City Council Resolution 1984-40RESOLUTION NO. 1984 #40
A RESOLUTION OF THE CITY COUNCIL OF THE
CITY OF~ MONTICELLO, MINNESOTA ("CITY")
AUTHORIZING THE ISSUANCE, SALE AND DELNERY
OF THE $475,000 COMMERCIAL DEVELOPMENT
REVENUE NOTE (FULFILLMENT SYSTEMS, INC.
PROJECT), SERIES 1984 ("NOTE"), WHICH NOTE
AND THE INTEREST AND ANY PREMIUM THEREON
SHALL BE PAYABLE SOLELY FROM THE REVENUES
DERNED FROM THE LOAN AGREEMENT; r
APPROVING THE FORM OF AND AUTHORIZING THE
EXECUTION AND DELNERY OF A DISBURSING
AGREEMENT, A LOAN AGREEMENT, AND AN
ASSIGNMENT OF LOAN AGREEMENT; APPROVING
THE FORM OF A COMBINATION MORTGAGE,
SECURITY AGREEMENT AND FIXTURE FINANCING
STATEMENT AND A GUARANTEE AGREEMENT;
APPROVING THE FORM OF AND AUTHORIZING THE
EXECUTION AND DELNERY OF THE NOTE; AND
PROVIDING FOR THE SECURITIES, RIGHTS AND
REMEDIES OF THE HOLDER OF SAID NOTE
WHEREAS, the purpose of the Minnesota Municipal Industrial Development
Act, Minnesota Statutes, Chapter 474, as amended (the "Act"), as found and
determined by the Legislature of the State of Minnesota, is to promote the welfare
of the State of Minnesota by the active attraction, encouragement and develop-
ment of economically sound industry and commerce to prevent so far as possible
the emergence of blighted and marginal lands and areas of chronic unemployment,
and for this purpose the State of Minnesota has encouraged action by -local
governmental units; and
WHEREAS, factors necessitating the active promotion and development of
economically sound industry and commerce are the increasing concentration of
population in urban and metropolitan areas, the rapidly rising increase in the
amount and cost of governmental services required to meet the needs of the
increased population, and the need for development and use of land which will
provide an adequate tax base to finance these increased costs; and
WHEREAS, the City of Monticello, Minnesota (the "City") desires to expand
the business and employment opportunities, and the available tax base of the City
and to promote the redevelopment of property within the City; and
WHEREAS, the City is authorized by the Act to enter into a revenue
agreement with any person, firm, or public or private corporation or federal or
state governmental person, firm or public or private corporation or federal or state
governmental subdivision or agency in such manner that payments required thereby
to be made by the contracting party shall be fixed, and revised from time to time
as necessary, so as to produce income and revenue sufficient to provide for the
due, and the revenue agreement shall also provide that the contracting party shall
be required to pay all expenses of the operation and maintenance of the project
including, but without limitation, adequate insurance thereon and insurance against
all liability for injury to persons or property arising from the operation thereof, and
all taxes and special assessments levied upon or with respect to the project and
payable during the term of the revenue agreement; and
WHEREAS, the Act further authorizes the City to issue revenue bonds, in
anticipation of the collection of revenues of a project, to finance, in whole or in
part, the cost of acquisition, construction, reconstruction, improvement,
betterment, or extension of such project; and
WHEREAS, the City has received from Fulfillment Systems, Inc., a
Minnesota corporation (the "Developer"), a proposal that the City finance a project
for purposes consistent with the Act, said project to consist of the construction of
a building expansion for use as an office and commercial facility (the "Project") in
the City; and
WHEREAS, by Resolution No. 1983 #86 adopted on November 14, 1983 (the
"Preliminary Resolution"), the City determined that, on the basis of information
provided to it by the Developer and others, the effect of the Project, if
undertaken, would be to encourage the development of economically sound
commerce in the City, increase the assessed value of property within the City,
increase current employment opportunities for residents of the City and
surrounding areas, and to facilitate the redevelopment of property within the City,
all to the benefit of the residents and taxpayers of the City; and
WHEREAS, by the Preliminary Resolution, the City approved the proposal of
the Developer that the City undertake to provide financing for the Project and
gave preliminary approval of the Project, including the issuance, sale and delivery
