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HRA Agenda 04-04-1985AGENDA MONTICELLO HOUSING AND REDEVELOPMENT AUTHORITY Thursday, April d, 1985 - 7:00 P.M. Members: Chairman Gary Bieber, Bud Schrupp, Vic Vokaty, and Ken Maus. 1. Call to Order. 2. Approval of Minutes of the March It. 1985, Meeting. 3. Consideration of Concept Approval and Use of Tax Increment Financing for STD Proposal. 6. Consideration of Concept Approval and Use of Tax Increment Financing for Beddor Proposal. 5. Consideration of Concept Approval and Use of Tax Increment Financing for Northern Insulation Proposal. 6. Other Business. 7. Adjournment. MINUTES MONTICELLO HOUSING AND REDEVELOPMENT AUTHORITY Monday, March 11, 1985 - 4:30 P.M. Members Present: Chairman Gary wisber, Vic Vokaty, and Ken Maus. Chairman Gary wiebar opened the meeting asking for approval of the February 7, 1985, minutes. Vic Vokaty moved to approve said minutes, was seconded by Ken Maus, and passed 3-0. Chairmen wieber announced the resignation of Jack Reeve and passed his latter around. wiaber asked how this position was to be filled, and Allen stated that a selection process would take place as in the past with the Authority making a recommendation to the Mayor for appointment. Tom Eidem explained the assessment role and how it was arrived at. He stated that there were three alternatives which included, 1) Assessing the project 100* to the property owners. This was not a good option because it amounted to more than $200.00/toot. 2) This option was to assess at 20% under MS 429. Using this figure, $78,000.00 would be assessable, and the tax increment would not be enough to cover the costa. 3) Tom suggested assessing approximately $150,000.00 and to even out the annual assessments. He also stated that as Construction 5 completes their buildings and the tax increment Is large enough to cover the debt, then the City could abate portions of the future assessments. It vas important to note that if no more construction is completed by Construction 5, the assessments could be higher. Likewise, if more construction is undertaken, then the assessments would be lower. This is the rink they must undertake when they enter into an agreement. Tom stressed that the Lauring Lane extension of street, curb, sewer, and water, eta., would be constructed to match the mixed use. Part of the Improvement would match the existing rural road construction of During Lane, and the remainder on Washington and remainder of the northeast section will have curbing. He also stated that the City will assess itself for the portion of the park. Ken Maus questlnnaA the c^f!9tnlCfl4n to De �ne=N..�M. Allan indicated that the 18 -unit apartment building would be built on Lot 1, Block 2, and the office/warehouse complex would be located somewhat* on Lots 1-5, Block 1. Outlot A will be considered for future development and may or may not be subdivided. An example might be if the demand was present for additional office/ warehouse space, than they could build another offiea/warshouse complex or nail to another developer. BRA Minutes - I/11/85 Ren Maus asked about rd Doran -s thoughts on this project. Tom l explained that if Cd made his own improvements, it would cost approximately $50,000.00. But if the City made the improvements to his property lines, he might be assessed approximately $20,000.00. Mr. Doran realized it vas high, and Tom did not know how to reduce it any further. All curbing will surround Block 2 and on Fallon Avenue, essentially the northeast section of this project area. Again. Tom stressed that Lauring Lane would match the existing rural street construction, while the remainder will have curbing. Ren Maus inquired as to the Malone -s involvement in this, and Tom indicated that just a portion of their property would have to be purchased for location of the street extension. An a result of this project, Mrs. Malone would have immediate access from the improvement. It was also explained that Construction 5 presently owns a triangular piece of property located just north of the City's water reservoir in Oakwood Industrial Park and south of 1-94. Plane are to have Construction 5 transfer said property to the City and the City will attach to Its reservoir property (Lot 5, Block 1, Oakwood Industrial Park). Ren Maus moved to approve and adopt the Tax Increment Finance J Plan for the Construction 5 project and request the City Council to met a public hearing for the purpose of establishing a Tax Increment financing District. Vic Vokaty seconded the motion and was passed 3-0. Thera not being any further business, the meeting wan adjourned by Chairman rieber. Allen L. elvlt Bxeoutive Secretary of BRA -a- C,L HAA Agenda - 4/4/85 3. Consideration of Concept Approval and Use of Tax Increment Financing for STP Proposal. (A.P.) A. REFERENCE AND BACKGROUND: More than a year ago, we first came across a Norwegian snowplow manufacturer who was negotiating in having MN/DOT teat their plows in Minnesota winters. After testing six of the plows throughout the 1983/84 winter months, the Norwegians convinced MN/DOT to purchase the plows. During the summer months of 1984, the Norwegians also sold plows to municipalities throughout Minnesota. Monticello bought one of their plows and has had good results with its performance. The Public Works Department would consider purchasing another when needed. At the same time they were testing the snowplows, another Norwegian manufacturer was introducing a lightweight aluminum alloy 3 -ray dump truck body. In fact, the Norwegians, along with the Minnesota Trade Office, have proposed a project that would have the snowplow and truck body companies act as a lead tenant in an "incubator" or "greenhouse" operation. The proposal calls for STP (Scandinavian Transport Products) to house approximately five other smaller Norwegian firma that wish to enter the U.S. marketplace. This "greenhouse" operation will house each firm until they reach a point such as break even and then they can go out on their own and another Scandinavian firm can take its place. Of approximately 20 cities vying for this project, only two remain--Monticollo and Hastings. We have boon in contact with representatives from Norway, and they have indicated a preference towards Monticello, although political pressures still have Hastings as a contender. AS of thin writing, staff ban begun preparing a proposal. The initial specifications call for a 44,500 sq. ft. manufacturing facility with approximately 2200 aq. ft. located on 10 acres of industrial property. Preliminary estimates indicate that the building will range from gi million to 41.6 million, while the land will coat $170,000.00. We asked five local contractors/ developers to consider constructing and/or owning the property with the intention of leasing space to STP. OL the tivo contractors, 1 see only throe as being real contondoro. The other two will be eliminated simply because the project Is either too largo for them or they will not be competitive. When we first informed those con troc tors/dovelope ro about the project, we explained that the bottom lino woo constructing a building and leasing it to STP without thinking of profit during the flrut 3-5 years. Fluancial incentives such as Tax 50 BRA Agenda - 6/4/85 Increment Financing and Industrial Revenue Bonds will be available to the developer. Once the beat proposal is presented, Mark Dayton's office will help with financial assistance to help offset some of the shortfalls. There is oven the possibility that our Authority's money earmarked for development can be used if needed. It is likely that 50 or more jobs would be created with this project, it would increase the tax base by approximately $650,000.00 in assessed valuation, and would provide almost $55,000.00 annually in taxes. This seems like a good project to get for Monticello, and it is. However, the long range effects might be even greater. For example, assume we have six firms in the greenhouse and during 1986 three firms reach their break even point. At that point, we have the advantage of hosting that firm in Monticello and an inside track on helping that firm relocate within Monticello. At the same time, a new firm will be filling the vacancy in the greenhouse. Eldon Brustuen, the Director of the Trade Office, has met with members of the Industrial Development Committeo in regard to this project, and he is very high on it. His Trade Office in becoming an international clearinghouse, as would the "greenhouse.• When a foreign firm comes to the Minnesota Trade Office and has questions or concerns about entering the U.S. marketplace, they could bring them to Monticello'o project to get a first hand look. B. ALTERNATIVE ACTIONS: 1. Approve the proposed concept, authorize setting an HRA public hearing to approve the TIF Plan and requesting the City Council to sot a public hearing on the TIP Plan. Z. Do not approve the proposal's concept. Thio would not kill the entire project, but merely delay any actions until more detailed information is available. C. STAFF RECOMMENDATION: We are not trying to go foot on thin project. We aro only trying to got the Authority'o approval of the project and have it out of the way no that staff can concentrate on the TIF Plan, IRH'o, otc., ohouLd the project start to move factor. With Alternative 01 above, you approve the concept at thio meeting; and during the next month(o). Staff obtaina firm financial numbaro and commitments and at that time will prepare the TIF Plan for adoption. It to otaff'o fooling that you approvo the concept (option 1) at this month's meeting and await for STP'o choice of oitoo. At that point, the TIP Plan can be worked on. D. SUPPORTING DATA: DTD concept strategy information, project opucificationo. -2- RRA Agenda - 4/4/85 3. Consideration of Conceit Approval and Use of Tax Increment Financing for STP Proposal. (A.P.) A. REFERENCE AND BACKGROUND: More than a year ago, we first came across a Norwegian snowplow manufacturer who was negotiating in having MN/DOT Leet their plows in Minnesota winters. After testing six of the plows throughout the 1983/84 winter months, the Norwegians convinced MN/DOT to purchase the plows. During the summer months of 1984, the Norwegians also sold plows to municipalities throughout Minnesota. Monticello bought one of their plows and has had good results with its performance. The Public works Department would consider purchasing another when needed. At the same time they were testing the snowplows, another Norwegian manufacturer was introducing a lightweight aluminum alloy 3 -way dump truck body. In fact, the Norwegians, along with the Minnesota Trade Office, have proposed a project that would have the snowplow and truck body companies act as a lead tenant in an "incubator" or "greenhouse" operation. The proposal calls for STP (Scandinavian Transport Products) to house approximately five other smaller Norwegian firma that wish to enter the U.S. marketplace. This "greenhouse" operation will house each firm until they reach a point such as break even and then they can go out on their own and another Scandinavian firm can take its place. Of approximately 20 cities vying for this project, only two remain--Monticallo and Meetings. We have boon in contact with representatives from Norway, and they have indicated a preference towards Monticello, although political pressures still have Hastings as a contender. As of this writing, staff has begun preparing a proposal. The initial specifications call for a 44,500 sq. ft. manufacturing facility with approximately 