business, such corporation is authorized to act as successor Registrar. The City agrees to pay the reasonable and customary charges of the Registrar for the services performed. The City reserves the right to remove the Registrar upon 30 days' notice and upon the appointment of a successor Registrar, in which event the predecessor Registrar must deliver all cash and Bonds in its possession to the successor Registrar and must deliver the bond register to the successor Registrar. On or before each principal or interest due date, without further order of this Council, the Finance Director must transmit to the Registrar monies sufficient for the payment of all principal and interest then due. 2.05. Execution, Authentication and Delivery. The Bonds will be prepared under the direction of the City Administrator and executed on behalf of the City by the signatures of the Mayor and the City Administrator, provided that all signatures may be printed, engraved or lithographed facsimiles of the originals. In case any officer whose signature or a facsimile of whose signature appears on the Bonds ceases to be such officer before the delivery of any Bond, such signature or facsimile will nevertheless be valid and sufficient for all purposes, the same as if the officer had remained in office until delivery. Notwithstanding such execution, a Bond will not be valid or obligatory for any purpose or entitled to any security or benefit under this Resolution unless and until a certificate of authentication on the Bond has been duly executed by the manual signature of an authorized representative of the Registrar. Certificates of authentication on different Bonds need not be signed by the same representative. The executed certificate of authentication on each Bond is conclusive evidence that it has been authenticated and delivered under this Resolution. When the Bonds have been so prepared, executed and authenticated, the City Administrator will deliver the same to the Purchaser upon payment of the purchase price in accordance with the contract of sale heretofore made and executed, and the Purchaser is not obligated to see to the application of the purchase price. SJB87700 MN190-49 2.06. Temporary Bonds. The City may elect to deliver in lieu of printed definitive Bonds one or more typewritten temporary Bonds in substantially the form set forth in Section 3 with such changes as may be necessary to reflect more than one maturity in a single temporary bond. Upon the execution and delivery of definitive Bonds the temporary Bonds will be exchanged therefor and cancelled. Section 3. Form of Bond. 3.01. The Bonds will be printed in substantially the following form: [ Face of the Bond] UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTY OF WRIGHT CITY OF MONTICELLO GENERAL OBLIGATION IMPROVEMENT BOND, SERIES 1995A Date of Rate Maturity Original Issue CUSIP June 1, 1995 No. Registered Owner: Kray & Co. P The City of Monticello, Minnesota, a duly organized and existing municipal corporation in Wright County, Minnesota (City), acknowledges itself to be indebted and for value received hereby promises to pay to or registered assigns, the principal sum of $ on the maturity date specified above, with interest thereon from the date hereof at the annual rate specified above, payable February 1 and August 1 in each year, commencing February 1, 1996, to the person in whose name this Bond is registered at the close of business on the fifteenth day (whether or not a business day) of the immediately preceding month. The interest hereon and, upon presentation and surrender hereof, the principal hereof are payable in lawful money of the United States of America by check or draft by , Minnesota, as Bond Registrar, Paying Agent, Transfer Agent and Authenticating Agent, or its designated successor under the Resolution described herein. For the prompt and full payment of such principal and interest as the same respectively become due, the full faith and credit and taxing powers of the City have been and are hereby irrevocably pledged. The City may elect on February 1, 2001 and on any day thereafter to prepay Bonds due on or after February 1, 2002. Redemption may be in whole or in part and SJB87700 MN190-49 if in part, at the option of the City and in such order as the City will determine. If less than all Bonds of a maturity are called for redemption, the City will notify Midwest Securities Trust Company (MST C) of the particular amount of such maturity to be prepaid. MSTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. All prepayments will be at a price of par plus accrued interest . The City Council has designated the issue of Bonds of which this Bond forms a part as "qualified tax exempt obligations" within the meaning of Section 265 (b) (3 ) of the Internal Revenue Code of 1986, as amended ( the Code) relating to disallowance of interest expense for financial institutions and within the $10 million limit allowed by the Code for the calendar year of issue. Additional provisions of this Bond are contained on the reverse hereof and such provisions for all purposes have the same effect as though fully set forth in this place. This Bond is not valid or obligatory for any purpose or entitled to any security or benefit under the Resolution until the Certificate of Authentication hereon has been executed by the Bond Registrar by manual signature of one of its authorized