of the $475,000 Commercial Development Revenue Note (Fulfullment Systems,
Inc.) Series 1984 (the "Note"), subject to final approval by the City; and
WHEREAS, the approval of this Project by the Commissioner of the
Minnesota Energy and Economic Development Authority has been obtained and
such approval is a requirement under the Act before the Note can be issued; and
WHEREAS, the City proposes to finance the undertaking of said Project
under the Act by the issuance of the Note of the City under this resolution as
hereinafter defined; and
WHEREAS, the Note issued under this resolution will be secured by a
mortgage and lien on said Project and a pledge and assignment of the Loan
Agreement, as hereinafter defined, and of the revenues derived by the City from
the Loan Agreement and said Note and the interest on said Note shall be payable
solely from the revenue pledged therefor and the Note shall not constitute a debt
of the City within the meaning of any constitutional or statutory limitation nor
shall constitute nor give rise to a pecuniary liability of the City or a charge against
its general credit or taxing powers and shall not constitute a charge, lien, or
encumbrance, legal or equitable, upon any property of the City other than the
City's interest in said Project.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE
CITY OF MONTICELLO:
1. That the City Council of the City finds, determines and declares that
the construction of the Project within the City will expand the business and
employment opportunities within the City, will expand the tax base of the City,
will promote the redevelopment of property within the City, and will generally aid
and assist the City, the School District, and the County of Wright.
2. That for the purpose of financing the acquisition, construction and
installation of the Project, there is hereby authorized the issuance, sale and
delivery of the Note. The Note shall bear interest at the rate, shall be numbered,
shall be dated, shall mature, shall be subject to redemption prior to maturity, shall
be in such form, and shall have such other details and provisions as are prescribed
in Exhibit A attached hereto.
3. That the Note shall be a revenue obligation of the City the proceeds
of which shall be disbursed pursuant to the Disbursing Agreement, dated as of the
date of the Note, and executed by Wright County State Bank of as lender and
disbursing agent, (the "Lender"), the Developer, and the City (the "Disbursing
Agreement"), and the principal, premium, if any, and interest on which shall be
payable solely from the revenues derived from the Loan Agreement, dated as of
the date of the Note, and executed by the City and the Developer (the "Loan
Agreement") The Mayor of the City (the "Mayor") and the City Administrator of
the City (the "City Administrator") are hereby authorized and directed to execute
and deliver the Note.
4. That the Disbursing Agreement, the Loan Agreement, the Assignment
of Loan Agreement, dated as of the date of the Note, and executed by the City,
the Lender and the Developer (the "Assignment of Loan Agreement"), all in the
form now on file with the City Administrator are hereby approved. The Mayor and
City Administrator of the City are hereby authorized and directed to execute and
deliver the Disbursing Agreement, Loan Agreement, and the Assignment of Loan
Agreement.
5. That the Combination Mortgage Security Agreement and Fixture
Financing Statement, dated as of the date of the Note, and executed by the
Developer, and the Guarantee Agreement, dated as of the date of the Note and
executed by John A. Peach and Trudence K. Peach as guarantors, are hereby
approved in the form on file with the City Administrator.
6. That upon approval by the Mayor, and concurrence by the City
Attorney, amendments may be made to the aforementioned documents to the
extent not inconsistent with this resolution. Such approval and concurrence shall
be evidenced by the execution of the aforementioned documents by the City and
the delivery of the opinion of the City Attorney.
7. That the Mayor and City Administrator the City are hereby
authorized to execute and deliver, on behalf of the City, such other documents as
are necessary or appropriate in connection with the issuance, sale, and delivery of
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the Note, including the No-Arbitrage Certificate, and all other documents and
certificates as shall be necessary and appropriate in connection with the issuance,
sale and delivery of the Note.