2200 sq. ft. located on 10 acres of industrial property. Preliminary ostimatoo indicate that the building will range from 81 million to 81.6 million, while the land will coot 8170,000.00. We asked five local contractors/ developers to consider constructing and/or owning the property with the intention of leasing space to STP. Of tho five contractors, 1 000 v„ly ttuaa au ::airy- real The other two will be eliminated simply because the project Lo either too large for them or they will not be competitive. When we first informed these contractors/dovolopers about the project, we explained that the bottom line was constructing a building and leasing it to STP without thinking of profit during the first 3-5 years. Financial incentives ouch as Tax ME HRA Agenda - 4/4/85 16- Increment Financing and Industrial Revenue Bonds will be available to the developer. Once the beet proposal is presented, Mark Dayton's office will help with financial assistance to help offset some of the shortfalls. There is even the possibility that our Authority's money earmarked for development can be used if needed. e It is likely that 50 or more jobs would be created with this project, it would increase the tax base by approximately $650,000.00 in assessed valuation, and would provide almost $55,000.00 annually in taxes. This seems like a good project to get for Monticello, and it is. However, the long range effects might be even greater. For example, assume we have six firms in the greenhouse and during 1986 three firms reach their break even point. At that point, we have the advantage of hosting that firm in Monticello and an inside track on helping that firm relocate within Monticello. At the same time, a new firm will be filling the vacancy in the greenhouse. Eldon Brustuen, the Director of the Trade Office, has met with members of the Industrial Development Committee in regard to this project, and he is very high on it. His Trade Office is becoming an international clearinghouse, as would the *greenhouse." When a foreign firm comes to the Minnesota Trade Office and has Questions or concerns about entering the U.S. marketplaco, they could bring them to Monticello's project to get a first hand look. B. ALTERNATIVE ACTIONS: 1. Approve the proposed concept, authorize setting an HRA public hearing to approve the TIF Plan and requesting the City Council to set a public hearing on the TIP Plan. 9. Do not approve the propooal'a concept. This would not kill the entire project, but merely delay any actions until more detailed information is available. C. STAFF RECOMMENDATION: We aro not trying to go fast on this project. we are only trying to got the Authority's approval of the project and have it out of the way so that otaff can concentrate on the TIP Plan, IRB'a, etc., should the project start to move faster. With Alternative 01 above, you approve the concept at this meeting; and during the next month(s). ateff nhtelne farm f/nanNnl n.imh"n and co—it--crta and at that time will prepare the TIP Plan for adoption. It Is staff's fooling that you approve the concept (Option I) at this month'o meeting and await for STP -0 choice of oitoo. At that point, the TIP Plan can be worked on. D. SUPPORTING DATA: STP concept strategy information, project specifications. -2- In THE STPC CONCEPT STRATEGY FOR INVITING NEW GROUPS OF CAREFULLY SELECTED COMPANIES TO USE MINNESOTA AS AN ESTABLISHING AREA AND A SPRINGBOARD TO THE REST OF THE US MARKET STEPS IN TIIE STPC MARKETING PLAN. IN MINNESOTA: 1. A Minnesota aid A assislnnee "parcel" to be put together. using the STP Group as a,casc and an example; and thereafter also made available to other Norwegian compnnics to follow. 1N NORWAY: Y. Forming of sew groups/joint ventures (like the STP -group) consisting of carefully selected companies, based upon the SBI- concept and manual. IN MINNESOTA: 3. Market test period: Each group to rent production and office facilities and assistance in the STI' premises, until market possibilities etc. have been satisfactory confirmed, e.g. until each group reaches its Break -even -point. At the end of this period the individual Groups either decide to go back home or to anther State, or proceed to step no. Is t 4. Establishing period: The Group establish own manufacturing facilities, and leave the STP promises Mh(M aro then open for now groups to cater their market tell period. !. Each group in regular operation In their own promises. Ibis strategy and concept could, be first tested out and applied on Groups from Norway. Thereafter it could be applied, to attract similar groups from other countries. Vice versa the $101 -concept could be used to assist small & medium sized Minnesota companies to establish outside Minnesoini I.e. Ie Europo or South Fast Asia. PILOT PROJECT 0 MANUAL ULLY 11,0.1.150TA 6REE14HOUSE SPi-E rOR EXPANSION /70 D V HRA Agenda - 4/4/85 4. Consideration of Concent ARproval and Use of Tax Increment Financinq for Beddor Proposal. (A.P.) A. REFERENCE AND BACKGROUND: Some time ago, Wayne Bidwell of Beat in Webb entered negotiations and just recently sold the business to Instant Webb of Chanhassen. When Wayne was first negotiating with this group, they were proposing a major (70-100,000 sq. ft.) plant for Maple Grove. The exact location was at the intersection of I-694 and County Road 18. At that time, Wayne was to be in charge of physical plant layout, equipment, and the authority to seek key employees. The Industrial Development Committee met with Wayne and discussed the possibility of locating the plant in Monticello. The results were negative. Timing was a critical factor. The plant had to be completed and operating by a certain date; and if they changed their plans, the time frames could not have been met. They then stated that in approximately 1 year another project was planned and perhaps Monticello could make a proposal at that time. I have kept in touch with Wayne Bidwell, and about 3-4 weeks ago the business actually changed hands. That's when I learned of the new plant. Initially, they will need 70,000 sq. ft. and approximately 20 acres of land. They want to lease the property for 5-10-15 years with the option to buy. The building will be a concrete type similar to FBI. When the Industrial Development Committee toured their operations in Chanhassen, we were very impressed with the continuous expansion. One complex started six years ago with 70-100,000 sq. ft. and presently has approximately 600,000 sq. ft. This plant will expand in the future, but probably not more than 250,000 sq. ft. I have mot with the Baddora and received a cot of blueprints for the Maple Grove plant. With a reduction in the square footage, this cot of plane can be used for Monticello. The questions we are looking for answers to aro: Now soon can it be ready aisclueud and the tloor tinichod) for receiving printing presses? And what is the rant/loase going to bo? I have provided the plane to several area contractoro for their inspection and anoworo to thooe quootiono. There aro empty buildingo in the metro area in the 100,000 aq. ft. range that can be loaaod for approximately 52.25/sq. ft. triple not. The Clow Stamping building) is at 32.25 par sq. ft. but is not large enough. The contractors I mor.tionod earlier have indicated that they fool confidant of getting the building up in 60 dayo and sure that they could do it in 90 days. This 60-75 day time frame -3- BRA Agenda - 6/4/85 / is critical because the presses are expected to be shipped around the 15th of June. Even though we can meet the building deadline, the lease amount will be higher than $2.25/sq. It. This is due to the fact that it is new construction. I estimate the lease amount to be approximately $3.50/sq. ft. for the manufacturing/ production area and $9.00/sq. ft. for the office area. My estimate o1 the building will be: $1,300,000 - $1,750,000 for the building and $350,000 for the land. The total cost should be in the $1,650,000 to $2,000,000 range. Based on this information, it would provide $50,000 to $80,000 in tax increment per year. H. ALTERNATIVE ACTIONS: 1. Approve proposed concept, authorize setting an HRA public hearing to approve TIP Plan and request the City Council to not a public hearing on the TIP Plan. 2. Do not approve the proposal's concept and investigate tax increment further. This would most likely kill the project since it would raise the cost of the lease too much. C. STAFF RP.COMENDATION: This proposal is one that must have action taken at this meeting or the project could be lost. I remind you that you are not approving the Tax Increment Plan, but only the projects concept and giving staff the authority to proceed to the next atop. That next step would be coming back to the HRA with the Tax Increment Plan and asking for its adoption. This could not happen before 16 days after this meeting, 6/18/85, or at our next meeting, 5/2/85. We recommend approval of the project's concept and proceeding with the next phase of the Tax Increment Finance phase. D. SUPPORTING DATA: Possible altos for project with land costs. Z HRA Agenda - 4/4/85 5. Consideration of Concept Approval and Use of Tax Increment Financinq for Northern Insulation Proposal. (A. P. A. REFERENCE AND BACKGROUND: Last December Northern Insulation's building was destroyed by fire. The insurance proceeds will not be released until they construct another building. Their corporate office/plant is In Gibbon, Minnesota with various projects and plants around the country. The manufacturing operation is located in Elk River and is currently housed in too small a facility. Adding to the list of disadvantages is the transportation network and utilities. U.S. Highway 10 was a major 4 -lane in the past but is no longer. The road has become something of a dinosaur for truckers. Other problems include accessibility, load limits on other roads besides 010, and the condition of Highway 10. Mr. Johnson, President of Northern Insulation, stated that trucks bringing in supplies are usually over load limits, while those taking out supplies are usually under load limits. This makes I-94/Highway 25 an excellent location. A second major problem exists at the Elk River location --electricity. Elk River is served by a cooperative, and the rates are very high. Northern Insulation in a high intensity user of electricity �— becauco of the paper grinding machines. At present, their electricity bills average $5,000-$7,000/month. Relocation has been a constant thought for Northern Insulation; but every time they checked into moving, the new location had high taxes and was ruled out. Relocating to a city with a major transportation network, lover utilities, and lover taxes would be beneficial to their operations. Of course, Monticello has the answer to all throe of the above needs. After explaining what Monticello has to offer a business and listening to Northern Insulations needs, the following could be assumed: They need a minimum 10-20,000 sq. ft. building (601 x 200') on 4-5 acres of land capable of handling 50-60 Z.,:iy. nawo i-pnaso electrical service and a railroad siding/spur are also needed. Currently 15 people work at the plant, but that could be increased to 20 by expanding and rolo,;ating. My estimates are that the building and land cost will range from $275,000 to $725,000 and produce between $7,925 to $9,820 In tax increment each year. A rough guesstimate indicates that we could write down the cost of the property by about 50% of the original cost. -5- NRA Agenda - 6/4/85 B. ALTERNATIVE ACTIONS: 1. Approve proposed concept authorizing setting