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2014 Monticello Annual Comprehensive Financial ReportCITY OF MONTICELLO,MINNESOTA ComprehensiveAnnualFinancialReport FORTHEFISCALYEARENDEDDECEMBER31,2014 CityofMonticello WrightCounty,Minnesota COMPREHENSIVE ANNUAL FINANCIAL REPORT YEARENDEDDECEMBER31,2014 Preparedby THE“FINANCETEAM” JulieCheney,FinanceAssistant RaeLynnCooks,Payroll-FinanceClerk DebbieDavidson,FinanceClerk PatKovich,UtilityBillingSpecialist AngieMcIntire,AssistantFinanceDirector WayneW.Oberg,FinanceDirector CITYOFMONTICELLO ComprehensiveAnnualFinancialReport TableofContents December31,2014 INTRODUCTORYSECTION Page LetterofTransmittal 1 GFOACertificateofAchievementforExcellenceinFinancialReporting 4 OrganizationChart 5 DirectoryofOfficials 6 FINANCIALSECTION IndependentAuditor'sReport 7 Management'sDiscussionandAnalysis 9 BasicFinancialStatements Government-wideFinancialStatements StatementofNetPosition 19 StatementofActivities 21 FundFinancialStatements BalanceSheet-GovernmentalFunds 22 ReconciliationoftheGovernmentalFundsBalanceSheettotheStatementofNetPosition 23 StatementofRevenue,ExpendituresandChangesinFundBalances-GovernmentalFunds 24 ReconciliationoftheStatementofRevenues,ExpendituresandChangesinFundBalancesofGovernmentalFundsto theStatementofActivities 25 StatementofNetPosition-ProprietaryFunds 26 StatementofRevenues,ExpensesandChangesinNetPosition-ProprietaryFunds 29 StatementofCashFlows-ProprietaryFunds 30 NotestotheFinancialStatements 32 RequiredSupplementaryInformation SchedulesofFundingProgress 53 ScheduleofRevenues,ExpendituresandChangesinFundBalance-BudgetandActual-GeneralFund 54 ScheduleofRevenues,ExpendituresandChangesinFundBalance-BudgetandActual-CommunityCenterFund 56 ScheduleofRevenues,ExpendituresandChangesinFundBalance-BudgetandActual-EconomicDevelopmentAuthorityFund 57 NotestotheRequiredSupplementryInformation 58 CombiningIndividualFundStatements NonmajorGovernmentalFunds CombiningBalanceSheet 59 CombiningStatementofRevenues,ExpendituresandChangesinFundBalances 60 InternalServiceFunds CombiningStatementofNetPosition 61 CombiningStatementofRevenues,ExpensesandChangesinNetPosition 62 CombiningStatementofCashFlows 63 (continued) I CITYOFMONTICELLO ComprehensiveAnnualFinancialReport TableofContents December31,2014 (continued) Page OtherSupplementrySchedules ScheduleofAssets,Liabilities,DeferredInflowsofResources,andFundBalances-DebtServiceActivities 65 ScheduleofRevenues,ExpendituresandOtherFinancingSources(Uses)-DebtServiceActivities 66 ScheduleofRevenues(Sources)andExpenditurres(Uses)-GeneralFund 67 STATISTICALSECTION Financialtrends NetPositionbyComponent-LastTenFiscalYears 71 ChangesinNetPosition-LastTenFiscalyears 72 FundBalancesofGovernmentalFunds-LastTenFiscalYears 74 ChangesinFundBalancesofGovernmentalFunds-LastTenFiscalYears 75 GovernmentalFundsTaxRevenuesbySource-LastTenFiscalYears(modifiedaccrualbasis)76 GeneralGovernmentalTaxRevenuesbySource-Last10FiscalYears(accrualbasis)77 Revenuecapacity TaxCapacityValueandEstimatedMarketValueofTaxableProperty-LastTenFiscalYears 78 PropertyTaxRates-AllDirectandOverlappingGovernments-LastTenFiscalYears 79 PropertyTaxLeviesandCollections-LastTenFiscalYears 80 PrincipalPropertyTaxpayers-CurrentYearandNineYearsAgo 81 WaterSoldbyCustomerType-LastTenFiscalYears 82 WaterandSewageUtilityRates-LastTenFiscalYears 83 Debtcapacity RatiosofOutstandingDebtbyType-LastTenFiscalYears 84 RatiosofNetGeneralObligationBondedDebtOutstanding-LastTenFiscalYears 85 LegalDebtMarginInformation-LastTenFiscalYears 86 ComputationofDirectandOverlappingDebt 87 ScheduleofRevenueBondCoverage-LastTwoFiscalYears 88 Economicanddemographicinformation Demographic&EconomicStatistics-LastTenFiscalYears 89 PrincipalEmployers-CurrentYearandNineYearsAgo 90 Operatinginformation CityGovernmentEmployeesbyFunction/Program-LastTenFiscalYears 91 OperatingIndicatorsbyFunction-LastTenFiscalYears 92 CapitalAssetsStatisticsbyFunction-LastTenFiscalYears 94 II INTRODUCTORY SECTION LetterofTransmittalCITYOFMONTICELLO FinanceDepartment June25,2015 TotheHonorableMayor,MembersoftheCityCouncil,andtheCitizensof theCityofMonticello: IampleasedtopresenttheComprehensiveAnnualFinancialReport (CAFR)oftheCityofMonticello,Minnesota(thecity)forthefiscalyear endedDecember31,2014.Responsibilityforboththeaccuracyofthedata andthecompletenessandfairnessofthepresentation,includingall disclosures,restswiththecity.Tothebestofourknowledgeandbelief,the encloseddataisaccurate,inallmaterialrespects,andisreportedina mannerdesignedtopresentfairlythefinancialpositionandresultsof operationsofthevariousfundsofthecity.Alldisclosuresnecessaryto enablethereadertogainanunderstandingofthecity’sfinancialactivities havebeenincluded. Managementassumesfullresponsibilityforthecompletenessandreliability oftheinformationcontainedinthisreport,baseduponacomprehensive frameworkofinternalcontrolthatithasestablishedforthispurpose. Becausethecostofinternalcontrolshouldnotexceedanticipatedbenefits, theobjectiveistoprovidereasonable,ratherthanabsolute,assurancethat thefinancialstatementsarefreeofanymaterialmisstatements. Thecity’sfinancialstatementshavebeenauditedbyMalloy,Montague, Karnowski,Radosevich&Co.,P.A.(MMKR),afirmoflicensedcertified publicaccountants.Thegoaloftheindependentauditwastoprovide reasonableassurancethatthefinancialstatementsofthecityforthefiscal yearendedDecember31,2014arefreeofmaterialmisstatements.The independentauditinvolvedexamining,onatestbasis,evidencesupporting theamountsanddisclosuresinthefinancialstatements,assessingthe accountingprinciplesusedandsignificantestimatesmadebymanagement, andevaluatingtheoverallfinancialstatementpresentation.Theindependent auditorconcluded,basedupontheaudit,thattherewasareasonablebasis forrenderinganunmodifiedopinionthatthecity’sfinancialstatementsfor thefiscalyearendedDecember31,2014,arefairlypresentedinconformity withaccountingprinciplesgenerallyacceptedintheUnitedStatesof America.Theindependentauditor’sreportispresentedasthefirst componentofthefinancialsectionofthisreport. ThepreparationofthisCAFRisarequirementofstatelaw.Also,theCAFR isrequiredbythebondratingagenciesbeforetheywillratethecity’sbonds. Thereportcanbeusedbythecitycouncilandthecitizensofthecitytogain abetterunderstandingofthefinancialconditionofthecity. AccountingprinciplesgenerallyacceptedintheUnitedStatesofAmerica requirethatmanagementprovideanarrativeintroduction,overview,and analysistoaccompanythebasicfinancialstatementsintheformof Management’sDiscussionandAnalysis(MD&A).Thisletteroftransmittalis designedtocomplementtheMD&Aandshouldbereadinconjunctionwith it.Thecity’sMD&Acanbefoundimmediatelyfollowingthereportofthe auditors. PROFILEOFTHECITY ThecityissituatedinaprimelocationonInterstate94betweencitiesof Minneapolis/St.PaulandSt.Cloud.Thecityhasexperiencedtremendous growthwithinthelast15yearsintheresidential,commercial,office,and retailsectors.Thecityisarapidlygrowing,freestandingurbanfringe communityencompassingapproximately5,000acresandapopulation nearing13,000.ThecityishometooneofMinnesota’stwonuclearpower plants,bothownedbyXcelEnergy,Inc.(NYSE:XEL).Withasmallcarbon footprint,theXcelplantisalsothecity’slargestemployerandproperty taxpayer.Additionally,Monticello’sbusinessfriendlyenvironmentprovidesa homeforCargillKitchenSolutions.Theprivately-owned,agri-giantisthe city’slargestcustomerofwaterandsewageutilityservices. Thecitywasfoundedbysecond-generationAmericanswhomigratedwest inthemid-1800s.Earlysettlersfoundthegentlyslopingbanksandshallow riverlevelsoftheMississippiRivermadealogicalplaceforarivercrossing. Incorporatedin1856,thecitygrewquicklyduringtheearlysettlementyears andthenleveledtoapopulationofabout1,300.Itwasthisoriginal settlementthatbecamethecorecityandsurvivestodayasdowntown Monticello. Thecityoperatesunderthe“OptionalPlanA”formofgovernmentasdefined inMinnesotaStatutes.Underthisplan,thegovernmentofthecityisdirected byacitycouncilcomposedofanelectedmayorandfourelectedcouncil 1 LetterofTransmittalCITYOFMONTICELLO members.Thecitycouncilexerciseslegislativeauthorityanddeterminesall mattersofpolicy.Thecitycouncilappointspersonnelresponsibleforthe properadministrationofallaffairsrelatingtothecity.Councilmembersserve four-yearterms,withtwomemberselectedeverytwoyears.Themayoris electedforatwo-yearterm.Themayorandmembersofthecitycouncilare electedatlarge. Thecityprovidesafullrangeofservices:theconstructionandmaintenance ofstreetsandotherinfrastructure;snowremoval;parkandcemetery maintenance;recreationalandculturalactivities;water,sewer,surface water,residentialgarbage,andrecyclingsystems;communitydevelopment, buildinginspection,planning,police,fire,andliquorstoreoperations;acity- runfiberopticsystemandcommunitycenter;andgeneralgovernment operations,includingadministration,finance/accounting,information systems,communityinformation,andgeneralgovernmentbuildings. ThecitycouncilisrequiredtoadoptafinalbudgetbylateDecemberforthe subsequentyear.Thebudgetispreparedbyfund,function(e.g.public works),anddepartment(e.g.streetsandalleys).Transfersofappropriations betweenfundsrequiretheapprovalofthecitycouncil.Thelegallevelof budgetarycontrolisthedepartmentlevelintheGeneralFundandfundlevel inallotherfunds.Budgetamendmentsrequirecitycouncilapproval. FINANCIALPLANNINGANDTHELOCALECONOMY Thecityisrecoveringslowlyfromrecenteconomicwoesthathaveaffected othercommunitiesinWrightCountyandthroughoutthestateofMinnesota. Thenuclearpowerplantprovidesthecitywitharelativelystabletaxand employmentbase.Duringtheeconomicdownturn,newcommercial developmentcametovirtualstandstillandtodaygrowthremainsanemic. However,thecitylostveryfewofitslocalbusinesses,althoughsome reducedtheirworkforceandscaledbackoperations.Therapidresidential growthstartingnearlyadecadeagohasslowedsignificantlybutthecitywas nothitwithalargenumberofforeclosedhomes. Inthepast,thestateofMinnesotahasreducedlocalgovernmentaid(LGA) andthemarketvaluehomesteadcredit(MVHC)tocitiesandcountiesasa waytobalanceitsownbudget.SincethecitydoesnotreceiveLGA,the city’sfinancesarerelativelyinsulatedfromthestate’sbudgetproblems.In 2012,thestateeliminatedtheMVHCandreplaceditwithaMarketValue Exclusionprogram,whichthecityincorporatedintoits2014budget.The newprogramshiftedmoreofthetaxburdentononresidentialproperty taxpayers. Theeconomyandhousingmarkethasalsoaffectedcityrevenuesfor buildingpermits.Thecityissued1,412buildingpermitsin2005withatotal valuationof$68,069,444.In2014,thecityissued721permitswithatotal valuationof$19,714,896.Inquiries,fieldedbytheBuildingDepartment, indicate2015residentialhousingpermits(new)willcompetewith2014 totals. Fortunately,thecitydoesnotrelyonthestateasamajorfundingsource (LGA).Inaddition,thecityhasbudgetedconservativelyovertheyears, resultinginverymodestgrowthinthepropertytaxlevy.Toassistexternal stakeholders,thecityisexploringvariouswaystobetterrepresentits financialposition,suchastheeliminationofallinterfundloans/receivablesin 2012.Otherinitiativesincludeconsolidatingfundswithsimilarpurposes, distributingunallocatedexpensesandaggregatingsimilarcostsfor distributionassingleamountstoeachbudgetunit(i.e.ITServices–Internal ServicesFund)in2013. MAJORINITIATIVES Thecityhasthreemajorongoinginitiativesin2014.Thefirstongoing initiativeistherevitalizationofitshistoricdowntown.Thedowntownisthe oldestpartofthecityandmanyofthebuildingsareinneedofmaintenance. 2 LetterofTransmittalCITYOFMONTICELLO Inaddition,theamountoftrafficonStateHighway25andCountyRoad75 makesbothvehicleandpedestriantrafficdifficulttomovefromoneareaof thedowntowntoanother.Becauseoftheseissues,anumberofthestore frontsareunoccupied.Toaddresstheseissues,thecitycompletedan EmbracingDowntownMonticelloinitiativewiththegoaltoidentifyneeded improvementsandenhancements,whichwillonceagainmakethe downtownareaavibrantshoppingandresidentdestination.Thechallenge movingforwardwillbetheimplementationoftheplanandcreating developmentopportunitieswithinthedowntownareafornewandexisting businesses. ThesecondongoinginitiativeisthejointpurchasewithWrightCountyof BertramChainofLakesproperties.ThecityandWrightCountyhavealready acquired750acresofthe1,200acresite.The1,200acresiteincludesfour pristinelakesandwoodlands,whichwhenpurchasedwillbecomearegional park.WrightCountyandthecityobtainedmatchinggrantfundsfromthe statetopurchaseadditionalacreagein2014. Stabilizingtheoperationsofthecityfiberopticsoperationsisthelast initiative.Afterasuccessionofgeneralmanagersandsettlementofthe bondholderclaims,thecityispositionedtomoveforwardwithaleaner,less expensivetelecommunicationsutility. INTERNALCONTROL Themanagementofthecityisresponsibleforestablishingandmaintaining internalcontroldesignedtoensurethattheassetsofthecityareprotected fromloss,theft,ormisuseandthatadequateaccountingdataiscompiledto allowforthepreparationoffinancialstatementsinconformitywith accountingprinciplesgenerallyacceptedintheUnitedStatesofAmerica. Thecity’sinternalcontrolsaredesignedtoprovidereasonable,butnot absoluteassurancethattheseobjectivesaremet.Theconceptof reasonableassurancerecognizesthat:1)thecostofacontrolshouldnot exceedthebenefitslikelytobederived,and2)thevaluationofcostand benefitrequiresestimatesandjudgmentsbymanagement.Thecity’s internalcontrolsaresubjecttoperiodicevaluationbymanagementandthe FinanceDepartmentstaffofthecity. BUDGETINGCONTROLS Inaddition,thecitymaintainsbudgetarycontrols.Theobjectiveofthese budgetarycontrolsistoassurecompliancewithlegalprovisionsembodiedin theannualappropriatedbudgetapprovedbythecitycouncil.Activitiesofthe GeneralFundareincludedintheannualappropriatedbudget.Thelevelof budgetarycontrol(thatis,thelevelatwhichexpenditurescannotlegally exceedtheappropriatedamount)isestablishedbydepartmentwithinthe GeneralFund.Thecitycouncilalsoadoptsafive-yearCapitalImprovement Programasafinancialplanningdocumentforitscapitalprojectand enterprisefunds.Asdemonstratedbythestatementsandschedules includedinthefinancialsectionofthisreport,thecitycontinuestomeetits responsibilityforsoundfinancialmanagement. ACKNOWLEDGEMENTS TheGovernmentFinanceOfficersAssociationoftheUnitedStatesand Canada(GFOA)awardedaCertificateofAchievementforExcellencein FinancialReportingtothecityforitsCAFRforthefiscalyearended December31,2013.Thiswasthefourthyearthatthecityhasachievedthis prestigiousaward.InordertobeawardedaCertificateofAchievement,the cityhadtopublishaneasilyreadableandefficientlyorganizedCAFR.This reportmustsatisfybothaccountingprinciplesgenerallyacceptedinthe UnitedStatesofAmericaandapplicablelegalrequirements. AcertificateofAchievementisvalidforaperiodofoneyearonly.Webelieve thatourcurrentCAFRcontinuestomeettheCertificateofAchievement Program’srequirementsandwearesubmittingittotheGFOAtodetermine itseligibilityforanothercertificate. The2014CAFRmeetsthehighestprofessionalstandardsandwas preparedinatimelyandcosteffectivemanner.Thepreparationofthisreport wouldnothavebeenpossiblewithouttheefficientanddedicatedserviceof theentirestaffofthefinancedepartment,especiallyAssistantFinance DirectorAngieMcIntire,andthroughthehelpfulguidanceandassistance fromourauditingfirm,MMKR.Iwishtoexpressmyappreciationtoall membersofthedepartmentwhoassistedandcontributedtothepreparation ofthisreport.Creditalsomustbegiventothemayorandcitycouncilfor theirunfailingsupportformaintainingthehigheststandardsof professionalisminthemanagementofthecity’sfinances. Respectfullysubmitted, WayneW.Oberg,MBA,CPA FinanceDirector 3 CertificateofAchievement CITYOFMONTICELLO TheGovernmentFinanceOfficersAssociationoftheUnitedStates andCanada(GFOA)awardedaCertificateforExcellencein FinancialReportingtotheCityofMonticello,Minnesotaforits ComprehensiveAnnualFinancialReportforthefiscalyearended December31,2013.TheCertificateofAchievementisa prestigiousnationalawardrecognizingconformancewiththe higheststandardsforpreparationofstateandlocalgovernment reports. InordertobeawardedaCertificateofAchievement,a governmentalunitmustpublishaneasilyreadableandefficiently organizedComprehensiveAnnualFinancialReport,whose contentsconformtoprogramstandards.Suchreportsmustsatisfy bothgenerallyacceptedaccountingprinciplesandapplicablelegal requirements. ACertificateofAchievementisvalidforaperiodofoneyearonly. WebelieveourcurrentreportcontinuestoconformtoCertificateof Achievementprogramrequirements,andwearesubmittingitto theGFOA. GovernmentFinanceOfficersAssociation Certificateof Achievement forExcellence inFinancial Reporting Presentedto CityofMonticello Minnesota ForitsComprehensiveAnnual FinancialReport FortheFiscalYearEnded December31,2013 ExecutiveDirector/CEO 4 OrganizationChart CITYOFMONTICELLO Citizensof Monticello City Commissions& Council AdvisoryBoards City Administrator Human Finance Community City Public Community Deputy Fire FiberNet Contracted Resource Director Development Engineer Works Center City Chief Operation Services Manager Director Director Director Clerk Finance Economic Construction Streets Community Elections Fire FiberNet City Department Development Inspectors Department Center Department Sales Attorney Data Building Consulting Parks FiberNet Sheriffs Processing Inspections Engineer Department Office Department Audit Receptionist Utilities FiberNet Animal Department Plant Control Operations Department Consulting Refuse County ofMotor Planner Collection Assessor Vehicles Liquor Operations 5 DirectoryofOfficialsCITYOFMONTICELLO MAYOR&CITYCOUNCIL Position NameTermExpires Mayor.......................................................................................ClintHerbst 12/31/2014 Council....................................................................................LloydHilgart 12/31/2014 Council...................................................................................TomPerrault 12/31/2016 Council..................................................................................GlenPosusta 12/31/2016 Council...................................................................................BrianStumpf 12/31/2014 CITYSTAFF CityAdministrator.......................................................................JeffO’Neill FinanceDirector....................................................................WayneOberg CommunityDevelopmentDirector.................................AngelaSchumann PublicWorksDirector...........................................................WayneOberg EconomicDevelopmentDirector...............................................JeffO’Neill HumanResourceManager.....................................................TracyErgen LiquorStoreManager......................................................RandallJohnsen DMVManager..................................................................CarolynGranger UtilitySuperintendent.............................................................MattTheisen StreetSuperintendent.............................................................TomMoores ParksSuperintendent.............................................................TomPawelk CommunityCenterDirector...............................................KathleenBaltos BuildingOfficial...........................................................RonHackenmueller FireChief...................................................................................DarylGilles CommunicationsCoordinator............................................RachelLeonard PROFESSIONALSERVICES CityAttorney..........................................................CampbellKnutson,P.A. CityEngineer.................................................................WSB&Associates LawEnforcement.......................................WrightCountySherriff’sOffice FinancialAdvisor.................................................NorthlandSecurities,Inc. 6 FINANCIAL SECTION Principals Thomas M. Montague, CPA Thomas A. Karnowski, CPA Paul A. Radosevich, CPA William J. Lauer, CPA James H. Eichten, CPA Aaron J. Nielsen, CPA Victoria L. Holinka, CPA IN D E P E N D E N T A U D I T O R ’ S R E P O R T To t h e C i t y C o u n c i l a n d M a n a g e m e n t Ci t y o f M o n t i c e l l o , M i n n e s o t a REP O R T O N T H E FIN A N C I A L STA T E M E N T S We h a v e a u d i t e d t h e f i n a n c i a l s t a t e m e n t s o f t h e g o v e r n m e n t a l a c t i v i t i e s , t h e bu s i n e s s - t y p e a c t i v i t i e s , e a c h m a j o r f u n d , a n d t h e a g g r e g a t e r e m a i n i n g f u n d in f o r m a t i o n o f t h e C i t y o f M o n t i c e l l o , M i n n e s o t a ( t h e C i t y ) a s o f a n d f o r th e y e a r e n d e d D e c e m b e r 3 1 , 2 0 1 4 , a n d th e r e l a t e d n o t e s t o t h e f i n a n c i a l st a t e m e n t s , w h i c h c o l l e c t i v e l y c o m p ri s e t h e C i t y ’ s b a s i c f i n a n c i a l st a t e m e n t s a s l i s t e d i n t h e t a b l e o f c o n t e n t s . MAN A G E M E N T ’S RES P O N S I B I L I T Y F O R T H E FIN A N C I A L STA T E M E N T S Ma n a g e m e n t i s r e s p o n s i b l e f o r t h e pr e p a r a t i o n a n d f a i r p r e s e n t a t i o n o f th e s e f i n a n c i a l s t a t e m e n t s i n a c c o rd a n c e w i t h a c c o u n t i n g p r i n c i p l e s ge n e r a l l y a c c e p t e d i n t h e U n i t e d S t a t es o f A m e r i c a ; t h i s i n c l u d e s t h e de s i g n , i m p l e m e n t a t i o n , a n d m a i n t e n a n c e of i n t e r n a l c o n t r o l r e l e v a n t t o t h e pr e p a r a t i o n a n d f a i r p r e s e n t a t i o n o f f i n a n c i a l s t a t e m e n t s t h a t a r e f r e e f r o m ma t e r i a l m i s s t a t e m e n t , w h e t h e r d u e t o f r a u d o r e r r o r . AUD I T O R ’S RES P O N S I B I L I T Y Ou r r e s p o n s i b i l i t y i s t o e x p r e s s o p i n i o n s o n t h e s e f i n a n c i a l s t a t e m e n t s ba s e d o n o u r a u d i t . W e c o n d u c t e d o u r a u d i t i n a c c o r d a n c e w i t h a u d i t i n g st a n d a r d s g e n e r a l l y a c c e p t e d i n t h e U n i t e d S t a t e s o f A m e r i c a a n d t h e st a n d a r d s a p p l i c a b l e t o f i n a nc i a l a u d i t s c o n t a i n e d i n Go v e r n m e n t A u d i t i n g St a n d a r d s , i s s u e d b y t h e C o m p t r o l l e r G e n e r a l o f t h e U n i t e d S t a t e s . T h o s e st a n d a r d s r e q u i r e t h a t w e p l a n a n d pe r f o r m t h e a u d i t t o o b t a i n r e a s o n a b l e as s u r a n c e a b o u t w h e t h e r t h e f i n a n c i a l st a t e m e n t s a r e f r e e f r o m m a t e r i a l mi s s t a t e m e n t . An a u d i t i n v o l v e s p e r f o r m i n g p r o c e d u r e s t o o b t a i n a u d i t e v i d e n c e a b o u t th e a m o u n t s a n d d i s c l o s u r e s i n t h e f i n a n c i a l s t a t e m e n t s . T h e p r o c e d u r e s se l e c t e d d e p e n d o n t h e a u d i t o r ’ s j u d g m e n t , i n c l u d i n g t h e a s s e s s m e n t o f t h e ri s k s o f m a t e r i a l m i s s t a t e m e n t o f t h e f i n a n c i a l s t a t e m e n t s , w h e t h e r d u e t o fr a u d o r e r r o r . I n m a k i n g t h o s e r i s k a s s e s s m e n t s , t h e a u d i t o r c o n s i d e r s in t e r n a l c o n t r o l r e l e v a n t t o t h e C i t y ’s p r e p a r a t i o n a n d f a i r p r e s e n t a t i o n o f th e f i n a n c i a l s t a t e m e n t s i n o r d e r t o d e s i g n a u d i t p r o c e d u r e s t h a t a r e ap p r o p r i a t e i n t h e c i r c u m s t a n c e s , b u t n o t f o r t h e p u r p o s e o f e x p r e s s i n g a n op i n i o n o n t h e e f f e c t i v e n e s s o f t h e C i t y ’ s i n t e r n a l c o n t r o l . A c c o r d i n g l y , we e x p r e s s n o s u c h o p i n i o n . A n a u d i t a l s o i n c l u d e s e v a l u a t i n g t h e ap p r o p r i a t e n e s s o f a c c o u n t i n g p o l i c i e s u s e d a n d t h e r e a s o n a b l e n e s s o f si g n i f i c a n t a c c o u n t i n g e s t i m a t e s m a d e b y m a n a g e m e n t , a s w e l l a s ev a l u a t i n g t h e o v e r a l l p r e s e n t a t i o n o f t h e f i n a n c i a l s t a t e m e n t s . We b e l i e v e t h a t t h e a u d i t e v i d e n c e we h a v e o b t a i n e d i s s u f f i c i e n t a n d ap p r o p r i a t e t o p r o v i d e a b a s i s f o r o u r a u d i t o p i n i o n s . OPI N I O N S In o u r o p i n i o n , t h e f i n a n c i a l s t a t e m e n t s r e f e r r e d t o a b o v e p r e s e n t f a i r l y , i n (continued) 7 al l m a t e r i a l r e s p e c t s , t h e r e s p e c t i v e f i n a n c i a l p o s i t i o n o f t h e g o v e r n m e n t a l ac t i v i t i e s , t h e b u s i n e s s - t y p e a c t i v i t i e s , ea c h m a j o r f u n d , a n d t h e a g g r e g a t e re m a i n i n g f u n d i n f o r m a t i o n o f t h e C i t y a s o f D e c e m b e r 3 1 , 2 0 1 4 , a n d t h e re s p e c t i v e c h a n g e s i n f i n a n c i a l p o s i t i on a n d , w h e r e a p p l i c a b l e , c a s h f l o w s th e r e o f , f o r t h e y e a r t h e n e n d e d , in a c c o r d a n c e w i t h a c c o u n t i n g p r i n c i p l e s ge n e r a l l y a c c e p t e d i n t h e U n i t e d S t a t e s o f A m e r i c a . OTH E R MAT T E R S Re q u i r e d S u p p l e m e n t a r y I n f o r m a t i o n Ac c o u n t i n g p r i n c i p l e s g e n e r a l l y a c c e p t e d i n t h e U n i t e d S t a t e s o f A m e r i c a re q u i r e t h a t t h e M a n a g e m e n t ’ s D i s c u s s i o n a n d A n a l y s i s , t h e S c h e d u l e s o f Fu n d i n g P r o g r e s s f o r t h e M o n t i c e l l o F i r e D e p a r t m e n t R e l i e f A s s o c i a t i o n , th e C i t y o f M o n t i c e l l o O t h e r P o s t - E m p l o y m e n t B e n e f i t s P l a n , a n d t h e Bu d g e t a r y C o m p a r i s o n S c h e d u l e s , a s l i s t e d i n t h e t a b l e o f c o n t e n t s , b e pr e s e n t e d t o s u p p l e m e n t t h e b a s i c f i n a n c ia l s t a t e m e n t s . S u c h i n f o r m a t i o n , al t h o u g h n o t a p a r t o f t h e b a s i c f i n a n c i a l s t a t e m e n t s , i s r e q u i r e d b y t h e Go v e r n m e n t a l A c c o u n t i n g S t a n d a r d s Bo a r d w h o c o n s i d e r s i t t o b e a n es s e n t i a l p a r t o f f i n a n c i a l r e p o r t i n g f o r p l a c i n g t h e b a s i c f i n a n c i a l st a t e m e n t s i n a n a p p r o p r i a t e o p e r a t i o n a l, e c o n o m i c , o r h i s t o r i c a l c o n t e x t . We h a v e a p p l i e d c e r t a i n l i m i t e d p r o ce d u r e s t o t h e r e q u i r e d s u p p l e m e n t a r y in f o r m a t i o n i n a c c o r d a n c e w i t h a u d i t i ng s t a n d a r d s g e n e r a l l y a c c e p t e d i n t h e Un i t e d S t a t e s o f A m e r i c a , w h i c h c o n s i s t e d o f i n q u i r i e s o f m a n a g e m e n t ab o u t t h