8. That all covenants, stipulations, obligations and agreements of the
City contained in this resolution and the aforementioned documents shall be
deemed to be the covenants, stipulations, obligations and agreements of the City to
the full extent authorized or permitted by law, and all such covenants, stipulations,
obligations and agreements shall be binding upon the City. Except as otherwise
provided in this resolution, all rights, powers and privileges conferred and duties
and liabilities imposed upon the City by the provisions of this resolution or of the
aforementioned documents shall be exercised or performed by the City or by such
members of the City Council, or such officers, board, body or agency thereof as
may be required by law to exercise such powers and to perform such duties.
No covenant, stipulation, obligation or agreement herein contained or
contained in the aforementioned documents shall be deemed to be a covenant,
stipulation, obligation or agreement of any member of the City Council of the
City, or any officer, agent or employee of the City in that person's individual
capacity, and neither the City Council of the City nor any officer executing the
Note shall be liable personally on the Note or be subject to any personal liability or
accountability by reason of the issuance thereof.
9. That except as herein otherwise expressly provided, nothing in this
resolution or in the aforementioned documents expressed or implied, is intended or
shall be construed to confer upon any person or firm or corporation, other than the
City or any holder of the Note issued under the provisions of this resolution, any
right, remedy or claim, legal or equitable, under and by reason of this resolution or
any provision hereof, this resolution, the aforementioned documents and all of their
provisions being intended to be and being for the sole and exclusive benefit of the
City and any holder from time to time of the Note issued under the provisions of
this resolution .
10. That in case any one or more of the provisions of this resolution, or
of the aforementioned documents, or of the Note issued hereunder shall for any
reason be held to be illegal or invalid, such illegality or invalidity shall not affect
any other provision of this resolution, or of the aforementioned documents, or of
the Note, but this resolution, the aforementioned documents, and the Note shall be
construed and endorsed as if such illegal or invalid provision had not been contained
therein.
11. That the Note, when executed and delivered, shall contain a recital
that it is issued pursuant to the Act, and such recital shall be conclusive evidence
of the validity of the Note and the regularity of the issuance thereof, and that all
acts, conditions and things required by the laws of the State of Minnesota relating
to the adoption of this resolution, to the issuance of the Note and to the execution
of the aforementioned documents to happen, exist and be performed precedent to
and in the enactment of this resolution, and precedent to issuance of the Note and
precedent to the execution of the aforementioned documents have happened, exist
and have been performed as so required by law.
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12. That the officers of the City, attorneys, engineers and other agents
or employees of the City are hereby authorized to do all acts and things required of
them by or in connection with this resolution, the aforementioned documents, and
the Note for the full, punctual and complete performance of all the terms,
covenants and agreements contained in the Note, the aforementioned documents
and this resolution. In the event that the Mayor or City Administrator of the City
are unable to carry out the execution of any of the documents provided herein, any
other member of the City Council of the City or the City Finance Director shall be
authorized to act in their capacity and undertake such execution on behalf of the
City with full force and effect, which executions shall be valid and binding on the
City.
13. That this resolution shall be in full force and effect from and after
its passage.
Adopted by the City Council of the City of Monticello this day of
~____ , 1984.