an HRA public hearing to approve TIP Plan and requesting the City Council to set a public hearing on the TIP Plan. 2. Do not approve the proposed concept and authorize staff to proceed with investigating preparation of a TIP Plan. C. STAFF RECOMMENDATION: We recommend giving concept approval and giving staff the ability to proceed with the prospect and their proposal. Northern's presentation lease is going to expire in July and could work to our benefit, so approving this phase of the overall tax increment process would be advantageous. D. SUPPORTING DATA: None at thin point. -6- �"t- �2-� A RESOLUTION BY THE MONTICELLO HOUSING AND REDEVELOPMENT AUTHORITY APPROVING A TAX INCREMENT FINANCING REDEVELOPMENT DISTRICT PURSUANT TO MINNESOTA STATUTES, SECTIONS 273.71 'rO 273.78 INCLUSIVE--AN--D--X FINANCE PLAN FOR SAID TAX INCREMEN'r FINANCING DISTRICT. WHEREAS, The Housing and Redevelopment Authority in and for the City of Monticello (the "Authority") is carrying out the Monticello Redevelopment Project Modification #1 (the "Project") and Redevelopment Plan Modification 91 (the "Plan"); and WHEREAS, the Authority has determined that it is necessary to create a tax increment financing district pursuant to Minnesota Statutes, Sections 273.71 to 273.78 inclusive, within the existing project, created and modified pursuant to Minnesota Statutes, Section 462.411 et sEa„ the Minnesota Housing and Redevelopment Act; and WHEREAS, the Authority recommends that the project be undertaken as rapidly as possible and be financed with local funds including tax increment financing as authorized by Minnesota Statutes, Sections 273.71 through 273.78; and WHEREAS, there was presented to this meeting of the governing body of the Authority for Its consideration and approval, a copy of a tax increment plan for the project area described in said plan dated March, 1985 which plan is entitled The Construction Five Development Proposal; and WHEREAS, the Authority has submitted the tax increment financing plan to the City Planning Commission of the City of Monticello (the "Planning Commission") for its review and opinion; and NOW, THEREFORE, BE IT RESOLVED by the governing body of the Housing and Redevelopment Authority in and for the City of Monticello: The proposed development or redevelopment, In the opinion of the city, would not reasonably be expected to occur solely through private investment within the reasonably foreseeable future and, therefore, the use of tax Increment financing Is deemed necessary since Construction Five could not economically construct the present facility without the provision of the necessary public Improvements to the site and without the use of tax increments to assist with the financing of these public Improvements, the aevetoper would not iwve constructed the apartment building and manufacturing facility In the City; and 'rhe tax increment financing plan will afford maximum opportunity, consistent with the sound needs of the City as a whole, for the development by private enterprise as It will enable the City to provide the necessary public Improvements for development; thereby encouraging redevelopment in the area. 3. The tax increment financing plan conforms to the general plan for the development of the city as a whale as it will result in construction of an apartment building and a manufacturing facility which will provide needed housing, create new jobs and increase the tax base of the City. 4. The tax increment district to be established is a redevelopment district pursuant to Minnesota Statutes, Section 273.73, Subdivision 10(aM3) in which the conditions described in Section E of this plan ex ist. The Housing and Redevelopment Authority of Monticello, Minnesota does hereby approve the tax increment financing plan and the creation of a tax increment financing district as described in said tax increment financing plan and does hereby transmit to the City Council the plan for their adoption. Adopted by the Housing and Redevelopment Authority this 11th day of March, 1985. ATTEST: /Chairmen THS MONTICELLO HOUSING AND REDEVELOPMENT AUTHORITY TAR INCREMENT FINANCING PLAN (MWrA9*ta Statutes. SWUoa 473.71 tO 3TLT9) for THE CONSTRUCTION FIVE DEVELOPMENT PROPOSAL Dates MaraN 1995 TABLE OF CONTENTS PART 11 TAX INCREMENT REDEVELOPMENT DISTRICT FINANCE PLAN Section A. Statutory Authority 1 Section B. Statement of Objectives 1 Section C. Development Program 1 Section D. Description of Property in Tax Increment Financing District 2 Section E. Classification of the Tax Increment Financing District 2 Section F. Parcels in Acquisition 2 Section G. Estimate of Costs 3 Section H. Estimated Amount of Loan/Bonded Indebtedness 3 Section 1. Sources of Revenue 3 Section J. Original Assessed Value 4 Section K. Estimated Captured Assessed Value 4 Section L. Duration of the District 4 Section M. Estimated Impact on Other Taxing Jurisdictions S Section N. Modifications of the Tax Increment Financing District B Section O. Limitation on Administrative Expenses 8 Section P. Limitation on Duration of Tax Increment Financing Districts 7 Section Q. Limitation on Qualification of Property in Tax Increment District Not Subject to Improvement 7 Section R. Limitation on the Use of Tax Increment 7 Section S. Notification of Prior Planned Improvements 8 Section T. Excess Tax Increments 8 Section U. Requirement for Agreements with the Developer 8 Section V. Assessment Agreements 8 Section W. Administration of the Tax Increment Financing Redevelopment District and Maintenance of the Tax Increment Account 9 Section X. Annual Disclosure Requirements 9 Section Y. Assumptions 10 Section Z. Municipal Findings 10 Tax increment Redevelopment District Finance Plan A. Statutory Authority The Monticello Housing and Redevelopment Authority (the "Authority') and the City of Monticello are authorized to establish a tax increment district pursuant to Minnesota Statutes, Section 273.71-78. B. Statement of Objectives 1. To provide opportunities for development and expansion of new business; 2. To provide employment opportunities through the creation of new jobs; 3. To provide opportunities for growth in the tax base; 4. To assist with street construction, sanitary sewer and watermain construction, storm sewer and other public Improvements to encourage redevelopment In the area. 5. To encourage the development of additional rental housing in the City. C. Development Program 1. Description of the Development Activities: Construction Five (the "Developer") plans to construct an 18 -unit apartment building and a 25,000 sq. ft. manufacturing facility. Mixed use zoning standards In the City provide for these developments which will be located near the highway in an area that encompasses both light industrial and residential uses. The developer will be assisted with public Improvements to service the buildings with tax Increment revenues. Both buildings are expected to complete construction in 1985. 2. Other Development Not Under Contract Reasonably Expected to Occur in the Project: lite development program may include a tuture oltice building located in the tax increment redevelopment district. The geographical boundaries of the district are not expected to change due to this development. d D. Description of Property in the Tax Increment Financing District Based on discussions with the City Assessor, the replat to be filed for the tax increment district will be legally described as follows: Lot 1, Block 2, Outlot A, and Lots 1, 2, 3, 4, 5, Block 3, Construction Five Addition, Monticello, Minnesota A map revealing the location of the parcels within the project is provided on the following page. E. Classification of the Tax increment Financing District The Monticello City Council and Housing and Redevelopment Authority in determining the need to create a tax increment financing district in accordance with Minnesota Statutes, Section 273.71-78 inclusive, find that the district to be established is a redevelopment district pursuant to Minnesota Statutes, Section 273.73, Subdivision 10(aX3). Less than seventy percent or the parcels in the district are occupied by buildings, streets, utilities, or other improvements, but due to unusual terrain or soil deficiencies requiring substantial filling, grading or other physical preparation for use at least 80 percent of the total acreage of such land has a fair market value upon inclusion in the redevelopment district which, when added to the estimated cost of preparing that land for development, excluding costs directly related to roads as defined in Minnesota Statutes, Section 180.01 and local improvements as described (n—Te-c-Moon , Subdivision 1, clauses 1 to 7, 11 and 12, and Section 430.01, if any, exceeds its anticipated fair market value after completion of said preparation; provided that no parcel shall be included within a redevelopment district unless the authority has concluded an agreement or agreements for the development of at least 50 percent of the acreage having the unusual soil or terrain deficiencies, which agreement provides recourse for the authority should the development not be completed. Since, of the parcels proposed to be placed Into a tax increment district, less than seventy percent are occupied by buildings, streets, utilities or other Improvements, and the total acreage (80 percent or more) of the area has a fair market value when added to the estimated cost of preparing the land for use exceeds its anticipated fair market value after completion of the preparations, excluding costs directly related to roads and local improvements, and a development agreement for at least 50 percent of the acreage having the unusual soil deficiencies and including recourse for the City should the development not be completed, will have been concluded, prior to bond sale, the area qualifies as a redevelopment district. 'Rte description of the parcels that have been used to establish eligibility es a redevelopment district are described below. Lot 1, Block 2, Outlot A. and Lots 1, 2, 3, 4, 5, Block 3, Construction Five Addition, Monticello, Minnesota Parcels In Acquisition No parcels are scheduled to be acquired by the City at the present time. THE MONTICELLO HOUSING AND REDEYELOPNMNT AUTHORITY TAR IICRRMRNT FINANCING PLAN (e bumota Statutes, Section 273.71 to 2ILT9) for THE CONSTRUCTION FIVE DEVELOPMENT PROPOSAL Dater mxmI6 1095 TABLE OF CONTENTS PART 11 TAX INCREMENT REDEVELOPMENT DISTRICT FINANCE PLAN Section A. Statutory Authority 1 Section B. Statement of Objectives I Section C. Development Program 1 Section D. Description of Property in Tax Increment Financing District 2 Section E. Classification of the Tax Increment Financing District 2 Section F. Parcels in Acquisition 2 Section G. Estimate of Costs 3 Section H. Estimated Amount of Loan/Bonded Indebtedness 3 Section L Sources of Revenue 3 Section J. Section K. Original Assessed Value i Estimated Captured Assessed Value Z Section L. Duration of the District i Section M. Estimated Impact on Other Taxing Jurisdictions 5 Section N. Modifications of the Tax Increment Financing District 8 Section O. Limitation on Administrative Expenses 9 Section P. Limitation on Duration of Tax Increment Financing Districts 7 Section Q. Limitation on Qualification of Property In Tax Increment District Not Subject to Improvement 7 Section R. Limitation on the Use of Tax Increment 7 Section S. Notification of Prior Planned Improvements 8 Section T. Excess Tax Increments 8 Section U. Requirement for Agreements with the Developer 8 Section V. Assessment Agreements 8 Section W. Administration of the Tax Increment Financing Redevelopment District and Maintenance of the Tax Increment Account 9 Section X. Annual Disclosure Requirements 9 Section Z. Municipal Findings 10 Tax Increment Redevelopment District Finance Plan A. Statutory Authority The Monticello Housing and Redevelopment Authority (the "Authority") and the City of Monticello are authorized to establish a tax increment district pursuant to ,Minnesota Statutes, Section 273.71-76. B. Statement of Objectives 1. To provide opportunities for development and expansion of new business; 2. To provide employment opportunities through the creation of new jobs; 3. To provide opportunities for growth in the tax base; i. To assist with street construction, sanitary sewer and watermain construction, storm sewer and other public improvements to encourage redevelopment in the area. 5. To encourage the development of additional rental housing in the ti City. C. Development Program 1. Description of the Development Activities: Construction Five (the "Developer") plans to construct an 18 -unit apartment building and a 25,000 sq. ft. manufacturing facility. Mixed use zoning standards in the City provide for these developments which will be located near the highway in an area that encompasses both light Industrial and residential uses. The developer will be assisted with public improvements to service the buildings with tax Increment revenues. Both buildings are expected to complete construction in 1065. 