e m e t h o d s o f p r e p a r i n g t h e i n f o r m a t i o n a n d c o m p a r i n g t h e in f o r m a t i o n f o r c o n s i s t e n c y w i t h m a n a ge m e n t ’ s r e s p o n s e s t o o u r i n q u i r i e s , th e b a s i c f i n a n c i a l s t a t e m e n t s , a n d ot h e r k n o w l e d g e w e o b t a i n e d d u r i n g o u r au d i t o f t h e b a s i c f i n a n c i a l s t a t e m e n t s . W e d o n o t e x p r e s s a n o p i n i o n o r pr o v i d e a n y a s s u r a n c e o n t h e i n f o r m at i o n b e c a u s e t h e l i m i t e d p r o c e d u r e s do n o t p r o v i d e u s w i t h s u f f i c i e n t e v i d e n c e t o e x p r e s s a n o p i n i o n o r p r o v i d e an y a s s u r a n c e . Ot h e r I n f o r m a t i o n Ou r a u d i t w a s c o n d u c t e d f o r t h e p u r p o s e o f f o r m i n g o p i n i o n s o n t h e fi n a n c i a l s t a t e m e n t s t h a t c o l l e c t i v e l y c o m p r i s e t h e C i t y ’ s b a s i c f i n a n c i a l st a t e m e n t s . T h e i n t r o d u c t o r y s e c t i o n , c o m b i n i n g a n d i n d i v i d u a l f u n d st a t e m e n t s , o t h e r s u p p l e m e n t a r y s c h e d u l e s , a n d s t a t i s t i c a l s e c t i o n , a s l i s t e d in t h e t a b l e o f c o n t e n t s , a r e p r e s e n t e d f o r p u r p o s e s o f a d d i t i o n a l a n a l y s i s an d a r e n o t r e q u i r e d p a r t s o f t h e b a s i c f i n a n c i a l s t a t e m e n t s . Th e c o m b i n i n g a n d i n d i v i d u a l f u n d s t a t e m e n t s a r e t h e r e s p o n s i b i l i t y o f ma n a g e m e n t a n d w e r e d e r i v e d f r o m a nd r e l a t e d i r e c t l y t o t h e u n d e r l y i n g ac c o u n t i n g a n d o t h e r r e c o r d s u s e d t o p r e p a r e t h e b a s i c f i n a n c i a l st a t e m e n t s . S u c h i n f o r m a t i o n h a s be e n s u b j e c t e d t o t h e a u d i t i n g pr o c e d u r e s a p p l i e d i n t h e a u d i t o f t h e b a s i c f i n a n c i a l s t a t e m e n t s a n d ce r t a i n a d d i t i o n a l p r o c e d u r e s , i n c l ud i n g c o m p a r i n g a n d r e c o n c i l i n g s u c h in f o r m a t i o n d i r e c t l y t o t h e u n d e r l y i n g a c c o u n t i n g a n d o t h e r r e c o r d s u s e d to p r e p a r e t h e b a s i c f i n a n c i a l s t a t em e n t s o r t o t h e b a s i c f i n a n c i a l st a t e m e n t s t h e m s e l v e s , a n d o t h e r a d d i t i o n a l p r o c e d u r e s i n a c c o r d a n c e w i t h au d i t i n g s t a n d a r d s g e n e r a l l y a c c e p t e d i n t h e U n i t e d S t a t e s o f A m e r i c a . I n ou r o p i n i o n , t h e c o m b i n i n g a n d i n d i v i d u a l f u n d s t a t e m e n t s a r e f a i r l y st a t e d , i n a l l m a t e r i a l r e s p e c t s , i n r e la t i o n t o t h e b a s i c f i n a n c i a l s t a t e m e n t s as a w h o l e . Th e i n t r o d u c t o r y s e c t i o n , o t h e r s u p p l e m e n t a r y s c h e d u l e s , a n d s t a t i s t i c a l se c t i o n h a v e n o t b e e n s u b j e c t e d t o t h e a u d i t i n g p r o c e d u r e s a p p l i e d i n t h e au d i t o f t h e b a s i c f i n a n c i a l s t a t e m e n t s a n d , a c c o r d i n g l y , w e d o n o t e x p r e s s an o p i n i o n o r p r o v i d e a n y a s s u r a n c e o n t h e m . OTH E R REP O R T I N G REQ U I R E D B Y GOV E R N M E N T AUDITING STA N D A R D S In a c c o r d a n c e w i t h Go v e r n m e n t A u d i t i n g S t a n d a r d s , we have also issued ou r r e p o r t d a t e d J u n e 2 5 , 20 1 5 o n o u r c o n s i d e r a t i o n o f t h e C i t y ’ s i n t e r n a l co n t r o l o v e r f i n a n c i a l r e p o r t i n g a n d o n ou r t e s t s o f i t s c o m p l i a n c e w i t h ce r t a i n p r o v i s i o n s o f l a w s , r e g u l a t i o n s , c o n t r a c t s , g r a n t a g r e e m e n t s , a n d ot h e r m a t t e r s . T h e p u r p o s e o f t h a t r e p o r t i s t o d e s c r i b e t h e s c o p e o f o u r te s t i n g o f i n t e r n a l c o n t r o l o v e r f i n a nc i a l r e p o r t i n g a n d c o m p l i a n c e a n d t h e re s u l t s o f t h a t t e s t i n g , a n d n o t t o pr o v i d e a n o p i n i o n o n i n t e r n a l c o n t r o l ov e r f i n a n c i a l r e p o r t i n g o r o n c o m p l i a n c e . Th a t r e p o r t i s a n i n t e g r a l p a r t o f an a u d i t p e r f o r m e d i n a c c o r d a n c e w i t h Go v e r n m e n t A u d i t i n g S t a n d a r d s in co n s i d e r i n g t h e C i t y ’ s i n t e r n a l co n t r o l o v e r f i n a n c i a l r e p o r t i n g a n d co m p l i a n c e . Mi n n e a p o l i s , M i n n e s o t a Ju n e 2 5 , 2 0 1 5 8 MANAGEMENT’S DISCUSSION &ANALYSIS Management’sDiscussionandAnalysisCITYOFMONTICELLO Management’sDiscussionandAnalysis AsmanagementoftheCityofMonticello,Minnesota(thecity),weoffer readersofthecity’sbasicfinancialstatementsthisnarrativeoverviewand analysisofthefinancialactivitiesofthecityforthefiscalyearended December31,2014.Weencouragereaderstoconsidertheinformation presentedhereinconjunctionwithadditionalinformationthatwehave furnishedinourletteroftransmittal,whichcanbefoundonpages 1-3 ofthis report. OverviewoftheBasicFinancialStatements Thediscussionandanalysisareintendedtoserveasanintroductiontothe city’sbasicfinancialstatements.Thecity’sbasicfinancialstatements comprisethreecomponents:1)government-widefinancialstatements,2)fund financialstatements,and3)notestothefinancialstatements.Thisreportalso containsothersupplementaryinformationinadditiontothebasicfinancial statementsthemselves. Government-WideFinancialStatements –Thegovernment-widefinancial statementsaredesignedtoprovidereaderswithabroadoverviewofthecity’s finances,inamannersimilartoprivatesectorbusinesses. TheStatementofNetPositionpresentsinformationonallofthecity’sassets andliabilities,withthedifferencebetweenthetworeportedasnetposition. Overtime,increasesordecreasesinnetpositionmayserveasauseful indicatorofwhetherthefinancialpositionofthecityisimprovingor deteriorating. TheStatementofActivitiespresentsinformationshowinghowthecity’snet positionchangedduringthemostrecentfiscalyear.Allchangesinnetposition arereportedassoonastheunderlyingeventgivingrisetothechangeoccurs, regardlessofthetimingofrelatedcashflows.Thus,revenuesandexpenses arereportedinthisstatementforsomeitemsthatwillonlyresultincashflows infuturefiscalperiods(delinquenttaxesandspecialassessments). Bothofthegovernment-widefinancialstatementsdistinguishfunctionsofthe citythatareprincipallysupportedbytaxesandintergovernmentalrevenue (governmentalactivities)fromotherfunctionsthatareintendedtorecoverall orasignificantportionoftheircoststhroughuserfeesandcharges(business- typeactivities).Thegovernmentalactivitiesprovidedbythecityinclude generalgovernment,publicsafety,publicworks,sanitation,transit,recreation andculture,andeconomicdevelopment.Business-typeactivitiesinclude water,sewage,liquor,deputyregistrar,andfiberopticsactivities. Thegovernment-widefinancialstatementsincludenotonlythecityitself (knownastheprimarygovernment),butalsotheEconomicDevelopment Authority(EDA).TheEDAisalegallyseparateentitywhichfunctions,in essence,asadepartmentofthecity,toprovideredevelopmentassistance throughtheadministrationofvariousprograms.Therefore,theEDAhasbeen includedasanintegralpartofthecity’sfinancialstatements. Thegovernment-widefinancialstatementscanbefoundonpages 19-21 of thisreport. FundFinancialStatements –Afundisagroupingofrelatedaccountsthatis usedtomaintaincontroloverresourcesthathavebeensegregatedforspecific activitiesorobjectives.Thecity,likeotherstateandlocalgovernments,uses fundaccountingtoensureanddemonstratecompliancewithfinance-related legalrequirements.Allofthefundsofthecitycanbedividedintotwo categories:governmentalfundsandproprietaryfunds. GovernmentalFunds –Governmentalfundsareusedtoaccountfor essentiallythesamefunctionsreportedasgovernmentalactivitiesinthe government-widefinancialstatements.However,unlikethegovernment-wide financialstatements,governmentalfundfinancialstatementsfocusonnear- terminflowsandoutflowsofspendableresources,aswellasthebalancesof COMPONENTSOF THEANNUALFINANICALREPORT Management’s Discussionand Analysis Basic Financial Statements Required Supplementary Information Government-wide Financial Statements Fund FinancialStatements Notestothe FinancialStatements Summary Detail 9 Management’sDiscussionandAnalysisCITYOFMONTICELLO spendableresourcesavailableattheendofthefiscalyear.Suchinformation maybeusefulinevaluatingagovernment’snear-termfinancingrequirements. Becausethefocusofgovernmentalfundsisnarrowerthanthatofthe government-widefinancialstatements,itisusefultocomparetheinformation presentedforgovernmentalfundswithsimilarinformationpresentedfor governmentalactivitiesinthegovernment-widefinancialstatements.Bydoing so,readersmaybetterunderstandthelong-termimpactofthegovernment’s near-termfinancingdecisions.BoththegovernmentalfundsBalanceSheet andStatementofRevenue,Expenditures,andChangesinFundBalances provideareconciliationtofacilitatethecomparisonbetweengovernmental fundsandgovernmentalactivities. Thecitymaintainsseveralindividualgovernmentalfunds.Informationis presentedseparatelyinthegovernmentalfundsBalanceSheetandinthe governmentalfundsStatementofRevenue,Expenditures,andChangesin FundBalancesfortheGeneralFund,CommunityCenterSpecialRevenue Fund,EDASpecialRevenueFund,DebtServiceFund,ParkandPathway DedicationCapitalProjectFund,andCapitalProjectsFund,allofwhichare consideredtobemajorfunds.Datafromtheremaininggovernmentalfunds arecombinedintoasingle,aggregatedpresentation.Individualfunddatafor eachofthesenonmajorgovernmentalfundsisprovidedintheformof combiningstatementselsewhereinthisreport. ThecityadoptsanannualbudgetforitsGeneralFundandmajorspecial revenuefunds.Abudgetarycomparisonschedulehasbeenprovidedforthe GeneralFundandmajorspecialrevenuefundstodemonstratecompliance withtheadoptedbudgets. Thegovernmentalfundfinancialstatementscanbefoundonpages 22-25 of thisreport. ProprietaryFunds –Thecitymaintainstwodifferenttypesofproprietary funds.Enterprisefundsareusedtoreportthesamefunctionspresentedas business-typeactivitiesinthegovernment-widefinancialstatements.Thecity maintainsfiveenterprisefundswhichareconsideredproprietaryfunds. Enterprisefundsareusedtoreportthesamefunctionspresentedasbusiness- typeactivitiesinthegovernment-widefinancialstatements.Thecityuses enterprisefundstoaccountforitswaterandsewageserviceoperations,liquor salesoperation,deputyregistrar,andfiberopticsoperation.Internalservice fundsareanaccountingdeviceusedtoaccumulateandallocatecosts internallyamongthecity’svariousfunctions.Thecityusesinternalservice fundstoaccountforinformationtechnology(IT)servicesandcentral equipmentservices.Becausetheseinternalservicefundactivities predominantlybenefitgovernmentalratherthanbusiness-typefunctions,they havebeenincludedwithingovernmentalactivitiesinthegovernment-wide financialstatements. Proprietaryfundsprovidethesametypeofinformationasthegovernment- widefinancialstatements,onlyinmoredetail.Theproprietaryfundfinancial statementsprovideseparateinformationforeachoftheenterpriseoperations. Theinternalservicefundsarecombinedintoasingle,aggregatedpresentation intheproprietaryfundfinancialstatements.Individualfunddatafortheinternal servicefundsisprovidedintheformofcombiningstatementselsewherein thisreport. Theproprietaryfundfinancialstatementscanbefoundonpages 26-31 ofthis report. NotestoBasicFinancialStatements –Thenotestobasicfinancial statementsprovideadditionalinformationthatisessentialtoobtainingafull understandingofthedataprovidedinthegovernment-wideandfundfinancial statements. Thenotestothebasicfinancialstatementscanbefoundpages 32-51 ofthis report. OtherInformation –Inadditiontothebasicfinancialstatementsand accompanyingnotes,thisreportpresentsrequiredsupplementaryinformation onfundingprogressforthefirereliefassociation,theotherpost-employment benefits(OPEB)planandbudgetarycomparisoninformation.Combining statementsfornonmajorandinternalservicefundscanalsobefoundinthe supplementalsectionofthisreport. Requiredsupplementaryinformation,combiningandindividualfund statements,andscheduleswithadditionalinformationcanbefoundstartingon page 53. 10 Management’sDiscussionandAnalysisCITYOFMONTICELLO FinancialHighlights Theassetsofthecityexceededitsliabilitiesatyear-endby$124,738,996(net position).Ofthisamount,$23,914,473(unrestrictednetposition)maybeused tomeetthecity’songoingobligationstocitizensandcreditors. Asofthecloseofthecurrentfiscalyear,thecity’sgovernmentalfunds reportedcombinedendingfundbalancesof$23,921,338,anincreaseof $769,137,or3.3percent.Nonspendable,restricted,andassignedusesof fundbalancetotaled$19,716,607,leavinganunassignedfundbalanceof $4,204,731.The2014year-endunassignedfundbalanceis$548,268,or15 percent,higherthanthe2013endingbalance Attheendofthecurrentfiscalyear,unassignedfundbalancefortheGeneral Fundwas$4,204,731,or65.6percent,oftotalGeneralFundexpendituresfor 2014.Thecitytargets45percentofnextyear’sexpenditurebudgetasthe optimumfundbalancelevel,providingareserveforcashflowduringthefirst sixmonthsofeachsubsequentyearuntilpropertytaxreceiptsarereleased fromthecountytreasurer’sofficeanddistributedtothelocallevelsof government.Thestateauditorrecommendsthatlocalgovernmentsmaintain anunrestrictedfundbalanceofapproximately35–50percentofoperating revenuesornolessthanfivemonthsofoperatingexpendituresforthe GeneralFund.TheGeneralFund’sheavydependenceonpropertytax revenuesvalidatesthe45percenttarget.(Source:MinnesotaOfficeofthe StateAuditor:FundBalanceReportingandGovernmentalFundType Definitions,basedonGovernmentalAccountingStandardsBoard(GASB) StatementNo.54,2010–1003RevisedJuly2012). In2014,government-widecapitalassetsdeclinedby$2,182,583because depreciationonexistingassetsexceededinvestmentinnewandreplacement capitalassets.Throughitsgovernmentalactivities,thecityacquiredlandfor BertramChainofLakesparkdevelopmentatacostof$1,286,557.This acquisitionwassupplementedbya$396,713stategrant. Thecity’stotallong-termliabilitiesdecreasedby$25,165,192,or47.2percent, in2014.Principalpaymentsmadeonoutstandingdebttotaled$5,744,000. Thecityissued$6,595,000ingeneralobligationsbondsin2014:$6,080,000 foralegalsettlementwithtelecommunicationbondholders;$515,000for equipmentpurchasesintheCentralEquipmentFund.Thelegalsettlement eliminatedthe$26,445,000revenuebondliabilityanditscorresponding accruedinterestpayable;bothwereaccountedforintheFiberOpticsFund. Thedebtserviceonthejudgmentportionofthenewbondswillbesupported bypropertytaxes.Thegainonextinguishmentofthisdebtis$20,990,451. 11 Management’sDiscussionandAnalysisCITYOFMONTICELLO GOVERNMENT-WIDEFINANCIALANALYSIS NETPOSITION 2014 2013 2014 2013 2014 2013 Currentandotherassets 33,296,323$33,703,304$10,138,195$13,326,965$43,434,518$47,030,269$ Capitalassets 66,301,813 66,933,820 45,355,552 46,906,128 111,657,365 113,839,948 Totalassets 99,598,136 100,637,124 55,493,747 60,233,093 155,091,883 160,870,217 Long-termliabilities 24,734,406 23,575,940 3,346,424 29,670,082 28,080,830 53,246,022 Otherliabilities 1,363,950 1,187,058 908,107 3,602,541 2,272,057 4,789,599 Totalliabilities 26,098,356 24,762,998 4,254,531 33,272,623 30,352,887 58,035,621 Netposition Netinvestmentin capitalassets 48,253,810 44,268,757 42,117,264 20,496,832 90,371,074 64,765,589 Restricted 10,453,449 13,570,548 ––10,453,449 13,570,548 Unrestricted 14,792,521 18,034,821 9,121,952 6,463,638 23,914,473 24,498,459 Totalnetposition 73,499,780$75,874,126$51,239,216$26,960,470$124,738,996$102,834,596$ GovernmentalActivities Business-TypeActivities Total Bythefarthelargestportionofthecity’snetposition(72%)reflects investmentsincapitalassets(e.g.land,buildings,structures,systems, machinery,equipment,infrastructure,andintangibleassets),netofanyrelated debtusedtoacquirethoseassetsthatisstilloutstanding.Thecityusesassets toprovideservicestocitizens;consequently,theseassetsarenotavailablefor futurespending.Althoughthecity’sinvestmentincapitalassetsisreportednet ofrelateddebt,itshouldbenotedthatresourcesneededtorepaythisdebt mustbeprovidedfromothersources,sincecapitalassetsthemselvescannot beusedtoliquidatetheseliabilities. Asmallportionofthecity’snetposition(8%)representsresourcesthatare subjecttoexternalrestrictionsonhowtheycanbeused.Theremaining unrestrictednetpositionof$23,914,473maybeusedtomeettheongoing obligationstocitizensandcreditors.Oftheunrestrictednetpositions, $9,121,952(38%)isattributabletobusiness-typeactivities. Theunrestrictedgovernmentalactivitiesnetpositiondecreased$3,242,300 (18%),whilebusiness-typeactivitiesunrestrictednetpositionincreased $2,658,314(41%).Thegovernment-widetotalunrestrictednetposition decreased$583,986(2%),reflectingrevenuesexceedingconservative budgetedestimatesandtherapidamortizationofdebt. The$632,007(1%)decreaseingovernmentalactivitiescapitalassetsis reflectiveofdepreciationexceedingreinvestment.Business-typecapital assetsdecreased$1,550,576(3%)formuchsamereason. Netinvestmentincapitalasset,whichiscapitalassetslessrelateddebt, soaredasaresultofthelegalsettlementwithtelecommunicationbondholders. 12 Management’sDiscussionandAnalysisCITYOFMONTICELLO CHANGEINNETPOSITION 2014 2013 2014 2013 2014 2013 Revenues Programrevenues Chargesforservices 2,096,398$2,178,816$6,748,031$6,577,342$8,844,429$8,756,158$ Operatinggrantsandcontributions 295,828 293,710 ––295,828 293,710 Capitalgrantsandcontributions 1,774,628 1,079,738 488,628 –2,263,256 1,079,738 Generalrevenues Propertytaxes 9,219,737 8,927,164 ––9,219,737 8,927,164 Franchisetaxes 357,409 320,640 ––357,409 320,640 Unrestrictedgrantsandaids 27,502 65,228 ––27,502 65,228 Unrestrictedinvestmentearnings 784,347 (189,128)399,757 (117,175)1,184,104 (306,303) Gain(loss)onsaleofassets –3,885 –––3,885 Other 217,643 489,782 –65,468 217,643 555,250 Totalrevenues 14,773,492 13,169,835 7,636,416 6,525,635 22,409,908 19,695,470 Expenses Generalgovernment 1,488,243 1,623,727 ––1,488,243 1,623,727 Publicsafety 1,880,193 1,884,981 ––1,880,193 1,884,981 Publicworks 5,223,345 5,163,461 ––5,223,345 5,163,461 Sanitation 517,956 505,995 ––517,956 505,995 Transit 10,000 –––10,000 – Recreationandculture 2,882,127 2,856,533 ––2,882,127 2,856,533 Economicdevelopment 1,084,620 1,005,813 ––1,084,620 1,005,813 Interestandfiscalcharges 649,854 235,265 ––649,854 235,265 Water ––1,084,882 1,009,600 1,084,882 1,009,600 Sewage ––2,762,357 2,466,660 2,762,357 2,466,660 Liquor ––692,976 689,559 692,976 689,559 Fiberoptics ––2,919,170 5,240,871 2,919,170 5,240,871 Deputyregistrar ––300,236 293,531 300,236 293,531 Totalexpenses 13,736,338 13,275,775 7,759,621 9,700,221 21,495,959 22,975,996 Increaseinnetposition beforetransfersandspecialitem 1,037,154 (105,940)(123,205)(3,174,586)913,949 (3,280,526) Transfers (3,411,500)278,500 3,411,500 (278,500)–– Specialitem:gainonextinguishmentofdebt ––20,990,451 –20,990,451 – Changeinnetposition (2,374,346)172,560 24,278,746 (3,453,086)21,904,400 (3,280,526) Netposition-beginningofyear 75,874,126 75,701,566 26,960,470 30,413,556 102,834,596 106,115,122 Netposition–endofyear 73,499,780$75,874,126$51,239,216$26,960,470$124,738,996$102,834,596$ GovernmentalActivities Business-TypeActivities Total 13 Management’sDiscussionandAnalysisCITYOFMONTICELLO Investment earnings 5%Other 1% Chargesforservices 15% Operating grants& contributions 2% Capitalgrants& contributions 12%Franchisetaxes 2% Propertytaxes 63% RevenuesbySource- GovernmentalActivities $- $1 $2 $3 $4 $5 $6 General government PublicsafetyPublicworksSanitation Transit Recreation andculture Economic development Millions ProgramExpensesandRevenues- GovernmentalActivities ProgramExpenses ProgramRevenues GovernmentalActivities.Themostsignificantrevenuesourcefor governmentalactivitiesispropertytaxesat63%oftotalrevenues.Property taxessupporttheGeneralFund,CommunityCenterFundandtheDebt ServiceFund.Chargesforservicesaccountsfor15%ofrevenues,mostof whichisgeneratedbytheCommunityCenter.Capitalgrantsandcontributions includespecialassessmentsandrevenuesfromothersourcesrestrictedto capitalassetacquisition.Investmentearningsincludebothinterestreceived andtheincreaseintheinvestmentmarketvalues.Taxincrementsareproperty taxescollectedintaxincrementfinancingdistrictsandarerestrictedfor developmentpurposes. Publicworks(engineering,streets,iceandsnowremoval,shopandgarage, streetlighting,parkinglots,etc.)expensesarethemostsignificant(38%), followedbyrecreationandculture(21%),publicsafety(14%),general government(11%),economicdevelopment(8%).Includedintheseamountsis depreciationexpense,whichis30%ofthetotalexpensesforgovernmental activities. Governmentalrevenuesincreased$1,603,657(12%)inthecurrentyear,with themostsignificantportionoftheincreaseattributabletoinvestmentearnings. In2014,thepositivechangeininvestmentmarketvaluescomprised49%of investmentearnings.In2013,thecityreportednegativeinvestmentearnings becauseinterestreceivedwasexceededbythedropinmarketvalues. Governmentalfundinvestmentearningsfor2014totaled$784,347.Property taxescollectionsincreasedbymorethan5percentwitha3.2percenthigher taxlevyanddelinquentcollections.Capitalgrantsandcontributionswere affectedbyassessmentcollectionsandastategrantforlandacquisition. Governmentalactivitiesexpensesincreased$460,563(3%)inthecurrent year.Themostsignificantchangesinprogramexpenseswereasfollows: •Publicworksexpensesincreased$59,884(1%)fromadditional maintenanceactivities.Publicsafetyexpensesdeclined$4,788(much lessthan1%)withthedecreaseinlawenforcementmorethanoffsetting theincreaseinfire&rescue.Recreationandcultureincreased$25,594 (1%). •Partiallyattributabletoreallocationofexpensesrelatedtoinformation technologyandinsurance,generalgovernmentexpensesdecreased $135,484(8%).Transitexpensesincreasedto$10,000.Thetransit serviceproviderchangedduringtheyearandannualcostsareexpected toriseto$40,000. Therewerenotanyotherprogramswithsignificantorunusualchanges. 14 Management’sDiscussionandAnalysisCITYOFMONTICELLO Chargesfor services 89% Capitalgrants& contributions 6% Investment earnings 5% RevenuesbySource- Business-TypeActivities $- $0.5 $1.0 $1.5 $2.0 $2.5 $3.0 $3.5 WaterUtility SewageUtility Liquor FiberOptics DeputyRegistrar M illions ProgramRevenuesandExpenses- Business-TypeActivities Revenues Expenses Business-typeActivities.Business-typeactivitiesincreasedthecity’snet positionby$24,278,746,whichis$27,731,832morethanthepriorfiscalyear decreaseof$3,453,086. Keyelementsofthechangeareasfollows: TheFiberOpticsFundrecordedaspecialitemgainonextinguishmentofdebt for$20,990,451.Thegainreflectstheextinguishmentof$26,445,000in revenuebondsminuscashfromatransferinandthepaymentofrestricted cashheldbyatrustee.Thecashforthetransferincamefromthe$6,080,000 judgmentportionofa$6,595,000generalobligationbondissue. Business-typeactivitiesinvestmentearningsfor2014totaled$399,757.Thisis a516,932increaseovertheprioryear’snegativeinvestmentearningsof $117,175.Asnotedearlierinthegovernmentalactivitiessection,swingsin marketvaluehaveasignificantimpactonnetinvestmentearnings. Capitalgrantsandcontributionsforwaterandsewertrunkchargesarenow accountedforineachrespectiveenterprisefund.Capitalcontributionsfor 2014totaled$488,628. FINANCIALANALYSISOFTHECITY’SFUNDS Governmentalfunds.Thefocusofthecity’sgovernmentalfundsisto provideinformationonnear-terminflows,outflows,andbalancesofspendable resources.Suchinformationisusefulinassessingthecity’sfinancing requirements.Inparticular,spendablefundbalancesmayserveasauseful measureofagovernment’snetresourcesavailableforexpenditureattheend ofthefiscalyear. AtDecember31,2014,thecity’sgovernmentalfundsreportedtotalending fundbalancesof$23,921,338,anincreaseof$769,137(3%)whencompared withtheprioryear.Nearly44%or$10,453,449ofthetotalendingfund balancesconstitutedrestrictedfundbalances,whichareconsidered unavailableforappropriationforgeneraloperations.The$1,941,171 nonspendablefundbalanceaccountedfor8%oftotalgovernmentalfund balancesandiscomprisedoflandheldforresaleandprepaiditems. Attheendofthefiscalyear,theGeneralFundreportedafundbalanceof $4,331,058,increasing$416,495(11%)fromtheprioryear.Generalfund revenueswere$130,657(2%)morethanthepriorfiscalyearand expendituresdecreasedby$50,782(lessthan1%).Transfersoutincreased by$201,000to$293,000:a$93,000annualtransfertotheEDAFundanda 15 Management’sDiscussionandAnalysisCITYOFMONTICELLO one-time$200,000totheCapitalProjectsFundforconstructionofthe communicationstower. Generalgovernmentexpendituresincreased$48,747(4%)withmostofthe increaserelatedtoevenyearelectionyearcosts.Streetmaintenancewas largelyresponsibleforthe$92,709(5%)declineinpublicworksexpenditures. Recreationandcultureexpendituresdeclinedby$61,099(7%)becausethe citynolongerhadtomakeanannual$75,000icearenapayment.Public safetyexpendituresremainedrelativelyunchangedwithincreasedfire expendituresoffsetbyareductioninlawenforcement. ThefundbalanceintheCommunityCenterFundincreased$169,620(63%)to $440,824.Propertytaxcollectionsincreased$207,069(18%)toreflecta higherlevyforadebtservicetransferoutandexpenditurereallocation. Chargesforservicesincreased$30,802(2%)to$1,323,410in2014.The transferfordebtserviceincreasedfrom$875,000in2013to$1,040,000in 2014. ThefundbalanceinEconomicDevelopmentAuthority(EDA)Funddecreased $203,631(3%)to$6,911,674.Therestrictedfundbalanceincluded $3,428,757inlandheldforresaleand$34,689innotesreceivable.The restrictedportionofthefundbalanceisattributabletotaxincrementdistricts andloanprograms. ThefundbalanceintheDebtServiceFundincreased$1,168,991(43%)to $3,919,070.Theplannedfundbalanceincreasemarksthecity’sefforttohave Februarydebtservicepaymentsremovedfromthefundbalancesof supportingfundsintheyearpriortopayment.Specialassessmentrevenue increased$472,856(47%)to$1,489,276.Onepropertyowner’spaymentof deferredassessmentscontributedsignificantlytotheincrease. TheCapitalProjectsFundprovidestheaccountingforacquisitionofgeneral governmentcapitalassets.Accordingly,thefundaccumulatesresourcesfrom varioussourcesandexpendituresmayormaynotoccurinthesameyearof accumulation.Consequently,thefundbalanceintheCapitalProjectsFund declined$584,075(17%)to$2,895,619.The$1,787,089nonspendable portionthefundbalanceislandheldforresale.Thecitytransferred$200,000 fromtheGeneralFundtotheCapitalProjectsFundtofinancecommunication towerconstruction. ThefundbalanceintheParkandPathwayDedicationFunddecreased $235,100to$738,433.Thefundexpended$1,286,557forlandacquisition relatedtotheBertramChainofLakesdevelopment.Intergovernmental revenuesincludedastategrantrelatedtolandpurchase. Proprietaryfunds.Theproprietaryfundsprovidethesametypeof informationfoundinthegovernment-widefinancialstatements,butinmore detail. WaterFundexpensesincreased$75,282(7%)withinstallationofnewand replacementradioreaddevices.TheWaterFundtransferred$631,560to DebtServiceFundforimprovementsrelatedtothewatersystem.Thefund’s netpositiondeclined$319,139(2%)to$14,901,305.Depreciationexpensefor thefundtotaled$514,710. SewageFundexpensesincreased$295,697(12%),largelyattributableto operationalchangesatthewastewatertreatmentplant.TheSewageFund transferred$1,690,672totheDebtServiceFundforimprovementsrelatedto thesewagesystem.Thefund’snetpositiondeclined$1,803,148(8%)to $20,761,130.Depreciationexpenseforthefundtotaled$1,106,532. TheLiquorFund’snetpositionincreased$8,138(lessthan1%)to$987,433. Thefund’ssalesincreased$79,813(2%)to$5,165,737.Grossprofitdeclined $29,263(2%)to$1,289,040.Aggressivesalepromotionstomaintainstore trafficwhileroadconstructioncommencedcontributedtothedecrease.The LiquorFundtransferred$600,000totheFiberOpticsFundin2014.Operating expenseswerelessthanonepercenthigherat$694,567in2014. TheFiberOpticsFundnetpositionchangeddramaticallyin2014withthe resolutionofthebondholder’slegalaction.Theextinguishmentofdebt resultedingainof$20,990,451.Theoperatinglosswithout$312,510inbond settlementexpensesequaled$736,596.Depreciationforthefundtotaled $442,930. TheDeputyRegistrarFundnetpositionincreased$155,825(69%)to $380,876.Chargesforservicesincreased$41,424(9%)to$497,709and operatingexpensesincreased$8,571(3%)to$302,709.Depreciationforthe fundtotaled$3,185. Otherfactorsofthechangesinincomefromoperationshavepreviouslybeen discussedinthegovernment-widefinancialanalysisofbusiness-type activities. 