Attest:
City Ad 'nistrator
(_-~
Mayor
EXHIBIT A
UNITED STATES OF AMERICA
STATE OF MINNESOTA
CITY OF MONTICELLO
Commercial Development Revenue Note
(Fulfillment Systems, Inc., Project)
R-1
$475,000
The City of Monticello, Minnesota, a public body corporate and politic, (the
"City"), State of Minnesota, for value received, hereby promises to pay to Wright
County State Bank, a Minnesota banking corporation (the "Lender"), or its assigns
(the Lender and any assigns are hereinafter referred to as the "Holder"), at its
designated principal office or such other place as the Holder may designate in
writing, but solely from the revenues derived from a Loan Agreement (the "Loan
Agreement"), of even date herewith, executed by Fulfillment Systems, Inc., a
Minnesota corporation (the "Developer"), and the City providing for a loan of the
proceeds from this Note to the Developer, the principal sum of Four Hundred
Seventy-Five Thousand Dollars ($475,000), or so much thereof as has been advanced
pursuant to the terms of the Disbursing Agreement, as hereinafter defined with
interest as hereinafter provided, in any coin or currency which at the time or times
of payment is legal tender for the payment of public or private debts in the United
States of America. The principal of and interest on this Note is payable in
installments due as follows:
(a) Commencing on the fifth day of the month following the delivery of
this Note and on the fifth day of each month thereafter until and including
the fifth day of the month preceding the Amortization Date (as hereinafter
defined), interest accrued on the outstanding principal balance of this Note
at the rate equal to the Interest Rate, as hereinafter defined, shall be
payable.
(b) Commencing on January 5, 1985, (the "Amortization Date") and
continuing on the fifth day of each month thereafter until the Final
Maturity Date (as hereinafter defined), principal and interest at the Interest
Rate shall be payable, in consecutive monthly installments. The amount of
each such installment of principal and interest shall be the amount required
to fully amortize the principal amount of this Note, based upon a fifteen
(15) year amortization schedule beginning on the Amortization Date with
substantially equal monthly payments, calculated with interest accruing at
the then current Interest Rate.
(c) Payment of the entire unpaid principal balance of this Note, together
with accrued but unpaid interest thereon, and all other indebtedness due due
hereunder shall be payable on January 5, 2000 (the "Final Maturity Date").
If any payment of principal or interest is not paid when due, each and every such
delinquent payment, including the entire principal balance and accrued interest in
the event of an acceleration of this Note, shall bear interest to the extent
permitted by law at the Interest Rate per annum then payable on this Note from its
due date until payment.
The interest rate payable on this Note (the "Interest Rate") shall be the Prime
Interest Rate, as hereinafter defined, minus one percent (1%). The Interest Rate
shall be adjusted quarterly on the fifth day of each January, April, July and
October to a rate equal to one percent (1%) below the Prime Interest Rate in
effect on the first day of each such January, April, July and October; provided that
in no event shall the Interest Rate ever be less than ten percent (10%) per annum
or greater than sixteen percent (16%) annum.
The term "Prime Interest Rate" means the rate of interest from time to time
publicly announced by First National Bank of Minneapolis, Minnesota, as its prime
rate. In the event that such bank discontinues the practice of publicly announcing
its prime rate, the term "Prime Interest Rate" shall mean the rate of interest upon
ninety-day unsecured loans to the most responsible corporate, commercial
borrowers, with the highest credit rating, in effect at the First National Bank of
Minneapolis, Minneapolis, Minnesota, from time to time.
In the event that the interest on this Note shall become subject to federal income
taxation pursuant to a Determination of Taxability (as hereinafter defined), the
Interest Rate on this Note shall be increased, retroactively effective from and
after the Date of Taxability (as hereinafter defined) to the Prime Interest Rate
plus four percent (4%) per annum, subject to adjustments quarterly as provided
above; provided that such rate shall in no event be less than thirteen percent (13%)
per annum. The City shall immediately upon demand pay to the Holder and to each
prior Holder affected by such Determination of Taxability an amount equal to the
amount by which the interest accrued retroactively at such increased rate from the
Date of Taxability to the date of payment exceeds the amount of interest actually
accrued and paid to the Holder and any such prior Holder during said period. Such
obligation of the City shall survive the payment in full of the principal amount of
this Note. Thereafter, the unpaid principal balance of the Note shall be payable in
substantially equal monthly installments of principal and interest in amounts
sufficient to amortize said unpaid principal balance over the remainder of the
assumed 15-year amortization period specified in paragraph (b) above, with
accrued interest on said unpaid principal balance to be payable with each principal
installment, and with a final payment of the entire unpaid principal balance and all
interest thereon and all other indebtedness due hereunder to be due on the Final
Maturity Date.