2. User Devulupment Not binder wntiaet Expected to Occur in the Project: The development program may Include a future office (wilding located In the tax increment redevelopment district. The geographical boundaries of the district are not expected to change due to this development. 0 D. Description of Property in the Tax Increment Financing District Based on discussions with the City Assessor, the replat to be filed for the tax increment district will be legally described as follows: Lot 1, Block 2, Outlot A, and Lots 1, 2, 3, 4, 5, Block 3, Construction Five Addition, Monticello, Minnesota A map revealing the location of the parcels within the project is provided on the following page. E. Classification of the Tax Increment Financing District The Monticello City Council and Housing and Redevelopment Authority In determining the need to create a tax increment financing district in accordance with Minnesota Statutes, Section 273.71-78 inclusive, find that the district to be established is a redevelopment district pursuant to Minnesota Statutes, Section 273.73, Subdivision l0(a)(3). Less than seventy percent of the parcels in the district are occupied by buildings, streets, utilities, or other improvements, but due to unusual terrain or soil deficiencies requiring substantial filling, grading or other physical preparation for use at least 80 percent of the total acreage of such land has a fair market value upon inclusion in the redevelopment district which, when added to the estimated cost of preparing that land for development, excluding costs directly related to roads as defined In Minnesota Statutes, Section 180.01 and local improvements as described in Section ITT.1, Subdivision 1, clauses 1 to 7, 11 and 12, and Section 430.01, if any, exceeds its anticipated fair market value after completion of said preparation; provided that no parcel shall be included within a redevelopment district unless the authority has concluded an agreement or agreements for the development of at least 50 percent of the acreage having the unusual soil or terrain deficiencies, which agreement provides recourse for the authority should the development not be completed. Since, of the parcels proposed to be placed into a tax increment district, less than seventy percent are occupied by buildings, streets, utilities or other Improvements, and the total acreage (80 percent or more) of tho area has a fair market value when added to the estimated cost of preparing the land for use exceeds Its anticipated fair market value after completion of the preparations, excluding costs directly related to roads and local Improvements, and a development agreement for at least 80 percent of the acreage having the unusual soil deficiencies and including recourse for the City should the development not be completed, wiU have been concluded, prior to bond sale, the area quniiiies as a redtivuluyweilt distfl.t. The description of the parcels that have been used to establish eUgibility as a redevelopment district are described below. Lot 1, Block 2, Outlot A, and Lots 1, 2, 3, 4, 5, Block 3, Construction Five Addition, Monticello, Minnesota Parcels in Acquisition No parcels are scheduled to be acquired by the City at the present time. CONSTRUCTION 5 ADDITION .w.... •.r .... r . _. ' � / W : �� :..r..'�.. r ���• w � w �'.�+.'.�.r..�r.ir raw r.. r wrr..-,...�.... 4f do— C � Z M r......r.Y -" �.•..� � w~.1.. r...r rwrr.. r �/ �w Mr, . r ray.. r ... ` ! � � f �� � � � (.. � v1 . .r._..r. _..r �•�4....w r down. .YN. Y�Y,Y ..�.�y. i•'i•W'il .. �. wwr .r. 6� +/ _i \ •t �� ."..".3'Z"isr`Ti'il""".+�.•an..r.....__�H---• r._. . ...... • '�r.Y'1 '��4eya l a _ . . .�'y 1 •'�' • � •.. w Kra-.._-- -i ��_ I "ren►. • � �ai � ., .� '�, � i , ....'..-....r, ........ ,... . � .....r _ ...... ... • _. w Estimate of Costs The estimate of public costs associated with the tax increment financing redevelopment district are outlined in the following line item budget. BUDGET Street Construction $127,500 Sanitary Sewer and Watermain 116,500 Storm Sewer 57,300 Attorney Fees 7,600 Issuance Costs 15,190 Allowance for Discount 7,410 'Capitalized Interest 58,500 390,000 *The amount of capitalized interest will be equal to an amount sufficient to pay interest on the bands from the date of issue until the date of collection of sufficient tax increment revenue to meet scheduled Interest payments when due, but not exceeding S years as required by Minnesota statutes, Chapter 475. Predicting capitalized interest prior to Issuance is extremely difficult as It is a function of interest rates, construction schedules and tax timing; therefore, the above figure is only an estimate of capitalized interest and is subject to change. Estimated Amount of Loan/Bonded Indebtedness An estimate of the amount of bonded indebtedness is expected to be $390,000. The term of the issue is 20 years and the interest rale is expected to be 9 percent. The amount of two and one-half to three years capitalized interest is estimated to be $58,500. Debt service on the bond will be met through a combination of tax increment revenues, tax levies and assessment income. Sources of Revenue There are several sources of revenue to be used to finance public costs associated with the development projects within the redevelopment project. Tho majority of the public costs are to be paid with tax Increment revenues in eomotnation with special assessments and a tax levy. The tax increment is generated as a result of the taxation of the land and improvements in the tax increment redevelopment district. Tax Increment financing refers to a funding technique that utilizes increases in assessed valuation and the property taxes attributed to new development to finance, or assist in the financing of public development costs. The facilities are expected to be fully assessod beginning in 1986 at which time the development will generate an annual tax Increment of $25,000 collectable in 1987. The tax increment estimate for 1987 is based union the assumption that botTi t tF� apartment building and manufacturing facility are fully completed In 19a5 and fully assossed on January 2, 190. A partial nesessment in 1989 will Produce a partial tax increment oavment in 1987. Original Assessed Value Pursuant to Minnesota Statutes, Section 273.74, Subdivision 1 and Section 273.76, Subdivision 1, the Original Assessed Value (OAV) for the City of Monticello tax increment financing redevelopment district is based on the value placed on the property by the County Assessor In 1984. This assessed value is $13,960 based on the replat to be filed with the County. Each year the Office of the County Auditor will measure the amount of increase or decrease in the total assessed value of the tax increment redevelopment district to calculate the tax increment payable to the Monticello redevelopment district fund. In any year in which there is an Increase In total assessed valuation in the tax increment redevelopment district above the adjusted original assessed value, a tax increment will be payable. In any year in which the total assessed valuation in the tax increment financing redevelopment district declines below the original assessed valuation, no assessed valuation will be captured'and no tax increment will be payable. The County Auditor shall certify in each year after the date the Original Assessed Value was certified, the amount the OAV has Increased or decreased as a result of: 1. change in tax exempt status of property; 2. reduction or enlargement of the geographic boundaries of the district; 3, change due to stipulations, adjustments, negotiated or court-ordered abatements. K. Estimated Captured Assessed Value Pursuant to Minnesota Statutes, Section 273.74, Subdivision 1 and Minnesota Statutes, Section 273.76, Subdivision 2, the estimated Captured elue CAV) of the tax increment financing redevelopment district will annually approximate $306,670. It is expected that the estimated $306,670 will be captured as a result of the improvements to be constructed by Construction Five. 'Reis amount will be captured for up to twenty-five years or until the project debt is retired. 'Me Authority requests 100 percent of the available increase in assessed value for repayment of debt and current expenditures. L. Duration of the District Pursuant to Minnesota Statutes, Section 273.75, Subdivision 1, the duration of the tax Incroment distrit within the Redevelopment Project must be Indicated within the finance plan. no duration of the tax Increment district will be 25 years from the date of receipt of the first tax Increment. Thus, it is estimated that the tax Increment district, Including any modifications to the finance plan for subsequent phases or other changes, would torminato twenty-five years from the collection of the first tax increment. N. Estimated Impact on Other Taxing Jurisdictions The impact of the loss of tax dollars represented as tax increments is estimated below for each taxing jursidiction. This estimate is based on the existing redevelopment proposals and does not include the possible tax increments derived from any other future development, mill changes, or inflation factors. Total Assessed Value Tax Increment Finance District 1/2/84 Total $ 13,960 IAtest Assessed Value of Each Government Body: % of District to Total Wright County S 358,798,000 .00004 School District #882 101,128,476 .0001 City of Monticello 79,954,554 .0002 Other 115,919,820 .0001 Considering all the districts, it can be seen from the above that the school, city and county districts will have over 99% of each respective district available for normal growth of tax base or valuation. Applying the percentage of the total mill rate in 1985 levied by each taxing jurisdiction to the projected mill rate and the estimated tax increment received reveals the annual loss of tax dollars by each taxing jurisdiction as listed In the table below assuming development would occur without public assistance. The finance plan indicates we anticipate a tax Increment at build out as fouuws: Captured Assessed Estimated Tax Valuation