16 Management’sDiscussionandAnalysisCITYOFMONTICELLO GENERALFUNDBUDGETARYHIGHLIGHTS GeneralFundrevenuestotaled$7,119,002andexceededbudgetby$359,002 (5%).Licensesandpermitsandotherrevenueswere$105,630(39%)and $108,859(153%)higherthanbudget,respectively.Licensesandpermitswere impactedbytheincreaseinbuildingpermits.Otherrevenuesincludean insurancedividend,whichvariesfromyear-to-yearandisneverbudgeted. GeneralFundexpenditurestotaled$6,409,507andwere$257,493(4%)less thanbudget.A$200,000transfertotheCapitalProjectsFundfor communicationtowerconstructionpushedotherfinancingusespastbudgetby thesameamount.Infiscalyear2014,twofunctionsexceededbudget(public safetyandtransit)andonedepartment(fire&rescue)exceededbudget. Somereportingdivisionswithinadepartmentmayhaveexceededbudgetbut wereoffsetbypositivevariancesinotherdivisionsinthesamedepartment. Elevenofthirty-sixreportingdivisionsexceededbudget. TheGeneralFundyearendfundbalancessince2010areasfollows: Year Amount 2010 4,981,034$ 2011 4,410,637 2012 3,478,507 2013 3,914,563 2014 4,331,058 CAPITALASSETSANDDEBTADMINISTRATION CAPITALASSETS 2014 2013 2014 2013 2014 2013 Land 13,825,156 11,919,531$1,197,945$1,197,945$15,023,101$13,117,476$ Constructioninprogress 1,742,073 3,492,384 2,507,712 2,407,995 4,249,785 5,900,379 Buildingsandsystems 90,748,030 88,061,229 77,274,052 77,159,690 168,022,082 165,220,919 Machineryandequipment 5,328,537 4,707,040 2,549,969 2,241,362 7,878,506 6,948,402 Less: Accumulateddepreciation (45,341,983)(41,246,364)(38,174,126)(36,100,864)(83,516,109)(77,347,228) Nettotal 66,301,813$66,933,820$45,355,552$46,906,128$111,657,365$113,839,948$ GovernmentalActivities Business-TypeActivities Total Capitalassets.Thecity’sinvestmentincapitalassetsforitsgovernmentaland business-typeactivitiesatDecember31,2014totaled$111,657,365(netof accumulateddepreciation).Thisinvestmentincapitalassetsincludedland, constructioninprogress,structures,systems,machineryandequipment, intangibleassets,andinfrastructure. Majorgovernmentalactivitiescapitalassetsacquisitions:$1,286,557forBertram ChainofLakeslandand$561,491forCentralEquipmentFundequipment, includingafiretender.Business-typecapitalassetsacquisitionsincludednearly $400,000forthewastewatertreatmentplantimprovementsand$240,000for fiberopticsequipment.Thetotaldecreasefromthepriorfiscalyearis approximately2%;governmentalactivitiesdecreasedlessthan1%and business-typeactivitiesdecreased3%. Additionalinformationonthecity’scapitalassetscanbefoundinthenotestothe financialstatementsonpages41-42. 17 Management’sDiscussionandAnalysisCITYOFMONTICELLO OUTSTANDINGINDEBTEDNESS 2014 2013 2014 2013 2014 2013 Generalobligationbonds 12,680,653$7,506,653$3,206,347$3,479,347$15,887,000$10,986,000$ Certificateofindebtedness 385,000 445,000 ––385,000 445,000 Specialassessmentbonds 10,010,000 13,010,000 ––10,010,000 13,010,000 Revenuebonds 985,000 1,975,000 –26,445,000 985,000 28,420,000 Total 24,060,653$22,936,653$3,206,347$29,924,347$27,267,000$52,861,000$ Governmental Business-Type Activities Activities Total Long-termDebt.Thecity’soutstandinglong-termdebt--includinggeneral obligationbonds,specialassessmentbonds,revenuebondsandcertificates ofindebtedness—totaled$27,267,000atDecember31,2014.Business-type long-termdebtdecreasedsignificantlywiththe$26,445,000extinguishmentof thetelecommunicationrevenuebonds.Meanwhile,thecityissued$6,080,000 ingeneralobligationbondstofacilitatethesettlementwithrevenue bondholdersandextinguishthedebt.Thecityalsoissued$515,000ingeneral obligationbondstopurchaseequipment.Allotherchangesaretheresultof normalamortization. Additionalinformationonthecity’slong-termliabilitiescanbefoundinthe notestothefinancialstatementsonpages42-45 ofthisreport. ECONOMICFACTORSANDNEXTYEAR’SBUDGETSANDRATES •TheunemploymentratefortheWrightCounty,Minnesotaareafor December31,2014was3.8%,whichisabovethestateaverage(3.6%) andbelowthenationalaverage(5.4%). •Thestateandlocaleconomyareimproving.Newcommercialand residentialdevelopmentgrewatasustainablepacein2014. •Theoccupancyrateofthecity’sbusinessdistricthasremainedconstant overthelastthreeyearsandnewcommercialconstructionisgrowing. •Inflationarytrendsintheregioncomparefavorablytonationalindicesand housingpriceshaverisenthelasttwoyears. •Thecityexpectsresidentialandcommercialgrowthtoeventuallyreturnto pre-recessionlevels,accompaniedbytheincreaseinaffordablehousing. REQUESTSFORINFORMATION Thisfinancialreportisdesignedtoprovideageneraloverviewofthecity’s financesforallthoseinterestedingovernmentalfinance.Questions concerninganyinformationinthereportorrequestsforadditionalinformation shouldbeaddressedtoCityofMonticello,FinanceDepartment,505Walnut Street,Suite1,Monticello,MN55362. 18 BASIC STATEMENTS CITYOFMONTICELLO StatementofNetPosition December31,2014 Governmental Business-type Activities Activities Total ASSETS Cashandinvestments 20,148,359$8,329,275$28,477,634$ Receivables: Currenttaxes 41,828 -41,828 Deliquenttaxes 42,680 -42,680 Currentspecialassessments 924,004 162,921 1,086,925 Deliquentspecialassessments 1,646,163 26,987 1,673,150 Deferredspecialassessments 3,997,633 25,251 4,022,884 Accruedinterest 124,133 -124,133 Accounts,netuncollectiblesallowance 336,223 924,701 1,260,924 Duefromothergovernmentalunits 117 -117 Internalbalances (9,915)9,915 - Inventories -520,020 520,020 Prepaiditems 154,419 139,125 293,544 Notesreceivable 674,833 -674,833 Landheldforresale 5,215,846 -5,215,846 Capitalassets: Nondepreciable 15,567,229 3,705,657 19,272,886 Depreciable,net 50,734,584 41,649,895 92,384,479 TOTALASSETS 99,598,136 55,493,747 155,091,883 LIABILITIES Accountsandcontractspayable 720,295 778,115 1,498,410 Accruedinterestpayable 201,060 12,550 213,610 Otheraccruedliabilities 222,394 1,496 223,890 Duetoothergovernmentalunits 8,137 115,946 124,083 Unearnedrevenue 19,558 -19,558 Escrowdeposits 192,506 -192,506 Long-termliabilities: Duewithinoneyear 5,174,124 305,431 5,479,555 Dueinmorethanoneyear 19,560,282 3,040,993 22,601,275 TOTALLIABILITIES 26,098,356 4,254,531 30,352,887 NETPOSITION Netinvestmentincapitalassets 48,253,810 42,117,264 90,371,074 Restrictedfor: Debtservice 3,919,070 -3,919,070 Economicdevelopment 2,203,698 -2,203,698 Perpetualcare 30,312 -30,312 Taxincrement 4,300,369 -4,300,369 Unrestricted 14,792,521 9,121,952 23,914,473 TOTALNETPOSITION 73,499,780$51,239,216$124,738,996$ Thenotestothefinancialstatementsareanintegralpartofthisstatement. 19 (Thispageleftblankintentionally) 20 CITYOFMONTICELLO StatementofActivities YearEndedDecember31,2014 Operating Capital Chargesfor Grantsand Grantsand Governmental Business-type Functions/Programs Expenses Services Contributions Contributions Activities Activities Total Governmentalactivities: Generalgovernment 1,488,243$180,145$-$-$(1,308,098)$-$(1,308,098)$ Publicsafety 1,880,193 164,616 184,548 -(1,531,029)-(1,531,029) Publicworks 5,223,345 371,671 111,280 1,404,915 (3,335,479)-(3,335,479) Sanitation 517,956 48,385 --(469,571)-(469,571) Transit 10,000 ---(10,000)-(10,000) Recreationandculture 2,882,127 1,331,581 -369,713 (1,180,833)-(1,180,833) Economicdevelopment 1,084,620 ---(1,084,620)-(1,084,620) Interestandfiscalcharges 649,854 ---(649,854)-(649,854) Totalgovernmentalactivities 13,736,338 2,096,398 295,828 1,774,628 (9,569,484)-(9,569,484) Business-typeactivities WaterUtility 1,084,882 1,117,226 -81,291 -113,635 113,635 SewageUtility 2,762,357 2,081,660 -407,337 -(273,360)(273,360) Liquor 692,976 1,289,369 ---596,393 596,393 FiberOptics 2,919,170 1,761,978 ---(1,157,192)(1,157,192) DeputyRegistrar 300,236 497,798 ---197,562 197,562 Totalbusiness-typeactivities 7,759,621 6,748,031 -488,628 -(522,962)(522,962) Totalprimarygovernment 21,495,959$8,844,429$295,828$2,263,256$(9,569,484)(522,962)(10,092,446) GeneralRevenues: Propertytaxes 9,219,737 9,219,737 Franchisetaxes 357,409 357,409 Unrestrictedgrantsandcontributions 27,502 27,502 Unrestrictedinvestmentearnings 784,347 399,757 1,184,104 Other 217,643 217,643 Specialitem:gainonextinguishmentofdebt 20,990,451 20,990,451 Transfers (3,411,500)3,411,500 - Totalgeneralrevenues,specialitems,andtranfers 7,195,138 24,801,708 31,996,846 ChangeinNetPosition (2,374,346)24,278,746 21,904,400 NetPosition-January1 75,874,126 26,960,470 102,834,596 NetPosition-December31 73,499,780$51,239,216$124,738,996$ Net(Expense)RevenueandChangesinNetPositionProgramRevenues Thenotestothefinancialstatementsareanintegralpartofthisstatement. 21 CITYOFMONTICELLO BalanceSheet GovernmentalFunds December31,2014 Economic Park&Total Total Community Development Debt Capital Pathway Nonmajor Governmental General Center Authority Service Projects Dedication Funds Funds ASSETS Cashandinvestments 4,639,206$459,215$3,484,428$3,700,941$1,446,699$738,333$4,610,925$19,079,747$ Receivables: Currenttaxes 33,734 3,360 1,280 3,331 --123 41,828 Delinquenttaxes 28,728 7,265 86 6,601 ---42,680 Currentspecialassessments 1,242 --783,945 138,817 --924,004 Delinquentspecialassessments 320 --1,449,601 196,242 --1,646,163 Deferredspecialassessments ---3,383,684 613,949 --3,997,633 Accounts 45,430 --215,800 --74,993 336,223 Accruedinterest 124,133 ------124,133 Duefromothergovernmentalunits 117 ------117 Notesreceivable --34,689 400,000 --240,144 674,833 Landheldforresale --3,428,757 -1,787,089 --5,215,846 PrepaidItems 126,327 17,925 8,336 ---1,737 154,325 TOTALASSETS 4,999,237$487,765$6,957,576$9,943,903$4,182,796$738,333$4,927,922$32,237,532$ LIABILITIES Liabilities: Accountsandcontractspayable 220,264$24,779$35,816$1,002$338,169$-$3,018$623,048$ Otheraccruedliabilities 222,394 ------222,394 Duetoothergovernmentalunits 1,325 6,739 -----8,064 Unearnedrevenue 11,400 8,158 -----19,558 Escrowdeposits 182,506 -10,000 ----192,506 Totalliabilities 637,889 39,676 45,816 1,002 338,169 -3,018 1,065,570 DEFERREDINFLOWSOFRESOURCES Unavailablerevenue-propertytaxes 28,728 7,265 86 6,601 ---42,680 Unavailablerevenue-specialassessments 1,562 --5,617,230 949,008 --6,567,800 Unavailablerevenue-notesreceivable ---400,000 --240,144 640,144 TotalDeferredInflowsofResources 30,290 7,265 86 6,023,831 949,008 -240,144 7,250,624 FUNDBALANCES Nonspendable 126,327 17,925 8,336 -1,787,089 -1,737 1,941,414 Restricted --5,398,990 3,919,070 --1,135,389 10,453,449 Assigned -422,899 1,504,348 -1,108,530 738,333 3,547,634 7,321,744 Unassigned 4,204,731 ------4,204,731 Totalfundbalance 4,331,058 440,824 6,911,674 3,919,070 2,895,619 738,333 4,684,760 23,921,338 TOTALLIABILITIES,DEFERREDINFLOWS OFRESOURCES,ANDFUNDBALANCES 4,999,237$487,765$6,957,576$9,943,903$4,182,796$738,333$4,927,922$32,237,532$ Thenotestothefinancialstatementsareanintegralpartofthisstatement. 22 CITYOFMONTICELLO ReconciliationoftheGovernmentalFundsBalanceSheet totheStatementofNetPosition December31,2014 Totalfundbalances-governmentalfunds 23,921,338$ Amountsreportedforgovernmentalactivitiesinthestatementofnetpositionaredifferentbecause: Capitalassetsusedingovernmentalactivitiesarenotfinancialresources and,therefore,arenotreportedinthefunds. Land 13,825,156$ Constructioninprogress 1,742,073 Buildingsandsystems 90,748,030 Machineryandequipment 4,655,033 Accumulateddepreciation (45,302,379)65,667,913 Long-termliabiltiesthatpertaintogovernmentalfunds,includingbondspayable,arenotdueandpayableinthe inthecurrentperiodand,therefore,arenotreportedasfundliabilities.Allliabilities,bothcurrentandlong-term, arereportedintheStatementofNetPosition. Bondspayable (23,160,653)$ Unamortizedbonddiscounts 184,145 Unamortizedbondpremiums (251,495) Compensatedabsences (322,842)(23,550,845) Internalservicefundsareusedbymanagementtochargethecostsofcentralequipmentandinformation technologyservicestoindividualfunds.Theassetsandliabilitiesofoftheinternalservicefundsareincluded ingovernmentalactivitiesintheStatementofNetPosition. Internalservicefundnetpositionincludedinthegovernmentalactivities 703,904$ Lessinternalservicesnetpositionallocatedtotobusiness-typeactivities (9,915)693,989 Netotherpost-employmentbenefitobligationspayableandreportedinthestatementofNetpositiondonotrequire theuseofcurrentfinancialresourcesandarenotreportdasliabilitiesingovernmentalfundsuntilactuallydue.(283,561) Someofthecity'spropertytaxes,specialassessments,andnotesreceivablewillbecollectedafteryear-end,butarenot availablesoonenoughtopayforcurrrentperiodexpendituresand,therefore,arereportedasdeferredinflowsofresources inthegovernmentalfunds.7,250,624 Interestonlong-termdebtisnotaccruedingovernmentalfunds,butratherisrecognizedasanexpenditurewhendue. AccruedinterestforgeneralobligationbondsisincludedintheStatementofNetPosition.(199,678) NETPOSITIONOFGOVERNMENTALACTIVITIES 73,499,780$ Thenotestothefinancialstatementsareanintegralpartofthisstatement. 23 CITYOFMONTICELLO StatementofRevenues,ExpendituresandChangesinFundBalance GovernmentalFunds YearEndedDecember31,2014 Economic Park&Total Total Community Development Debt Capital Pathway Nonmajor Governmental General Center Authority Service Projects Dedication Funds Funds Revenues: Propertytaxes 5,527,958$1,388,404$-$1,262,235$228,854$-$176$8,407,627$ Taxincrements --826,363 ----826,363 Franchisetaxes 216,500 ---53,933 -86,976 357,409 Specialassessments 22,808 --1,489,276 400,848 --1,912,932 Licensesandpermits 378,810 ------378,810 Intergovernmental 320,691 ---41,962 369,713 -732,366 Chargesforservices 319,477 1,323,410 4,128 ---75,959 1,722,974 Finesandforfeitures 1,900 ------1,900 Investmentearnings 150,754 (19,044)168,282 96,681 86,654 32,870 222,759 738,956 Otherrevenues 180,104 22,993 7,513 200,003 2,500 --413,113 Totalrevenues 7,119,002 2,715,763 1,006,286 3,048,195 814,751 402,583 385,870 15,492,450 Expenditures: Current Generalgovernment 1,450,930 ------1,450,930 Publicsafety 1,845,073 ------1,845,073 Publicworks 1,792,870 -----292 1,793,162 Sanitation 517,956 ------517,956 Transit 10,000 ------10,000 Recreationandculture 792,678 1,556,143 ---15,626 22,385 2,386,832 Economicdevelopment --1,084,564 ---56 1,084,620 Capitaloutlay Publicworks ----934,326 --934,326 Recreationandculture -----1,286,557 -1,286,557 Debtservice Principal ---5,411,000 ---5,411,000 Interestandfiscalcharges ---658,983 ---658,983 Totalexpenditures 6,409,507 1,556,143 1,084,564 6,069,983 934,326 1,302,183 22,733 17,379,439 Excess(deficiency)ofrevenuesoverexpenditures 709,495 1,159,620 (78,278)(3,021,788)(119,575)(899,600)363,137 (1,886,989) Otherfinancingsources(uses): Generalobligationbondsissued ---6,080,000 ---6,080,000 Discountongeneralobligationbondsissued ---(12,374)---(12,374) Transfersin -50,000 93,000 3,906,885 200,000 664,500 -4,914,385 Transfersout (293,000)(1,040,000)(218,353)(5,783,732)(664,500)-(326,300)(8,325,885) Totalotherfinancingsources(uses)(293,000)(990,000)(125,353)4,190,779 (464,500)664,500 (326,300)2,656,126 Netchangeinfundbalances 416,495 169,620 (203,631)1,168,991 (584,075)(235,100)36,837 769,137 Fundbalanceatbeginningofyear 3,914,563 271,204 7,115,305 2,750,079 3,479,694 973,433 4,647,923 23,152,201 Fundbalanceatendofyear 4,331,058$440,824$6,911,674$3,919,070$2,895,619$738,333$4,684,760$23,921,338$ Thenotestothefinancialstatementsareanintegralpartofthisstatement. 24 CITYOFMONTICELLO ReconciliationoftheStatementofRevenues,ExpendituresandChanges inFundBalancesofGovernmentalFundstotheStatementofActivities YearEndedDecember31,2014 Netchangeinfundbalances--governmentalfunds 769,137$ AmountsreportedforgovernmentalactivitiesintheStatementofActivitiesaredifferentbecause: Governmentalfundsreportedcapitaloutlaysasexpenditures.However,inthestatementofactivitiesthecost ofthoseassetsisallocatedovertheirestimatedusefullivesandreportedasdepreciationexpense. Thisistheamountbywhichcapitaloutlaysexceededdepreciationinthecurrentperiod. Capitaloutlays 2,220,883$ Capitalcontributions 681,238 Depreciation (4,067,722)(1,165,601) Proceedsfromlong-termdebtprovidefinancialresourcestogovernmentalfunds,buttheissuingofdebt increaseslong-termliabilitiesintheStatementofNetPosition. Issuanceoflong-termdebt (6,080,000)$ Discountsand(premiums)12,374 (6,067,626) Repaymentoflong-termdebtprincipalisanexpenditureinthegovernmentalfunds,buttherepaymentreduces long-termliabilitiesintheStatementofNetPosition.5,411,000 SomeexpensesreportedintheStatementofActivitiesdonotrequiretheuseofcurrentfinancialresources and,therefore,arenotreportedasexpendituresinthegovernmentalfunds. Amortizationofbonddiscounts (42,321)$ Amortizationofbondpremiums 35,701 Changeincompensatedabsences (12,263) ChangeinOPEBobligation (27,957) Changeaccruedinterestpayable 51,104 4,264$ Deferredinflowsofresourcesarerevenues(i.e.delinquenttaxesandspecialassessments)includedinthechangeinnet position,butareexcludedfromthechangeinfundbalancesuntiltheyareavailabletoliquidateliabilitiesofthecurrentperiod.(1,445,587) Internalservicefundsareusedbymanagementtochargethecostsofcertainactivitiestoindividualfunds Thenetrevenueoftheinternalservicefundsisreportedwithgovernmentalactivities. Internalservicefundactivityincludedingovernmentalactivities 128,029$ Subtractinternalservicefundactivityallocatedtobusiness-typeactivities (7,962)120,067 Changeinnetpositionofgovernmentalactivities (2,374,346)$ Thenotestothefinancialstatementsareanintegralpartofthisstatement. 25 CITYOFMONTICELLO StatementofNetPosition ProprietaryFunds December31,2014 Governmental Activities- Deputy Internal Water Sewage Liquor FiberOptics Registrar Totals ServiceFunds ASSETS Currentassets: Cashandinvestments 4,377,060$2,982,398$563,779$42,559$363,479$8,329,275$1,068,612$ Receivables: Currentspecialassessments 162,921 ----162,921 - Deliquentspecialassessments 26,987 ----26,987 - Deferredspecialassessments 25,251 ----25,251 - Accountreceivable 222,800 550,353 -115,901 35,647 924,701 - Inventory --520,020 --520,020 - Prepaiditems 10,354 23,777 15,384 86,317 3,293 139,125 94 Totalcurrentassets 4,825,373 3,556,528 1,099,183 244,777 402,419 10,128,280 1,068,706 Noncurrentassets: Capitalassets: Land 208,143 984,202 5,600 --1,197,945 - Buildingsandsystems 19,832,724 41,594,037 840,217 14,943,377 63,697 77,274,052 - Machineryandequipment 235,515 1,686,529 134,528 479,132 14,265 2,549,969 673,504 Constructioninprogress -2,507,712 ---2,507,712 - Totalcapitalassets 20,276,382 46,772,480 980,345 15,422,509 77,962 83,529,678 673,504 Lessaccumulateddepreciation (10,126,490)(25,915,965)(715,555)(1,385,918)(30,198)(38,174,126)(39,604) Totalcapitalassets(net)10,149,892 20,856,515 264,790 14,036,591 47,764 45,355,552 633,900 Totalnoncurrentassets 10,149,892 20,856,515 264,790 14,036,591 47,764 45,355,552 633,900 TOTALASSETS 14,975,265 24,413,043 1,363,973 14,281,368 450,183 55,483,832 1,702,606 (continued) Business-TypeActivities–EnterpriseFunds 26 CITYOFMONTICELLO StatementofNetPosition ProprietaryFunds December31,2014 (continued) Governmental Activities- Deputy Internal Water Sewage Liquor FiberOptics Registrar Totals ServiceFunds LIABILITIES Currentliabilities: Accountsandcontractspayable 29,156$401,075$280,376$66,902$606$778,115$97,247$ Accruedinterestpayable -12,550 ---12,550 1,382 Otheraccruedliabilities --1,496 --1,496 - Duetoothergovernmentalunits 1,958 -50,945 6,063 56,980 115,946 73 Bondspayable-current -276,000 ---276,000 60,000 Compensatedabsencesduewithinoneyear 9,066 -10,781 5,468 4,116 29,431 - Totalcurrentliabilities 40,180 689,625 343,598 78,433 61,702 1,213,538 158,702 Noncurrentliabilities: Bondspayable-netcurrentportion -2,930,347 ---2,930,347 840,000 Netdiscounts(premiums)-31,941 ---31,941 - Compensatedabsencespayable 33,780 -32,942 4,378 7,605 78,705 - Totalnoncurrentliabilities 33,780 2,962,288 32,942 4,378 7,605 3,040,993 840,000 TOTALLIABILITIES 73,960 3,651,913 376,540 82,811 69,307 4,254,531 998,702 NETPOSITION Netinvestmentincapitalassets 10,149,892 17,618,227 264,790 14,036,591 47,764 42,117,264 (266,100) Unrestricted 4,751,413 3,142,903 722,643 161,966 333,112 9,112,037 970,004 TOTALNETPOSITION 14,901,305$20,761,130$987,433$14,198,557$380,876$51,229,301 703,904$ Adjustmenttoreflectthecumulativeinternalbalancefortheneteffectoftheactivity betweentheinternalservicefundsandtheenterprisefundsovertime 9,915 Netpositionofbusiness-typeactivities(page19)51,239,216$ Thenotestothefinancialstatementsareanintegralpartofthisstatement. Business-TypeActivities–EnterpriseFunds 27 (Thispageleftblankintentionally) 28 CITYOFMONTICELLO StatementofRevenues,Expenses,andChangesinNetPosition ProprietaryFunds YearEndedDecember31,2014 Governmental Activities- Deputy Internal Water Sewage Liquor FiberOptics Registrar Totals ServiceFunds Salesandcostofsales: Netsales 5,165,737$5,165,737$ Costofsales (3,876,697)(3,876,697) Grossprofit 1,289,040 1,289,040 Operatingrevenues: Chargesforservices 1,082,982$2,024,669$1,665,051$497,709$5,270,411 364,608$ Other 34,244 56,991 329 96,927 89 188,580 - Totaloperatingrevenues 1,117,226 2,081,660 329 1,761,978 497,798 5,458,991 364,608 Operatingexpenses: Personalservices 188,151 242,621 455,648 503,046 254,365 1,643,831 - Materialsandsupplies 162,217 22,132 19,756 145,304 10,573 359,982 22,803 Otherservicesandcharges 220,928 1,305,444 172,241 608,906 34,586 2,342,105 224,278 Bondsettlementcharges ---312,510 -312,510 - Contentandaccesscharges ---798,388 -798,388 - Depreciation 514,710 1,106,532 46,922 442,930 3,185 2,114,279 27,897 Totaloperatingexpenses 1,086,006 2,676,729 694,567 2,811,084 302,709 7,571,095 274,978 Operatingincome(loss)31,220 (595,069)594,802 (1,049,106)195,089 (823,064)89,630 Nonoperatingrevenues(expenses) Investmentearnings 199,910 161,997 13,381 13,733 10,736 399,757 45,391 Interestexpense -(86,741)-(16,297)-(103,038)(6,992) Lossonsaleofcapitalassets ---(93,450)-(93,450)- TotalNonoperatingrevenes(expenses)199,910 75,256 13,381 (96,014)10,736 203,269 38,399 Income(loss)beforetransfers,capital contributionsandspecialitem 231,130 (519,813)608,183 (1,145,120)205,825 (619,795)128,029 Capitalcontributions 81,291 407,337 ---488,628 - Transfersin ---6,383,732 -6,383,732 - Transfersout (631,560)(1,690,672)(600,000)-(50,000)(2,972,232)- Specialitem:gainonextinguishmentofdebt ---20,990,451 -20,990,451 - Changeinnetposition (319,139)(1,803,148)8,183 26,229,063 155,825 24,270,784 128,029 Netpositionatbeginningofyear 15,220,444 22,564,278 979,250 (12,030,506)225,051 575,875 Netpositionatendofyear 14,901,305$20,761,130$987,433$14,198,557$380,876$703,904$ Adjustmenttoreflecttheconsolidationofinternalservicefundrelatedtoenterprisefunds 7,962 Changeinnetpositionofbusiness-typeactivities(page21)24,278,746$ Thenotestothefinancialstatementsareanintegralpartofthisstatement. Business-TypeActivities–EnterpriseFunds 29 CITYOFMONTICELLO StatementofCashFlows ProprietaryFunds YearEndedDecember31,2014 Governmental Activities- Deputy Internal Water Sewage Liquor FiberOptics Registrar Totals ServiceFunds Cashflowsfromoperatingactivities: Cashreceivedfromcustomersandusers 1,091,781$2,070,208$5,166,066$1,780,576$494,291$10,602,922$-$ Cashfrominterfundservicesprovided ------364,608 Cashpaidtosuppliersforgoodsandservices (428,532)(1,170,238)(3,872,929)(2,131,239)(56,232)(7,659,170)(162,422) Cashpaidtoemployees (191,367)(242,621)(449,507)(500,839)(256,995)(1,641,329)- Netcashprovided(used)byoperatingactivities 471,882 657,349 843,630 (851,502)181,064 1,302,423 202,186 Cashflowsfromnoncapitalfinancingactivities: Transfersfromotherfunds ---6,383,732 -6,383,732 - Transferstootherfunds (631,560)(1,690,672)(600,000)-(50,000)(2,972,232)- Netcashprovided(used)bynoncapitalfinancingactivities (631,560)(1,690,672)(600,000)6,383,732 (50,000)3,411,500 - Cashflowsfromcapitalandrelatedfinancingactivities: Capitalcontributions 81,291 407,337 ---488,628 - Acquisitionofcapitalassets (11,656)(517,641)-(127,858)-(657,155)(561,491) Bondholdersettlementpaidtoextinguishlong-termdebt ---(7,867,165)-(7,867,165)- Proceedsfromissuanceoflong-termdebt ------515,000 Principalpaidonlong-termdebt -(273,000)---(273,000)(60,000) Interestandfiscalchargespaidonlong-termdebt -(91,963)---(91,963)(6,120) Netcashprovided(used)bycapitalandrelated financingactivities 69,635 (475,267)-(7,995,023)-(8,400,655)(112,611) Cashflowsfrominvestingactivities: Interestoninvestments 199,910 161,997 13,381 13,733 10,736 399,757 45,391 Netcashprovided(used)byinvestingactivities 199,910 161,997 13,381 13,733 10,736 399,757 45,391 Netincrease(decrease)incashandcashequivalents 109,867 (1,346,593)257,011 (2,449,060)141,800 (3,286,975)134,966 Cashandcashequivalents-January1 4,267,193 4,328,991 306,768 2,491,619 221,679 11,616,250 933,646 Cashandcashequivalents-December31 4,377,060$2,982,398$563,779$42,559$363,479$8,329,275$1,068,612$ Business-TypeActivities–EnterpriseFunds (continued) 30 CITYOFMONTICELLO StatementofCashFlows ProprietaryFunds YearEndedDecember31,2014 (continued) Governmental Activities- Deputy Internal Water Sewage Liquor FiberOptics Registrar Totals ServiceFunds Reconciliationofoperatingincome(loss)tonetcash provided(used)byoperatingactivities: Operatingincome(loss)31,220$(595,069)$594,802$(1,049,106)$195,089$(823,064)$89,630$ Adjustmentstoreconcileoperatingincome(loss)to netcashprovided(used)byoperatingactivities: Depreciationandamortization 514,710 1,106,532 46,922 442,930 3,185 2,114,279 27,897 Changesinassetsandliabilities: (Increase)decreaseinaccountsreceivable,net 5,673 (11,452)-18,598 (3,507)9,312 - (Increase)decreaseinspecialassessmentsreceivable (31,118)----(31,118)- (Increase)decreaseininventory --(11,102)--(11,102)- (Increase)decreaseinprepaiditems (1,267)(3,474)(946)(51,541)(107)(57,335)(94) Increase(decrease)inaccountsandcontractspayable (44,035)160,812 204,927 (213,653)123 108,174 84,680 Increase(decrease)inotherliabilities --312 --312 - Increase(decrease)induetoothergovernmentalunits (85)-2,886 (937)(11,089)(9,225)73 Increase(decrease)incompensatedabsences (3,216)-5,829 2,207 (2,630)2,190 - Netcashprovided(used)byoperatingactivities 471,882 657,349 843,630 (851,502)181,064 1,302,423 202,186 Scheduleofnoncashinvesting,capitaland financingactivities: Increase(Decrease)infairvalueofinvestments 87,130$31,339$17,070$(3,048)$9,390$141,881$24,097$ Thenotestothefinancialstatementsareanintegralpartofthisstatement. Business-TypeActivities–EnterpriseFunds 31 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO NOTE1.SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIES ThebasicfinancialstatementsoftheCityofMonticello,Minnesota(thecity) havebeenpreparedinconformitywithaccountingprinciples(GAAP)generally acceptedintheUnitedStatesofAmericaasappliedtogovernmentalunits,as appliedbytheGovernmentalAccountingStandardsBoard(GASB).GASBis theacceptedstandard-settingbodyforestablishinggovernmentalaccounting andfinancialreportingprinciples.Thesignificantaccountingpoliciesofthecity aredescribedasfollows: A.Reportingentity TheCityofMonticellowasincorporated1856andisunderMinnesotaStatutes withamayor-councilformofgovernment.Thefive-membermayor-councilis electedonstaggered,even-numberedyears.Councilorsareelectedat-large tofour-yeartermswhilethemayoriselectedtoatwo-yearterm.The governingbodyappointsanadministratortoimplementpoliciesandoversee dailyoperations. Theaccompanyingfinancialstatementsincludeallfunds,departments, agencies,boards,commissions,andotherorganizationsthatcomprisethe city,alongwithanycomponentunits. Componentunitsarelegallyseparateentitiesforwhichthecity(primary government)isfinanciallyaccountable,orforwhichtheexclusionofthe componentunitwouldrenderthefinancialstatementsoftheprimary governmentmisleading.Thecriteriausedtodetermineiftheprimary governmentisfinanciallyaccountableforacomponentunitincludeswhether ornottheprimarygovernmentappointsthevotingmajorityofthepotential componentunit’sgoverningbody,isabletoimposeitswillonthepotential componentunit,isinarelationshipoffinancialbenefitorburdenwiththe potentialcomponentunit,orisfiscallydependeduponbythepotential componentunit. TheMonticelloEconomicDevelopmentAuthority(EDA)isfiscallydependent uponthecity,anditsgoverningbodyconsistsofcitycouncilmembersand othermembersappointedbythecitycouncil.Thecityisabletoimposeitswill ontheEDAbysignificantlyinfluencingtheprograms,projects,activities,or levelofservicesperformedorprovidedbytheEDA.Thereisapotentialforthe EDAtoprovidespecificfinancialbenefitsto,orimposespecificburdenson, thecity.Therefore,theEDAisincludedasacomponentunitofthecity.The EDA’sfinancialdatahasbeenblendedwiththatofthecity(i.e.reportedas thoughitsfundswerefundsofthecity)andreportedasaspecialrevenue fund. Themayorandcouncilareresponsibleforappointingsomemembersofother organizations.However,thecity’saccountabilityfortheseorganizationsdoes notextendbeyondmakingappointments. B.Government-wideandfundfinancialstatements Thegovernment-widefinancialstatements(i.e.,thestatementofnetposition andthestatementofactivities)reportinformationonallofthenon-fiduciary activitiesoftheprimarygovernmentanditscomponentunit.Forthemostpart, theeffectofinter-fundactivityhasbeenremovedfromthesestatements. Governmentalactivities,whichnormallyaresupportedbytaxesand intergovernmentalrevenues,arereportedseparatelyfrombusiness-type activities,whichrelytoasignificantextentonfeesandchargesforsupport. Thestatementofactivitiesdemonstratesthedegreetowhichthedirect expensesofagivenfunctionorsegmentisoffsetbyprogramrevenues.Direct expensesarethosethatareclearlyidentifiablewithaspecificfunction. Programrevenuesinclude1)chargestocustomersorapplicantswho purchase,use,ordirectlybenefitfromgoods,services,orprivilegesprovided byagivenfunctionorsegmentand2)grantsandcontributionsthatare restrictedtomeetingtheoperationorcapitalrequirementsofaparticular functionorsegment.Taxesandotheritemsnotproperlyincludedamong programrevenuesarereportedinsteadasgeneralrevenues. Separatefinancialstatementsareprovidedforgovernmentalfundsand proprietaryfunds.Majorindividualgovernmentalfundsandmajorindividual enterprisefundsarereportedasseparatecolumnsinthefundfinancial statements. Thecityappliesrestrictedresourcesfirstwhenanexpenseisincurredfor whichbothrestrictedandunrestrictedresourcesareavailable.Depreciation expenseisincludedinthedirectexpenseofeachfunction.Interestandlong- termdebtisconsideredanindirectexpenseandisreportedseparatelyonthe StatementofActivities. Aggregatedinformationfortheremainingnonmajorfundsarereportedin singlecolumnsintherespectivefundfinancialstatements. 32 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO C.Measurementfocus,basisofaccounting,andfinancialstatement presentation Thegovernment-widefinancialstatementsarereportedusingtheeconomic resourcesmeasurementfocusandtheaccrualbasisofaccounting,asarethe proprietaryfundfinancialstatements.Revenuesarerecordedwhenearned andexpensesarerecordedwhenaliabilityisincurred,regardlessofthetiming ofrelatedcashflows.Propertytaxesandspecialassessments,iflevied,are recognizedasrevenuesintheyearforwhichtheyarelevied.Grantsand similaritemsarerecognizedasrevenueassoonasalleligibilityrequirements imposedbytheproviderhavebeenmet. Governmentalfundfinancialstatementsarereportedusingthecurrent financialresourcesmeasurementfocusandthemodifiedaccrualbasisof accounting.Revenuesarerecognizedassoonastheyarebothmeasurable andavailable.Revenuesareconsideredavailablewhentheyarecollectible withthecurrentperiodorsoonenoughthereaftertopayliabilitiesofthe currentperiod.Forthispurpose,thecityconsidersrevenuetobeavailableif theyarecollectedwithin60daysoftheendofthecurrentfiscalperiod. Expendituresgenerallyarerecordedwhenaliabilityisincurred,asunder accrualaccounting.However,debtserviceexpenditures,aswellas expendituresrelatedtoclaimsandjudgments,andcompensatedabsences, whicharerecognizedasexpenditurestotheextenttheyhavematured.Capital assetacquisitionsarereportedascapitaloutlayexpendituresinthe governmentalfunds.Proceedsfromlong-termdebtarereportedarereported asotherfinancingsources. Propertytaxes,franchisetaxes,licenses,andinvestmentinterestassociated withthecurrentfiscalperiodareallconsideredtobesusceptibletoaccrual andhavebeenrecognizedasrevenuesofthecurrentfiscalperiod.Allother revenueitemsareconsideredtobemeasurableandavailableonlywhencash isreceivedbythecity. Sincegovernmentalfundstatementsarepresentedusingameasurement focusandbasisofaccountingdifferentfromthatusedinthegovernment-wide statements’governmentalcolumn,areconciliationispresentedthatbriefly explainstheadjustmentsnecessarytoreconcileendingnetpositionandthe changeinnetposition. Inthefundfinancialstatements,financialtransactionsandaccountsofthecity areorganizedonthebasisoffunds.Theoperationofeachfundisconsidered tobeanindependentfiscalandseparateaccountingentity,withaself- balancingsetofaccountsrecordingcashand/orotherfinancialresources togetherwithallrelatedliabilitiesandresidualequitiesorbalances,and changestherein,whicharesegregatedforthepurposeofcarryingonspecific activitiesorattainingcertainobjectivesinaccordancewithspecialregulations, restriction,orlimitations. MajorGovernmentalFunds–Themajorgovernmentalfundsreportedbythe cityareasfollows: GeneralFund –TheGeneralFundisusedtoaccountforallfinancial resourcesexceptthoserequiredtobeaccountedforinanotherfund. CommunityCenterFund –TheCommunityCenter(specialrevenue)Fund accountsfortherevenuesandexpendituresrelatedtothecommunity center.Inadditiontoapropertytaxallocation,thecommunitycenter generatessignificantrevenuefromchargesformemberships,program activities,andspacerentals. EconomicDevelopmentAuthority(EDA)Fund –TheEDA(special revenue)Fundisusedtoaccountforrevenuesandexpendituresrelated totheblendedcomponentunit.Taxincrements,generatedmainlyby economicandredevelopmentdistricts,aretheEDA’sprimaryrevenue source. DebtServiceFund –TheDebtServiceFundisusedtoaccountforthe accumulationofresourcesforandthepaymentoflong-termdebt principal,interest,andrelatedcosts. ParksandPathwayDedicationFund –Thiscapitalprojectsfundisused toaccountforfinancialresourcestobeusedfortheacquisitionor constructionofparkandpathwayfacilities. CapitalProjectsFund –TheCapitalProjectsFundisusedtoaccountfor financialresourcestobeusedfortheacquisitionorconstructionofmajor capitalfacilities(otherthanthosefinancedbyproprietaryfunds). MajorProprietaryFunds–Thecityreportsthefollowingmajorproprietary funds: WaterFund –TheWater(enterprise)Fundisusedtoaccountforall activitiesnecessarytoprovidewaterservicestotheresidentsand businessesofthecity. SewageFund –TheSewage(enterprise)Fundisusedtoaccountforall activitiesnecessarytoprovidesewageservicestotheresidentsand businessesofthecity. 33 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO LiquorFund –TheLiquor(enterprise)Fundisusedtoaccountforthe operationsofthecity’sliquorstore. FiberOpticsFund –TheFiberOptics(enterprise)Fundisusedtoaccount forallactivitiesnecessarytoprovidefiberopticservicestotheresidents andbusinessesofthecity. DeputyRegistrarFund –TheDeputyRegistrar(enterprise)Fundisused toaccountfortheoperationofcity’sdepartmentofmotorvehicles. Additionally,thecityreportsthefollowingfundtype: InternalServiceFunds –Thesefundsaccountforthecity’scentral informationtechnologyandcentralequipmentservices.Internalservice fundsoperateinamannersimilartoenterprisefunds;however,they provideservicesprimarilytootherdepartmentswithinthecity. Asageneralrule,theeffectofinter-fundactivityhasbeeneliminatedfromthe government-widefinancialstatements.Exceptionstothisgeneralruleare chargesbetweenthecity’senterprisefundsandvariousotherfunctionsofthe city.Eliminationofthesechargeswoulddistortthedirectcostsandprogram revenuesofthevariousfunctionsconcerned. Amountsreportedasprogramrevenuesinclude1)chargestocustomersor applicantsforgoods,services,orprivilegesprovided,2)operatinggrantsand contributions,and3)capitalgrantsandcontributions,includingspecial assessments.Internallydedicatedresourcesarereportedasgeneral revenuesratherthanasprogramrevenues.Likewise,generalrevenues includealltaxesthecityhastheauthoritytoimpose. Proprietaryfundsdistinguishoperatingrevenuesandexpensesfromnon- operatingitems.Operatingrevenuesandexpensesgenerallyresultfrom providingservicesandproducinganddeliveringgoodsinconnectionwitha proprietaryfund’sprincipalongoingoperations.Theprincipaloperating revenuesofthecity’senterpriseandinternalservicefundsarechargesto customersforsalesandservices.Operatingexpensesforenterpriseand internalservicefundsincludecostofsalesandservices,administrative expenses,anddepreciationoncapitalassets.Allrevenueandexpensesnot meetingthisdefinitionarereportedasnon-operatingrevenuesandexpenses. Aggregatedinformationfortheinternalservicefundsisreportedinasingle columnintheproprietaryfundfinancialstatements.Becausetheprincipaluser oftheinternalservicesistheCity’sgovernmentalactivities,thefinancial statementsoftheinternalservicefundsareconsolidatedintothe governmentalcolumnwhenpresentedinthegovernment-widefinancial statements.Thecostoftheseservicesisreportedintheappropriatefunctional activity. D.CashandInvestments Cashandinvestmentsincludebalancesfromallfundsthatarecombinedand investedtotheextentavailableinsavingsaccounts,certificatesofdeposit, U.S.governmentobligations,andothersecuritiesauthorizedbystatestatutes. Earningsfrominvestmentsareallocatedtotherespectivefundsonthebasis ofapplicableparticipationbyeachfund.Investmentsaregenerallystatedat fairvalue,exceptforinvestmentsin2a7-likeexternalinvestmentpools,which arestatedatamortizedcost.Short-termhighlyliquiddebtinstruments (includingcommercialpaper,banker’sacceptances,andU.S.treasuryand agencyobligations)purchasedwitharemainingmaturityofoneyearorless arereportedatamortizedcost.InvestmentincomeisaccruedattheBalance Sheetdate. E.Receivables Utilityandmiscellaneousaccountsreceivablearereportedatgross.Sincethe cityisgenerallyabletocertifydelinquentamountstothecountyforcollection asspecialassessments,noallowanceforuncollectibleaccountshasbeen providedoncurrentreceivables. Thecityutilizesanallowanceforuncollectibleaccountstovalueitsreceivables onlyintheFiberOpticsProprietaryFund.Account(trade)receivablesare carriedatoriginalbillingamountlessanestimatemadefordoubtful receivablesbasedonareviewofalloutstandingamountsonaregularbasis. Managementdeterminestheallowancefordoubtfulaccountsbyidentifying troubledaccountsandbyusinghistoricalexperienceappliedtoanagingof accounts.Withapprovalcouncil,tradereceivablesarewrittenoffwhen deemeduncollectible.Recoveriesoftradereceivablespreviouslywrittenoff arerecordedwhenreceived. Areceivableisconsideredpastdueifanyportionofthereceivablebalanceis outstandingformorethan30days.Interestischargedonreceivablesthatare outstandingformorethan30days.Accrualofinterestisnotsuspendeduntila receivableisdeterminedtobeuncollectible.Provisionsforbaddebtswould beinsignificantandnonehasbeenmadefor2014. Interestreceivableisrecordedasrevenueintheyeartheinterestisearned andisavailabletopayliabilitiesofthecurrentperiod.Theinterestreceivable 34 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO balanceisreportedasoneamountintheGeneralFundwhileallotherfunds receiveinterestrevenuedistributionsincash. F.NotesReceivable Notesreceivableconsistprimarilyofloansmadebythecitytoarea businessesfordevelopmentorredevelopmentpurposes.Thetermsand interestratesoftheindividualloansvary.Somenotesreceivableareoffsetby deferredinflowsofresourcesinthegovernmentalfunds. Thecityhasonenotereceivabletotaling$600,000withanotherlocal government.Thisnotehasaninterestrateof3.95percentandwillmatureat variousdatesthroughJanuary2016.Thisnotereceivableisoffsetbydeferred inflowsofresources. G.PropertyTaxes Propertytaxleviesaresetbythecitycouncileachyear,andarecertifiedto WrightCountyforcollectioninthefollowingyear.InMinnesota,countiesactas collectionagentsforallpropertytaxes. WrightCountyspreadsallleviesovertaxableproperty.Suchtaxesbecomea lienonJanuary1andarerecordedasreceivablesbythecityonthatdate. PropertytaxesmaybepaidbytaxpayersintwoequalinstallmentsonMay15 andOctober15.WrightCountyprovidestaxsettlementstocitiesandother taxingdistrictsseveraltimesthroughouttheyear.Taxeswhichremainunpaid atDecember31areclassifiedasdelinquenttaxesreceivableandareoffsetby deferredinflowsofresourcesinthegovernmentalfundsfinancialstatements. Withinthegovernmentalfundfinancialstatements,thecityrecognizes propertytaxrevenuewhenitbecomesbothmeasurableandavailableto financeexpendituresofthecurrentperiod.Theportionofdelinquenttaxesnot collectedbythecityinJanuaryisfullyoffsetbydeferredinflowsofresources becauseitisnotavailabletofinancecurrentexpenditures.Deferredinflowsof resourcesingovernmentalactivitiesaresusceptibletofullaccrualonthe government-widefinancialstatements. H.SpecialAssessments Specialassessmentsareleviedagainstthebenefitedpropertiesforthe assessablecostsofspecialassessmentimprovementprojectsinaccordance withMinnesotaStatutes.Thecityusuallyadoptsassessmentrollswhen individualpublicimprovementprojectsarecompleteorsubstantiallycomplete. Theassessmentsarecollectibleoveratermofyearsgenerallyconsistentwith thetermofyearsoftherelatedbondissue. Collectionofannualinstallments(includinginterest)ishandledbythecounty inthesamemanneraspropertytaxes.Propertyownersareallowedtoprepay totalfutureinstallmentswithoutinterestorprepaymentpenalties. Onceaspecialassessmentrollisadopted,theamountattributedtoeach parcelisalienuponthatpropertyuntilfullpaymentismadeortheamountis determinedtobeexcessivebythecitycouncilorcourtaction.Ifspecial assessmentsareallowedtogodelinquent,thepropertyissubjecttotax forfeitedsaleandthefirstproceedsofthatsale(aftercosts,penalties,and expensesofsale)areremittedtothecityinpaymentofdelinquentspecial assessments.Generally,thecitywillcollectthefullamountofitsspecial assessmentsnotadjustedbycitycouncilorcourtaction.Pursuanttostate statutes,apropertyshallbesubjecttotaxforfeitsaleafterthreeyearsof delinquencyexceptforhomesteaded,agriculturalorseasonalrecreational property,whichissubjecttosaleafterfiveyears. Theseassessmentsarerecordedasdelinquent(levied,butunremitted)and deferred(certified,butnotyetlevied)specialassessmentsreceivable,andare offsetbydeferredinflowsofresourcesinthegovernmentalfundfinancial statements. UnremittedspecialassessmentamountscollectedbyWrightCountyare recordedinduefromothergovernmentunits. I.Inventories Theinventoriesoftheproprietaryfundsarestatedatcostonthefirst-in,first- outbasis.Enterprisefundinventoryconsistsofmerchandiseheldforresaleat theHi-WayLiquorStore. J.PrepaidItems Paymentstovendorsforservicesthatwillbenefitfutureaccountingperiods arerecordedasprepaid.Prepaiditemsareaccountedforusingthe consumptionmethod.Fundbalanceinanamountequaltotheprepaidbalance intherelatedfundsisnotavailableforappropriation. K.LandHeldforResale Landheldforresaleisrecordedinthegovernmentalfundwhichpurchasedit atthelowerofcostormarket.Fundbalancesarenonspendableorrestricted 35 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO inanamountequaltotheland’scarryingvalueisreportedinthegovernmental fundsastheseassetsarenotavailableforappropriation. L.CapitalAssets Capitalassets,whichincludeproperty,plant,equipment,andinfrastructure assets(roads,bridges,sidewalks,andsimilaritems)arereportedinthe applicablegovernmentalorbusiness-typeactivitiescolumnsinthe government-widefinancialstatements.Suchassetsarecapitalizedathistorical cost,orestimatedhistoricalcostforassetswhereactualhistoricalcostisnot available.Donatedassetsarerecordedascapitalassetsattheirestimatedfair marketvalueatthedateofdonation.Thecityrestructuredthecapitalization policywhichhadasinglethresholdlevelof$5,000ormoreforcapitalizing capitalassets.Therestructuredpolicydivideseachassetintoaclasswitha relatedthresholdasfollows: ClassofAsset ThresholdLevel Land $1 Landimprovements $50,000 Building/buildingimprovements $20,000 Primaryinfrastructureandutility $75,000 Secondaryinfrastructure $25,000 Equipment $10,000 Softwareandnon-tangible $10,000 Thecostofnormalmaintenanceandrepairsthatdoesnotaddtothevalueof theassetormateriallyextendassetlivesisnotcapitalized.Thecityhas electedtofullycapitalizetheinfrastructurecapitalassetsofitsgovernmental activitiesregardlessoftheiracquisitiondateoramount. Capitalassetsarerecordedinthegovernment-wideandproprietaryfund financialstatements,butarenotreportedinthegovernmentalfundsfinancial statements.Interestincurredduringtheconstructionphaseofcapitalassets forbusiness-typeactivitiesisincludedaspartofthecapitalizedvalueofthe assetsconstructed. Capitalassetsaredepreciatedusingthestraight-linemethodovertheir estimatedusefullives.Sincesurplusassetsaregenerallysoldforan immaterialamountwhendeclaredasnolongerneededforcitypurposes,no salvagevalueistakenintoconsiderationfordepreciationpurposes.Useful livesvaryfrom10to40yearsforinfrastructure;5to20yearsforvehicles, machinery,andfurnitureandequipment;12to40yearsforbuildings;and10 to20yearsforimprovementsotherthanbuildings.Capitalassetsnotbeing depreciatedincludelandandconstructioninprogress. M.DeferredInflowsofResources Inadditiontoliabilities,statementsoffinancialpositionorbalancesheetswill sometimesreportaseparatesectionfordeferredinflowsofresources.This separatefinancialstatementelementrepresentsanacquisitionofnetposition thatappliestofutureperiodsandsowillnotberecognizedasaninflowof resources(revenue)untilthattime.Thecityhasonlyonetypeofitem,which arisesunderamodifiedaccrualbasisofaccounting,whichqualifiesfor reportinginthiscategory.Accordingly,theitem,unavailablerevenue,is reportedonlyinthegovernmentalfundsBalanceSheet.Thegovernmental fundsreportunavailablerevenuefromthreesources:propertytaxes,special assessments,andnotesreceivablesnotcollectedwithin60daysofyear-end. Theseamountsaredeferredandrecognizedasaninflowofresourcesinthe periodtheamountsbecomeavailable. N.Long-TermLiabilities Inthegovernment-wideandproprietaryfundfinancialstatements,long-term debtandotherlong-termobligationsarereportedasliabilities.Bondpremiums anddiscounts,ifmaterial,aredeferredandamortizedoverthelifeofthe bondsusingthestraight-linemethod. Inthefundfinancialstatements,governmentalfundtypesrecognizebond premiumsanddiscountsduringthecurrentperiod.Thefaceamountofdebt issuedisreportedasotherfinancingsources.Premiumsreceivedondebt issuancesarereportedasotherfinancingsourceswhilediscountsondebt issuancesarereportedasotherfinancinguses.Issuancecosts,whetherornot withheldfromtheactualdebtproceedsreceived,arereportedasdebtservice expenditures. O.CompensatedAbsencesPayable Cityemployeesearnvacationdaysbaseduponthenumberofcompleted yearsofservice.Thecitycompensatesemployeesforunusedvacationupon terminationofemployment.Employeesareentitledtopaidsickleaveat variousratesforeachmonthoffull-timeservice.Full-timeemployeeswho resignorleavecityemploymentvoluntarilyandingoodstanding,aftergiving 36 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO propernotice,shallbecompensatedforupto50daysofunusedsickleave underthefollowingguidelines: Forunionemployees,one-fourthoftheunusedsickleavetimesthehourlyrate atthetimeofgivingnoticeispaid.Afterfiveyearsofnon-unionemployment, one-fourthoftheunusedsickleavetimesthehourlyrateatthetimeofgiving noticeispaid. After10yearsofemployment,allemployeesaccrueone-halfoftheunused sickleave,timesthehourlyrateatthetimeofgivingnotice. Allcompensatedabsencesareaccruedwhenincurredinthegovernment-wide andproprietaryfundfinancialstatements.Aliabilityfortheseamountsis reportedingovernmentalfundsonlyiftheyhavematured,forexample,asa resultofemployeeresignationsandretirements. P.Budget BudgetsfortheGeneralFundandmajorspecialrevenuefundsareadopted onabasisconsistentwithaccountingprinciplesgenerallyacceptedinthe UnitedStatesofAmerica.Reportedbudgetamountsareasoriginallyadopted orasamendedbycitycouncil-approvedsupplementalappropriationsand budgettransfers.Nosupplementalbudgetamendmentswereadoptedduring theyear.Budgetappropriationslapseatyear-end.Thelegallevelofbudgetary controlisatthedepartmentlevelintheGeneralFundandatthefundlevelin themajorspecialrevenuefunds. Q.StatementofCashFlows ForpurposesoftheStatementofCashFlows,thecityconsidersallhighly liquiddebtinstrumentswithanoriginalmaturityfromthetimeofpurchaseby thecityofthreemonthsorlesstobecashequivalents.Theproprietaryfund’s equityinthegovernment-widecashandinvestmentmanagementpoolis consideredtobecashequivalent. R.NetPosition Inthegovernment-wideandproprietaryfundfinancialstatements,netposition representsthedifferencebetweenassetsanddeferredoutflowsofresources (ifany),liabilities,anddeferredinflowsofresources.Netpositionisdisplayed inthreecomponents: •NetInvestmentinCapitalAssets –Consistsofcapitalassets,net ofaccumulateddepreciation,reducedbyanyoutstandingdebt attributabletoacquirecapitalassets. •RestrictedNetPosition –Consistsofnetpositionrestrictedwhen therearelimitationsimposedontheirusethroughexternal restrictionsimposedbycreditors,grantors,orlawsorregulationsof othergovernments. •UnrestrictedNetPosition –Allothernetpositionthatdoesnotmeet thedefinitionof“restricted”or“netinvestmentincapitalassets.” S.FundBalanceClassifications Inthefundfinancialstatements,governmentalfundsreportfundbalancein classificationsthatdiscloseconstraintsforwhichamountsinthosefundscan bespent.Theseclassificationsareasfollows: •Nonspendable –Consistsofamountsthatarenotinspendable form,suchasprepaiditems,inventory,andotherlong-termassets. •Restricted –Consistsofamountsrelatedtoexternallyimposed constraintsestablishedbycreditors,grantors,orcontributors;or constraintsimposedbystatestatutoryprovisions. •Committed –Consistsofinternallyimposedconstraintsthatare establishedbycitycouncilresolution.Thosecommittedamounts cannotbeusedforanyotherpurposeunlesstheCityCouncil removesorchangesthespecifiedusebytakingthesametypeof actionitemployedtopreviouslycommitthoseamounts. •Assigned –Consistsofinternallyimposedconstraints.These constraintsconsistofamountsintendedtobeusedbythecityfor specificpurposesbutdonotmeetthecriteriatobeclassifiedas restrictedorcommitted.Ingovernmentalfunds,assignedamounts representintendedusesestablishedbythegoverningbodyitselfor byanofficialtowhichthegoverningbodydelegatestheauthority. Pursuanttocitycouncilresolution,thecouncil,cityadministrator,or financedirectorareauthorizedtoestablishassignmentsoffund balance. •Unassigned –TheresidualclassificationfortheGeneralFundwhich alsoreflectsnegativeresidualamountsinotherfunds. 37 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO Whenbothrestrictedandunrestrictedresourcesareavailableforuse,itisthe city’spolicytofirstuserestrictedresources,thenuseunrestrictedresources astheyareneeded. Whencommitted,assigned,orunassignedresourcesareavailableforuse,it isthecity’spolicytouseresourcesinthefollowingorder:1)committed,2) assigned,and3)unassigned. T.UseofEstimates Thepreparationoffinancialstatementsinconformitywithaccounting principlesgenerallyacceptedintheUnitedStatesofAmericarequires managementtomakeestimatesandassumptionsthataffectthereported amountsofassetsandliabilitiesanddisclosureofcontingentassetsand liabilitiesatthedateofthefinancialstatementsandthereportedamountsof revenuesandexpenses/expendituresduringthereportingperiod.Actual resultscoulddifferfromthoseestimates. U.Budget ExpendituresexceededbudgetedamountsintheEDASpecialRevenueFund by$641,960.ThetaxincrementportionoftheEDAFundfunctionslikea capitalprojectsfundwithexpendituresbasedonthelifecycleofthetax incrementdistrict. V.FutureChangeinAccountingStandards GASBStatementNo.68replacestherequirementsofGASBStatementNo. 