HRA Resolution 2006-01HOUSING AND REDEVELOPMENT AUTHORITY
IN AND FOR THE CITY OF MONTICELLO
RESOLUTION NO. 2006 -01
AMENDED AND RESTATED RESOLUTION
AUTHORIZING INTERFUND LOAN FOR
ADVANCE OF CERTAIN COSTS
IN CONNECTION WITH TAX INCREMENT
FINANCING DISTRICT NO. 1 -36
BE IT RESOLVED By the Board of Commissioners of the Housing and Redevelopment
Authority in and for the City of Monticello, Minnesota (the "Authority ") as follows:
Section 1. Background.
1.01. The Authority has established tax increment financing district no. 1 -36 (the "TIF
District ") within the Central Monticello Redevelopment Project No. 1 (the "Redevelopment
Project ") pursuant to Minnesota Statutes, Sections 469.174 to 469.179 (the "TIF Act ") and
Sections 469.001 to 469.047 (the "HRA Act ").
1.02. The Authority may incur certain costs related to the TIF District, which costs may
be financed on a temporary basis from available Authority funds.
1.03. Under Section 469.178, Subdivision 7 of the TIF Act, the Authority is authorized
to advance or loan money from any fund from which such advances may be legally made in
order to finance expenditures that are eligible to be paid with tax increments under the TIF Act.
1.04. The Authority owns or will acquire certain property (the "Redevelopment
Property ") and has incurred or will incur certain costs to prepare such property for
redevelopment. The Authority has determined that the market price of the improved
Redevelopment Property is at least $998,933, or $2.65 per square foot.
1.05. The Authority entered into a Purchase and Redevelopment Contract dated
September 2, 2005 (the "Contract ") with Rocky Mtn Group LLC (the "Redeveloper "), under
which the Authority (among other things) conveyed the Redevelopment Property to the
Redeveloper for a purchase price of $549,095, subject to Redeveloper's obligation to pay a
portion of City trunk fees in the amount of $37,914.
1.06. By conveying the Redevelopment Property under the Contract, at Closing the
Authority agreed to forgo receipt the full market price of the Redevelopment Property. Such
forbearance represents an advance of Authority funds in the amount of $411,924 (the write -down
in purchase price net of Redeveloper's trunk fee payment). In addition, the Authority expected
to expend approximately $27,300 to remove a dirt stockpile on the Redevelopment Property, in
accordance with Section 3.6(c) of the Contract, which amount represents an additional advance
of Authority funds.
1.07. The Authority designated such advances as an interfund loan in accordance with
the terms of this resolution and the TIF Act, by Resolution No. 2005 -14 approved August 29.
2005.
1.08. Since execution of the Contract, the Authority has determined that the actual
expenditure for removal of the stockpile was $25,637, and the Authority has determined to ratify
and adjust the interfund loan accordingly.
Section 2. Repayment of Interfund Loan.
2.01. The Authority will reimburse itself for the land advance and dirt removal in the
principal amount of $437,561 together with interest at the rate per annum described below (the
"Interfund Loan "). Interest accrues on the principal amount from December 6, 2005, which was
the date of Closing on conveyance of the Redevelopment Property to the Redeveloper under the
Development Agreement (hereafter, the "Closing Date "). Under the original Resolution, the
interest rate from the Closing Date through December 31, 2005 was 4 %, which was no more than
the greatest of the rate specified under Minnesota Statutes, Section 270C.40 and Section 549.09,
both in effect for calendar year 2005. As specified in the original Resolution, the interest rate
will, without further action by the Authority, be adjusted on January 1 of each year to reflect the
greater of the rate specified under Minnesota Statutes, Section 270C.40 and Section 549.09 in
effect for that calendar year. The rate in effect for calendar year 2006 is 6 %.
2.02. Principal and interest ( "Payments ") on the Interfund Loan shall be paid semi-
annually on each August 1 and February 1 (each a "Payment Date "), commencing on the first
Payment Date on which the Authority has Available Tax Increment (defined below), or on any
other dates determined by the City Administrator, through the date of last receipt of tax
increment from the TIF District.
2.03. Payments on the Interfund Loan will be made solely from Available Tax
Increment, defined as tax increment from the TIF District received by the Authority from Wright
County in the six -month period before any Payment Date, less any amounts determined by the
Authority to be applied toward administrative expenses in accordance with the TIF Act.
Payments shall be applied first to accrued interest, and then to unpaid principal. Interest
accruing from the Closing Date will be compounded semiannually on February 1 and August 1
of each year and added to principal until the first Payment Date, unless otherwise specified by
the City Administrator.
2.04. The principal sum and all accrued interest payable under this resolution is pre-
payable in whole or in part at any time by the Authority without premium or penalty.
2.05. This resolution is evidence of an internal borrowing by the Authority in
accordance with Section 469.178, subdivision 7 of the TIF Act, and is a limited obligation
payable solely from Available Tax Increment pledged to the payment hereof under this
resolution. The Interfund Loan shall not be deemed to constitute a general obligation of the State
of Minnesota or any political subdivision thereof, including, without limitation, the Authority
and the City. Neither the State of Minnesota, nor any political subdivision thereof shall be
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obligated to pay the principal of or interest on the Interfund Loan or other costs incident hereto
except out of Available Tax Increment. The Authority shall have no obligation to pay any
principal amount of the Interfund Loan or accrued interest thereon, which may remain unpaid
after the final Payment Date.
2.06. The Authority may at any time make a determination to forgive the outstanding
principal amount and accrued interest on the Interfund Loan to the extent permissible under law.
2.07. The Authority may from time to time amend the terms of this Resolution to the
extent permitted by law, including without limitation amendment to the payment schedule and
the interest rate; provided that the interest rate may not be increased above the maximum
specified in Section 469.178. subd. 7 of the TIF Act.
Section 3. Effective Date. This resolution is effective upon approval.
Adopted this 1st day of February, 2006
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ATTEST:
Executive Director
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