representatives. IN WITNESS WHEREOF, the City of Monticello, Wright County, Minnesota, by its City Council, has caused this Bond to be executed on its behalf by the facsimile signatures of the Mayor and City Administrator and has caused this Bond to be dated as of the date set forth below. Dated: CITY OF MONTICELLO, MINNESOTA ( Facsimile) (Facsimile) City Administrator Mayor CERTIFICATE OF AUTHENTICATION This is one of the Bonds delivered pursuant to the Resolution mentioned within. By Authorized Representative [ Reverse of the Bond] This Bond is one of an issue in the aggregate principal amount of $3,890,000 all of like original issue date and tenor, except as to number, maturity date, redemption privilege, and interest rate, all issued pursuant to a resolution adopted by the City Council on May 22, 1995 (the Resolution) , for the purpose of providing SJB87700 MN190-49 money to defray the expenses incurred and to be incurred in making local improvements, pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including Minnesota Statutes, Chapter 429, and the principal hereof and interest hereon are payable from special assessments against property specially benefited by local improvements and ad valorem taxes for the City's share of the cost of the improvements, as set forth in the Resolution to which reference is made for a full statement of rights and powers thereby conferred. The full faith and credit of the City are irrevocably pledged for payment of this Bond and the City Council has obligated itself to levy additional ad valorem taxes on all taxable property in the City in the event of any deficiency in special assessments and taxes pledged, which taxes may be levied without limitation as to rate or amount. The Bonds of this series are issued only as fully registered Bonds in denominations of $5, 000 or any integral multiple thereof of single maturities. As provided in the Resolution and subject to certain limitations set forth therein, this Bond is transferable upon the books of the City at the principal office of the Bond Registrar, by the registered owner hereof in person or by the owner's attorney duly authorized in writing upon surrender hereof together with a written instrument of transfer satisfactory to the Bond Registrar, duly executed by the registered owner or the owner's attorney; and may also be surrendered in exchange for Bonds of other authorized denominations. Upon such transfer or exchange the City will cause a new Bond or Bonds to be issued in the name of the transferee or registered owner, of the same aggregate principal amount, bearing interest at the same rate and maturing on the same date, subject to reimbursement for any tax, fee or governmental charge required to be paid with respect to such transfer or exchange. The City and the Bond Registrar may deem and treat the person in whose name this Bond is registered as the absolute owner hereof, whether this Bond is overdue or not, for the purpose of receiving payment and for all other purposes, and neither the City nor the Bond Registrar will be affected by any notice to the contrary. IT IS HEREBY CERTIFIED, RECITED, COVENANTED AND AGREED that all acts, conditions and things required by the Constitution and laws of the State of Minnesota, to be done, to exist, to happen and to be performed preliminary to and in the issuance of this Bond in order to make it a valid and binding general obligation of the City in accordance with its terms, have been done, do exist, have happened and have been performed as so required, and that the issuance of this Bond does not cause the indebtedness of the City to exceed any constitutional or statutory limitation of indebtedness. SJB87700 MN190-49 ( Form of certificate to be printed on the reverse side of each Bond, following a full copy of the legal opinion . ) I certify that the above is a full, true and correct copy of the legal opinion rendered by bond counsel on the issue of Bonds of the City of Monticello, Minnesota, which includes the within Bond, dated as of the date of delivery of and payment for the Bonds. (Facsimile Signature) City Administrator The following abbreviations, when used in the inscription on the face of this Bond, will be construed as though they were written out in full according to applicable laws or regulations: TEN COM -- as tenants UNIF GIFT MIN ACT Custodian in common (Gust) (Minor) TEN ENT -- as tenants under Uniform Gifts or by entireties Transfers to Minors JT TEN -- as joint tenants with right of survivorship and Act . . . . . . . . . . . . not as tenants in common (State) Additional abbreviations may also be used though not in the above list. ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto the within Bond and all rights thereunder, and does hereby irrevocably constitute and appoint attorney to transfer the said Bond on the books kept for registration of the within Bond, with full power of substitution in the premises. Dated: Notice: The assignor's signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular, without alteration or any change whatever. Signature Guaranteed: SJB87700 MN190-49 Signature (s) must be guaranteed by a national bank or trust company or by a brokerage firm having a membership in one of the major stock exchanges. The Bond Registrar will not effect transfer of this Bond unless the information concerning the assignee requested below is provided. Name and Address: ( Include information for all joint owners if this Bond is held by joint account.) Please insert social security or other identifying number of assignee PROVISIONS AS TO REGISTRATION The ownership of the principal of and interest on the within Bond has been registered on the books of the Registrar in the name of the person last noted below. Signature of Date of Registration Registered Owner City Administrator Kray & Co. Federal ID #36-6047271 3.02. The City Administrator is directed to obtain a copy of the proposed approving legal opinion of Holmes & Graven, Chartered, Minneapolis, Minnesota, which is to be complete except as to dating thereof and to cause the opinion to be printed on each Bond, together with a certificate to be signed by the facsimile signature of the City Administrator in substantially the form set forth in the form of Bond. The City Administrator is authorized and directed to execute such certificate in the name of the City upon receipt of such opinion and to file the opinion in the City offices. Section 4. Payment; Security; Pledges and Covenants. 4.01. The Bonds are payable from the Improvement Bonds, Series 1995A Debt Service Fund ( Debt Service Fund) hereby created, and the proceeds of general taxes hereinafter levied (Taxes), and special assessments (Assessments) levied or to be levied for the improvements ( Improvements) financed by the Bonds are hereby pledged to the Debt Service Fund. If any payment of principal or interest on the Bonds will become due when there is not sufficient money in the Debt Service Fund to pay the same, the Finance Director is directed to pay such principal or interest from the general fund of the City, and the general fund will be reimbursed for such SJB87700 MN190-49 advances out of the proceeds of Assessments and Taxes when collected. There is appropriated to the Debt Service Fund all capitalized interest financed from Bond proceeds, if any, any amount over the minimum purchase price paid by the Purchaser and the accrued interest paid by the Purchaser upon closing and delivery of the Bonds . 4.02. It is hereby determined that the Improvements to be financed by the Bonds will directly and indirectly benefit abutting property, and the City hereby covenants with the holders from time to time of the Bonds as follows: (a) The City has caused or will cause the Assessments for the Improvements to be promptly levied so that the first installment will be collectible not later than 1996 and will take all steps necessary to assure prompt collection, and the levy of the Assessments is hereby authorized. The City Council will cause to be taken with due diligence all further actions that are required for the construction of each Improvement financed wholly or partly from the proceeds of the Bonds, and will take all further actions necessary for the final and valid levy of the Assessments and the appropriation of any other funds needed to pay the Bonds and interest thereon when due. (b) In the event of any current or anticipated deficiency in Assessments and Taxes, the City Council will levy additional ad valorem taxes in the amount of the current or anticipated deficiency. (c) The City will keep complete and accurate books and records showing: receipts and disbursements in connection with the Improvements, Assessments and Taxes levied therefor and other funds appropriated for their payment, collections thereof and disbursements therefrom, monies on hand and, the balance of unpaid Assessments. (d) The City will cause its books and records to be audited at least annually and will furnish copies of such audit reports to any interested person upon request. 4.03. It is determined that at least 20% of the cost of the Improvements will be specially assessed against benefitted properties. For the purpose of paying the principal of and interest on the Bonds, there is levied a direct annual irrepealable ad valorem tax ( Taxes) upon all of the taxable property in the City, which will be spread upon the tax rolls and collected with and as part of other general taxes of the City. The taxes will be credited to the Debt Service Fund above provided and will be in the years and amounts as follows ( year stated being year of levy for collection the following year) : Year Levy ( See Attachment A) 4.04. It is hereby determined that the estimated collections of Assessments and foregoing Taxes will produce at least five percent in excess of the amount needed to meet when due the principal and interest payments on the Bonds. The tax SJB87700 MN190-49 levy herein provided is irrepealable until all of the Bonds are paid, provided that the City Administrator annually, at the time the City makes its tax levies, may certify to the County Auditor of Wright County the amount available in the Debt Service Fund to pay principal and interest due during the ensuing year, and the County Auditor will thereupon reduce the levy collectible during such year by the amount so certified. 4.05. The City Administrator is authorized and directed to file a certified copy of this resolution with the County Auditor of Wright County and to obtain the certificate required by Minnesota Statutes, Section 475.63. Section 5. Authentication of Transcript. 