27,AccountingforPensionsbyStateandLocalGovernmentalEmployers,and StatementNo.50,PensionDisclosures,astheyrelatetogovernmentsthat providepensionsthroughpensionplansadministeredastrustsorsimilar arrangementsthatmeetcertaincriteria.GASBStatementNo.68requires governmentsprovidingdefinedbenefitpensionstorecognizetheirlong-term obligationforpensionbenefitsasaliabilityforthefirsttime,andtomore comprehensivelyandcomparablymeasuretheannualcostsofpension benefits.ThisstatementwillbeeffectiveforfiscalyearsbeginningafterJune 15,2014.Thecityhasnotyetdeterminedthefinancialimpactofadoptingthis newstandard. NOTE2.CASH,CASHEQUIVALENTS,ANDINVESTMENTS A.ComponentsofCashandInvestments Cashandinvestmentsatyear-endconsistofthefollowing: Deposits 8,568,608$ Investments 19,898,832 Cashonhand 10,194 Totalcashandinvestments–StatementofNetPosition 28,477,634$ CashandinvestmentsarereflectedontheStatementofNetPositionas follows: Cashandinvestments–StatementofNetPosition 28,477,634$ B.Deposits InaccordancewithapplicableMinnesotaStatutes,thecitymaintainsdeposits atdepositorybanksauthorizedbythecitycouncil,includingcheckingaccounts andnon-negotiablecertificatesofdeposit. Thefollowingisconsideredthemostsignificantriskassociatedwithdeposits. CustodialCreditRisk –Inthecaseofdeposits,thisistheriskthatinthe eventofabankfailure,thecity’sdepositsmaybelost. MinnesotaStatutesrequirethatalldepositsbeprotectedbyfederal depositinsurance,corporatesuretybond,orcollateral.Themarketvalue ofcollateralpledgedmustequal110percentofthedepositsnotcovered byfederaldepositinsuranceorcorporatesuretybonds.Authorized collateralincludestreasurybills,notes,andbonds;issuesofU.S. governmentagencies;generalobligationsrated“A”orbetter;revenue obligationsrated“AA”orbetter;irrevocablestandardlettersofcredit issuedbytheFederalHomeLoanBank;andcertificatesofdeposit. MinnesotaStatutesrequirethatsecuritiespledgedascollateralbeheldin safekeepinginarestrictedaccountattheFederalReserveBankorinan accountatatrustdepartmentofacommercialbankorotherfinancial institutionthatisnotownedorcontrolledbythefinancialinstitution 38 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO furnishingthecollateral.Thecity’sinvestmentpolicydoesnotprovide furtherrequirementsregardingcustodialcreditrisk. Atyear-end,thecarryingamountofthecity’sdepositswas8,568,608 whilethebalanceonbankrecordswas8,571,262.Alldepositswere coveredbyfederaldepositoryinsurance,suretybonds,orbycollateral heldbythecity’sagentinthecity’sname. C.Investments No Less More Percentof InvestmentType RatingAgency Maturity Than1 1to5 5to10 Than10 Total Holdings U.S.agencysecurities FederalFarmCreditBank AA+S&P –$–$–$483,812$–$483,812$2.4% FederalAgricultureMortgage Corporation AA+S&P ––––739,325 739,325 3.7% FederalHomeLoanBank AA+S&P –––1,590,432 879,728 2,470,160 12.4% FederalNationalMortgage Association AA+S&P ––148,328 –533,095 681,423 3.4% NegotiablecertificatesofdepositN/R N/A –4,839,458 3,414,082 1,133,624 –9,387,164 47.2% Localgovernmentsecurities AAA S&P ––––1,135,970 1,135,970 5.7% Localgovernmentsecurities AA+S&P ––––1,553,046 1,553,046 7.8% Localgovernmentsecurities BBB S&P –––314,730 –314,730 1.6% Localgovernmentsecurities Aaa Moody’s ––––1,348,415 1,348,415 6.8% Localgovernmentsecurities Aa1 Moody’s ––––1,125,150 1,125,150 5.7% Moneymarketfunds AAAm S&P 607,314 ––––607,314 3.1% 4MFund N/R N/A 52,323 ––––52,323 0.3% Totalinvestments 659,637$4,839,458$3,562,410$3,522,598$7,314,729$19,898,832$100.0% N/A–NotApplicable N/R–NotRated CreditRisk InterestRisk–MaturityDurationinYears CustodialCreditRisk –Forinvestments,thisistheriskthatintheevent ofafailureofthecounterpartytoaninvestmenttransaction(typicallya broker-dealer)thecitywouldnotbeabletorecoverthevalueofits investmentsorcollateralsecuritiesthatareinthepossessionofan outsideparty.Thecity’sinvestmentpolicydoesnotprovideadditional requirementsbeyondstatestatutes,butthecitytypicallylimitsits exposurebypurchasinginsuredorregisteredinvestments,orbythe controlofwhoholdsthesecurities. CreditRisk –Thisistheriskthatanissuerorothercounterpartytoan investmentwillnotfulfillitsobligations.MinnesotaStatuteslimitthecity’s investmentstodirectobligationsorobligationsguaranteedbytheUnited 39 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO Statesoritsagencies;sharesofinvestmentcompaniesregisteredunder theFederalInvestmentCompanyActof1940thatreceivethehighest creditrating,areratedinoneofthetwohighestratingcategoriesbya statisticalratingagency,andalloftheinvestmentshaveafinalmaturityof 13monthsorless;generalobligationsrated“A”orbetter;revenue obligationsrated“AA”orbetter;generalobligationsoftheMinnesota HousingFinanceAgencyrated“A”orbetter;bankers’acceptancesof UnitedStatesbankseligibleforpurchasebytheFederalReserveSystem; commercialpaperissuedbyUnitedStatescorporationsortheirCanadian subsidiaries,ratedofthehighestqualitycategorybyatleasttwonationally recognizedratingagencies,andmaturingin270daysorless;Guaranteed InvestmentContractsguaranteedbyaUnitedStatescommercialbank, domesticbranchofaforeignbank,oraUnitedStatesinsurancecompany, andwithacreditqualityinoneofthetoptwohighestcategories; repurchaseorreversepurchaseagreementsandsecuritieslending agreementswithfinancialinstitutionsqualifiedasa“depository”bythe governmententity,withbanksthataremembersoftheFederalReserve Systemwithcapitalizationexceeding$10,000,000;thatareaprimary reportingdealerinU.S.governmentsecuritiestotheFederalReserve BankofNewYork;orcertainMinnesotasecuritiesbroker-dealers.The city’sinvestmentpolicydoesnotfurtheraddresscreditrisk. ConcentrationRisk –Thisistheriskassociatedwithinvestinga significantportionofthecity’sinvestment(considered5percentormore) inthesecuritiesofasingleissuer,excludingU.S.guaranteedinvestments (suchastreasuries),investmentpools,andmutualfunds.Thecity’s investmentpolicyrequiresthatnomorethan5percentoftheoverall portfoliomaybeinvestedinthesecuritiesofasingleissuer,exceptforthe securitiesoftheU.S.governmentandinagenciesoranexternal investmentpool.Morethan5percentofthecity’sinvestmentsarein BexarCounty;FederalHomeLoanBank;andKane,Cook,andDuPage counties.Theseinvestmentsare5.6percent,12.4percent,and5.6 percent,respectively,ofthecity’stotalinvestments. InterestRateRisk –Thisistheriskofpotentialvariabilityinthefairvalue offixedrateinvestmentsresultingfromchangesininterestrates(the longertheperiodforwhichaninterestrateisfixed,thegreatertherisk). TheCity’sinvestmentpolicydoesnotfurtheraddressthedurationof investments. TheMinnesotaMunicipalMoneyMarketFund(4MFund)isacommonlaw trustorganizedinaccordancewiththeMinnesotaJointPowersAct,which investsonlyininvestmentinstrumentsallowableunderMinnesotaStatutes.It isanexternalinvestmentpoolnotregisteredwiththeSecuritiesExchange Commission(SEC)thatfollowsthesameregulatoryrulesoftheSECunder rule2a7.Thecity’sinvestmentinthe4MFundismeasuredatthenetasset valuepershareprovidedbythepool,whichisbasedonanamortizedcost methodthatapproximatesfairvalue. NOTE3.CONCENTRATIONOFREVENUES CargillKitchensolutionsisthelargestcustomerofwaterandsewageservices. Thecompany’swaterpurchasesaccountfor$67,447,or6percent,ofWater Fundoperatingrevenue;andthecompany’ssewagechargesaccountfor $334,725,or16.1percent,ofSewageFundoperatingrevenue.Additionally, NorthernStatesPowerCompany’s(XcelEnergy)nettaxcapacityforproperty taxespayablein2014is$9,285,841,or48.8percent,ofthetotalnetcapacity of$19,021,771.Accordingly,XcelEnergy’sshareofthe$8.15millioncity propertytaxlevyis$3.98million.ThetaxcapacityonJanuary1,2014,is basedonmarketvaluescertifiedtothestateonJanuary1,2013. Consequently,in2013,XcelEnergyupratedenergyproducingassetsatits Monticellonuclearplant,increasingthecompany’snettaxcapacityto $14,453,109,or60.5percent,ofthe$23,882,689totaltaxcapacityfortaxes payablein2015. NOTE4.CLAIMSANDJUDGMENTS Thecityparticipatesinanumberoffederalandstateprogramsthatarefullyor partiallyfundedbygrantsreceivedfromothergovernmentalunits. Expendituresfinancedbygrantsaresubjecttoauditbytheappropriategrantor government.Ifexpendituresaredisallowedduetononcompliancewithgrant programregulations,thecitymayberequiredtoreimbursethegrantor government. AsofDecember31,2014,significantamountsofgrantexpenditureshavenot beenauditedbythegrantingagency,butthecitybelievesthatdisallowed expendituresdiscoveredinsubsequentaudits,ifany,willnothaveamaterial effectonanyoftheindividualfundsortheoverallfinancialpositionofthecity. 40 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO NOTE5.CAPITALASSETS CapitalassetactivitiesfortheyearendDecember31,2014areasfollows: January1,TransfersandDecember31, Beginning Completed Ending InternalServiceGovernmentalInternalServiceGovernmental Balance Additions Deletions Construction Balance FundAssets FundsTotal FundAdditions FundAdditions Governmentalactivities Nondepreciablecapitalassets: Land 11,919,531$1,905,625$–$–$13,825,156$–$13,825,156$–$1,905,625$ Constructioninprogress 3,492,384 674,885 –(2,425,196)1,742,073 –1,742,073 –674,885 Totalcapitalassets,notdepreciated 15,411,915 2,580,510 –(2,425,196)15,567,229 –15,567,229 –2,580,510 Depreciablecapitalassets: Buildingsandsystems 88,061,229 261,605 –2,425,196 90,748,030 –90,748,030 –261,605 Machineryandequipment 4,707,040 621,497 ––5,328,537 673,504 4,655,033 561,491 60,006 Totalcapitalassets,depreciated 92,768,269 883,102 –2,425,196 96,076,567 673,504 95,403,063 561,491 321,611 Lessaccumulateddepreciationfor: Buildingsandsystems (37,753,543)(3,875,813)––(41,629,356)–(41,629,356)–(3,875,813) Machineryandequipment (3,492,821)(219,806)––(3,712,627)(39,604)(3,673,023)(27,897)(191,909) Totalaccumulateddepreciation (41,246,364)(4,095,619)––(45,341,983)(39,604)(45,302,379)(27,897)(4,067,722) Netcapitalassets,depreciated 51,521,905 (3,212,517)–2,425,196 50,734,584 633,900 50,100,684 533,594 (3,746,111) Totalgovernmentalactivities netcapitalassets 66,933,820$(632,007)$–$–$66,301,813$633,900$65,667,913$533,594$(1,165,601)$ Business-typeactivities 1,197,945$–$–$–$1,197,945$ Constructioninprogress 2,407,995 464,680 –(364,963)2,507,712 Totalcapitalassets,notdepreciated 3,605,940 464,680 –(364,963)3,705,657 Buildingsandsystems 77,159,690 ––114,362 77,274,052 Machineryandequipment 2,241,362 192,475 (134,469)250,601 2,549,969 79,401,052 192,475 (134,469)364,963 79,824,021 Buildingsandsystems (34,455,788)(1,984,238)––(36,440,026) Machineryandequipment (1,645,076)(130,041)41,017 –(1,734,100) (36,100,864)(2,114,279)41,017 –(38,174,126) Netcapitalassets,depreciated 43,300,188 (1,921,804)(93,452)364,963 41,649,895 Totalbusiness-typeactivities 46,906,128$(1,457,124)$(93,452)$–$45,355,552$netcapitalassets Land Totalaccumulateddepreciation Nondepreciablecapitalassets: Depreciablecapitalassets: Totalcapitalassets,depreciated Lessaccumulateddepreciationfor: 41 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO DepreciationfortheyearendedDecember31,2014waschargedto function/programsasfollows: Governmentalactivities Generalgovernment 44,047$ Publicsafety 82,953 Publicworks 3,430,647 Recreationandculture 510,075 CapitalassetsheldbytheCity’sinternalservicefunds– chargedtothevariousfunctionsbasedonusageofassets 27,897 Totaldepreciationexpense–governmentalactivities 4,095,619$ Business-typeactivities Water 514,710$ Sewer 1,106,532 Liquor 46,922 FiberNet 442,930 Deputyregistrar 3,185 Totaldepreciationexpense–business-typeactivities 2,114,279$ NOTE6.COMMITMENTS Duringfiscal2014,thecityawardedcontractsforvariousconstructionand remodelingprojects.Thecity’scommitmentsforuncompletedworkonthese contractsatDecember31,2014areapproximatelyasfollows: SewageFund Treatmentplantupgrades $383,950 CapitalProjectsFund Streetconstruction–7th Street $81,000 NOTE7.LONG-TERMLIABILITIES A.Description Thecityhasthefollowingtypesoflong-termliabilitiesoutstandingatDecember 31,2014:generalobligation(G.O.)bonds,specialassessmentimprovement bondswithgovernmentalcommitment,revenuebonds,compensatedabsences, andnetotherpost-employmentbenefits(OPEB)obligation. •GeneralObligationBonds –Threeofthefouroutstandinggeneral obligationbondissuesfinancedstreetimprovementprojectsand constructionatthewastewatertreatmentplant.Thefourthissue financedasettlementwithtelecommunicationrevenuebondholders andcapitalequipmentpurchasesintheCentralEquipmentFund. •GeneralObligationCertificatesofIndebtedness –Thecityissues generalobligationcertificatesofindebtednesstoprovidefinancingfor capitalequipment.Debtserviceiscoveredbygeneralpropertytaxes. Generalobligationcertificatesofindebtednessaredirectobligations thatpledgethefullfaithandcreditofthecity.Thesecertificates generallyareissuedasfive-yearnoteswithfluctuatingdebtservice paymentseachyear. •SpecialAssessmentBonds –Thesebondsarepayableprimarily fromspecialassessmentsleviedonthepropertiesbenefitingfromthe improvementsfundedbytheseissues.Anydeficienciesinrevenueto fundtheseissueswillbeprovidedfromgeneralpropertytaxes. •RevenueBonds –Thesebondswereissuedforimprovementsor projectsthatdirectlybenefitacityenterpriseactivity.Thedebtissued willberepaidfromuserfeeswhichbenefitfromtheimprovementsor projects. •CompensatedAbsences –Thecityprovidesvacationandsick leavebenefitstocertaineligibleemployees.Theliabilitywillberepaid bytheGeneralFund,CommunityCenterSpecialRevenueFund, WaterFund,LiquorFund,orFiberOpticsFundforwhicheach employeeisemployed. •NetOPEBObligation –Thecityprovidespost-employmentbenefits tocertaineligibleemployeesthroughthecity’sOPEBPlan.The liabilitywillberepaidbasedonapay-as-you-gofinancing requirementaswellasanyadditionalamountsdeterminedannually bythecity.TheliabilitywillberepaidbytheGeneralFund. 42 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO Long-termliabilitiesatyear-endaresummarizedasfollows: Final Interest Maturity Balance– OriginalIssue Rate IssueDate Date EndofYear Governmentalactivities Generalobligationbonds 2007Improvementbonds 5,137,903$4.00%12/27/200702/01/2018 2,193,653$ 2008BSewerrevenuerefundingbond9,270,000$3.40%04/17/200808/01/2018 3,892,000 2014AGeneralobligationbonds: judgmentportion 6,080,000$1.00-3.50%12/18/201412/15/2030 6,080,000 equipmentportion 515,000$1.00-3.05%12/18/201412/15/2024 515,000 Othergeneralobligationdebt 2013ACertificateofindebtedness 500,000$0.35–2.10%04/26/201312/01/2020 385,000 Specialassessmentsbonds 2010AGeneralobligationimprovement andrefundingbonds 3,255,000$0.40–2.70%09/14/201002/01/2021 1,955,000 2011AGeneralobligationrefunding 10,735,000$2.00–3.00%10/19/201102/01/2023 8,055,000 Revenuebonds 2008APublicprojectrevenue refundingbonds 6,180,000$3.20%02/20/200802/01/2015 985,000 Netpremiums(discounts)onbonds 67,350 Compensatedabsencespayable 322,842 NetOPEBobligation 283,561 Totalgovernmentalactivitylong-termliabilities 24,734,406$ Business-typeactivities Generalobligationbonds 2007Improvementbonds 907,097$4.00%12/27/200702/01/2018 386,347$ 2013BWastewatertreatmentbonds 3,000,000$2.00–3.35%12/05/201312/01/2028 2,820,000 Netpremiums(discounts)onbonds 31,941 Compensatedabsencespayable 108,136 Totalbusiness-typeactivitylong-termliabilities 3,346,424$ B.ChangesinLong-TermLiabilities December31,December31,DueWithin 2013 Additions Retirements 2014 OneYear Governmentalactivities Generalobligationbonds 7,506,653$6,595,000$(1,421,000)$12,680,653$1,468,000$ Certificateofindebtedness 445,000 –(60,000)385,000 60,000 Specialassessmentbonds13,010,000 –(3,000,000)10,010,000 2,575,000 Revenuebonds 1,975,000 –(990,000)985,000 985,000 Add Premiumsonbonds 287,196 –(35,701)251,495 – Less Discountsonbonds (214,092)(12,374)42,321 (184,145)– Compensatedabsences 310,579 226,409 (214,146)322,842 86,124 NetOPEBobligation 255,604 34,718 (6,761)283,561 – Total 23,575,940$6,843,753$(5,685,287)$24,734,406$5,174,124$ Business-typeactivities Generalobligationbonds 3,479,347$–$(273,000)$3,206,347$276,000$ Revenuebonds 26,445,000 –(26,445,000)–– Add Premiumsonbonds 37,109 –(2,038)35,071 – Less Discountsonbonds (397,320)–394,190 (3,130)– Compensatedabsences 105,946 86,080 (83,890)108,136 29,431 Total 29,670,082$86,080$(26,409,738)$3,346,424$305,431$ 43 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO C.MinimumDebtPayments Minimumannualprincipalandinterestpaymentstomaturityforbondspayable areasfollows: YearEnding December31,Principal Interest Principal Interest Principal Interest Principal Interest Principal Interest 2015 1,468,000$375,788$60,000$5,760$2,575,000$187,649$985,000$15,760$276,000$84,158$ 2016 1,926,250 323,380 60,000 5,250 2,590,000 138,000 ––279,750 76,643 2017 1,925,250 264,624 65,000 4,590 985,000 103,267 ––273,750 69,173 2018 1,986,153 203,972 65,000 3,713 995,000 83,674 ––281,847 61,748 2019 415,000 160,609 65,000 2,673 660,000 66,705 ––185,000 56,098 2020-2024 2,220,000 657,401 70,000 1,470 2,205,000 112,227 ––1,000,000 219,480 2025-2029 2,245,000 322,575 ––––––910,000 74,190 2030 495,000 17,325 –––––––– 12,680,653$2,325,674$385,000$23,456$10,010,000$691,522$985,000$15,760$3,206,347$641,490$ Business-TypeActivities RevenueBonds GeneralObligationBonds GeneralObligation Special GovernmentalActivities GeneralObligationBonds CertificateofIndebtedness AssessmentBonds D.ConduitDebt ThecityhasissuedSeniorHousingRefundingRevenueBondstoprovide financialassistancetoprivatesectorentitiesfortheacquisitionandconstruction ofseniorhousingfacilitiesdeemedtobeinthepublicinterest.Thebondsare securedbythepropertyfinancedandarepayablesolelyfrompaymentsreceived ontheunderlyingmortgageloans.Uponrepaymentofthebonds,ownershipof theacquiredfacilitiestransferstotheprivatesectorentityservedbythebond issuance.TheCityisnotobligatedinanymannerforrepaymentofthebonds. Accordingly,thebondsarenotreportedasliabilitiesintheaccompanying financialstatements.AsofDecember31,2014,therewasoneseriesofSenior HousingRefundingRevenueBondsoutstanding.Theoriginalissueamounts totaled$3,000,000withaninterestrateof4.75percent.Thisbalancehasbeen reducedthroughannualpaymentsandpartialcallprepayments.Theoutstanding balanceasofDecember31,2014isundetermined. E.Pay-As-You-GoTaxIncrementNote Thecityhasdevelopmentagreementswithprivatedevelopersforapropertyin thecity’staxincrementdistricts.Aspartoftheagreements,thecityhasagreed toreimbursethedevelopersforcertaincoststhroughpay-as-you-gotax incrementnotes.Thenotesprovideforthepaymentofprincipalequaltothe developers’costs,plusinterestatratesrangingfrom5.0percentto8.5percent (interestaccrualcommencinguponthedevelopercompletingtheproject). Paymentsofthenoteswillbemadeatthelesseroftheschedulednote paymentsortheactualnettaxincrementreceivedduringtheperiodspecified intheagreement.Thenotewillbecanceledattheendoftheagreementterm, whetherithasbeenfullyrepaidornot.Theoutstandingprincipalbalanceof thesenotesasofDecember31,2014is$1,557,889.Thesenotesarenot includedinthecity’slong-termdebt,becauserepaymentisrequiredonlytothe extentsufficienttaxincrementsarereceived.Thecity’spositionisthatthisis anobligationtoassignfutureanduncertainrevenuesourcesand,assuch,is notactualdebtinsubstance. F.ArbitrageRebate InaccordancewiththeprovisionsofSection148(f)oftheInternalRevenue Codeof1986,asamended,bondsmustsatisfycertainarbitragerebate requirements.Positivearbitrageistheexcessof(1)theamountearnedon investmentspurchasedwithbondproceedsover(2)theamountthatsuch investmentswouldhaveearnedhadsuchinvestmentsbeeninvestedatarate equaltotheyieldonthebondissue.Inordertocomplywiththearbitrage rebatesrequirements,positivearbitragemustbepaidtotheU.S.treasuryat theendofeachfive-yearanniversarydateofthebondissue.AsofDecember 31,2014,therearenoamountsofarbitragerebates. 44 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO G.RevenuePledged Futurerevenuepledgedforthepaymentoflong-termdebtisasfollows: 2008APublic 2013BG.O. ProjectRevenue Wastewater Description RefundingBonds TreatmentBonds Useofproceeds CommunityCenter SewageFund Revenuepledged Type Userfees Utilitycharges Percentoftotaldebtservice 100%100% Termofpledge 2008-2015 2013-2028 RemainingprincipalandInterest $1,000,760 $3,430,558 Currentyear PrincipalandInterestpaid $1,037,360 $254,198 Pledgedrevenuereceived $1,321,099 $2,058,729 NOTE8.DEFINEDBENEFITPENSIONPLANS–STATE-WIDE A.PlanDescription Allfull-timeandcertainpart-timeemployeesofthecityarecoveredbydefined benefitplansadministeredbythePublicEmployees’RetirementAssociation (PERA)ofMinnesota.PERAadministerstheGeneralEmployees’Retirement Fund(GERF)andthePublicEmployeesPoliceandFireFund(PEPFF),which arecost-sharing,multiple-employerretirementplans.Theseplansare establishedandadministeredinaccordancewithMinnesotaStatutes,Chapters 353and356. GERFmembersbelongtoeithertheCoordinatedPlanortheBasicPlan. CoordinatedPlanmembersarecoveredbySocialSecurityandBasicPlan membersarenot.AllnewmembersmustparticipateintheCoordinatedPlan.All policeofficers,firefighters,andpeaceofficerswhoqualifyformembershipby statutearecoveredbythePEPFF. PERAprovidesretirementbenefitsaswellasdisabilitybenefitstomembers,and benefitstosurvivorsupondeathofeligiblemembers.Benefitsareestablishedby statestatutes,andvestafterfiveyearsofcreditedservice.Thedefined retirementbenefitsarebasedonamember’shighestaveragesalaryforanyfive successiveyearsofallowableservice,age,andyearsofcreditattermination ofservice. TwomethodsareusedtocomputebenefitsforPERA’sCoordinatedandBasic Planmembers.Theretiringmemberreceivesthehigherofastep-ratebenefit accrualformula(Method1)oralevelaccrualformula(Method2).Under Method1,theannuityaccrualrateforaBasicPlanmemberis2.2percentof averagesalaryforeachofthefirst10yearsofserviceand2.7percentfor eachremainingyear.TheannuityaccrualrateforaCoordinatedPlanmember is1.2percentofaveragesalaryforeachofthefirst10yearsofserviceand1.7 percentforeachremainingyear.UnderMethod2,theannuityaccrualrateis 2.7percentofaveragesalaryforBasicPlanmembersand1.7percentfor CoordinatedPlanmembersforeachyearofservice.ForPEPFFmembers,the annuityaccrualrateis3.0percentforeachyearofservice.ForallPEPFF membersandGERFmembershiredpriortoJuly1,1989whoseannuityis calculatedusingMethod1,afullannuityisavailablewhenageplusyearsof serviceequal90.Normalretirementageis55forPEPFFmembersand65for BasicandCoordinatedPlanmembershiredpriortoJuly1,1989.Normal retirementageistheageforunreducedSocialSecuritybenefitscappedat66 forCoordinatedPlanmembershiredonorafterJuly1,1989.Areduced retirementannuityisalsoavailabletoeligiblemembersseekingearly retirement. Therearedifferenttypesofannuitiesavailabletomembersuponretirement.A single-lifeannuityisalifetimeannuitythatceasesuponthedeathofthe retiree—nosurvivorannuityispayable.Therearealsovarioustypesofjoint andsurvivorannuityoptionsavailablewhichwillbepayableoverjointlives. Membersmayalsoleavetheircontributionsinthefunduponterminationof publicserviceinordertoqualifyforadeferredannuityatretirementage. Refundsofcontributionsareavailableatanytimetomemberswholeave publicservice,butbeforeretirementbenefitsbegin. Thebenefitprovisionsstatedinthepreviousparagraphsofthissectionare currentprovisionsandapplytoactiveplanparticipants.Vested,terminated employeeswhoareentitledtobenefits,butarenotreceivingthemyetare boundbytheprovisionsineffectatthetimetheylastterminatedtheirpublic service. PERAissuesapubliclyavailablefinancialreportthatincludesfinancial statementsandrequiredsupplementaryinformationforGERFandPEPFF. Thatreportmaybeobtainedatmnpera.org;bywritingtoPERAat60Empire Drive,Suite200,St.Paul,Minnesota55103-2088;orbycalling(651)296– 7460or(800)652–9026. 45 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO B.FundingPolicy MinnesotaStatutes,Chapter353setstheratesforemployerandemployee contributions.ThesestatutesareestablishedandamendedbytheState Legislature.Thecitymakesannualcontributionstothepensionplansequalto theamountrequiredbystatestatutes.GERFBasicPlanmembersand CoordinatedPlanmemberswererequiredtocontribute9.1percentand6.25 percent,respectively,oftheirannualcoveredsalaryin2014.PEPFFmembers wererequiredtocontribute10.2percentoftheirannualcoveredsalaryin2014. In2014,thecitywasrequiredtocontributethefollowingpercentagesofannual coveredpayroll:11.78percentforBasicPlanmembers,7.25percentfor CoordinatedPlanmembers,and15.3percentforPEPFFmembers. ContributionrateswillincreaseJanuary1,2015intheCoordinatedPlan(6.5% formembersand7.5%foremployers)andthePEPFF(10.8percentfor membersand16.2percentforemployers). Thecity’scontributionsforthepastthreeyearsendingDecember31,2014, 2013,and2012were$241,170,$241,157,and$256,660,respectively.The City’scontributionswereequaltothecontractuallyrequiredcontributionsfor eachyearassetbystatestatutes. NOTE9.CITYOFMONTICELLOFIRERELIEFASSOCIATION A.PlanDescription ThecitycontributestotheCityofMonticelloFireReliefAssociation(the Association),asingleemployerretirementsystemthatactsasacommon investmentmanagerandadministratorforthecity’sfirefighters.Allactive membersofthefiredepartmentaremembersoftheAssociation.The Associationissuesapubliclyavailablefinancialreportthatincludesfinancial statementsandrequiredsupplementaryinformation.Acopyofthereportmaybe obtainedatMonticelloCityHall. UponapprovalbytheBoardofTrustees,lumpsumretirementbenefitsareeither paidordeferredasfollows: Eachmemberwhoisatleast50yearsofage,hasretiredfromthefire department,hasservedatleast10yearsofactiveservicewithsuch departmentbeforeretirementandhasbeenamemberoftheAssociationin goodstandingatleast10yearspriortosuchretirement,shallbeentitledto alumpsumservicepensionintheamountof$2,850foreachyearof servicebutnotexceedingthemaximumamountperyearofservice allowedbylawfortheminimumaverageamountofavailablefinancingper firefighterasprescribedbylaws.Ayearofservicemaybeproratedto twelvemonthlyslices,ifafullyearofactiveserviceisnotreached. IfamemberoftheAssociationshallbecomepermanentlyortotally disabled,theAssociationshallpaythesumof$2,850foreachyearthe memberwasanactivememberoftheAssociation.Ifamemberwho receivedadisabilitypensionsubsequentlyrecoversandreturnstoactive duty,thedisabilitypensionisdeductedfromtheservicepensionas approvedbytheBoardofTrustees. AccordingtothebylawsoftheAssociationandpursuanttoMinnesota Statutes,memberswhoretirewithlessthan20yearsofserviceandhave reachedtheageof50yearsandhavecompletedatleast10yearsof activemembershipareentitledtoareducedservicepensionnotto exceedtheamountcalculatedbymultiplyingthemember’sservice pensionforthecompletedyearsofservicetimesanapplicable nonforfeitablepercentage. Duringthetimeamemberisondeferredvestedpension(notyetreached age50),theywillearninterestonthedeferredbenefitamountatarate equaltotheactualtimeweightedtotalrateofreturnasreportedbythe MinnesotaStateAuditor’sOffice,uptofivepercent,compounded annually.Adeferredvestedmemberwillnotbeeligiblefordisability benefits. B.FundingPolicy MinnesotaStatutes§69.772setstheminimumcontributionrequirementfor thecityonanannualbasis,includingstateaidpassedthroughthecity.These statutesareestablishedandamendedbytheStateLegislature.The Associationiscomprisedofvolunteers,andnomembercontributionis required. C.Contributions ContributionsbythecityaredeterminedinaccordancewithMinnesota Statutesasfollows: •Normalcostfornextyear(increaseinpensionbenefitobligation) •Plusestimatedexpensesfornextyearand10percentofany deficits •Lessanticipatedincomenextyearand10percentofanysurplus 46 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO ThestateofMinnesotacontributesamortizationaid,or2percentfireaid,in accordancewithstatestatuterequirements.Planmembersarenotrequiredto contributetothePlan.TheStateLegislaturemayamendcontribution requirementsofthecityandstate.Municipalcontributionsaredeterminedbythe preparationofstatemandatedSchedulesIandII,whichmustbecertifiedtothe citybyAugust1oftheprecedingcalendaryear. Three-yeartrendinformationforthepensionplanisasfollows: Three-YearTrendInformation 2014 2013 2012 Statutoryrequiredcontribution(SRC)108,186$109,594$74,221$ Contributionmade City ––– Stateaid–pass-throughaid 108,186 109,594 74,221 Netpensionobligation ––– Percentagecontributed 100%100%100% C.FundingStatus Additionalinformationregardingstatutoryassumptionsandvaluationmethods areoutlinedbelow: SRCFormvaluationdate August1,2014 Statutoryassumptions Administrationexpenseincrease 3.5% Investmentrateofreturn 5.0% 2014stateaidcontribution 100.0% Amortizationofpensionbenefitsurplus(deficit)10.0% Thefundingstatusoftheplanforthelastthreeyearsareasfollows: Statutory ValuationDate–StatutoryValue Accrued Funded Funded December31,ofAssets Liability(SAL)(Unfunded)SAL Ratio 2014 1,053,739$924,403$129,336$114.0% 2013 1,114,949$965,425$149,524$115.5% 2012 1,046,960$1,031,472$15,488$101.5% TheScheduleofFundingProgressimmediatelyfollowingthenotestobasic financialstatementspresentsmulti-yeartrendinformationaboutwhetherthe statutoryvalueofplanassetsisincreasingordecreasingovertimerelativeto thestatutoryaccruedliabilitiesforbenefits. NOTE10.OTHERPOST-EMPLOYMENTBENEFITS(OPEB)PLAN A.PlanDescription Thecityprovidespost-employmentinsurancebenefitstocertaineligible employeesthroughthecity’sOPEBPlan,asingle-employerdefinedbenefit planadministeredbythecity.Allpost-employmentbenefitsarebasedon contractualagreementswithemployeegroups.TheRetireeHealthPlandoes notissueapubliclyavailablefinancialreport.Thesecontractualagreements donotincludeanyspecificcontributionorfundingrequirements.These benefitsaresummarizedasfollows: Post-EmploymentInsuranceBenefits –Allretireesofthecityhavethe optionunderstatelawtocontinuetheirmedicalinsurancecoverage throughthecityfromthetimeofretirementuntiltheemployeereachesthe ageofeligibilityforMedicare.Formembersofallemployeegroups,the retireemustpaythefullpremiumtocontinuecoverageformedicaland dentalinsurance. Thecityislegallyrequiredtoincludeanyretireesforwhomitprovides healthinsurancecoverageinthesameinsurancepoolasitsactive employees,whetherthepremiumsarepaidbythecityortheretiree. Consequently,participatingretireesareconsideredtoreceivea secondarybenefitknownasan“implicitratesubsidy.”Thisbenefitrelates totheassumptionthattheretireeisreceivingamorefavorablepremium ratethantheywouldotherwisebeabletoobtainifpurchasinginsurance ontheirown,duetobeingincludedinthesamepoolwiththecity’s youngerandstatisticallyhealthieractiveemployees. B.FundingPolicy Therequiredcontributionisbasedonprojectedpay-as-you-gofinancing requirements,withadditionalamountstopre-fundbenefitsasdetermined annuallybythecity. 