Increment Received Tax Increment Finance District $300,670 $ 25,000 Based on the current mill rale, the estimated taxes received would be as follows for the taxing bodies: mills Percent Tax bwrement City 18.874 23.2 $ 5,803 County 19.719 24.2 6,063 School District #882 39.714 48.9 12,212 Other 2.998 3.7 922 Total 81.305 100.0% $25,000 The following table represents the additional mills that would have to be lovied to compensate for the loss of tax dollars in estimated tax increments for each taxing jurisdiction. The tax increments derived from the manufacturing facility and housing alluded to in the tax increment district would not be available to any of the taxing jurisdictions were it not for public intervention by the Authority. Although the Increases in assessed value due to development will not be available for the application of the mill levy for the duration of the tax increment financing district, this new assessed value could eventually permit a mill levy decrease. If it could be assumed that the captured assessed value was available for each taxing jurisdiction, the non -receipt of tax dollars represented as tax increments may be determined. This determination is facilitated by estimating how much the mill levy for property outside of the tax increment financing district would have to be increased to raise the same amount of tax dollars in each taxing jurisdiction that would be available if the projects occurred without the assistance of the Authority. Adjusted• Required Tax Assessed Value Mills Increment School District 101,114,516 .121 t 12,212 County 358,784,040 .017 6,063 City 79,940,594 .073 5,803 *Tax Increment District assessed valuation subtracted. Modifications of the Tax increment Financing District In accordance with Minnesota Statutes, Section 273.74, Subdivision 4, any reduction or enlargement oT t ire geographic area of the project or tax increment financing district, increase in amount of bonded indebtedness to be incurred, including a determination to capitalize Interest on debt if that determination was not a part of the original plan, or to increase or decrease the amount of interest on the debt to be capitalized, increase In the portion of the captured assessed value to be retained by the Authority, increase In total estimated tax Increment expenditures or designation of additional property to be acquired by the authority shell be approved upon the notice and after the discussion, public hearing and findings required for approval of the original plan. The geographic area of a tax Increment financing district may be reduced, but shall not be enlarged after five years following the date of certification of the original assessed value by the county auditor. no tax increment financing redevelopment district may therefore be expanded until 1990. Limitation on Administrative Expenses In accordance with Minnesota Statutes, Section 273.73, Subdivision 13 and Minnesota Statutes,SecT�7�Subdivision 3, administrative expenses means W e � iiures of an authority other than amounts paid for the purchase of land or amounts paid to contractors or others providing materials and services, including architectural and engineering services, directly connected with the physical development of the real property in the district, relocation benefits paid to or services provided for persons residing or businesses located in the district or amounts used to pay Interest on, fund a reserve for, or sell at a discount bonds Weed pursuant to Section 273.77. Administrative expenses Includes amounts paid for services provided by bond counsel, fiscal consultants, and planning or economic development consultants. No tax increment shall be used to pay any administrative expenses for a project which exceed ten percent of the total tax increment expenditures authorized by the tax increment financing plan or the total tax increment expenditures for the project, whichever is less. Limitation on Duration of Tax Increment Financing Districts Pursuant to Minnesota Statutes, Section 273.75, Subdivision 1, "no tax increment shall be paid to an authority three years from the date of certification by the County Auditor unless within the three-year period (1) bonds have been issued pursuant to Section 273.77 or in aid of a project pursuant to any other law, except revenue bonds issued pursuant to Chapter 374. prior to the effective date of the Act; or (2) the authority has acquired property within the district; or (3) the authority has constructed or caused to be constructed public improvements within the district ... " The City or Authority must therefore issue bonds, or acquire property, or construct or cause public improvements to be constructed by 1988 or the Office of the County Auditor may dissolve the tax increment financing district. Q. Limitation on Qualification of Property in Tax Increment District Not Subject to Improvement Pursuant to Minnesota Statutes Section 273.75, Subdivision 8, "if, after four years from the date of certification of the original assessed value of the tax increment financing district ..., no demolition, rehabilitation or renovation of a parcel or other site preparation Including Improvement of a street adjacent to a property but not Installation of utility service including sewer or water systems, has been commenced on a parcel located within a tax Increment financing district by the authority or by the owner of the parcel in accordance with the tax Increment financing plan, no additional tax Increment may be taken from that parcel and the original assessed value of that parcel shall be excluded from the original assessed value of the tax Increment financing district. If the authority or the owner of the parcel subsequently commences demolition, rehabilitation or renovation or other site preparation on that parcel including improvement of a street adjacent to that parcel, in accordance with the tax Increment financing plan, the authority shall certify to the county auditor In the annual disclosure report that the activity has commenced. The county auditor shall certify the assessed value thereof as most recently certified by the commissioner of revenue and add It to the original assessed value of the tax increment financing district. Limitation on the Use of Tax Increment All revenues derived from tax Increment shell be used In accordance with the tax Increment financing plan. no revenues shell be used to finance or otherwise pay public redevelopment costs pursuant to Minnesota Statutes, Chapter 472A. These revenues shall not be used to circumvent existingTy limit taw. No revenues derived from tax Increment shall be used for the construction or renovation of a municipally owned building used primarily and regularly for conducting the business of the municipality; this provision shall not prohibit the use of revenues derived from tax Increments for the construction or renovation of a parking structure, a commons area used as a public park or a facility used for social, recreational or conference purposes and not primarily for conducting the business of the municipality. S. Notification of Prior Planned Improvements Pursuant to Minnesota Statutes Section 273.76, Subdivision S, the Authority has reviewed and searched the properties to be included in the tax increment financing redevelopment district and found no properties for which building permits have been issued during the 18 months immediately preceding approval of the tax increment financing plan by the city. If the building permit had been issued within the 18 month period preceding approval of the tax increment financing plan by the city, the county auditor shall increase the original assessed value of the district by the assessed valuation of the improvements for which the building permit was issued, excluding the assessed valuation of improvements for which a building permit was Issued during the three month period Immediately preceding said approval of the tax increment financing plan, as certified by the assessor. T. Excess Tax Increments Pursuant to Minnesota Statutes, Section 273.75, Subdivision 2, in any year in which the tax increment exceeds the amount necessary to pay the costs authorized by the tax increment plan, including the amount necessary to cancel any tax levy as provided In Minnesota Statutes, Section 475.61, Subdivision 3, the Authority shall use the excess amount to: 1. prepay the outstanding bonds; 2. discharge the pledge of tax increment therefore; 3. pay into an escrow account dedicated to the payment of such bond; 4. repay any loans Including interest on these loans; or 5. return the excess to the County Auditor for redistribution to the respective taxing jurisdictions In proportion to their mill rate. U. Requirement for Agreements with the Developer Pursuant to Minnesota Statutes Section 273.75, Subdivision 5, no more that 25 percent by acreaga�� property to be acquired by the Authority within a project which contains a In the redevelopment district shell be owned by the Authority as a result of acquisition with the proceeds of buds Issued pursuant to Section 273.77 without the Authority having prior to acquisition In excess of 25 percent of the acreage, concluded an agreement for the development of the property acquired and which provides recourse for the Authority should the development not be completed. See Section 6 for the development agreement requirement due to moll deficiencies. V. Assessment Agreements Pursuant to Minnesota Statutes Section 273.76, Subdivision 8, the Authority may, upon entering Into a devolopment agreement pursuant to Minnesota Statutes Section 273.75, Subdivision 5, enter into an agreement in recordable form with the developer of property within the tax increment financing district which establishes a minimum market value of the land and completed improvements for the duration of the tax increment redevelopment district. The assessment agreement shall be presented to the county assessor who shall review the plans and specifications for the improvements to be constructed, review the market value previously assigned to the land upon which the Improvements are to be constructed and so long as the minimum market value contained in the assessment agreement appears in the judgment of the assessor, to be a reasonable estimate, the assessor may certify the minimum market value agreement. N. Administration of the Tax Increment Financing Redevelopment District and Maintenance of the Tax Increment Account Administration of the tax increment financing redevelopment district will be handled by the Executive Director of the Authority and the Office of the City Administrator. The tax increment received as a result of increases in the assessed value of the tax increment financing redevelopment district will be maintained in a special account separate from oil other municipal accounts and expended only upon sanctioned municipal activities identified in the finance plan. X. Annual Disclosure Requirements Pursuant to Minnesota Statutes, Section 273.74, Subdivision 5, an authority must file an a� scld(-osure report for all tax increment financing districts. The report shall be filed with the school board, county board and the Minnesota Department of Energy and Economic Development. The report shall Include the following Information: 1. The amount and source of revenue In the account; 2. The amount and purpose of expenditures from the accountl 3. The amount of any pledge of revenues, including principal and Interest on any outstanding bonded indebtedness; 4. The original assessed value of the district; 