The Holder shall give notice to the Developer of its receipt of any Notice of
Taxability (as hereinafter defined) and permit the Developer to contest, litigate, or
appeal the same at its sole expense if a contest, litigation, or appeal is available to
the Developer. In the event any such contest, litigation, or appeal is undertaken,
the increased interest provided in the preceding paragraph shall, nevertheless, be
payable to the Holder.
All interest hereon shall be computed on the basis of a year of three hundred sixty
(360) days and charged for actual days principal is unpaid.
The terms "Determination of Taxability," "Date of Taxability" and "Notice of
Taxability" as used herein shall have the meanings ascribed to such terms in the
Loan Agreement.
The City may prepay the principal of this Note, in whole or in part, at any time,
without premium or penalty, upon payment of the principal amount being so
prepaid, plus accrued interest hereon to the date of prepayment. After any partial
prepayment hereunder, the Holder may elect to adjust the monthly installment
payments of principal and interest required of the City under this Note to an
amount sufficient to amortize the then unpaid principal blance of this Note, in full,
in equal monthly installment payments of principal and interest by the Final
Maturity Date, or the Holder may require that no adjustment in the amount of
monthly installment payments due hereunder be made after any partial
prepayment.
This Note is issued under and pursuant to authority granted by the Minnesota
Municipal Industrial Development Act, being Minnesota Statutes, Chapter 474, as
amended, (the "Act"), for the purpose of providing funds for a project, as defined in
Minnesota Statutes, Section 474.02, subdivision 1a, consisting of the acquisition of
certain real estate and construction of improvements thereon, and paying
necessary expenses incidental thereto, such funds to be loaned by the City to the
Developer pursuant to a resolution adopted by the City (the "ftesolution") and the
Loan Agreement, thereby assisting activities in the public interest and for the
public welfare of the City of Monticello. The proceeds of the Note are being
advanced to the Developer pursuant to the terms of a Disbursing Agreement, dated
as of the date of the Note, between and among the City, the Developer and the
Lender (the "Disbursing Agreement"). This Note is secured by, among other
instruments, an Assignment of Loan Agreement, of even date herewith (the
"Assignment of Loan Agreement"), from the City to Lender, a Mortgage, of even
date herewith from the Developer to the Lender (the "Mortgage") and a Guaranty
Agreement, of even date herewith (the "Guarantee") naming John A. Peach and
Trudence K. Peach as guarantors.
This Note and interest thereon and any penalty, premium, or other indebtedness
due hereunder are payable solely from the revenues and proceeds derived from the
Loan Agreement and the Mortgage, and do not constitute a debt of the City of
Monticello within the meaning of any constitutional, or statutory limitation, are
not payable from or a charge upon any funds other than the revenues and proceeds
pledged to the payment thereof, and do not give rise to a pecuniary liability of the
City of Monticello (other than from proceeds derived from the Loan Agreement),
or, to the extent permitted by law, of any of its officers, agents, or employees, and
no Holder of this Note shall ever have the right to compel any exercise of the
taxing power of the City of Monticello to pay this Note or the interest thereon, or
to enforce payment thereof against any property of the City of Monticello (other
than proceeds derived from the Loan Agreement), and this Note does not constitute
a charge, lien, or encumbrance, legal or equitable, upon any property of the City of
Monticello (other than proceeds derived from the Loan Agreement), and the
agreement of the City to perform or cause the performance of the covenants and
other provisions herein referred to shall be subject at all times to the availability
of revenues or other funds furnished for such purpose in accordance with the Loan
Agreement, sufficient to pay all costs of such performance or the enforcement
thereof.