5.01. The officers of the City are authorized and directed to prepare and furnish to the Purchaser and to the attorneys approving the Bonds, certified copies of proceedings and records of the City relating to the Bonds and to the financial condition and affairs of the City, and such other certificates, affidavits and transcripts as may be required to show the facts within their knowledge or as shown by the books and records in their custody and under their control, relating to the validity and marketability of the Bonds and such instruments, including any heretofore furnished, may be deemed representations of the City as to the facts stated therein. 5.02. The Mayor and City Administrator are authorized and directed to certify that they have examined the Official Statement prepared and circulated in connection with the issuance and sale of the Bonds and that to the best of their knowledge and belief the Official Statement is a complete and accurate representation of the facts and representations made therein as of the date of the Official Statement. Section 6. Tax Covenant. 6.01. The City covenants and agrees with the holders from time to time of the Bonds that it will not take or permit to be taken by any of its officers, employees or agents any action which would cause the interest on the Bonds to become subject to taxation under the Internal Revenue Code of 1986, as amended ( the Code) , and the Treasury Regulations promulgated thereunder, in effect at the time of such actions, and that it will take or cause its officers, employees or agents to take, all affirmative action within its power that may be necessary to ensure that such interest will not become subject to taxation under the Code and applicable Treasury Regulations, as presently existing or as hereafter amended and made applicable to the Bonds. 6.02. (a) The City will comply with requirements necessary under the Code to establish and maintain the exclusion from gross income of the interest on the Bonds under Section 103 of the Code, including without limitation requirements relating to temporary periods for investments, limitations on amounts invested at a yield greater than the yield on the Bonds, and the rebate of excess investment earnings to the United States if the Bonds (together with other obligations reasonably expected to be issued in calendar year 1995) exceed the small -issuer exception amount of $5 , 000, 000. SJB87700 MN190-49 (b) For purposes of qualifying for the small -issuer exception to the federal arbitrage rebate requirements, the City finds, determines and declares that the aggregate face amount of all tax-exempt bonds ( other than private activity bonds) issued by the City (and all subordinate entities of the City) during the calendar year in which the Bonds are issued is not reasonably expected to exceed $5,000,000, within the meaning of Section 148 (f ) (4) (C) of the Code. 6.03. The City further covenants not to use the proceeds of the Bonds or to cause or permit them or any of them to be used, in such a manner as to cause the Bonds to be "private activity bonds" within the meaning of Sections 103 and 141 through 150 of the Code. 6.04. In order to qualify the Bonds as "qualified tax-exempt obligations" within the meaning of Section 265 (b) (3) of the Code, the City makes the following factual statements and representations: (a) the Bonds are not "private activity bonds" as defined in Section 141 of the Code; (b) the City hereby designates the Bonds as "qualified tax-exempt obligations" for purposes of Section 265 (b) (3) of the Code; (c) the reasonably anticipated amount of tax-exempt obligations ( other than any private activity bonds other than qualified 501(c) (3) bonds) which will be issued by the City (and all subordinate entities of the City) during calendar year 1995 will not exceed $10,000,000; and (d) not more than $10,000,000 of obligations issued by the City during calendar year 1995 have been designated for purposes of Section 265 (b) (3) of the Code. 6.05. The City will use its best efforts to comply with any federal procedural requirements which may apply in order to effectuate the designations made by this section. Section 7. Book -Entry System; Limited Obligation of City. 7.01. The Bonds will be initially issued in the form of a separate single typewritten or printed fully registered Bond for each of the maturities set forth in Section 1.03 hereof. Upon initial issuance, the ownership of each such Bond will be registered in the registration books kept by the Bond Registrar in the name of Kray & Co., as nominee for Midwest Securities Trust Company, Chicago, Illinois, and its successors and assigns (MSTC) . Except as provided in this section, all of the outstanding Bonds will be registered in the registration books kept by the Bond Registrar in the name of Kray & Co., as nominee of MSTC. 7.02. With respect to Bonds registered in the registration books kept by the Bond Registrar in the name of Kray & Co., as nominee of MSTC, the City, the Bond Registrar and the Paying Agent will have no responsibility or obligation to any broker dealers, banks and other financial institutions from time to time for which MSTC holds Bonds as securities depository ( the Participants) or to any other person SJB87700 MN190-49 on behalf of which a Participant holds an interest in the Bonds, including but not limited to any responsibility or obligation with respect to (i) the accuracy of the records of MSTC, Kray & Co. or any Participant with respect to any ownership interest in the Bonds, (ii) the delivery to any Participant or any other