47 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO C.AnnualOPEBCostandNetOPEBObligation Thecity’sannualOPEBcost(expense)iscalculatedbasedontheARCofthe city,anamountdeterminedonanactuariallydeterminedbasisinaccordance withtheparametersofGASBStatementNos.43and45.TheARCrepresentsa levelfundingthat,ifpaidonanongoingbasis,isprojectedtocovernormalcosts eachyearandamortizeanyunfundedactuarialliabilities(orfundingexcess) overaperiodnottoexceed30years.Thefollowingtableshowsthecomponents ofthecity’sannualOPEBcostfortheyear,theamountactuallycontributedto theplan,andthechangesinthecity’snetOPEBobligationtotheplan: ARC 39,276$ InterestonnetOPEBobligation 10,224 AdjustmenttoARC (14,782) AnnualOPEBcost(expense)34,718 Lesscontributionmade 6,761 IncreaseinnetOPEBobligation 27,957 NetOPEBobligation–beginningofyear 255,604 NetOPEBobligation–endofyear 283,561$ Thecity’sannualOPEBcost,thepercentageofannualOPEBcostcontributedto theplan,andthenetOPEBobligationforthelastthreeyearsareasfollows: Percentage Beginning ofAnnual Fiscal OPEB Annual EmployerOPEBCostNetOPEB YearEnded ObligationOPEBCostContributionContributedObligation January1,2012 182,507$56,654$23,498$41.5%215,663$ January1,2013 215,663$57,761$17,820$30.9%255,604$ January1,2014 255,604$34,718$6,761$19.5%283,561$ D.FundedStatusandFundingProgress AsofJanuary1,2014,themostrecentactuarialvaluationdate,theplanwas zeropercentfunded.Theactuarialaccruedliabilityforbenefitswas$265,486 andtheactuarialvalueofassetswas$0,resultinginanunfundedactuarial accruedliability(UAAL)of$265,486.Thecoveredpayroll(annualpayrollof activeemployeescoveredbytheplan)was$3,914,601,andtheratioofthe UAALtothecoveredpayrollwas6.78percent. Actuarialvaluationsofanongoingplaninvolveestimatesofthevalueof reportedamountsandassumptionsabouttheprobabilityoccurrenceofevents farintothefuture.Examplesincludeassumptionsaboutfutureemployment, mortality,andthehealthcarecosttrend.Amountsdeterminedregardingthe fundedstatusoftheplanandARCoftheemployeraresubjecttocontinual revisionasactualresultsarecomparedwithpastexpectationsandnew estimatesaremadeaboutthefuture.TheScheduleofFundingProgress immediatelyfollowingthenotestobasicfinancialstatementspresentsmulti- yeartrendinformationaboutwhethertheactuarialvalueofplanassetsis increasingordecreasingovertimerelativetotheactuarialaccruedliabilities forbenefits. E.ActuarialMethodsandAssumptions Projectionsofbenefitsforfinancialreportingpurposesarebasedonthe substantiveplan(theplanasunderstoodbytheemployerandtheplan members)andincludethetypesofbenefitsprovidedatthetimeofeach valuationandthehistoricalpatternofsharingofbenefitcostsbetweenthe employerandplanmemberstothatpoint.Theactuarialmethodsand assumptionsusedincludetechniquesthataredesignedtoreducetheeffects ofshort-termvolatilityinactuarialaccruedliabilitiesandtheactuarialvalueof assets,consistentwiththelong-termperspectiveofthecalculations. IntheJanuary1,2014actuarialvaluation,theprojectedunitcreditactuarial costmethodwasused.Theactuarialassumptionsincluded:a4.0percent investmentrateofreturn(netofadministrativeexpenses)basedonthecity’s owninvestments;anannualhealthcarecosttrendrateof10.0percentinitially, reducedbydecrementstoanultimaterateof5.0percentafter10yearsfor medicalinsurance.TheassumptionsuseddidnotincludeOPEBinflation increases.ThecityhaschosentoamortizetheentireUAALasaleveldollar amountovera30yearopenperiod.Thismethodwillre-amortizetheUAAL eachyearover30years.Absentactuarialgains,theUAALwillneverbefully recognizedunderthismethod. 48 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO NOTE11.FUNDBALANCES Classifications AtDecember31,2014,asummaryofthecity’sgovernmentalfundbalanceclassificationsareasfollows: Economic Debt Park General Community Development Service Capital Pathway Nonmajor Fund Center Authority Fund Projects Dedication Funds Total Nonspendable Prepaiditems 126,327$17,925$8,336$–$–$–$1,737$154,325$ Landheldforresale ––––1,787,089 ––1,787,089 Totalnonspendable 126,327 17,925 8,336 –1,787,089 –1,737 1,941,414 Restricted Debtservice –––3,919,070 –––3,919,070 Economicdevelopment ––1,098,621 –––1,105,077 2,203,698 Perpetualcare ––––––30,312 30,312 Taxincrement ––4,300,369 ––––4,300,369 Totalrestricted ––5,398,990 3,919,070 ––1,135,389 10,453,449 Assigned Capitalimprovements ––––1,108,530 –3,547,634 4,656,164 Economicdevelopment ––1,504,348 ––––1,504,348 Communitycenter operations –422,899 –––––422,899 Parkimprovements –––––738,333 –738,333 Totalassigned –422,899 1,504,348 –1,108,530 738,333 3,547,634 7,321,744 Unassigned 4,204,731 ––––––4,204,731 Total 4,331,058$440,824$6,911,674$3,919,070$2,895,619$738,333$4,684,760$23,921,338$ SpecialRevenueFunds 49 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO NOTE12.RISKMANAGEMENTANDLITIGATION Thecityisexposedtovariousrisksoflossesrelatedtotorts;theftof,damageto, anddestructionofassets;errorsandomissions;injuriestoemployees;and naturaldisasters.Forthepastseveralyears,thecityhasobtainedinsurance coveragefromvarioustrustsadministeredbytheLeagueofMinnesotaCities. Additionally,thecityhaseffectivelymanagedriskthroughvariousemployee educationandpreventionprograms. Allriskmanagementactivitiesareaccountedforintheappropriatefund. Expendituresandclaimsarerecognizedwhenitisprobablethatalosshas occurred,theamountofthelosscanbereasonablyestimated,andtheloss amountexceedsinsurancecoverage.Indeterminingclaims,eventsthatmight createclaims,butforwhichnonehavebeenreported,areconsidered. Thecityattorneyestimatesthattheamountofactualorpotentialclaimsagainst thecityasofDecember31,2014willnotmateriallyaffectthefinancialcondition ofthecity. WorkerscompensationcoverageisprovidedthroughtheLeagueofMinnesota CitiesInsuranceTrust(LMCIT).Thisisagroupself-insuredworkers’ compensationplan.NearlyeverymunicipalityinMinnesotaparticipatesinthe plan.Thecityhasneverhadtocontributeanyadditionalfundsbeyondthe annualstandardpremiumanddeductibles,whichis$1,000peroccurrence.The city’sannualpremiumreflectsabaseratemultipliedbyanexperience modificationof76%. Thecityprovideshealthbenefitcoveragetoallfull-timeemployeesandcertain part-timeemployeeswhomeetpersonnelpolicysetcriteria.Thecitypaysa portionofthepremium,whichissetannuallybycouncilaction,andisnot obligatedtomakeanyotherpayments. Thecityalsopurchasesproperty,vehicle,liabilityandvariousotherinsurance coveragesfromtheLMCIT.Thestandarddeductibleformostclaimsis$1,000. Statestatutesetstortlimitsformostliabilityclaimsat$500,000perindividual and$1,500,000forallclaimantsforoneincident.Annually,thecouncilcanwaive thetortlimits,buthaschosennottowithoutexception.Thecityperiodically receivesadividendfromLMCITandhasneverhadtocontributeadditionalfunds beyondpremiumsanddeductibles. Therewerenosignificantreductionsininsurancecoveragesfromtheprevious yearandtherewerenosettlementsinexcessofinsurancecoverageineachof thepastthreeyears. NOTE13.SPECIALITEM:LEGALSETTLEMENTWITHREVENUE BONDHOLDERSRESULTINGINGAINONEXTINGUISHMENTOF DEBT OnJune6,2012,thecitynotifiedthetrusteeforthe$26,445,000Monticello TelecommunicationsRevenueBonds,Series2008thatitwouldnolonger makemonthlysinkingfundpaymentsfromsupplementalsources.Atechnical defaultoccurredonJuly1,2012,whenthecityfailedtomakethesinkingfund payment.OnDecember1,2012,thefirstpaymentdefaultoccurred,asthe trusteeoptednottotapthe$2.3millioninthebondreservefundsinorderto makean$882,669interestpaymentdueonthatdate.Asecondnon-payment defaultoccurredonJune1,2013,whenan$882,669interestand$85,000 principalpaymentwasnotmade.Athirdnon-paymentdefaultoccurredon December1,2013,whenan$879,906interestpaymentwasnotmade. Underthethreatoflitigationfrombondholders,thecityenteredintoatolling agreementwiththetrusteeonApril1,2013inordertopermittimeforgood faithnegotiationstowardasettlementagreement.OnOctober2,2013,thecity andtrustee,onbehalfofbondholders,enteredintoasettlementagreement wherebythecitywouldpaya$5.75millionsettlement(21.7percentoforiginal par)inexchangeforreleasefromallfuturedebtservicerequirementsonthe bonds,releasefromanyfutureclaimsfrombondholders,andtheabilityto continuetoownandoperatethetelecommunicationsenterprise.The settlementagreementreceivedapprovalbystateandfederalcourtsin2014. Thecitysoldtax-supportedgeneralobligationsbondsinDecember2014and paidthesettlementamountpriortoyearend. Theextinguishmentofdebtresultedina$20,990,451FiberOpticsFundgain, whichisreportedasaspecialitemintheStatementofActivitiesandthe StatementofRevenues,ExpensesandChangesinNetPosition–Proprietary Funds.Thegainiscalculatedbysubtractingthe$5.75millionsettlementand amountsheldintrustaccountsfromtheparvalueofbondsoutstandingplus accruedinterestpayable. Priortofederalcourtapproval,bondholdershadtheoptiontooptoutofthe agreementandpursuedamagesindependently.Onebondholderoptedoutof thesettlement.Theparvalueofbondsownedbytheoptingoutpartyequaled $20,000or.076%oftheoriginalissueamount.Thepotentialremainingliability isimmaterialanditisnotreportedinthefinancialstatements. 50 NotestotheFinancialStatements December31,2014 CITYOFMONTICELLO NOTE14.INTERFUNDTRANSFERS InterfundtransfersfortheyearendedDecember31,2014consistedofthe following: TransfersIn TransfersOut Governmentalfunds: GeneralFund -$293,000$ CommunityCenter 50,000 1,040,000 EconomicDevelopment 93,000 218,353 ParkandPathwayDedication 664,500 - DebtService 3,906,885 5,783,732 CapitalProjects 200,000 664,500 Nonmajorgovernmental -326,300 Totalgovernmentalfunds 4,914,385 8,325,885 Enterprisefunds: Water -631,560 Sewage -1,690,672 Liquor -600,000 FiberOptics 6,383,732 - DeputyRegistrar -50,000 Totalenterprisefunds 6,383,732 2,972,232 Total 11,298,117$11,298,117$ Thefollowingschedulereflectseachfundtransfer: InFund OutFund Amount CommunityCenter DeputyRegistrar 50,000$(1) EconomicDevelopment General 93,000 (2) CapitalProjects 200,000 (3) ParkandPathwayDedication CapitalProjects 664,500 (4) DebtService CommunityCenter 1,040,000 (5) EconomicDevelopment 218,353 (5) Water 631,560 (5) Sewage 1,690,672 (5) Stormwater 326,300 (5) FiberOptics Liquor 600,000 (6) DebtService 5,783,732 (7) Total 11,298,117$ (1)Transferforresurfacingcommunitycentergymfloor. (2)Annualtransfertosubsidizefundoperations. (3)Transferforcommunicationtowerconstruction. (4)Transferforlandacquisitionandrelatedexpenditures. (5)Transferforprincipalandinterestpaymentsonvariousdebtissues. (6)Transfertosubsidizefundoperatingandcapitalexpenditures. (7)Bondissueproceedspaidinlegalsettlementwithrevenuebondholders. 51 (Thispageleftblankintentionally) 52 REQUIRED SUPPLEMENTARY INFORMATION CITYOFMONTICELLO RequiredSupplementaryInformation SchedulesofFundingProgress Statutory Statutory (Unfunded) Valuation Valueof Accrued Funded Funded Date PlanAssets Liability(SAL)SAL Ratio 2009 1,010,161$1,153,913$(143,752)$87.5% 2010 1,136,892 1,190,292 (53,400)95.5% 2011 1,127,049 1,220,891 (93,842)92.3% 2012 1,046,960 1,031,472 15,488 101.5% 2013 1,114,949 965,425 149,524 115.5% 2014 1,053,739 924,403 129,336 114.0% Unfunded Unfunded Actuarial Actuarial Actuarial Actuarial Liabilityasa Valuation Accrued Valueof Accrued Funded Covered Percentage Date Liability PlanAssets Liability Ratio Payroll ofPayroll January1,2008 302,787$-$302,787$--%3,080,457$9.83% January1,2011 362,290 -362,290 --%3,108,685 11.65% January1,2014 265,486 -265,486 --%3,914,601 6.78% Note:TheMonticelloVolunteerFiremen'sReliefAssociationiscomprisedofvolunteers;therefore therearenopayrollexpenditures(i.e.therearenocoveredpayrollpercentagecalculations). MonticelloFireDepartmentReliefAssociation CityofMonticelloOtherPost-EmploymentBenefitsPlan 53 CITYOFMONTICELLO ScheduleofRevenues,ExpendituresandChangesinFundBalance BudgetandActual-GeneralFund YearEndedDecember31,2014 OrginalandFinal Variancewith Budget Actual FinalBudget Revenues: Propertytaxes 5,497,000$5,507,285$10,285$ Franchiseandothertaxes 236,500 237,173 673 Licensesandpermits 273,180 378,810 105,630 Intergovernmental 289,177 320,691 31,514 Chargesforservices 261,698 319,477 57,779 Finesandforfeitures 100 1,900 1,800 Specialassessments 300 22,808 22,508 Investmentearnings 130,800 150,754 19,954 Otherrevenues 71,245 180,104 108,859 Totalrevenues 6,760,000 7,119,002 359,002 Expenditures: Current Generalgovernment Mayorandcouncil 53,925 52,181 (1,744) Cityadministration 294,406 273,993 (20,413) Elections 37,573 41,835 4,262 Finance 398,896 385,662 (13,234) Audit 41,000 53,541 12,541 Cityassessing 51,915 49,832 (2,083) Legal 37,000 29,303 (7,697) Humanresources 105,820 90,565 (15,255) Planning&zoning 200,005 220,080 20,075 Informationtechnologyservices 47,845 33,759 (14,086) Cityhall 217,364 205,770 (11,594) Prairiecenterbuilding 20,785 14,409 (6,376) Publicsafety Lawenforcement 1,098,726 1,098,403 (323) Fire&rescue 263,610 306,780 43,170 Firerelief 75,000 108,186 33,186 Buildinginspections 284,605 266,544 (18,061) Civildefense 3,836 1,660 (2,176) Animalcontrol 49,022 49,439 417 NationalGuard 22,250 14,061 (8,189) (continued) 54 CITYOFMONTICELLO ScheduleofRevenues,ExpendituresandChangesinFundBalance BudgetandActual-GeneralFund YearEndedDecember31,2014 (continued) OrginalandFinal Variancewith Budget Actual FinalBudget Expenditures(continued): Publicworks Publicworksadministration 119,290$122,151$2,861$ Engineering 136,916 195,841 58,925 Publicworksinspecitons 94,028 36,867 (57,161) Streets&alleys 875,150 735,629 (139,521) Ice&snow 237,136 308,387 71,251 Shop&garage 190,583 177,644 (12,939) Stormwater 33,140 16,842 (16,298) Parkinglots 9,303 3,814 (5,489) Streetlighting 222,500 195,695 (26,805) Sanitation Refuseandrecyclingcollection 521,397 517,956 (3,441) Transit Busservice 3,000 10,000 7,000 Recreationandculture Communitycelebrations 3,300 688 (2,612) Seniorcenter 97,022 97,547 525 Parkoperations 696,835 570,639 (126,196) Parkballfields 32,800 18,149 (14,651) Shadetree 52,069 68,891 16,822 Library 38,948 36,764 (2,184) Totalexpenditures 6,667,000 6,409,507 (257,493) Excess(deficiency)ofrevenuesoverexpenditures 93,000 709,495 616,495 Otherfinancingsources(uses) Transfersout (93,000)(293,000)(200,000) Totalotherfinancingsources(uses)(93,000)(293,000)(200,000) Netchangeinfundbalance -416,495 416,495 Fundbalanceatbeginningofyear 3,914,563 3,914,563 - Fundbalanceatendofyear 3,914,563$4,331,058$416,495$ 55 CITYOFMONTICELLO ScheduleofRevenues,ExpendituresandChangesinFundBalance BudgetandActual-CommunityCenterFund YearEndedDecember31,2014 OrginalandFinal Variancewith Budget Actual FinalBudget Revenues: Propertytaxes 1,390,000$1,388,404$(1,596)$ Chargesforservices 1,364,500 1,323,410 (41,090) Investmentearnings 2,500 (19,044)(21,544) Otherrevenues 8,000 22,993 14,993 Totalrevenues 2,765,000 2,715,763 (49,237) Expenditures: Current Recreationandculture Communitycenteroperations 1,537,090 1,430,279 (106,811) Communitycenterprogramming 212,850 108,386 (104,464) Ballfields 25,060 17,478 (7,582) Totalexpenditures 1,775,000 1,556,143 (218,857) Excess(deficiency)ofrevenuesoverexpenditures 990,000 1,159,620 169,620 Otherfinancingsources(uses) Transfersin 50,000 50,000 - Transfersout (1,040,000)(1,040,000)- Totalotherfinancingsources(uses)(990,000)(990,000)- Netchangeinfundbalance -169,620 169,620 Fundbalanceatbeginningofyear 271,204 271,204 - Fundbalanceatendofyear 271,204$440,824$169,620$ 56 CITYOFMONTICELLO ScheduleofRevenues,ExpendituresandChangesinFundBalance BudgetandActual-EconomicDevelopmentAuthorityFund YearEndedDecember31,2014 OrginalandFinal Variancewith Budget Actual FinalBudget Revenues: Propertytaxes 671,494$826,363$154,869$ Chargesforservices 1,000 4,128 3,128 Investmentearnings 106,938 168,282 61,344 Otherrevenues 95,476 7,513 (87,963) Totalrevenues 874,908 1,006,286 131,378 Expenditures: Current Economicdevelopment Generaloperations 114,000 120,242 6,242 Landheldforresaleadjustment 71,066 71,066 Developmentalactivities 328,604 893,256 564,652 Totalexpenditures 442,604 1,084,564 641,960 Excess(deficiency)ofrevenuesoverexpenditures 432,304 (78,278)(510,582) Otherfinancingsources(uses) Transfersin 93,000 93,000 - Transfersout (278,353)(218,353)60,000 Totalotherfinancingsources(uses)(185,353)(125,353)60,000 Netchangeinfundbalance 246,951 (203,631)(450,582) Fundbalanceatbeginningofyear 7,115,305 7,115,305 - Fundbalanceatendofyear 7,362,256$6,911,674$(450,582)$ 57 NotestotheRequiredSupplementaryInformation December31,2014 CITYOFMONTICELLO BudgetaryInformation Thecityfollowstheseproceduresinestablishingthebudgetarydatareflectedin thebasicfinancialstatements: A.PriortoSeptember1,thecityadministratorsubmitstothecitycouncila proposedoperatingbudgetforthefiscalyearcommencingthefollowing January1.Theoperatingbudgetincludesproposedexpendituresand themeansoffinancingthem.Thecitycounciladoptstheproposed budgetasamendedandadjustedbythecitycouncilandcertifiesthe proposedpropertytaxlevytothecountyauditoraccordingtoMinnesota Statutes. B.Publichearingsareconductedatthecitycouncil’schambersinthe MonticelloCommunityCenter. C.OnorbeforeDecember28,thefinalbudgetislegallyenactedbycity councilresolutionandthefinalpropertytaxlevyiscertifiedtothecounty auditor. D.Managementisauthorizedtotransferbudgetedamountsbetween departmentswithinafund;however,anyrevisionsthatalterthetotal expendituresofanyfundmustbeapprovedbythecitycouncil. E.ThecityhaslegallyadoptedbudgetsfortheGeneralFundandmajor specialrevenuefunds.Expendituresmaynotlegallyexceedbudgeted appropriationsatthetotalfundlevel.Monitoringofbudgetsis maintainedatthedepartmentlevel.Allamountsoverbudgethavebeen approvedbythecitycouncilthroughthedisbursementprocess.Thecity isnotlegallyrequiredtoadoptanannualbudgetforthenonmajor specialrevenuefunds,theDebtServiceFund,andtheCapitalProjects Funds.Project-lengthfinancialplansareadoptedfortheDebtService andCapitalProjectsFunds. F.Budgetsareadoptedonabasisconsistentwithaccountingprinciples generallyacceptedintheUnitedStatesofAmerica.Budgetedamounts areasoriginallyadoptedoramendedbythecitycouncil.Allannual appropriationslapseatyear-end. 58 NONMAJOR GOVERNMENTAL FUNDS NONMAJORGOVERNMENTALFUNDS SPECIALREVENUEFUNDS areusedtoaccountforrevenuederivedfromspecifictaxesorotherearmarkedrevenuesources(otherthanfor majorcapitalprojects)thatarerestrictedbylaworadministrativeactiontoexpendituresforspecifiedpurposes. MinnesotaInvestmentFund -Establishedtoaccountfortheadministrationofloanstolocalbusinesseswhilefollowingstateandfederal guidelines. CemeteryFund –Establishedtoaccountfortheactivitiesofcemeteryoperations.Thecitymaintainstwocemeteries:RiversideandHillside. CDBGRevitalizationFund –EstablishedtoaccountforfundingandactivitiesfortheCDBGRevitalizationGrant. CAPITALPROJECTSFUNDS areusedtoaccountforresourcesusedfortheacquisitionandconstructionofcapitalassetsbythecity,exceptfor thosefinancedbyproprietaryfunds. StormSewerAccessFund –Thisfundwasestablishedtoaccountforfeescollectedfrombuildingpermitsfornewconstructionandlot development.Thefeeswillfinancemajorimprovementstothecity’sstormsewersystem. CityStreetReconstructionFund –Thisfundwasestablishedtoaccountforannualimprovementstothecity’sinfrastructurebasedona reconstructionschedule. StreetLightingFund –Thisfundwasestablishedtoaccountforactivitiesincorporatingstreetlightingintodesignatedareasthroughoutthecity.A portionofthecity’selectricfranchisefeeisthemainrevenuesourceforthisfund. CITYOFMONTICELLO CombiningBalanceSheet NonmajorGovernmentalFunds December31,2014 CityStreet Street Minnesota CDBG-StormSewer Recon-Lighting Investment Cemetery Revitalization Access struction Improvement Total ASSETS Cashandinvestments 1,104,689$33,330$388$873,721$1,750,910$847,887$4,610,925$ Currenttaxesreceivable ----123 -123 Accountsreceivable -----74,993 74,993 Notesreceivable --240,144 ---240,144 Prepaiditems -1,737 ----1,737 Totalassets 1,104,689$35,067$240,532$873,721$1,751,033$922,880$4,927,922$ LIABILITIES Liabilities: Accountsandcontractspayable -$3,018$-$-$-$-$3,018$ Totalliabilities -3,018 ----3,018 DEFERREDINFLOWSOFRESOURCES Unavailablerevenue-notesreceivable --240,144 ---240,144 Totaldeferredinflowsofresources --240,144 ---240,144 FUNDBALANCES Specialrevenuefunds Nonspendable -1,737 ----1,737 Restrictedforeconomicdevelopment 1,104,689 -388 ---1,105,077 Restrictedforperpetualcare -30,312 ----30,312 Capitalprojectfunds Assignedforcapitalimprovements ---873,721 1,751,033 922,880 3,547,634 Totalfundbalances 1,104,689 32,049 388 873,721 1,751,033 922,880 4,684,760 Totalliabilities,deferredinflowsof resources,andfundbalances 1,104,689$35,067$240,532$873,721$1,751,033$922,880$4,927,922$ SpecialRevenueFunds CapitalProjectFunds 59 CITYOFMONTICELLO CombiningStatementofRevenues,ExpendituresandChanges inFundBalances-NonmajorGovernmentalFunds YearEndedDecember31,2014 CityStreet Street Minnesota CDBG-StormSewer Recon-Lighting Investment Cemetery Revitalization Access struction Improvement Total Revenues: Propertytaxes -$-$-$-$176$-$176$ Franchisetaxes -----86,976 86,976 Chargesforservices -37,465 -38,494 --75,959 Investmentearnings 53,471 1,258 20 39,638 84,752 43,620 222,759 Totalrevenues 53,471 38,723 20 78,132 84,928 130,596 385,870 Expenditures: Current: Publicworks ---292 --292 Recreationandculture -22,385 ----22,385 Economicdevelopment -56 ---56 Totalexpenditures -22,385 56 292 --22,733 Excess(deficiency)of Revenuesoverexpenditures 53,471 16,338 (36)77,840 84,928 130,596 363,137 Otherfinancingsources(uses): Transfersout ---(326,300)--(326,300) Totalotherfinancingsources(uses)---(326,300)--(326,300) Netchangeinfundbalance 53,471 16,338 (36)(248,460)84,928 130,596 36,837 Fundbalanceatbeginingofyear 1,051,218 15,711 424 1,122,181 1,666,105 792,284 4,647,923 Fundbalanceatendofyear 1,104,689$32,049$388$873,721$1,751,033$922,880$4,684,760$ SpecialRevenueFunds CapitalProjectFunds 60 INTERNAL SERVICE FUNDS INTERNALSERVICEFUNDS INTERNALSERVICEFUNDS areusedtoaccountforthefinancingofcentralizedservicestocitydepartmentsonacost-reimbursementbasis (includingdepreciation). CentralEquipmentFund –Thisfundwasestablishedtoaccountforequipmentpurchaseandrentaltovariousgovernmentalfunddepartments. InformationTechnology(IT)ServicesFund –ThisfundwasestablishedtoaccountfortheaccumulationanddistributionofvariousITrelated costs,includingcommunications,softwaresupport,capitalandnon-capitalequipment,andsoftwarepurchases. CITYOFMONTICELLO CombiningStatementofNetPosition InternalServiceFunds December31,2014 Central IT Equipment Services Total ASSETS Currentassets: Cashandinvestments 985,907$82,705$1,068,612$ Prepaiditems -94 94 Totalcurrentassets 985,907 82,799 1,068,706 Noncurrentassets: Capitalassets: Machineryandequipment 656,491 17,013 673,504 Totalcapitalassets 656,491 17,013 673,504 Lessaccumulateddepreciation (34,570)(5,034)(39,604) Totalcapitalassets(net)621,921 11,979 633,900 Totalnoncurrentassets 621,921 11,979 633,900 TOTALASSETS 1,607,828 94,778 1,702,606 LIABILITIES Currentliabilities: Accountspayable 73,335 23,912 97,247 Accruedinterestpayable 1,382 -1,382 Duetoothergovernmentalunits -73 73 Bondspayableduewithinoneyear 60,000 -60,000 Totalcurrentliabilities 134,717 23,985 158,702 Noncurrentliabilities: Bondspayable,netcurrentportion 840,000 -840,000 Totalnoncurrentliabilities 840,000 -840,000 TOTALLIABILITIES 974,717 23,985 998,702 NETPOSITION Netinvestmentincapitalassets (278,079)11,979 (266,100) Unrestricted 911,190 58,814 970,004 TOTALNETPOSITION 633,111$70,793$703,904$ 61 CITYOFMONTICELLO CombiningStatementofRevenues,ExpensesandChanges inNetPosition-InternalServiceFunds YearEndedDecember31,2014 Central IT Equipment Services Total Operatingrevenues: Chargestootherfunds 111,900$252,708$364,608$ Totaloperatingrevenues 111,900 252,708 364,608 Operatingexpenses: Materialsandsupplies -22,803 22,803 Otherservicesandcharges 28,362 195,916 224,278 Depreciation 24,494 3,403 27,897 Totaloperatingexpenses 52,856 222,122 274,978 Operatingincome(loss)59,044 30,586 89,630 Nonoperatingrevenues(expenses) Investmentearnings 42,527 2,864 45,391 Interestexpense (6,992)(6,992) Totalnonoperatingrevenues(expenses)35,535 2,864 38,399 Changeinnetposition 94,579 33,450 128,029 Netpositionatbeginningofyear 538,532 37,343 575,875 Netpositionatendofyear 633,111$70,793$703,904$ 62 CITYOFMONTICELLO CombiningStatementofCashFlows InternalServiceFunds YearEndedDecember31,2014 Central IT Equipment Services Total Cashflowfromoperatingactivities: Cashreceivedfrominternalcustomers 111,900$252,708$364,608$ Cashpaidtosuppliersforgoodsandservices 44,973 (207,395)(162,422) Netcashprovidedbyoperatingactivities 156,873 45,313 202,186 Cashflowsfromcapitalandrelatedfinancingactivities: Acquisitionofcapitalassets (561,491)-(561,491) Proceedsfromissuanceoflong-termdebt 515,000 -515,000 Principalpaymentsonlong-termdebt (60,000)-(60,000) Interestandfiscalchargespaidonbonds (6,120)-(6,120) Netcash(used)bycapitalandrelatedfinancingactivities (112,611)-(112,611) Cashflowsfrominvestingactivities Interestoninvestments 42,527 2,864 45,391 Netcashprovidedbyinvestingactivities 42,527 2,864 45,391 Increase(decrease)incashandcashequivalents 86,789 48,177 134,966 Cashandcashequivalents-January1 899,118 34,528 933,646 Cashandcashequivalents-December31 985,907$82,705$1,068,612$ Reconciliationofoperatingincome(loss)tonetcash providedbyoperatingactivities: Operatingincome(loss)59,044$30,586$89,630$ AdjustmentstoReconcileOperatingIncome(Loss) toNetCashProvidedbyOperatingActivities: Depreciation 24,494 3,403 27,897 Changesinassetsandliabilities: Increaseinprepaiditems -(94)(94) Increaseinaccountsandcontractspayable 73,335 11,345 84,680 Increaseinduetoothergovernmentunits -73 73 Netcashprovidedbyoperatingactivities 156,873$45,313$202,186$ Noncashinvesting,capital,andfinancingactivities: Increase(decrease)infairvalueofinvestments 22,056$2,041$24,097$ 63 (Thispageleftblankintentionally) 64 OTHER SUPPLEMENTARY SCHEDULES CITYOFMONTICELLO ScheduleofAssets,Liabilities,DeferredInflowsofResources,andFundBalances DebtServiceActivities December31,2014 Revenue Bonds 2007A 2008B 2010A 2011A 2014A 2008 Improvement Sewer Improvement Refunding Bonds PublicProject Total ASSETS Cashandcashequivalents 547,724$879,156$586,678$1,516,432$169,152$1,799$3,700,941$ Receivables: Currenttaxes 1,424 1,319 -588 --3,331 Deliquenttaxes 4,423 396 -1,782 --6,601 Currentspecialassessments 93,925 -43,322 646,698 --783,945 Deliquentspecialassessments 2,962 -12,743 1,433,896 --1,449,601 Deferredspecialassessments 393,994 -226,507 2,763,183 --3,383,684 Accountsreceivable ---215,800 --215,800 Notesreceivable ---400,000 --400,000 Totalassets 1,044,452$880,871$869,250$6,978,379$169,152$1,799$9,943,903$ LIABILITIES Liabilities: Accountsandcontractspayable 167 167 167 167 167 167 1,002 Totalliabilities 167 167 167 167 167 167 1,002 DEFERREDINFLOWSOFRESOURCES Unavailablerevenue-propertytaxes 4,423 396 -1,782 --6,601 Unavailablerevenue-specialassessments 490,881 -282,572 4,843,777 --5,617,230 Unavailablerevenue-notesreceivable ---400,000 --400,000 Totaldeferredinflowsofresources 495,304 396 282,572 5,245,559 --6,023,831 FUNDBALANCES Restrictedfordebtservice 548,981 880,308 586,511 1,732,653 168,985 1,632 3,919,070 Totalfundbalances 548,981 880,308 586,511 1,732,653 168,985 1,632 3,919,070 Totalliabilities,deferredinflows ofresources,andfundbalances 1,044,452$880,871$869,250$6,978,379$169,152$1,799$9,943,903$ GeneralObligationBonds 65 CITYOFMONTICELLO ScheduleofRevenues,ExpendituresandOtherFinancingSources(Uses) DebtServiceActivities YearEndedDecember31,2014 Revenue Bonds 2007A 2008B 2010A 2011A 2014A 2008 Improvement Sewer Improvement Refunding Bonds PublicProject Total Revenues: Propertytaxes 539,672$499,697$-$222,866$-$-$1,262,235$ Specialassessments 378,594 -61,311 1,049,371 --1,489,276 Investmentearnings (4,309)21,686 26,608 51,357 778 561 96,681 Otherrevenue: Other --3 200,000 --200,003 Totalrevenues 913,957 521,383 87,922 1,523,594 778 561 3,048,195 Expenditures: Debtservice Principal 527,000 894,000 320,000 2,680,000 -990,000 5,411,000 Interestandfiscalcharges 98,877 155,360 40,765 200,767 115,687 47,527 658,983 Totalexpenditures 625,877 1,049,360 360,765 2,880,767 115,687 1,037,527 6,069,983 Excess(deficiency)of Revenuesoverexpenditures 288,080 (527,977)(272,843)(1,357,173)(114,909)(1,036,966)(3,021,788) Otherfinancingsources(uses): Generalobligationbondsissued ----6,080,000 -6,080,000 Discountongeneralobligationbonds ----(12,374)-(12,374) Transfersin -857,337 239,595 1,769,953 -1,040,000 3,906,885 Transfersout ----(5,783,732)-(5,783,732) Totalotherfinancingsources(uses)-857,337 239,595 1,769,953 283,894 1,040,000 4,190,779 Netchangeinfundbalance 288,080 329,360 (33,248)412,780 168,985 3,034 1,168,991 Fundbalanceatbeginingofyear 260,901 550,948 619,759 1,319,873 -(1,402)2,750,079 Fundbalanceatendofyear 548,981$880,308$586,511$1,732,653$168,985$1,632$3,919,070$ GeneralObligationBonds 66 CITYOFMONTICELLO ScheduleofRevenues(Sources)andExpenditures(Uses) GeneralFund YearEndedDecember31,2014 2014 Variancewith 2011 2012 2013 Final 2014 Final Actual Actual Actual Budget Actual Budget Revenueandothersources-summary: Propertytaxes 5,166,194$5,711,491$5,605,101$5,516,500$5,527,958$11,458$ Franchisetaxes 75,500 195,500 217,000 217,000 216,500 (500) Specialassessments 3,550 10,349 22,351 300 22,808 22,508 Licenses&Permits 249,498 275,198 331,136 273,180 378,810 105,630 IntergovernmentalRevenue 268,936 301,895 372,632 289,177 320,691 31,514 ChargesforServices 399,545 312,807 281,138 261,698 319,477 57,779 Fines&Forfeitures 55,700 63,106 41,124 100 1,900 1,800 InvestmentEarnings 308,219 85,603 (52,134)130,800 150,754 19,954 MiscellaneousRevenue 128,740 406,167 169,997 71,245 180,104 108,859 InterfundTransfers -1,729 ---- TotalRevenues&OtherSources 6,655,882 7,363,845 6,988,345 6,760,000 7,119,002 359,002 Revenueandothersources-detail: Taxes Propertytax-current 5,092,937 5,420,093 5,505,158 5,497,000 5,483,145 (13,855) Propertytax-delinquent 55,389 249,876 75,279 -24,140 24,140 Mobilehometax 14,508 12,790 13,362 14,500 17,575 3,075 Penaltiesandinterest-taxes 3,360 28,732 11,302 5,000 3,098 (1,902) Franchisetaxes Franchisetax-electric 75,000 195,000 216,500 216,500 216,500 - Franchisetax-other 500 500 500 500 -(500) Specialassessments Assessmentforservices/projects 3,550 10,349 22,351 300 22,808 22,508 Licenses&Permits Liquorlicense 51,726 50,290 50,320 50,280 44,612 (5,668) Beerlicense 912 913 912 900 964 64 Otherbusinesslicenses&permits 4,403 4,673 3,476 3,500 3,707 207 Buildingpermits 179,749 207,574 260,981 212,000 315,466 103,466 Variance/conditionalusepermits 1,800 2,800 2,550 1,100 2,600 1,500 Drivewaypermits 150 75 50 150 25 (125) Gradingpermits 5,073 --200 -(200) Mobilehomepermits 190 380 475 200 95 (105) Excavationpermits -1,250 3,050 -3,850 3,850 Right-of-waypermits -3,551 3,092 -3,158 3,158 Sign/bannerpermits 4,910 3,320 5,790 4,500 4,025 (475) Animallicenses 585 372 440 350 308 (42) IntergovernmentalRevenue Homesteadcredit 8,708 ----- Peraincreaseaid 6,741 6,741 6,741 6,740 6,741 1 continued… 67 CITYOFMONTICELLO ScheduleofRevenues(Sources)andExpenditures(Uses) GeneralFund YearEndedDecember31,2014 (continued) 2014 Variancewith 2011 2012 2013 Final 2014 Final Actual Actual Actual Budget Actual Budget Statehighwayaid-operating 96,957 109,379 107,173 101,737 111,280 9,543 Firedepartmentaid-operating 73,007 74,221 109,594 75,000 108,186 33,186 Policedepartmentaid-operating 60,700 59,062 65,767 60,700 63,205 2,505 Countyoperatinggrant-street/highway -41,370 38,579 15,000 -(15,000) Countyoperatinggrant-civildefense 22,823 11,122 11,678 15,000 13,157 (1,843) Countyoperatinggrant-recycling --33,100 15,000 18,122 3,122 ChargesforServices Zoning/subdivisionfees 1,325 2,500 850 500 1,200 700 Saleofmapsandpublications 35 38 15 25 -(25) Assessmentsearches 1,850 2,850 7,125 1,850 8,174 6,324 Blightnoticefee 7,575 350 2,200 -(1,650)(1,650) Finalplatfee 175 100 50 -250 250 Planningadministrationfee 578 30,007 450 600 550 (50) NSFfee 85 ---90 90 Inspection/constructionfees -451 861 -983 983 Inspectionfees-buildings 49,194 ----- Contractorlicensingfee 50 550 1,300 100 1,825 1,725 Fireprotectionsfees-townships 136,629 133,773 124,227 118,663 124,227 5,564 Fireemergencyresponsefee 3,354 7,000 4,250 3,500 4,883 1,383 Fire-otherfees 350 6,024 3,091 600 2,050 1,450 Blightmowingfees 6,027 682 1,865 1,000 (559)(1,559) Rentalhousingfees 45,485 36,415 43,355 45,000 55,030 10,030 Animalcontrolfees 54,279 28,755 29,539 30,000 34,462 4,462 Investmentadministrationfee 26,761 ----- Miscellaneouspubicworks -186 --8,981 8,981 Treeandbrushremovalcharge 1,120 --1,000 2,200 1,200 Recyclingbinfee 334 485 -300 -(300) Garbagefee-taxable 43,514 44,069 44,199 43,700 44,992 1,292 Garbagemiscellaneousfee 696 660 786 100 17,488 17,388 Garbagesurcharge-nottaxable 7,760 7,863 7,887 7,760 2,340 (5,420) Field/Tourneyfees 5,234 3,250 3,906 2,500 4,019 1,519 Parkrentalfees 5,333 4,524 4,982 4,500 5,099 599 Developercostreimbursement 1,752 138 200 -2,843 2,843 Generalchargesforservices 50 2,137 ---- Fines&Forfeitures Courtfines 55,615 48,768 39,399 --- Animalimpoundfines 85 145 225 100 400 300 Liquorlicenseviolation -1,500 1,500 -1,500 1,500 Administrationoffensefines -12,693 ---- InvestmentEarnings Investmentearnings 295,189 73,623 (62,833)120,000 145,211 25,211 continued… 68 CITYOFMONTICELLO ScheduleofRevenues(Sources)andExpenditures(Uses) GeneralFund YearEndedDecember31,2014 (continued) 2014 Variancewith 2011 2012 2013 Final 2014 Final Actual Actual Actual Budget Actual Budget Interest-Andersonloan 3,332 2,748 1,954 2,100 -(2,100) Interest-SwanRiverloan 9,698 9,232 8,745 8,700 5,543 (3,157) MiscellaneousRevenue Citypropertyrental 2,176 1,600 1,600 1,600 1,600 - Billboardlandrental -32,023 19,888 12,400 20,146 7,746 Miscellaneouspark ----2,520 2,520 Lease-PrairieCenter 32,497 37,933 38,476 36,600 37,511 911 Lease-communicationtower ----8,000 8,000 Contributions 10,050 6,277 23,250 2,500 4,000 1,500 Saleofcityproperty 2,185 3,021 374 500 1,994 1,494 Saleoflockboxes 1,361 684 1,015 700 855 155 TreeSales ----5,600 5,600 Copies 79 381 -70 21 (49) Refunds&reimbursables 39,796 76,892 44,100 10,000 55,030 45,030 Assessmentfeereimbursement 28,982 29,850 24,525 -24,675 24,675 Firecontributions ----11,400 11,400 Insuranceclaims/dividends -195,830 9,433 --- Othermiscellaneous 11,614 21,676 7,336 6,875 6,752 (123) OtherFinancingSources Transfersfromotherfunds -1,729 ---- Totalrevenuesandothersources 6,655,882 7,363,845 6,988,345 6,760,000 7,119,002 359,002 Expendituresandotheruses-summary: Generalgovernment 1,419,994 1,412,578 1,389,599 1,497,518 1,438,346 (59,172) Publicsafety 1,784,025 1,784,357 1,844,833 1,797,049 1,845,073 48,024 Publicworks 1,656,622 1,702,395 1,700,161 1,918,046 1,792,870 (125,176) Sanitation 495,693 500,037 505,996 521,397 517,956 (3,441) Transit ---3,000 10,000 7,000 Recreationandculture 828,600 814,260 853,777 920,974 792,678 (128,296) Generalunallocated 398,995 279,302 165,923 9,016 12,584 3,568 Transfersoutandotheruses 728,383 2,393,502 92,000 93,000 293,000 200,000 Totalexpendituresandotheruses 7,312,312 8,886,431 6,552,289 6,760,000 6,702,507 (57,493) Expendituresandotheruses-divisions: Generalgovernment MayorandCouncil 52,078 51,988 53,696 53,925 52,181 (1,744) CityAdministration 238,736 228,738 260,322 294,406 273,993 (20,413) Elections 1,000 38,933 2,425 37,573 41,835 4,262 Finance 377,894 337,348 326,510 398,896 385,662 (13,234) Audit 42,720 39,227 47,823 41,000 53,541 12,541 CityAssessing 49,032 49,600 49,664 51,915 49,832 (2,083) Legal 42,491 40,275 46,905 37,000 29,303 (7,697) continued… 69 CITYOFMONTICELLO ScheduleofRevenues(Sources)andExpenditures(Uses) GeneralFund YearEndedDecember31,2014 (continued) 2014 Variancewith 2011 2012 2013 Final 2014 Final Actual Actual Actual Budget Actual Budget HumanResources 74,537 84,041 93,067 105,820 90,565 (15,255) Planning&Zoning 173,918 163,629 182,753 200,005 220,080 20,075 InformationTechnologyServices 116,790 130,102 95,572 47,845 33,759 (14,086) CityHall 223,887 233,602 215,507 208,348 193,186 (15,162) PrairieCenterBuilding 26,911 15,095 15,355 20,785 14,409 (6,376) Publicsafety LawEnforcement 1,176,985 1,187,382 1,190,441 1,098,726 1,098,403 (323) Fire&Rescue 195,801 207,778 222,141 263,610 306,780 43,170 FireRelief 72,647 74,221 109,594 75,000 108,186 33,186 BuildingInspections 245,272 248,376 251,007 284,605 266,544 (18,061) CivilDefense 26,823 2,719 9,707 3,836 1,660 (2,176) AnimalControl 45,829 49,594 47,426 49,022 49,439 417 NationalGuard 20,668 14,287 14,517 22,250 14,061 (8,189) Publicworks PublicWorksAdministration 181,639 176,457 113,882 119,290 122,151 2,861 Engineering 220,078 200,287 224,028 136,916 195,841 58,925 PublicWorksInspecitons 45,749 64,827 54,878 94,028 36,867 (57,161) Streets&Alleys 615,836 655,170 689,046 875,150 735,629 (139,521) Ice&Snow 173,842 133,193 210,552 237,136 308,387 71,251 Shop&Garage 185,191 219,646 186,741 190,583 177,644 (12,939) Stormwater 16,553 51,468 12,064 33,140 16,842 (16,298) ParkingLots 11,748 4,568 2,965 9,303 3,814 (5,489) StreetLighting 205,986 196,779 206,005 222,500 195,695 (26,805) Sanitation RefuseCollection 495,693 500,037 505,996 521,397 517,956 (3,441) Transit Transitservices ---3,000 10,000 7,000 Recreationandculture CommunityCelebrations 39 5,165 1,186 3,300 688 (2,612) SeniorCenter 93,171 88,441 90,219 97,022 97,547 525 IceArena 75,000 75,000 75,000 --- ParkOperations 561,078 533,537 572,985 696,835 570,639 (126,196) ParkImprovements ------ ParkBallfields 18,546 29,419 25,517 32,800 18,149 (14,651) ShadeTree 44,479 52,983 53,475 52,069 68,891 16,822 Library 36,287 29,715 35,395 38,948 36,764 (2,184) Generalunallocated Insurancesandother 398,995 279,302 165,923 9,016 12,584 3,568 Transfersoutandotheruses Transfersout 728,383 2,393,502 92,000 93,000 293,000 200,000 Totalexpenditures&otheruses 7,312,312$8,886,431$6,552,289$6,760,000$6,702,507$(57,493)$ Revenueover/(under)expenditures (656,430)$(1,522,586)$436,056$-$416,495$416,495 70 STATISTICAL SECTION STATISTICALSECTION TheStatisticalSectionisincludedtoprovidedetaileddataonthephysical,economic,socialandpoliticalcharacteristicsofthereporting government.Itisintendedtoprovidetheuserwithabroaderandmorecompleteunderstandingofthegovernmentanditsfinancialaffairsthanis possiblefromthebasicfinancialstatementsandsupplementaryinformationincludedintheFinancialSection. Page Financialtrends NetPositionbyComponent-LastTenFiscalYears 71 ChangesinNetPosition-LastTenFiscalyears 72 FundBalancesofGovernmentalFunds-LastTenFiscalYears 74 ChangesinFundBalancesofGovernmentalFunds-LastTenFiscalYears 75 GovernmentalFundsTaxRevenuesbySource-LastTenFiscalYears(modifiedaccrualbasis)76 GeneralGovernmentalTaxRevenuesbySource-Last10FiscalYears(accrualbasis)77 Revenuecapacity TaxCapacityValueandEstimatedMarketValueofTaxableProperty-LastTenFiscalYears 78 PropertyTaxRates-AllDirectandOverlappingGovernments-LastTenFiscalYears 79 PropertyTaxLeviesandCollections-LastTenFiscalYears 80 PrincipalPropertyTaxpayers-CurrentYearandNineYearsAgo 81 WaterSoldbyCustomerType-LastTenFiscalYears 82 WaterandSewageUtilityRates-LastTenFiscalYears 83 Debtcapacity RatiosofOutstandingDebtbyType-LastTenFiscalYears 84 RatiosofNetGeneralObligationBondedDebtOutstanding-LastTenFiscalYears 85 LegalDebtMarginInformation-LastTenFiscalYears 86 ComputationofDirectandOverlappingDebt 87 ScheduleofRevenueBondCoverage-LastTwoFiscalYears 88 Economicanddemographicinformation Demographic&EconomicStatistics-LastTenFiscalYears 89 PrincipalEmployers-CurrentYearandNineYearsAgo 90 Operatinginformation CityGovernmentEmployeesbyFunction/Program-LastTenFiscalYears 91 OperatingIndicatorsbyFunction-LastTenFiscalYears 92 CapitalAssetsStatisticsbyFunction-LastTenFiscalYears 94 CITYOFMONTICELLO NetPositionbyComponent LastTenFiscalYears (accrualbasisofaccounting) 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Governmentalactivities Netinvestmentin capitalassets 7,009,622$7,009,622$12,476,536$27,584,763$33,712,370$31,901,676$38,242,040$40,525,009$44,268,757$48,253,810$ Restricted --31,517,792 22,074,427 17,688,193 18,337,866 16,894,936 13,061,044 18,118,070 10,453,449 Unrestricted 45,136,460 56,949,749 24,543,501 28,445,230 28,183,161 26,876,421 24,758,269 25,119,107 13,487,299 14,792,521 Totalgovernmentalnetposition 52,146,082$63,959,371$68,537,829$78,104,420$79,583,724$77,115,963$79,895,245$78,705,160$75,874,126$73,499,780$ Business-typeactivities Netinvestmentin capitalassets 35,077,391$35,749,380$33,971,151$31,375,890$29,910,696$28,556,355$25,031,043$23,698,091$20,496,832$42,117,264$ Restricted ---19,350 19,350 19,350 19,350 19,350 -- Unrestricted 4,740,491 5,437,867 6,441,470 4,529,830 2,846,018 6,363,148 6,901,353 7,642,046 6,463,638 9,121,952 Totalbusiness-typenetposition 39,817,882$41,187,247$40,412,621$35,925,070$32,776,064$34,938,853$31,951,746$31,359,487$26,960,470$51,239,216$ Primarygovernment Netinvestmentin capitalassets 42,087,013$42,759,002$46,447,687$58,960,653$63,623,066$60,458,031$63,273,083$64,223,100$64,765,589$90,371,074$ Restricted --31,517,792 22,093,777 17,707,543 18,357,216 16,914,286 13,080,394 18,118,070 10,453,449 Unrestricted 49,876,951 62,387,616 30,984,971 32,975,060 31,029,179 33,239,569 31,659,622 32,761,153 19,950,937 23,914,473 Totalprimarygovernment netposition 91,963,964$105,146,618$108,950,450$114,029,490$112,359,788$112,054,816$111,846,991$110,064,647$102,834,596$124,738,996$ Note:Infiscalyears2013and2012,thecityhadachangeinaccountingprinciple,achangeinfundstructure,andpriorperiod adjustments.Prioryearswerenotadjustedtoreflectthesechanges. $- $20 $40 $60 $80 $100 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Millions PrimaryGovernmentNetPosition Netinvestmentin capitalassets Restrictednet position Unrestrictednet position 71 CITYOFMONTICELLO ChangesinNetPosition LastTenFiscalYears (accrualbasisofaccounting) Expenses 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Governmentalactivities: Generalgovernment 1,907,352 3,639,497 1,844,320 1,572,389 1,780,972 2,065,463 2,111,710 2,103,737 1,623,727 1,488,243 Publicsafety 1,551,098 2,856,573 1,693,116 1,792,351 2,849,272 1,766,712 1,788,595 1,819,378 1,884,981 1,880,193 Publicworks 5,990,719 5,318,865 4,559,460 4,634,167 3,827,501 3,579,291 4,838,544 5,045,729 5,163,461 5,223,345 Sanitation 492,446 474,045 509,208 514,208 547,160 534,903 495,693 500,037 487,268 517,956 Transit 10,000 Recreationandculture 2,244,446 2,766,014 2,703,227 2,729,950 2,855,682 2,636,088 1,753,197 2,719,730 2,875,260 2,882,127 Economicdevelopment 657,258 2,061,331 769,584 510,126 842,819 2,647,687 1,199,936 803,594 1,005,813 1,084,620 Interestandfiscalcharges 1,733,933 2,378,871 2,193,840 2,136,872 1,673,431 1,464,012 1,248,716 1,298,869 235,265 649,854 Totalgovernmentalactivitiesexpenses 14,577,252 19,495,196 14,272,755 13,890,063 14,376,837 14,694,156 13,436,391 14,291,074 13,275,775 13,736,338 Business-typeactivities Waterutility 939,449 913,638 973,375 975,846 1,018,098 936,718 1,167,572 1,118,789 1,009,600 1,084,882 Sewageutility 2,017,993 2,095,124 2,000,610 2,085,485 2,074,447 2,495,976 2,340,555 2,480,657 2,466,660 2,762,357 Liquor 3,172,741 3,285,082 644,857 620,743 669,940 637,574 658,999 662,002 689,559 692,976 Fiberoptics ––84,594 1,590,237 2,792,813 3,815,377 5,702,480 5,228,428 5,240,871 2,919,170 Deputyregistrar ––––––––293,531 300,236 Totalbusiness-typeactivitiesexpenses 6,130,183 6,293,844 3,703,436 5,272,311 6,555,298 7,885,645 9,869,606 9,489,876 9,700,221 7,759,621 Totalprimarygovernmentexpenses 20,707,435$25,789,040$17,976,191$19,162,374$20,932,135$22,579,801$23,305,997$23,780,950$22,975,996$21,495,959$ ProgramRevenues Governmentalactivities: Chargesforservices: Generalgovernment 683,599 974,186 695,117 523,228 443,976 491,304 521,182 619,992 147,244 180,145 Publicsafety 912,300 1,030,842 93,138 99,812 155,036 96,293 202,237 179,540 163,366 164,616 Publicworks 2,692,336 1,186,670 1,994,067 1,544,140 744,241 1,556,098 508,077 383,066 544,404 371,671 Sanitation 863,857 129,057 --167,119 165,387 52,304 53,077 16,653 48,385 Transit - Recreationandculture 159,252 1,048,551 1,044,699 1,084,622 1,139,199 1,153,113 1,240,970 1,150,273 1,307,149 1,331,581 Economicdevelopment 146,715 115,616 6,768 15,875 155,769 ----- Operatinggrantsandcontributions 381,420 281,531 160,147 159,192 269,492 424,845 253,127 252,784 293,710 295,828 Capitalgrantsandcontributions 2,135,687 12,153,185 3,616,870 948,340 2,067,509 4,124,271 2,083,511 1,841,915 1,079,738 1,774,628 Totalgovernmentalactivities programrevenues 7,975,166 16,919,638 7,610,806 4,375,209 5,142,341 8,011,311 4,861,408 4,480,647 3,552,264 4,166,854 Business-typeactivities: Chargesforservices: Waterutility 701,346 742,146 867,873 973,776 1,019,390 828,635 1,078,133 1,304,923 1,214,570 1,117,226 Sewageutility 969,996 1,043,208 1,196,983 1,307,064 1,371,776 1,470,537 1,712,058 1,850,919 1,981,491 2,081,660 Liquor 3,540,572 3,619,236 1,002,933 1,059,479 1,043,256 1,174,767 1,151,171 1,214,745 1,318,276 1,289,369 Fiberoptics –––––456,820 1,610,258 1,747,587 1,606,720 1,761,978 Deputyregistrar ––––––––456,285 497,798 Operatinggrantsandcontributions –––––––––– Capitalgrantsandcontributions 4,310,691 2,188,675 482,412 106,787 –––––488,628 Totalbusiness-typeactivities programrevenues 9,522,605 7,593,265 3,550,201 3,447,106 3,434,422 3,930,759 5,551,620 6,118,174 6,577,342 7,236,659 Totalprimarygovernment programrevenues 17,497,771$24,512,903$11,161,007$7,822,315$8,576,763$11,942,070$10,413,028$10,598,821$10,129,606$11,403,513$ (continued) 72 CITYOFMONTICELLO ChangesinNetPosition LastTenFiscalYears (accrualbasisofaccounting) 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Net(expense)/revenue: Governmentalactivities (6,602,086)$(2,575,558)$(6,661,949)$(9,514,854)$(9,234,496)$(6,682,845)$(8,574,983)$(9,810,427)$(9,723,511)$(9,569,484)$ Business-typeactivities 3,392,422 1,299,421 (153,235)(1,825,205)(3,120,876)(3,954,886)(4,317,986)(3,371,702)(3,122,879)(522,962) Totalprimarygovernmentnetexpense (3,209,664)$(1,276,137)$(6,815,184)$(11,340,059)$(12,355,372)$(10,637,731)$(12,892,969)$(13,182,129)$(12,846,390)$(10,092,446)$ GeneralRevenuesandOtherChangesinNetPosition Governmentalactivities: Taxes Propertytaxes 7,476,106$7,253,560$7,242,838$8,450,599$8,821,568$8,260,705$8,451,149$8,746,348$8,927,164$9,219,737$ Franchisetaxes ––––48,517 371,258 341,362 339,518 320,640 357,409 Unrestrictedgrantsandcontributions 200,000 130,000 288,940 158,340 406,735 37,665 19,359 38,618 65,228 27,502 Investmentearnings 985,497 2,093,877 2,170,025 1,461,658 770,178 859,583 1,467,780 767,722 (189,128)784,347 Other ––––41,173 ––11,575 3,885 217,643 Gainonsaleofcapitalassets 2,799,703 4,619,629 528,193 233,326 366,961 442,091 354,501 540,272 489,782 - Transfers 250,000 250,000 997,929 371,245 251,133 (5,774,257)713,655 (2,420,489)278,500 (3,411,500) Totalgovernmentalactivities 11,711,306 14,347,066 11,227,925 10,675,168 10,706,265 4,197,045 11,347,806 8,023,564 9,896,071 7,195,138 Business-typeactivities Investmentearnings 89,987 334,623 326,356 547,703 188,178 236,131 495,484 264,589 (117,175)399,757 Miscellaneous (25,576)27,100 62,664 136,356 42,360 125,326 1,555,509 100,687 65,468 – Gainonextinguishmentofdebt 20,990,451 Transfers (250,000)(250,000)(997,929)(371,245)(251,133)5,774,257 (713,655)2,420,489 (278,500)3,411,500 Totalbusiness-typeactivities (185,589)111,723 (608,909)312,814 (20,595)6,135,714 1,337,338 2,785,765 (330,207)24,801,708 Totalprimarygovernment 11,525,717$14,458,789$10,619,016$10,987,982$10,685,670$10,332,759$12,685,144$10,809,329$9,565,864$31,996,846$ ChangesinNetPosition Governmentalactivities 5,109,220$11,771,508$4,565,976$1,160,314$1,471,769$(2,485,800)$2,772,823$(1,786,863)$172,560$(2,374,346)$ Business-typeactivities 3,206,833 1,411,144 (762,144)(1,512,391)(3,141,471)2,180,828 (2,980,648)(585,937)(3,453,086)24,278,746 Totalprimarygovernment 8,316,053$13,182,652$3,803,832$(352,077)$(1,669,702)$(304,972)$(207,825)$(2,372,800)$(3,280,526)$21,904,400$ Note1:Thecitymadeafundstructurechangeinfiscalyear2013.Prioryeardatahasnotbeenchangedtoreflectthischange. Note2:ThecityimplementedGASBStatementNo.54infiscalyear2011.Prioryeardatahasnotbeenrestatedasaresultofthischange. 73 CITYOFMONTICELLO FundBalancesofGovernmentalFunds LastTenFiscalYears (modifiedaccrualbasisofaccounting) 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 GeneralFund Reserved 388,527$405,819$430,294$359,303$392,541$336,286$-$-$-$-$ Unreserved 4,735,864 5,014,094 5,131,193 5,819,249 4,705,092 4,644,748 ---- Nonspendable ------386,616 342,380 258,100 126,327 Restricted ---------- Committed ------3,374,200 --- Assigned ---------- Unassigned ------649,821 3,136,127 3,656,463 4,204,731 Totalgeneralfund 5,124,391$5,419,913$5,561,487$6,178,552$5,097,633$4,981,034$4,410,637$3,478,507$3,914,563$4,331,058$ Allothergovernmentalfunds Reserved 14,754,923$17,912,418$27,072,957$16,663,801$10,280,326$7,884,431$-$-$-$-$ Unreserved Specialrevenuefunds 18,425,893 14,946,443 7,554,334 14,191,473 18,451,828 18,324,689 ---- Capitalprojectsfunds 9,261,188 (1,805,372)(630,214)(1,839,478)(2,124,391)(1,532,220)---- Nonspendable ------1,299,057 197,123 1,822,926 1,815,087 Restricted ------22,140,662 21,480,938 10,928,985 10,453,449 Committed ------2,662,124 --- Assigned ------9,138,626 8,655,488 6,485,727 7,321,744 Unassigned Specialrevenuefunds ------(141,890)--- Capitalprojectsfunds ------(1,435,666)--- Totalallother governmentalfunds 42,442,004$31,053,489$33,997,077$29,015,796$26,607,763$24,676,900$33,662,913$30,333,549$19,237,638$19,590,280$ Note1:ThemadeafundstructurechangefortheperiodendingDecember31,2013.Prioryeardatahasnot beenrestatedasaresultofthischange. Note2:ThecityimplementedGASB54forthefinancialreportingperiodendingDecember31,2011.Prioryear datahasnotbeenrestatedasaresultofthischange. 