5. trio captured assessed value retained by the authority; 6. The captured assessed value shared with other taxing distrieta; 7. Tho tax increment received. The annual disclosure report is designed to be a two-way medium of information dissemination for both the Office of the County Auditor and the Authority. Should the auditor want additional Information from the Authority regarding its tax increment financing activities, such Information should be requested prior to submission of the annual disclosure report by the Authority. Similarly, the city council may utilize the annual disclosure report as a means for requesting information from the Office of the County Auditor. Additionally, the Authority must annually publish a statement in a newspaper of general circulation in the municipality showing the tax increment received and expended in that year, the original assessed value, the captured assessed value, amount of outstanding bonded indebtedness and any additional information the city deems necessary. Y. Assumptions It was necessary to make certain assumptions regarding Income, costs and timing of the tax increment redevelopment district. These assumption are based on discussions with Authority, County, and fiscal consultant staff. Z. ,Municipal Findings Pursuant to Minnesota Statutes, Section 273.74, Subdivision 3, before or at the time of approval of the tax Increment financing plan, the municipality shall make the following findings and shall set forth in writing the reasons and supporting facts for each determination: The proposed development or redevelopment, in the opinion of the city, would not reasonably be expected to occur solely through private investment within the reasonably foreseeable future and, therefore, the use of tax increment financing is deemed necessary since Construction Five could not economically construct the present facility without the provision of the necessary public Improvements to the site and without the use of tax Increments to assist with the financing of these public Improvements, the developer would not have constructed the apartment building and manufacturing facility in the City; and 2. The tax Increment financing plan will afford maximum opportunity, consistent with the sound needs of the City as a whole, for the development by private enterprise as It will enable the City to provide the necessary public Improvements for development; thereby encouraging redevelopment in the area. 3. 'Me tax Increment financing plan conforms to the general plan for the development of the city as a whole as It will result in construction of nn apartment building and a manufacturing facility which will provide needed housing, create now jobs and increase thu tax baso of the City. 'rho tax increment district to be established Is a redevelopment district pursuant to Minnesota Statutes, Section 273.73, Subdivision 10(a)(3) In which the con ons--3escrNod In Section E of this plan exist. to A RESOLUTION BY THE MONTICELLO HOUSING AND REDEVELOPMENT AUTHORITY APPROVING A TAX INCREMENT FINANCING REDEVELOPMENT DISTRICT PURSUANT TO MINNESOTA STATUTES, SECTIONS 273.71 TO 273.78 INCLUSIVE AND A FINANCE PLAN FOR SAID TAX INCREMENT FINANCING DISTRICT. WHEREAS, The Housing and Redevelopment Authority in and for the City of Monticello (the "Authority') is carrying out the Monticello Redevelopment Project Modification 01 (the "Project") and Redevelopment Plan Modification 01 (the "Plan"); and WHEREAS, the Authority has determined that it is necessary to create a tax increment financing district pursuant to Minnesota Statutes, Sections 273.71 to 273.78 inclusive, within the existing project, created and modified pursuant to Minnesota Statutes, Section 462.411 et sc�c„ the Minnesota Housing and Redevelopment Act; and WHEREAS, the Authority recommends that the project be undertaken as rapidly as possible and be financed with local funds including tax increment financing as authorized by Minnesota Statutes, Sections 273.71 through 273.78; and WHEREAS, there was presented to this meeting of the governing body of the Authority for its consideration and approval, a copy of a tax increment plan for the project area described in said plan dated March, 1985 which plan is entitled The Construction Five Development Proposal; and WHEREAS, the Authority has submitted the tax Increment financing plan to the City Planning Commission of the City of Monticello (the "Planning Commission") for Its review and opinion; and NOW, THEREFORE, BE IT RESOLVED by the governing body of the Housing and Redevelopment Authority in and for the City of Monticello; The proposed development or redevelopment, In the opinion of the city, would not reasonably be expected to occur solely through private Investment within the reasonably foreseeable future and, therefore, the use of tax increment financing is deemed necessary since Construction Five could not economically construct the present facility without the provision of the necessary public Improvements to the site and without the use of tax increments to assist with the financing of these public improvements, the developer would not have eonstructed the apartment building and manufae.ttiring facility In the City; and The tax increment financing plan will afford maximum opportunity, consistent with the sound needs of the City as o whole, for the development by private enterprise as It will enable the City to provide the necessary public improvements for development; thereby encouraging redevelopment In the area. 3. The tax increment financing plan conforms to the general plan for the development of the city as a whole as It will result in construction of an apartment building and a manufacturing facility which will provide needed lousing, create new jobs and increase the tax base of the City. 4. The tax increment district to be established is a redevelopment district pursuant to Minnesota Statutes. Section 273.73, Subdivision 10(aX3) in which the conditions described in Section E of this plan exist. 'Rhe Housing and Redevelopment Authority of Monticello, Minnesota does hereby approve the tax increment financing plan and the creation of a tax increment financing district as described in said tax increment financing plan and does hereby transmit to the City Council the plan for their adoption. Adopted by the Housing and Redevelopment Authority this day of March, 1985. ATTEST: Chairman [PIN A RESOLUTION BY THE MONTICELLO HOUSING AND REDEVELOPMENT AUTHORITY APPROVING A TAX INCREMENT FINANCING REDEVELOPMENT DISTRICT PURSUANT TO MINNESOTA STATUTES, SECTIONS 273.71 TO 273.78 INCLUSIVE AND A FINANCE PLAN FOR SAID TAX INCREMENT FINANCING DISTRICT. WHEREAS, The Housing and Redevelopment Authority in and for the City of Monticello (the "Authority") is carrying out the Monticello Redevelopment Project Modification #1 (the "Project") and Redevelopment Plan Modification Al (the "Plan"); and WHEREAS, the Authority has determined that it is necessary to create a tax increment financing district pursuant to Minnesota Statutes, Sections 273.71 to 273.78 inclusive, within the existing project, created and modified pursuant to Minnesota Statutes, Section 462.411 et sec„ the Minnesota Housing and Redevelopment Act; and WHEREAS, the Authority recommends that the project be undertaken as rapidly as possible and be financed with local funds including tax increment financing as authorized by Minnesota Statutes, Sections 273.71 through 273.78; and WHEREAS, there was presented to this meeting of the governing body of the Authority for its consideration and approval, a copy of a tax increment plan for the project area described in said plan dated March, 1985 which plan is entitled The Construction Five Development Proposal; and WHEREAS, the Authority has submitted the tax increment financing plan to the City Planning Commission of the City of Monticello (the "Planning Commission") for Its review and opinion; and NOW, THEREFORE, BE IT RESOLVED by the governing body of the Housing and Redevelopment Authority in and for the City of Monticello: The proposed development or redevelopment, In the opinion of the city, would not reasonably be expected to occur solely through private investment within the reasonably foreseeable future and, therefore, the use of tax Increment financing is deemed necessary since Construction Five could not economically construct the present facility without the provision of the necessary public Improvements to the site and without the use of tax increments to assist with the financing of these public Improvements, the developer would not have constructed the apartment building and manufacturing facility In the City; and I'ho tax Increment financing plan will afford maximum opportunity, consistent with the sound needs of the City as o whole, for the development by private enterprise as it will enable the City to provide the necessary public improvements for dovelopment; thereby encour,:ging redevelopment in the area. 3. The tax increment financing plan conforms to the general plan for the development of the city as a whole as it will result in J construction of an apartment building and a manufacturing facility which will provide needed housing, create new jobs and increase the tax base of the City. 4. The tax increment district to be established is a redevelopment district pursuant to Minnesota Statutes, Section 273.73, Subdivision 10(aX3) in which the conditions described in Section E of this plan ex ist. The Housing and Redevelopment Authority of Monticello, Minnesota does hereby approve the tax increment financing plan and the creation of a tax increment financing district as described in said tax increment financing plan and does hereby transmit to the City Council the plan for their adoption. Adopted by the Housing and Redevelopment Authority this _ day of March, 1985. ATTEST: Chairman i CONSTRUCTION 5 ADDITION � 'y+tea �:;'...:.."'r �::�::::.'W��'.,......_,. ......... , _N• ..,_• .... .� _ ...•ter. .:..�.::; � � •'--�...,.. • ._w.._ �... Nr. N �•� �- ' w �` / i 1�� -YID 1�..�� r. .Y u,.,•r wr.YN 1 W. 0.11 rI N w �..r� i H/W-.uNN. • r r.w w� .�.� ✓" P.-� � � �..,�.Y M rS. �<.l.�N.�wNMM�.� w�w M.. 4.,..n rllru Y..Y.. M = I • M art. Y.. r.r......r....r.. .»_...r. r w r. wr ,. _ wN. • W /.•.. MI.... ..1 .Y wrY .r Y _ .rte yW.. ,W _ _ _ .« .1 - _ :'"scar-_ ---- 6a. W_.. _ ! `_, ,psi �I i.•J •� T .N...r L.+ - _.. rptww� .. ��� � w ......, ,... r,r ... ....