person other than a registered owner of Bonds, as shown by the registration books kept by the Bond Registrar, of any notice with respect to the Bonds, including any notice of redemption, or (iii) the payment to any Participant or any other person, other than a registered owner of Bonds, or any amount with respect to principal of, premium, if any, or interest on the Bonds. The City, the Bond Registrar and the Paying Agent may treat and consider the person in whose name each Bond is registered in the registration books kept by the Bond Registrar as the holder and absolute owner of such Bond for the purpose of payment of principal, premium and interest with respect to such Bond, for the purpose of registering transfers with respect to such Bonds, and for all other purposes. The Paying Agent will pay all principal of, premium, if any, and interest on the Bonds only to or on the order of the respective registered owners, as shown in the registration books kept by the Bond Registrar, and all such payments will be valid and effectual to fully satisfy and discharge the City's obligations with respect to payment of principal of, premium, if any, or interest on the Bonds to the extent of the sum or sums so paid. No person other than a registered owner of Bonds, as shown in the registration books kept by the Bond Registrar, will receive a certificated Bond evidencing the obligation of this resolution. Upon delivery by MSTC to the City Administrator of a written notice to the effect that MSTC has determined to substitute a new nominee in place of Kray & Co. , and the words "Kray & Co. , 11 will refer to such new nominee of MSTC; and upon receipt of such a notice, the City Administrator will promptly deliver a copy of the same to the Bond Registrar and Paying Agent, if the Bond Registrar or Paying Agent is other than the City Administrator. 7.03. Representation Letter. The form of representation letter proposed to be submitted to MSTC, which is on file with the City Administrator and presented to this meeting ( Representation Letter) , is hereby approved, and the City Administrator is authorized to execute and deliver the Representation Letter in substantially the form on file, with such changes therein not inconsistent with law as the City Administrator and the City Attorney may approve, which approval will be conclusively evidenced by the execution thereof. Any Paying Agent or Bond Registrar subsequently appointed by the City with respect to the Bonds will agree to take all action necessary for all representations of the City in the Representation letter with respect to the Bond Registrar and Paying Agent, respectively, to at all times to complied with. 7.04. Transfers Outside Book -Entry System. In the event the City, by resolution of the City Council, determines that it is in the best interests of the persons having beneficial interest in the Bonds that they be able to obtain Bond certificates, the City will notify MST C, whereupon MST C will notify the Participants, of the availability through MSTC of Bond certificates. In such event the City will issue, transfer and exchange Bond certificates as requested by MSTC and any other registered owners in accordance with the provisions of this Resolution. MSTC may determine to discontinue providing its services with respect to the Bonds at any time by giving notice to the City and discharging its responsibilities with respect thereto under applicable law. In such event, if no successor securities depository is appointed, the City will issue and the Bond Registrar will authenticate Bond SJB87700 MN190-49 certificates in accordance with this resolution and the provisions hereof will apply to the transfer, exchange and method of payment thereof. 7.05. Payments to Kray & Co. Notwithstanding any other provision of this resolution to the contrary, so long as any Bond is registered in the name of Kray & Co. , as nominee of MST C, all payments with respect to principal of, premium, if any, and interest on such Bond and all notices with respect to such Bond will be made and given, respectively in the manner provided in the Representation Letter. The motion for the adoption of the foregoing resolution was duly seconded by Member Perrault , and upon vote being taken thereon, the following voted in favor thereof: Anderson, Herbst, Stumpf, Perrault and Fyle and the following voted against the same: None whereupon said resolution was declared duly passed and adopted. SJB87700 MN190-49 ATTACHMENT A Year Lem 1996 $1489239 1997 1639638 1998 1599172 1999 1599689 2000 1649952 2001 1649208 2002 1669355 2003 1609593 2004 1659206 SJB87700 MN190-49 STATE OF MINNESOTA ) COUNTY OF WRIGHT ) SS. } CITY OF MONTICELLO ) I, the undersigned, being the duly qualified and acting City Administrator of the City of Monticello, Wright County, Minnesota, do hereby certify that I have carefully compared the attached and foregoing extract of minutes of a regular meeting of the City Council of the City held on May 22, 1995 with the original minutes on file in my office and the extract is a full, true and correct copy of the minutes insofar as they relate to the issuance and sale of $3,890,000 General Obligation Improvement Bonds, Series 1995A of the City. WITNESS My hand officially as such City Administrator and the corporate seal of the City this day of May 1995. (SEAL) SJB87700 MN190-49 676C. � City Administr r Monticello, Mi esota