74 CITYOFMONTICELLO ChangesinFundBalancesofGovernmentalFunds LastTenFiscalYears (modifiedaccrualbasisofaccounting) 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Revenues Propertytaxes 6,722,393$6,461,748$6,190,599$7,233,582$7,502,844$7,319,154$7,294,635$8,234,086$7,985,695$8,407,627$ Taxincrements 753,713 791,812 824,714 1,172,447 1,193,021 1,155,386 1,044,791 1,024,134 965,935 826,363 Franchisetaxes ––––48,517 371,258 341,362 339,518 320,640 357,409 Specialassessments 3,341,537 2,006,519 3,112,374 2,566,932 2,462,673 1,465,264 1,856,134 1,902,871 2,065,944 1,912,932 Licensesandpermits 956,300 758,718 627,751 917,539 266,797 217,184 249,999 275,699 331,711 378,810 Intergovernmental 373,929 937,076 1,764,633 550,283 1,688,895 1,620,771 1,434,420 540,475 1,264,781 732,366 Chargesforservices 4,014,956 2,796,871 2,888,981 2,290,091 2,518,548 2,890,006 2,239,584 2,076,834 1,846,919 1,722,974 Finesandforfeitures 4,000 1,750 5,027 2,216 1,220 205 85 14,338 1,725 1,900 Investmentearnings 985,497 2,093,877 2,170,025 1,461,658 770,178 859,583 1,467,780 767,722 (183,242)738,956 Otherrevenues 3,165,372 4,564,660 372,502 197,988 435,186 643,873 603,019 753,832 700,776 413,113 Totalrevenues 20,317,697 20,413,031 17,956,606 16,392,736 16,887,879 16,542,684 16,531,809 15,929,509 15,300,884 15,492,450 Expenditures Generalgovernment 1,544,446 1,743,716 1,899,097 1,579,164 1,634,395 1,997,458 2,039,270 2,023,674 1,576,653 1,450,930 Publicsafety 1,666,869 2,760,090 1,603,331 1,736,962 2,738,768 1,684,296 1,728,409 1,735,579 1,805,434 1,845,073 Publicworks 4,635,519 3,594,844 1,951,712 2,380,993 2,074,811 1,562,155 1,675,222 1,703,849 1,707,576 1,793,162 Sanitation 492,446 474,045 509,208 514,208 547,160 534,903 495,693 500,037 505,996 517,956 Transit 10,000 Cultureandrecreation 2,361,302 2,271,216 2,214,108 2,220,368 2,355,669 2,164,534 2,419,369 2,272,595 2,472,987 2,386,832 Economicdevelopment 637,777 2,056,055 772,852 525,783 842,819 2,647,687 1,198,449 800,540 1,011,961 1,084,620 Capitaloutlay 12,137,740 13,074,965 6,430,421 3,522,196 1,946,153 4,138,459 4,067,251 2,829,049 1,357,254 2,220,883 Debtservice Principal 1,911,126 3,407,655 3,388,382 5,037,028 6,749,293 5,001,000 4,860,000 5,174,500 5,290,750 5,411,000 Interestandfiscalcharges 1,426,367 2,373,438 2,256,311 2,192,063 1,801,392 1,553,661 1,383,095 1,290,430 930,982 658,983 Totalexpenditures 26,813,592 31,756,024 21,025,422 19,708,765 20,690,460 21,284,153 19,866,758 18,330,253 16,659,593 17,379,439 Excessofrevenues over(under)expenditures (6,495,895)(11,342,993)(3,068,816)(3,316,029)(3,802,581)(4,741,469)(3,334,949)(2,400,744)(1,358,709)(1,886,989) Otherfinancingsources(uses) Transfersin 4,128,010 8,181,372 5,202,051 16,818,090 10,172,878 4,687,126 5,710,819 9,990,120 6,906,770 4,914,385 Transfersout (3,878,010)(7,931,372)(4,204,122)(16,446,845)(9,921,745)(4,431,158)(4,997,164)(10,732,901)(7,158,933)(8,325,885) Debtissued 25,150,000 –5,137,903 15,450,000 –3,255,000 10,735,000 ––6,080,000 Premium(discount)ondebtissued 761,396 –83,710 ––(19,530)301,910 ––(12,374) Refundedbondsredeemed –––(15,908,564)–(865,000)––(10,690,000)– Refundingdeferredamortized(loss)–––(384,432)–––––– Saleoflandheldforresale ––(103,084)74,650 –––––– Saleofcapitalassets ––37,520 2,575 62,496 67,569 –11,575 12,428 – Totalotherfinancingsources(uses)26,161,396 250,000 6,153,978 (394,526)313,629 2,694,007 11,750,565 (731,206)(10,929,735)2,656,126 Netchangeinfundbalances 19,665,501$(11,092,993)$3,085,162$(3,710,555)$(3,488,952)$(2,047,462)$8,415,616$(3,131,950)$(12,288,444)$769,137$ Debtserviceaspercentage ofnoncapitalexpenditures 22.7%30.9%38.7%44.7%45.6%38.2%39.5%41.7%40.7%40.0% Note:ThecitymadeafundstructurechangefortheperiodendingDecember31,2013.Prioryeardatahasnotbeenmodifiedtoreflectthischange. 75 CITYOFMONTICELLO GovernmentalFundsTaxRevenuesbySource LastTenFiscalYears (modifiedaccrualbasisofaccounting) Property Tax Franchise Year Tax Increment Tax Total 2005 6,722,393$753,716$-$7,476,109$ 2006 6,461,748 791,812 -7,253,560 2007 6,190,599 824,714 -7,015,313 2008 7,233,582 1,172,447 -8,406,029 2009 7,502,844 1,193,021 48,517 8,744,382 2010 7,319,154 1,155,386 371,258 8,845,798 2011 7,294,635 1,044,791 341,362 8,680,788 2012 8,234,086 1,024,134 339,518 9,597,738 2013 7,985,695 965,935 320,640 9,272,270 2014 8,407,627 826,363 357,409 9,591,399 Change 2005-2014 25.1%9.6%---28.3% Source:FinanceDepartment $- $1 $2 $3 $4 $5 $6 $7 $8 $9 2005200620072008200920102011201220132014 Millions TaxRevenuesbySource PropertyTax TaxIncrement FranchiseTax 76 CITYOFMONTICELLO GeneralGovernmentalTaxRevenuesbySource LastTenFiscalYears (accrualbasisofaccounting) Property Franchise Year Tax Tax Total 2005 7,476,106$-$7,476,106$ 2006 7,253,560 -7,253,560 2007 7,242,838 -7,242,838 2008 8,450,599 -8,450,599 2009 8,821,568 48,517 8,870,085 2010 8,260,705 371,258 8,631,963 2011 8,451,149 341,362 8,792,511 2012 8,746,348 339,518 9,085,866 2013 8,927,164 320,640 9,247,804 2014 9,219,737 357,409 9,577,146 Change 2005-2014 23.3%---28.1% Source:FinanceDepartment $- $2 $4 $6 $8 $10 2005200620072008200920102011201220132014 Millions TaxRevenuesbySource PropertyTax FranchiseTax 77 CITYOFMONTICELLO TaxCapacityValueandEstimatedMarketValueofTaxableProperty LastTenFiscalYears Total NetTax TaxableNet Capacityasa Residential%of Commercial%of Personal%of Ag/Misc %of TaxCapacity %of TotalDirect Total Percentageof Year Property Total Property Total Property Total Property Total Value*Total TaxRate MarketValue MarketValue 2005 5,182,370$41.5%7,085,105$56.7%160,594$1.3%70,843$0.6%12,498,912$100.0%58.651 882,038,300$1.4% 2006 5,824,238 41.8%7,871,132 56.5%170,446 1.2%69,626 0.5%13,935,442 100.0%51.028 993,647,300 1.4% 2007 6,929,517 42.8%8,913,821 55.0%177,822 1.1%183,695 1.1%16,204,855 100.0%42.458 1,243,461,100 1.3% 2008 7,443,331 43.0%9,455,666 54.6%176,289 1.0%236,789 1.4%17,312,075 100.0%46.942 1,282,400,700 1.3% 2009 7,506,973 41.8%9,966,873 55.5%174,223 1.0%299,191 1.7%17,947,260 100.0%46.191 1,245,407,600 1.4% 2010 6,165,704 35.4%10,793,836 62.0%189,563 1.1%251,177 1.4%17,400,280 100.0%45.822 1,188,222,100 1.5% 2011 5,307,260 31.9%10,897,898 65.5%194,825 1.2%229,016 1.4%16,628,999 100.0%46.729 1,106,541,400 1.5% 2012 4,611,403 23.6%14,538,165 74.3%235,633 1.2%194,492 1.0%19,579,693 100.0%49.773 1,219,719,700 1.6% 2013 4,824,117 25.4%13,793,916 72.5%239,129 1.3%164,609 0.9%19,021,771 100.0%42.262 1,201,075,800 1.6% 2014 5,408,138 21.9%18,818,097 76.4%235,713 1.0%184,750 0.7%24,646,698 100.0%44.709 1,513,570,400 1.6% Note1:Thefiscalyearisforthevaluesintheyearleviedfortaxescollectibleinthefollowingyear. Note2:*Taxexemptpropertyvaluesandtaxincrementvaluesarenotincludedintotalnettaxcapacityvalue. Source:WrightCountyCertificateofTaxesandTaxableProperties. RealProperty $- $5 $10 $15 $20 $25 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Millions TotalTaxableNetTaxCapacityValue (ExcludesPersonalandAg/MiscProperty) Residential Commercial 78 CITYOFMONTICELLO PropertyTaxRates-AllDirectandOverlappingGovernments LastTenFiscalYears Monticello Total(1) City Wright School Special Directand Year ofMonticello County District#882 Districts Overlapping 2005 58.65 34.41 26.38 2.67 122.11 2006 51.03 32.57 24.37 2.33 110.30 2007 42.46 30.71 23.15 2.95 99.27 2008 46.94 31.65 25.25 2.52 106.36 2009 46.19 32.57 26.08 2.07 106.91 2010 45.82 35.82 24.95 1.75 108.34 2011 46.73 39.31 27.03 1.50 114.57 2012 49.77 43.45 28.26 1.24 122.72 2013 42.26 44.29 26.23 0.61 113.39 2014 44.71 43.45 28.27 ---116.43 Note1: Source:WrightCounty OverlappingTaxingDistricts Informationreflectstotaltaxratesleviedbyeachentity.Taxratesareexpressedintermsof“nettaxcapacity.”A property’staxcapacityisdeterminedbymultiplyingitstaxablemarketvaluebyastatedeterminedclassrate.Class ratesvarybypropertytypeandchangeperiodicallybasedonstatelegislation.Componentsofthedirectratearenot readilyavailable. 0 20 40 60 80 2005200620072008200920102011201220132014 Rate % PropertyTaxRates Forthethreehighesttaxingauthorities Wright District #882 City 79 CITYOFMONTICELLO PropertyTaxLeviesandCollections LastTenFiscalYears PROPERTYTAXES TotalTax Collectionsin Abatements Fiscal Levyfor Tax Net %of Subsequent %of and %of Year FiscalYear Credits Levy Amount NetLevy Years Amount NetLevy Adjustments Amount NetLevy 2005 6,957,776$293,845$6,663,931$6,577,121$98.7%87,264$6,664,385$100.0%1,055$601$0.0% 2006 6,750,132 283,978 6,466,154 6,349,118 98.2%107,270 6,456,388 99.8%(8,603)1,163 0.0% 2007 6,499,914 261,362 6,238,552 6,044,463 96.9%170,324 6,214,787 99.6%(22,051)1,714 0.0% 2008 7,600,189 267,056 7,333,133 7,118,136 97.1%172,598 7,290,734 99.4%(39,224)3,175 0.0% 2009 7,750,119 263,587 7,486,532 7,237,730 96.7%210,210 7,447,940 99.5%(32,099)6,493 0.1% 2010 7,648,269 278,930 7,369,339 7,155,141 97.1%179,669 7,334,810 99.5%(25,704)8,825 0.1% 2011 7,677,351 293,075 7,384,276 7,178,807 97.2%175,054 7,353,861 99.6%(19,074)11,341 0.2% 2012 7,850,042 -7,850,042 7,759,174 98.8%24,592 7,783,766 99.2%(52,496)13,780 0.2% 2013 7,900,724 -7,900,724 7,827,356 99.1%30,381 7,857,737 99.5%(25,642)17,345 0.2% 2014 8,151,086 -8,151,086 8,108,286 99.5%--8,108,286 99.5%(880)41,920 0.5% TAXINCREMENTS TotalTax Collectionsin Abatements Fiscal Levyfor Tax Net %of Subsequent %of and %of Year FiscalYear Credits Levy Amount NetLevy Years Amount NetLevy Adjustments Amount NetLevy 2005 736,301$-$736,301$732,534$99.5%3,767$736,301$100.0%-$-$0.0% 2006 779,400 -779,400 777,297 99.7%443 777,740 99.8%(1,660)-0.0% 2007 889,262 -889,262 836,397 94.1%1,222 837,619 94.2%(51,643)-0.0% 2008 1,191,177 -1,191,177 1,184,402 99.4%4,874 1,189,276 99.8%(1,901)-0.0% 2009 1,247,605 -1,247,605 1,205,582 96.6%39,200 1,244,782 99.8%(886)1,937 0.2% 2010 1,193,383 -1,193,383 1,144,243 95.9%36,309 1,180,552 98.9%(11,059)1,772 0.1% 2011 1,071,686 -1,071,686 1,044,309 97.4%25,742 1,070,051 99.8%-1,635 0.2% 2012 955,039 -955,039 953,400 99.8%-953,400 99.8%-1,639 0.2% 2013 971,745 -971,745 970,071 99.8%-970,071 99.8%(470)1,204 0.1% 2014 869,425 -869,425 869,339 100.0%--869,339 100.0%-86 0.0% Source: YearoftheNetLevy toDate TotalUncollected WrightCounty Collectedwithinthe TotalCollections YearoftheNetLevy toDate TotalUncollected Collectedwithinthe TotalCollections 80 CITYOFMONTICELLO PrincipalPropertyTaxpayers CurrentYearandNineYearsAgo Percentageof Percentageof TaxableNetTax TotalNetTax Market TaxableNetTax TotalNetTax Taxpayer MarketValue(1)CapacityValue Rank CapacityValue Value CapacityValue Rank CapacityValue XcelEnergy(NorthernStates)464,619,100$9,285,841$1 48.8%241,173,400$4,815,613 1 38.5% WalmartRealEstateBusTrust 12,542,500 250,100 2 1.3% TargetCorporation 10,120,400 201,658 3 1.1% NewRiverMedicalCenter 7,544,100 150,882 4 0.8% HomeDepotUSA,Inc.7,000,000 139,250 5 0.7% MullerFamilyTheatres 5,511,400 109,097 6 0.6%6,549,800 129,496 2 1.0% AXTCRetail,LP 5,154,900 101,598 7 0.5% BBFProperties,Inc.3,977,300 78,796 8 0.4%3,547,700 93,360 5 0.7% Tapper’sHoldings,LLC 3,956,800 77,636 9 0.4% Minnegasco,Inc.3,874,500 77,490 10 0.4%2,892,500 57,850 10 0.5% PetersonHoldings,LLC 4,743,000 93,360 3 0.7% JacobHoldingsofMonticello,LLC 3,587,200 70,244 4 0.6% GouldBrothersChev,LLP 3,522,400 69,698 6 0.6% MonticelloWashingtonAssn 3,500,000 69,650 7 0.6% Tomann,Terrance&MaryFamilyLTD 3,458,400 68,418 8 0.5% WrightCountyProducts 3,061,300 60,476 9 0.5% 524,301,000$10,472,348$55.1%276,035,700$5,528,165 44.2% Note1:Themarketvalueandtaxablenettaxcapacityvalueisfortaxesleviedin2013,whicharepayablein2014. Source:WrightCountyCertificateofTaxesandTaxableProperties 2014 2005 81 CITYOFMONTICELLO WaterSoldbyCustomerType(gallons) LastTenFiscalYears Total %of %of %of %of Water %of Year Residential Total Commercial Total Industrial Total GovernmentTotal Sold Total 2005 344,197,058 64.7%74,789,130 14.1%57,739,095 10.9%54,964,838 10.3%531,690,121 100.0% 2006 419,892,135 69.5%82,989,503 13.7%52,305,000 8.7%48,622,223 8.1%603,808,861 100.0% 2007 467,672,488 71.3%91,517,828 14.0%49,035,750 7.5%47,703,225 7.3%655,929,291 100.0% 2008 409,879,658 69.0%84,234,653 14.2%47,790,000 8.0%52,154,498 8.8%594,058,809 100.0% 2009 430,263,791 75.0%69,825,753 12.2%38,713,057 6.8%34,601,796 6.0%573,404,397 100.0% 2010 376,687,840 67.1%90,001,208 16.0%47,225,176 8.4%47,227,405 8.4%561,141,629 100.0% 2011 348,580,072 66.0%84,194,027 15.9%50,971,196 9.7%44,219,755 8.4%527,965,050 100.0% 2012 426,358,402 69.0%97,281,410 15.7%46,654,712 7.5%47,866,428 7.7%618,160,952 100.0% 2013 383,079,041 68.8%85,819,687 15.4%45,954,136 8.2%42,206,803 7.6%557,059,667 100.0% 2014 328,835,772 68.2%79,370,922 16.5%38,308,124 7.9%35,566,000 7.4%482,080,818 100.0% Source:CityofMonticelloutilitybillingdepartment 0 100 200 300 400 500 600 700 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Millions WaterSoldbyCustomerType(gallons) Government Industrial Commercial Residential 82 CITYOFMONTICELLO WaterandSewageUtilityRates LastTenFiscalYears RateTier1 RateTier2 RateTier3 RateTier4 RateTier1 RateTier2 RateTier3 RateTier4 RateTier1 RateTier1 BaseRate 501–4,000 4,001–13,369 Over13,369 BaseRate 501–4,000 4,001–13,369 Over13,369 BaseRate Over500 Fiscal First500 per100 per100 per100 First500 per100 per100 per100 First500 per100 Year CubicFeet CubicFeet CubicFeet CubicFeet CubicFeet CubicFeet CubicFeet CubicFeet CubicFeet CubicFeet 2005 8.58$0.52$0.52$N/A 8.58$0.52$N/A N/A 10.00$1.80 2006 8.92 0.54 0.54 N/A 8.92 0.54 N/A N/A 10.40 1.87 2007 10.26 0.62 0.71 N/A 10.26 0.62 N/A N/A 11.96 2.15 2008 11.91 0.74 0.84 N/A 11.91 0.74 N/A N/A 13.75 2.47 2009 12.40 0.78 0.88 N/A 12.40 0.78 N/A N/A 14.45 2.60 2010 13.00 0.85 0.95 N/A 14.75 0.95 N/A N/A 15.15 2.75 2011 14.30 0.95 1.10 1.20 14.30 0.95 1.10 1.20 16.75 3.00 2012 15.44 1.03 1.19 1.30 15.44 1.03 1.19 1.30 18.76 3.36 2013 17.00 1.13 1.31 1.43 17.00 1.13 1.31 1.43 20.65 3.70 2014 17.00 1.13 1.31 1.43 17.00 1.13 1.31 1.43 20.65 3.70 N/A–NotAvailable Source:CityofMonticelloutilitybillingdepartment Water Sewage Residential Commercial 83 CITYOFMONTICELLO RatiosofOutstandingDebtbyType LastTenFiscalYears 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Governmentalactivities Generalobligation: Specialassessmentbonds 31,065,000$30,255,000$28,415,000$24,075,000$21,535,000$21,320,000$29,490,000$26,625,000$13,010,000$10,010,000$ Otherbonds 2,420,000 2,210,000 7,132,903 15,737,903 12,822,903 11,531,903 10,196,903 8,877,403 7,506,653 12,680,653 Taxincrementbonds 970,000 810,000 680,000 575,000 470,000 ----- Netpremium(discount)668,448 639,119 691,438 651,542 631,516 572,079 818,803 744,748 265,320 67,350 TotalGObonds 35,123,448 33,914,119 36,919,341 41,039,445 35,459,419 33,423,982 40,505,706 36,247,151 20,781,973 22,758,003 Notes 10,835,699 10,188,973 9,515,592 ------- Certificatesofindebtedness --------445,000 385,000 Totalgeneralobligationdebt 45,959,147 44,103,092 46,434,933 41,039,445 35,459,419 33,423,982 40,505,706 36,247,151 21,226,973 23,143,003 Non-generalobligation: Revenuebonds 6,830,864 6,579,419 6,157,974 5,742,098 5,209,011 4,612,454 3,690,898 2,739,341 1,782,784 985,000 Contractfordeed 2,085,222 764,293 664,293 564,293 ------ Totalgovernmentalactivites 54,875,233$51,446,804$53,257,200$47,345,836$40,668,430$38,036,436$44,196,604$38,986,492$23,009,757$24,128,003$ Business-typeactivities Generalobligation: Improvementbonds -$-$907,097$907,097$837,097$747,097$654,097$568,597$3,479,347$3,206,347$ Non-generalobligation Revenuebonds ---26,445,000 26,445,000 26,445,000 26,445,000 26,445,000 26,445,000 - Netpremium(discount)14,364 (502,517)(479,980)(457,441)(434,904)(412,366)(360,211)31,941 Totalbusiness-typeactivities -$-$921,461$26,849,580$26,802,117$26,734,656$26,664,193$26,601,231$29,564,136$3,238,288$ Totalprimarygovernment 54,875,233$51,446,804$54,178,661$74,195,416$67,470,547$64,771,092$70,860,797$65,587,723$52,573,893$27,366,291$ %ofpersonalincome(1)16.5%14.3%14.3%18.9%17.6%15.8%16.8%13.7%10.5%5.4% Percapitadebt(1)5,147$4,620$4,815$6,528$5,879$5,632$5,554$5,071$4,055$2,106$ (1)SeetheScheduleofDemographicandEconomicStatistics. Note:Detailsregardingthecity’soutstandingdebtcanbefoundinthenotestobasicfinancialstatements. 84 CITYOFMONTICELLO RatiosofNetGeneralObligationBondedDebtOutstanding LastTenFiscalYears Percentageof LessAmounts Estimated General Available ActualMarket Obligation inDebt Valueof Year Bonds(1)ServiceFund Total Property(2)PerCapita(3) 2005 35,123,448$9,162,548$25,960,900$2.94%2,435$ 2006 33,914,119 9,170,798 24,743,321 2.49%2,222 2007 36,919,341 18,520,552 18,398,789 1.48%1,635 2008 41,039,445 9,936,332 31,103,113 2.43%2,737 2009 35,459,419 2,346,286 33,113,133 2.66%2,885 2010 33,423,982 2,363,382 31,060,600 2.61%2,701 2011 40,505,706 12,727,140 27,778,566 2.51%2,177 2012 36,247,151 12,952,896 23,294,255 1.91%1,801 2013 21,226,973 2,750,079 18,476,894 1.54%1,425 2014 23,143,003 3,919,070 19,223,933 1.27%1,480 Note1: Note2: Note3:SeetheScheduleofDemographicandEconomicStatistics. Source:Detailsregardingthecity’soutstandingdebtcanbefoundinthenotestobasicfinancialstatements. Doesnotincluderevenuebonds. SeetheScheduleofTaxableNetTaxCapacityValueandEstimatedMarketValueofTaxablePropertyforthe estimatedactualmarketvalue. 85 CITYOFMONTICELLO LegalDebtMarginInformation LastTenFiscalYears 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 17,640,766$19,872,946$23,203,682$37,303,833$38,074,842$35,646,663$33,196,242$36,591,591$35,671,296$45,407,112$ Totalnetdebtapplicable 6,910,000 6,650,000 6,100,000 6,180,000 5,585,000 4,985,000 4,365,000 3,795,000 6,200,000 13,065,653 10,730,766 13,222,946 17,103,682 31,123,833 32,489,842 30,661,663 28,831,242 32,796,591 29,471,296 32,341,459 Totalnetdebtapplicableto debtlimitasapercentage ofdebtlimit 39.2%33.5%26.3%16.6%14.7%14.0%13.1%10.4%17.4%28.8% Marketvalue 1,513,570,400$ Debtlimit(3%ofmarketvalue)45,407,112 Debtapplicabletolimit Othergeneralobligationbonds 26,282,000 Lessamountsforgeneralobligationbonds notsubjecttodebtlimit (13,216,347) Totalnetdebtapplicabletolimit 13,065,653 Legaldebtmargin 32,341,459$ Note: Legaldebtmargin LegalDebtMarginCalculationforFiscalYear2014 AllMinnesotamunicipalities(counties,cities,towns,andschooldistricts)aresubjecttostatutory “netdebt”limitationsundertheprovisionsofMinnesotaStatutes,§475.53.Underthisprovision, beginningwithissueshavingasettlementdateafterJune30,2008,thestateofMinnesota increasedthelegaldebtlimitfrom2percentto3percentoftheCity’staxablemarketvalue. FiscalYear Legaldebtlimit todebtlimit 86 CITYOFMONTICELLO ComputationofDirectandOverlappingDebt AsofDecember31,2014 Estimated Net percentage Amount bondeddebt applicable Overlapping applicableto Jurisdiction outstanding(1)tocity(2)debt city DIRECTDEBT: CityofMonticello 27,267,000$100.0%27,267,000$ OVERLAPPINGDEBT: I.S.D.882 6,980,000$75.5%5,269,900$ WrightCounty 48,670,000 18.3%8,906,610 TotalOverlappingDebt 14,176,510 Totaldirectandoverlappingdebt 41,443,510$ (1) (2) Note: Source:TheWrightCountyauditorprovidedthedebtoutstandingandestimatedapplicablepercentagesfortheschooldistrictandcounty. Grossbondeddebtoutstanding. Thepercentageofoverlappingdebtapplicableisestimatedusingtaxableassessedpropertyvalues.Applicablepercentageswereestimatedby determiningtheportionofthecounty’staxableassessedvaluethatiswithinthegovernment’sboundariesanddividingitbythecounty’stotaltaxable assessedvalue. Overlappinggovernmentsarethosethatcoincide,atleastinpart,withthegeographicboundariesoftheCity.Thisscheduleestimatestheportionofthe outstandingdebtofthoseoverlappinggovernmentsthatisbornebytheresidentsandbusinessesoftheCity.Thisprocessrecognizesthat,when consideringthegovernment’sabilitytoissueandrepaylong-termdebt,theentiredebtburdenbornebytheresidentsandbusinessesshouldbetaken intoaccount.However,thisdoesnotimplythateverytaxpayerisaresidentand,therefore,responsibleforrepayingthedebtofeachoverlapping government. 87 CITYOFMONTICELLO ScheduleofRevenueBondCoverage LastTwoFiscalYears SewageFund: NetRevenue Gross Operating Availablefor Year Revenues(1)Expenses(2)DebtService Principal Interest Total Coverage 2013 2,006,718$1,476,418$530,300$-$-$-$--- 2014 2,081,660 1,570,197 511,463 273,000 91,963 364,963 140.1% Notes:(1)Totalrevenuesdoesnotincludeinvestmentearnings. (2)Totaloperatingexpensesexcludingdepreciation. (3)Thefirstyearofbondpaymentsis2014.Scheduleexcludestelecommunicationsbonds. Nootherrevenuebondsexistedbefore2013. Source:FinanceDepartment DebtServiceRequirements(3) 88 CITYOFMONTICELLO DemographicandEconomicStatistics LastTenFiscalYears Per Estimated Capita Unemploy-School Personal Personal Year Population(1)mentrate(2)Enrollment(3)Income(4)Income(5) 2005 10,662 4.8%4,076 332,313,216$31,168$ 2006 11,136 4.4%3,962 358,590,336 32,201 2007 11,253 4.8%3,910 379,102,317 33,689 2008 11,366 5.7%3,921 391,740,556 34,466 2009 11,476 7.9%3,928 384,446,000 33,500 2010 11,501 8.8%3,932 410,252,171 35,671 2011 12,759 7.5%4,011 422,820,501 33,139 2012 12,935 6.2%4,044 477,596,640 37,196 2013 12,964 4.6%4,016 502,964,308 38,797 2014 12,993 3.8%4,089 506,727,000 39,000 Notes/sources: (1) (2) (3) (4) (5) 2010U.S.BureauofCensus;2005–2009and2011–2014MinnesotaStateDemographicCenterpopulationestimates. AnnualaverageunemploymentprovidedbytheMinnesotaDepartmentofEmployment&EconomicDevelopment. ISDNo.882enrollmentinformationwasobtainedfromthedistrictauditreport.Theenrollmentinformationisbasedontheresident ADMs(averagedailymembership)served. Thisestimatedpersonalincomenumberiscalculatedbytakingthepercapitapersonalincomeandmultiplyingitbythecity’s population.Alsoseenote(3)regardingthepercapitapersonalincomefigures. PercapitapersonalincomedataisprovidedbytheBureauofEconomicAnalysis.Monticello'sestimatesarebasedonWright Countyinformation.WrightCounty,whereMonticelloislocated,isthesmallest,relevantstatisticaltrackingarea. 89 CITYOFMONTICELLO PrincipalEmployers CurrentYearandNineYearsAgo Percentageof Percentageof TotalCity TotalCity Employer Employees Rank Employment Employees Rank Employment XcelEnergy(NorthernStates)(1)2,000 1 19.6%431 3 6.8% ISDNo.882(Monticello)544 2 5.3%478 1 7.6% CentraCareMedicalCenter(NewRiver)500 3 4.9%454 2 7.2% CargillKitchenSolutions(SunnyFresh)350 4 3.4%383 4 6.1% Wal-MartSupercenter 325 5 3.2% CubFoods 180 6 1.8%140 5 2.2% UltraMachineCorporation 173 7 1.7%120 8 1.9% HomeDepot 160 8 1.6% CityofMonticello 150 9 1.5%130 6 2.1% HoglundBus/HoglundTruck 88 10 0.9% PerkinsFamilyRestaurant 122 7 1.9% K-Mart 100 9 1.6% MonticelloClinic 96 10 1.5% 4,470 46.9%2,454 39.0% Note1:Temporaryincreaseisduetouprate.Typicalemploymentisapproximately420employees. Source:CityofMonticello2014BudgetandtheCityofMonticello2014BondStatement 2014 2005 90 CITYOFMONTICELLO CityGovernmentEmployeesbyFunction/Program LastTenFiscalYears 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Employeesbyfunction GeneralFund Generalgovernment 11.60 11.60 11.60 12.60 12.60 14.00 14.00 14.00 14.00 15.50 Publicworks Engineering 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 1.00 2.00 Maintenance(1)21.50 21.50 21.50 21.50 19.50 19.50 19.00 19.00 19.00 18.50 Cultureandrecreation Parks 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 Communitydevelopment 2.00 2.00 2.00 2.00 2.00 2.00 2.00 2.00 2.00 2.00 SpecialRevenueFunds Cultureandrecreation Communitycenter-FT 8.00 8.00 8.00 8.00 8.00 8.00 8.00 8.00 8.00 7.50 Communitycenter-PT(2)36.50 36.50 36.50 36.50 36.50 36.50 36.50 36.50 36.50 36.50 EnterpriseFunds Sewer/water 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 Deputyregistrar(3)5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 Liquorstore 10.00 10.00 10.00 10.00 10.00 10.00 10.00 10.00 10.00 11.50 FiberNet ––––6.00 11.00 11.50 11.50 8.50 8.50 Total 106.60 106.60 106.60 107.60 111.60 118.00 118.00 118.00 113.00 116.00 Employeesbyfundtype GeneralFund 43.10 43.10 43.10 44.10 42.10 43.50 43.00 43.00 41.00 43.00 SpecialRevenueFunds 44.50 44.50 44.50 44.50 44.50 44.50 44.50 44.50 44.50 44.00 EnterpriseFunds 19.00 19.00 19.00 19.00 25.00 30.00 30.50 30.50 27.50 29.00 106.60 106.60 106.60 107.60 111.60 118.00 118.00 118.00 113.00 116.00 FT=Full-time PT=Part-time Notes: (1)Includesseasonalpublicworks (2)Years2005-2013wereestimated2014levelsasdatawasnotpreviouslytracked. (3)Priorto2013,thedeputyregistrarfunctionwasincludedwithgeneralgovernment.Prioryearswererestated. FiscalYear 91 CITYOFMONTICELLO OperatingIndicatorsbyFunction LastTenFiscalYears 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Function Fire Callsforservice 325 266 317 395 375 282 284 203 235 264 Publicworks Salt(tons)114 164 274 474 475 521 445 300 475 385 Sand(tons)320 319 347 611 615 710 547 335 325 600 Cracksealant(pounds)n/a 11,115 14,200 18,150 15,000 23,580 11,384 1,492 25,739 23,282 Asphaltrepairs(tonsofasphalt)n/a 300 330 200 200 200 253 220 225 190 Cultureandrecreation Shadetreesplanted ––384 410 425 150 140 220 275 270 Diseasedtreesremoved n/a n/a n/a 868 200 180 113 205 71 46 Trailsmaintained(miles)n/a n/a n/a 17 17 17 17 17 18 18 Communitycenterusers n/a 145,700 168,923 186,429 186,279 183,527 190,014 175,272 211,234 204,134 Programsales n/a 67,021 88,412 129,339 149,829 167,723 168,159 162,227 192,708 184,125 Rentalrevenue n/a 148,533 139,096 136,547 127,612 184,913 154,962 149,733 163,329 150,964 Economicdevelopment Permitsissued 1,412 1,323 962 3,681 879 495 372 632 659 721 Permitvaluation 68,069,444$45,572,690$45,917,000$45,950,000$11,630,000$9,033,078$5,333,124$12,285,873$15,821,223$19,714,895$ Water Metersreplaced 81 109 94 111 280 145 215 418 235 598 Curbboxrepairs(watervalves)50 50 50 75 200 200 200 100 100 100 Hydrantrepair 175 175 175 175 175 175 430 300 300 203 Annualresidentialwateruse 344,197,058 419,892,135 467,673,488 409,879,658 430,263,791 376,687,840 348,580,072 426,358,402 383,079,041 328,835,772 Avg.dailyconsumption(MG)1.569 1.817 1.921 1.749 1.806 1.625 1.557 1.798 1.621 1.400 Max.dailygallonspumped(MG)4.889 5.271 5.150 4.728 4.496 3.565 4.116 4.590 4.269 4.031 Sewer Sewageflow(MG)434 414 423 408 390 398 431 408 392 435 Milesjetted 20 20 20 20 20 25 27 12 20 16 Blocksrodded 3 3 3 3 3 25 10 20 10 20 Milesinspected 20 20 20 20 20 30 30 12 20 20 Library Itemscheckedout n/a 188,704 209,174 216,599 219,694 248,327 228,886 237,938 263,220 199,182 Programsoffered n/a 232 145 155 170 164 153 149 173 169 Programparticipants n/a 4,196 3,537 3,869 4,100 3,604 3,807 3,761 3,773 3,788 FiscalYear (continued) 92 CITYOFMONTICELLO OperatingIndicatorsbyFunction LastTenFiscalYears (continued) 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Operatingindicators(continued) Fiberoptics Customers n/a n/a n/a n/a n/a n/a n/a n/a n/a 1,539 Servicesubscriptions n/a n/a n/a n/a n/a n/a n/a n/a n/a 2,755 TVcustomers n/a n/a n/a n/a n/a n/a n/a n/a n/a 813 Phonecustomers n/a n/a n/a n/a n/a n/a n/a n/a n/a 582 Internetcustomers n/a n/a n/a n/a n/a n/a n/a n/a n/a 1,360 Liquorstore Transactions n/a n/a n/a n/a n/a n/a n/a n/a n/a 229,236 Averageliquorsaletransaction n/a n/a n/a n/a n/a n/a n/a n/a n/a 21.90$ Beersales n/a n/a n/a 2,066,537$2,187,948$2,289,801$2,328,735$2,483,194$2,539,168$2,604,942$ Liquorsales n/a n/a n/a 1,129,351$1,214,817$1,251,448$1,343,109$1,396,521$1,506,776$1,546,118$ Winesales n/a n/a n/a 492,183$575,521$657,562$748,908$812,832$860,817$868,779$ Grossprofitmargin%-beer n/a n/a n/a 20.7%15.7%20.4%19.1%20.3%22.5%21.4% Grossprofitmargin%-liquor n/a n/a n/a 23.9%26.8%29.6%28.0%29.3%27.7%30.3% Grossprofitmargin%-wine n/a n/a n/a 17.0%20.2%26.8%28.5%31.4%29.7%30.7% Deputyregistrar(DMV) Motorvehicletransactions 46,492 45,225 40,950 45,595 48,000 51,250 54,814 56,211 55,261 60,051 DNRtransactions n/a 5,307 5,580 5,913 5,646 5,982 5,616 5,465 5,727 5,949 Game/fishtransactions n/a n/a 167 235 250 156 325 509 445 433 Dealershipsserviced n/a 18 14 21 25 30 34 38 21 23 Driverslicensestransactions n/a n/a n/a n/a 450 605 579 814 951 1,462 Netrevenuepertransaction n/a n/a n/a n/a n/a n/a 1.71$2.75$2.68$2.91$ N/A=NotAvailable MG=MillionsofGallons Note:Indicatorsarenotavailableforthegeneralgovernmentfunction. Sources:Variouscitydepartments FiscalYear 93 CITYOFMONTICELLO CapitalAssetsStatisticsbyFunction LastTenFiscalYears 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Function Publicsafety Fire Firestationsinservice 1 1 1 1 1 1 1 1 1 1 Numberofvolunteers 30 30 30 30 30 30 30 30 30 30 Publicworks Streets(miles)52.4 65.7 67.6 67.6 68.0 68.0 68.0 68.0 68.0 68.0 Recreationandculture Parksacreage –––120 180 509 635 635 696 860 Parks 18 19 19 20 20 28 28 28 28 30 Parkbuildings 9 9 9 10 11 15 15 15 15 15 Communitycenter(squarefootage)81,000 81,000 81,000 81,000 81,000 81,000 81,000 81,000 82,000 82,000 Water Firehydrants 700 700 700 700 700 700 700 700 700 700 Note:Nocapitalassetindicatorsareavailableforthegeneralgovernmentandeconomicdevelopmentfunctions. Source:Variouscitydepartments 94 BackCover