�� .rte r_ • � _. -- Estimate of Costs The estimate of public costs associated with the tax increment financing redevelopment district are outlined in the following line item budget. BUDGET Street Construction $127,500 Sanitary Sewer and Watermain 118,500 Storm Sewer 57,300 Attorney Fees 7,800 Issuance Costs 15,190 Allowance for Discount 7,410 *Capitalized Interest 58,500 390,000 •The amount of capitalized interest will be equal to an amount sufficient to pay Interest on the bonds from the date of issue until the date of collection of sufficient tax increment revenue to meet scheduled interest payments when due, but not exceeding 3 years as required by Minnesota Statutes, Chapter 475. Predicting capitalized interest prior to Issuance is extremely difficult as it is a function of interest rates, construction schedules and tax timing; therefore, the above figure is only an estimate of capitalized interest and is subject to change. Estimated Amount of Loan/Bonded Indebtedness An estimate of the amount of bonded indebtedness Is expected to be $390,000. The term of the issue is 20 years and the interest rate is expected to be 9 percent. The amount of two and one-half to three years capitalized interest is estimated to be $58,500. Debt service on the bond will be met through a combination of tax increment revenues, tax levies and assessment income. Sources of Revenue There are several sources of revenue to be used to finance public costs associated with the development projects within the redevelopment project. The majority of the public costs are to be paid with tax Increment revenues In combination with special assessments and a tax levy. The tax Increment is generated as a result of the taxation of the land and Improvements In the tax Increment redevelopment district. Tax Increment financing refers to a funding technique that utilizes Increases In assessed valuation and the property taxes attributed to new development to finance, or assist In the financing of public development costs. The facilities aro expected to be fully assessed beginning in 1986 at which time the development will generate an annual tax increment of $25,000 collectable In 1987. The tax increment estimate for 1987 Is based,tti�on the assumption that boff IFe apartment building and manufacturi focility are fully completed in 1885 and fully assessed on January 2, 12. A partial assessment in 1986 will produce a partial tax increment osvment in 1987. Original Assessed Value Pursuant to Minnesota Statutes, Section 273.74, Subdivision I and Section 273.76, Subdivision 1, the Original Assessed Value (OAV) for the City of Monticello tax increment financing redevelopment district is based on the value placed on the property by the County Assessor in 1984. This assessed value is $13,960 based on the replat to be filed with the County. Each year the Office of the County Auditor will measure the amount of increase or decrease in the total assessed value of the tax increment redevelopment district to calculate the tax increment payable to the Monticello redevelopment district fund. in any year in which there is an Increase in total assessed valuation in the tax Increment redevelopment district above the adjusted original assessed value, a tax increment will be payable. In any year in which the total assessed valuation in the tax Increment financing redevelopment district declines below the original assessed valuation, no assessed valuation will be captured'and no tax increment will be payable. The County Auditor shall certify in each year after the date the Original Assessed Value was certified, the amount the OAV has increased or decreased as a result of: change in tax exempt status of property; reduction or enlargement of the geographic boundaries of the district; 3. change due to stipulations, adjustments, negotiated or court-ordered abatements. Estimated Captured Assessed Value Pursuant to Minnesota Statutes, Section 273.74, Subdivision 1 and Minnesota Statutes, Section 273.76, Subdivision 2, the estimated Capturedssessed el a CAV) of the tax increment financing redevelopment district will annually approximate $306,670. It Is expected that the estimated $306,670 will be captured as a result of the improvements to be constructed by Construction Five. This amount will be captured for up to twenty-five years or until the project debt is retired. The Authority requests 100 percent of the available increase In assessed value for repayment of debt and current expenditures. L. Duration of the District Pursuant to Minnesota Statutes, Section 273.75, Subdivision 1, the duration of the tax Incremont XsUrTct within the Redevelopment Project must be indicated within the finance plan. 'The duration of the tax Increment district will be 25 years from the date of receipt of the first tax increment. Thus, It Is estimated that the tax increment district, Including any modifications to the finance plan for subsequent phases or other changes, would terminate twenty-five years from the collection of the first tax Increment. N1. Estimated Impact on Other Taxing Jurisdictions The impact of the loss of lax dollars represented as tax increments is estimated below for each taxing jursidiction. This estimate is based on the existing redevelopment proposals and does not include the possible tax increments derived from any other future development, mill changes, or inflation factors. Total Assessed Value Tax Increment Finance District 1/2/84 Total $ 13,960 latest Assessed Value of Each Government Body: % of District to Total Wright County $ 358,798,000 .00004 School District #882 101,128,478 .0001 City of Monticello 79,954,554 .0002 Othcr 115,919,820 .0001 Considering all the districts, it can be seen from the above that the school, city and county districts will have over 99% of each respective district available for normal growth of tax base or valuation. Applying the percentage of the total mill rate in 1985 levied by each taxing jurisdiction to the projected mill rate and the estimated tax increment received reveals the annual loss of tax dollnrs by each taxing jurisdiction as listed in the table below assuming development would occur without public assistance. The finance plan indicates we anticipate a tax increment at build out as follows: Captured Assessed Estimated Tax valuation Increment Recelvod Tex Increment Finance District $306,670 f 25,000 Based on the current mill rete, the estimated taxes received would be as follows for the taxing bodies: Mille Percent Tax Increment City 18.874 23.2 $ 5,603 County 19.719 24.2 8,063 School District #882 39.714 48.9 12,212 Other 2.998 3.7 922 Total $1.305 100.0% $25,000 The following table represents the additional mills that would have to be levied to compensate for the loss of tax dollars In estimated tax Increments for each taxing jurisdiction. The tax Increments derived from the 5 manufacturing facility and housing alluded to in the tax increment district would not be available to any of the taxing jurisdictions were it not for public intervention by the Authority. Although the increases in assessed value due to development will not be available for the application of the mill levy for the duration of the tax increment financing district, this new assessed value could eventually permit a mill levy decrease. If it could be assumed that the captured assessed value was available for each taxing jurisdiction, the non -receipt of tax dollars represented as tax increments may be determined. This determination is facilitated by estimating how much the mill levy for property outside of the tax increment financing district would have to be increased to raise the same amount of tax dollars in each taxing jurisdiction that would be available if the projects occurred without the assistance of the Authority. Adjusted• Required Tax Assessed Value Mills increment School District 101,114,516 .121 $ 12,212 County 358,784,040 .017 6,063 City 79,940,594 .073 5,803 *Tax Increment District assessed valuation subtracted. Modifications of the Tax increment Financing District In accordance with Minnesota Statutes, Section 273.74, Subdivision 4, any reduction or enlargement of t i�graphic area of the project or tax increment financing district, Increase in amount of bonded indebtedness to be incurred, including a determination to capitalize interest on debt If that determination was not a part of the original plan, or to Increase or decrease the amount of interest on the debt to be capitalized, Increase In the portion of the captured assessed value to be retained by the Authority, Increase in total estimated tax increment expenditures or designation of additional property to be acquired by the authority shall be approved upon the notice and after the discussion, public hearing and findings required for approval of the original plan. The geographic area of a tax increment financing district may be reduced, but shall not be enlarged after five years following the date of certification of the original assessed value by the county auditor. The tax bneroment financing redevelopment district may therefore be expanded until 1990. Limitation on Administrative Expenses In accordance with Minnesota Statutes, Section 273.73, Subdivision 13 and Minnesota Statutes,Sectio_n_17T_7K_SubdivWon 3, administrative expenses means aff azpeitures of an authority other than amounts paid for the purchase of land or amounts paid to contractors or others providing materiels and services, Including architectural and engineering services, directly connected with the physical development of the real property In the district, relocation benefits paid to or services provided for persons residing or businesses located In the district or amounts used to pay Interest on, fund a reserve for, or sell at a discount bonds Issued pursuant to Section 273.77. Administrative expenses Includes amounts paid for services provided by bond counsel, fiscal consultants, and planning or economic development consultants. No tax increment shall be used to pay any administrative expenses for a project which exceed ten percent of the total tax increment expenditures authorized by the tax increment financing plan or the total tax increment expenditures for the project, whichever is less. Limitation on Duration of Tax Increment Financing Districts Pursuant to Minnesota Statutes, Section 273.75, Subdivision 1, "no tax increment shall be paid to an authority three years from the date of certification by the County Auditor unless within the three-year period (1) bonds have been issued pursuant to Section 273.77 or in aid of a project pursuant to any other law, except revenue bonds Issued pursuant to Chapter 474, prior to the effective date of the Act; or (2) the authority has acquired property within the district; or (3) the authority has constructed or caused to be constructed public improvements within the district ... " The City or Authority must therefore issue bonds, or acquire property, or construct or cause public improvements to be constructed by 1988 or the Office of the County Auditor may dissolve the tax increment financing district. Limitation on Qualification of Property in Tax Increment District Not Subject to Improvement Pursuant to Minnesota Statutes Section 273.75, Subdivision 6, "if, after four years from the date of certification of the original assessed value of the tax increment financing district ..., no demolition, rehabilitation or renovation of a parcel or other site preparation Including Improvement of a street adjacent to a property but not installation of utility service Including sewer or water systems, has been commenced on a parcel located within a tax increment financing district by the authority or by the owner of the parcel in accordance with the tax inclement financing plan, no additional tax increment may be taken from that parcel and the original assessed value of that parcel shall be excluded from the original assessed value of the tax increment financing district. If the authority or the owner of the parcel subsequently commences demolition, rehabilitation or renovation or other site preparation on that parcel including improvement of a street adjacent to that parcel, in accordance with the tax increment financing plan, the authority shall certify to the county auditor in the annual disclosure report that the activity has commenced. The county auditor shall certify the assessed value thereof as most recently certified by the commissioner of revenue and add It to the original assessed value of the tax Increment financing district. Limitation on the Use of Tax Increment All revenues derived from tax Increment shall be used In accordance with the tax Increment financing plan. The revenues shell