On the date of issuance, the City will register this Note upon its books. Upon such
registration, this Note shall be transferable upon the books of the City, by the
Holder hereof in person or by its attorney duly authorized in writing, upon
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surrender hereof together with a written instrument of transfer satisfactory to the
City, duly executed by the Holder or its duly authorized attorney. Upon such
transfer the City will note the date of registration and the name and address of the
new Holder upon the books of the City and in the registration blank appearing
below. The City may deem and treat the person in whose name this Note is last
registered upon the books of the City with such registration also noted on the Note,
as the absolute owner hereof, whether or not overdue, for the purpose of receiving
payment of or on account of the principal balance, redemption price, or interest,
and for all other purposes, and all such payments so made to the Holder or upon its
order shall be valid and effectual to satisfy and discharge the liability upon this
Note to the extent of the sum or sums so paid, and the City shall not be affected
by any notice to the contrary.
All of the agreements, conditions, covenants, provisions, and stipulations contained
in the Mortgage, the Resolution, the Loan Agreement and the Assignment of Loan
Agreement, or any instrument securing this Note and all of the agreements,
conditions, provisions, and stipulations contained in the Disbursing Agreement are
hereby made a part of this Note to the same extent and with the same force and
effect as if they were fully set forth herein. It is agreed that time is of the
essence of this Note. If an Event of Default occurs under the Mortgage, the Loan
Agreement, or the Disbursing Agreement, or any other instrument securing this
Note, then the Holder of this Note may at its right and option declare immediately
due and payable, in whole or in part, the principal balance of this Note and interest
accrued thereon, and, to the extent permitted by law, the applicable prepayment
premium, if any, together with any costs of collection including attorneys' fees
incurred by the Holder of this Note in collecting or enforcing payment hereof,
whether suit be brought or not, and all other sums due hereunder or under the
Mortgage, the Loan Agreement, or Disbursing Agreement, or any instrument
securing this Note, subject to the limitations contained therein.
The remedies of the Holder of this Note as provided herein, and in the Mortgage,
the Loan Agreement, the Disbursing Agreement, or any other instrument securing
this Note, shall be cumulative and concurrent and may be pursued singly,
successively, or together, and, at the sole discretion of the Holder of this Note,
may be exercised as often as occasion therefor shall occur; and the failure to
exercise any such right or remedy shall in no event be construed as a waiver or
release thereof.
The Holder of this Note shall not be deemed, by any act of omission or commission,
to have waived any of its rights or remedies hereunder unless such waiver is in
writing and signed by the Holder of this Note and then only to the extent
specifically set forth in the writing. A waiver with reference to one event shall
not be construed as continuing or as a bar to or waiver of any right or remedy as to
a subsequent event. This Note may not be amended, modified, or changed except
only by an instrument in writing signed by the party against whom enforcement of
any such amendment, modification, or change is sought.
If any term of this Note, or the application thereof to any person or circumstances,
shall, to any extent, be invalid or unenforceable, the remainder of this Note, or the
application of such term to persons or circumstances other than those to which it is
invalid or unenforceable, shall not be affected thereby, and each term of this Note
shall be valid and enforceable to the fullest extent permitted by law.
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1t is intended that this Note is made with reference to and shall be construed as a
Minnesota contract and governed by the laws thereof.
IT IS HEREBY CERTIFIED AND RECITED that all conditions, acts, and things
required to exist, happen, and be performed precedent to or in the issuance of this
Note do exist, have happened, and have been performed in regular and due form as
required by law.
IN WITNESS WHEREOF, the City of Monticello has caused this Note to be duly
executed by its duly authorized officers and its corporate seal affixed all as of the
day of , 1984
B ~~ ~- .~'
Y
Mayor
(SEAL)
.~
By
City Ad inistrator
CERTIFICATE OF REGISTRATION
It is hereby certified that the undersigned has registered this Note in the name of
the Holder, as indicated in the registration blank below, on the books of the City
kept for that purpose.
Name of Registered Holder Date of Registration Signature of City Official
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