be used to finance or otherwise pay public redevelopment costs pursuant to Minnesota Statutes, Chapter 472A. These revenues shall not be used to circumvent existing lewy limit law. No revenues derived from tax Increment shall be used for the construction or renovation of a municipally owned building used primarily and regularly for conducting the business of the munleipalityi this provision shall not prohibit the use of revenues derived from tax Increments for the construction or renovation of a parking structure, a commons area used as a public park or a facility used for social, recreational or conference purposes and not primarily for conducting the business of the municipality. S. Notification of Prior Planned Improvements Pursuant to Minnesota Statutes Section 273.76, Subdivision 4, the Authority has reviewed and searched the properties to be included in the tax increment financing redevelopment district and found no properties for which building permits have been issued during the 18 months immediately preceding approval of the tax increment financing plan by the city. If the building permit had been issued within the 18 month period preceding approval of the tax increment financing plan by the city, the county auditor shall increase the original assessed value of the district by the assessed valuation of the improvements for which the building permit was issued, excluding the assessed valuation of improvements for which a building permit was issued during the three month period immediately preceding said approval of the tax increment financing plan, as certified by the assessor. T. Excess Tax Increments Pursuant to Minnesota Statutes, Section 273.75, Subdivision 2, in any year in which the tax increment exceeds the amount necessary to pay the costs authorized by the tax increment plan, including the amount necessary to cancel any tax levy as provided in Minnesota Statutes, Section 475.61, Subdivision 3, the Authority shaU use the excess amount to: 1. prepay the outstanding bonds; 2. discharge the pledge of tax increment therefore; 3. pay Into an escrow account dedicated to the payment of such bond; 4. repay any loans including Interest on these loans; or 5, return the excess to the County Auditor for redistribution to the respective taxing jurisdictions in proportion to their mill rate. U. Requirement for Agreements with the Developer Pursuant to Minnesota Statutes Section 273.75, Subdivision 5, no more that 25 percent by acreage othe property to be acquired by the Authority within a project which contains a in the redevelopment district shoU be owned by the Authority as a result of acquisition with the proceeds of bonds Issued pursuant to Section 273.77 without the Authority having prior to acquisition In excess of 25 percent of the acreage, concluded an agreement for the development of the property acquired and which provides recourse for the Authority should the development not be completed. See Section E for the development agreement requirement due to soil deficiencies. V. Assessment Agreements Pursuant to Minnesota Statutes Section 273.78, Subdivision B, the Authority may, upon entering into a development agreement pursuant to Minnesota Statutes Section 273.75, Subdivision 5, enter into an agreement In recordable form with the developer of property within the tax increment financing district which establishes a minimum market value of the land and completed improvements for the duration of the tax increment redevelopment district. The assessment agreement shall be presented to the county assessor who shall review the plans and specifications for the improvements to be constructed, review the market value previously assigned to the land upon which the improvements are to be constructed and so long as the minimum market value contained in the assessment agreement appears in the judgment of the assessor, to be a reasonable estimate, the assessor may certify the minimum market value agreement. W. Administration of the Tax Increment Financing Redevelopment District and Maintenance of the Tax Increment Account Administration of the tax increment financing redevelopment district will be handled by the Executive Director of the Authority and the Office of the City Administrator. The tax Increment received as a result of increases in the assessed value of the tax increment financing redevelopment district will be maintained in a special account separate from all other municipal accounts and expended only upon sanctioned municipal activities identified in the finance plan. X. Annual Disclosure Requirements pursuant to Minnesota Statutes, Section 273.74, Subdivision 5, an authority must file an annus s�c9osure report for all tax Increment financing districts. The report shall be filed with the school board, county board and the Minnesota Department of Energy and Economic Development. The report shall include the following information: 1. The amount and source of revenue In the account; 2. The amount and purpose of expenditures from the account; 3. The amount of any pledge of revenues, including principal and interest on any outstanding bonded indebtedness; 4. The original assessed value of the district; 5. The captured assessed value retained by the authority; 6. The captured assessed value shared with other taxing districts; 7. 'rho tax increment received. The annual disclosure report is designed to be a two-way medium of information dissemination for both the Office of the County Auditor and the Authority. Should the auditor want additional information from the Authority regarding its tax increment financing activities, such Information should be requested prior to submission of the annual disclosure report by the Authority. Similarly, the city council may utilize the annual disclosure report as a means for requesting information from the Office of the County Auditor. Additionally, the Authority must annually publish a statement in a newspaper of general circulation in the municipality showing the tax increment received and expended in that year, the original assessed value, the captured assessed value, amount of outstanding bonded indebtedness and any additional information the city deems necessary. Assumptions It was necessary to make certain assumptions regarding income, costs and timing of the tax increment redevelopment district. These assumption are based on discussions with Authority, County, and fiscal consultant staff. Z. Municipal Findings Pursuant to Minnesota Statutes, Section 273.74, Subdivision 3, before or at the time of approval of the tax increment financing plan, the municipality shall make the following findings and shall set forth in writing the reasons and supporting facts for each determination: The proposed development or redevelopment, in the opinion of the city, would not reasonably be expected to occur solely through private investment within the reasonably foreseeable future and, therefore, the use of tax increment financing is deemed necessary since Construction Five could not economically construct the present facility without the provision of the necessary public improvements to the site and without the use of tax increments to assist with the financing of these public improvements, the developer would not have constructed the apartment building and manufacturing facility in the City= and 2. The tax increment financing plan will afford maximum opportunity, consistent with the sound needs of the City as a whole, for the development by private enterprise as it will enable the City to provide the necessary public Improvements for developmenti thereby encouraging redevelopment In the area. 3. 'fhe tax Increment financing plan conforms to the general pian for the development of the city as a whole as it will result in construction of an apartment building and a manufacturing facility which will provide needed lousing, create new jobs and Increase the tax base of the City. 4. The tax Increment district to be established is a redevelopment district pursuant to Minnesota Statutes, Section 273.73, Subdivision 10(x)(3) in which thecon %ns escr od In Section E of this plan exist. 10 A RESOLUTION BY THE MONTICELLO HOUSING AND REDEVELOPMENT AUTHORITY APPROVING A TAX INCREMENT FINANCING REDEVELOPMENT DISTRICT PURSUANT TO MINNESOTA STATUTES, SECTIONS 273.71 TO 273.78 INCLUSIVE AND A FINANCE PLAN FOR SAID TAX INCREMENT FINANCING DISTRICT. WHEREAS, The Housing and Redevelopment Authority in and for the City of Monticello (the "Authority') is carrying out the Monticello Redevelopment Project Modification 01 (the "Project') and Redevelopment Plan Modification p1 (the "Plan"); and WHEREAS, the Authority has determined that it is necessary to create a tax increment financing district pursuant to Minnesota Statutes, Sections 273.71 to 273.78 inclusive, within the existing project, created and modified pursuant to Minnesota Statutes, Section 462.411 et seq„ the Minnesota Housing and Redevelopment Act; and WHEREAS, the Authority recommends that the project be undertaken as rapidly as possible and be financed with local funds including tax increment financing as authorized by Minnesota Statutes, Sections 273.71 through 273.78; and WHEREAS, there was presented to this meeting of the governing body of the Authority for Its consideration and approval, a copy of a tax increment plan for the project area described in said plan dated March, 1985 which plan is entitled The Construction Five Development Proposal; and WHEREAS, the Authority has submitted the tax increment financing plan to the City Planning Commission of the City of Monticello (the "Planning Commission') for Its review and opinion; and NOW, THEREFORE, BE IT RESOLVED by the governing body of the Housing and Redevelopment Authority in and for the City of Monticello: The proposed development or redevelopment, In the opinion of the city, would not reasonably be expected to occur solely through private investment within the reasonably foreseeable future and, therefore, the use of tax increment financing is deemed necessary since Construction Five could not economically construct the present facility without the provision of the necessary public Improvements to the site and without the use of tax increments to assist with the financing of these public Improvements, the developer would not have constructed the apartment building and manufacturing facility in the City; and 'rho tax Increment financing plan wiH afford maximum opportunity, consistent with the sound needs of the City as a whole, for the development by private enterprise as it will enable the City to provide the necessary puhHe Improvements for development; thereby encouraging redevelopment in the area. 3. The tax increment financing plan conforms to the general plan for J the development of the city as a whole as it will result in construction of an apartment building and a manufacturing facility which will provide needed housing, create new jobs and Increase the tax base of the City. 4. The tax increment district to be established is a redevelopment district pursuant to Minnesota Statutes, Section 273.73, Subdivision 10(&x3) in which the conditions described in Section E of this plan exist. The Housing and Redevelopment Authority of Monticello, Minnesota does hereby approve the tax increment financing plan and the creation of a tax increment financing district as described in said tax increment financing plan and does hereby transmit to the City Council the plan for their adoption. Adopted by the Housing and Redevelopment Authority this _ day of March, 1985. ATTEST: Chairman '