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HRA Agenda 11-14-1990 SpecialAGENDA MONTICELLO HOUSING AND REDEVELOPMENT AUTHORITY SPECIAL MEETING Wednesday, November 14, 1990 - 7:30 A.M. City Hall MEMBERS: Chairperson Al Larson, Ben Smith, Lowell Schrupp, Everette Ellison, and Tom St. Hilaire. STAFF: Rick Wolfeteller, Jeff O'Neill, and 011ie Koropchak. 1. CALL TO ORDER. 2. CONSIDERATION OF THE HRA TO ENTER INTO A TAR INCREMENT PLEDGE AGREEMENT BY AND BETWEEN THE CITY OF MONTICELLO AND THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF MONTICELLO, MINNESOTA. a) See Supporting Data: Exhibit A and Exhibit B. 3. CONSIDERATION OF THE HRA TO ADOPT A RESOLUTION AUTHORIZING EXECUTION OF TWO TAR INCREMENT PLEDGE AGREEMENTS. a) See Supporting Data: Copy of resolution. 4. OTHER BUSINESS. 5. ADJOURNMENT. LJ EXHIBIT A TAX INCREMENT PLEDGE AGREEMENT by and between THE CITY OF MONTICELLO, MtNNEMA and THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF MONTICELLO, MINNESOTA THIS AGREEMENT Is made and entered Into on or as of the _ day of , 1990, by and between the City of Monticello, Minnesota (the "City"), and The Housing and Redevelopment Authority in and for the City of Monticello, Minnesota (the "HRA'). WHEREAS, the HRA established Tax Increment Financing District No. 1-9 (the "District"), prepared the Tax Increment Financing Plan (the "Plan") for the District, and approved the Plan, as modified, on August 13, 1990; and WHEREAS, the City Council of the City approved the Plan, as modified, on August 13, 1990; and WHEREAS, pursuant to authority conferred by Minnesota Statutes, Section 469.178, and Minnesota Statutes, Chapter 475, the City has agreed to finance certain public redevelopment costs to be incurred by the HRA In Redevelopment Project No. 1 (the "Project") through the issuance of general obligation bonds of the City, designated the $305,000 General Obligation Taxable Tax Increment Bonds, Series 1990D (the "Bonds"); and WHEREAS, the HRA has agreed to pledge certain tax Increment revenues from the District and from Tax Increment Financing District No. 1-10 to the City for the payment of the principal of and Interest on the Bonds; and WHEREAS, pursuant to Minnesota Statutes, Section 469.178, subd. 4, any agreement to pledge tax Increment revenues must be made by written agreement by and between the HRA and the City and must be filed with the County Auditor of Wright Countyl NOW, THEREFORE, the City and the HRA mutually agree to the following% (1) The City will sell the Bonds. (9) The proceeds from the sale of the Bonds and the earnings from the Investment of such proceeds will be made available to the HRA to pay or reimburse the HRA for public redevelopment coats.paid, Incurred, or to be paid or Incurred, by the HRA In the Project, $140,000 of which are to be used by the HRA In connection with the District. (S) All tax Increment generated by the District from and after the date of this Agreement ahall be deposited In a special fund (the "Project Fund") held by the HRA. The HRA hereby pledges to the payment of the principal and Interest on the Bonds, tax Increment from the Project Fund In an amount equal to 105% of the following annual principal and Interest payments due on the Bonds: A-1 Total Year of Principal Maturity Principal Interest h Interest 1992 = 0 15,326 $ 15,326 1993 15,000 12,261 27,261 1994 15,000 11,005 26,005 1995 15,000 9,730 24,730 1996 15,000 8,425 23,425 1997 20,000 7,120 27,120 1998 20,000 5,340 25,340 1999 20,000 3,560 23,560 2000 20,000 1,780 21,780 (4) Not later than five (5) business days prior to each February 1 and August 1 debt service payment date for the Bonds, there shall be transferred from the Project Fund to the Debt Service Account maintained by the City for the payment of the Bonds, an amount which when taken together with amounts already on deposit in the Debt Service Account, is equal to the principal and Interest next due on the Bonds. If at any time the Project Fund contains an amount in excess of the amount to be transferred to the Debt Service Account for the payment of the Bonds on the following two debt service payment dates (excluding debt service payment dates for which Interest Is payable from proceeds of the Bonds deposited In the Debt Service Account), then such excess amounts shall be available to the HRA to pay or reimburse the HRA for public redevelopment costs paid, Incurred, or to be paid or incurred, by the HRA In the District. ,(5) Without regard to anything In this Agreement to the contrary, tax increment generated by the District shall be available to pay principal of and Interest on both the Bonds and any other obligations Issued by the City, HRA or any other public body to finance public redevelopment costs paid or Incurred by the HRA In the District. (6) When the entire public redevelopment costs of the District have been paid and all principal and Interest on the Bonds and other obligations Issued to finance the public redevelopment coats of the District have been paid, and the City has been reimbursed from collections of tax Increment from the Project for collections of general ad valorem taxes used to pay principal of and Interest on the Bonds, then the HRA shall report such fact to the City Council of the City and the HRA shall submit a final statement of such payments. Upon audit of this statement and approval thereof by the City Council, the payment of the expenditures of the HRA in the Project shall be reported to the County Auditor of Wright County. (7) An executed copy of this Agreement shall be filed with the County Auditor of Wright County. IN WITNESS WHEREOF, the City and the HRA have caused this Agreement to be duly executed on their behalf and their seats to be hereunto affixed and such signatures and seals to be attested, as of the day and year first above written. A-2 0 ATTEST: CITY OF MONTICELLO R9 Administrator Mayor (SEAL) ATTEST: THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF MONTICELLO, MINNESOTA E9 Secretary Chairman A-i EXHIBIT B TAX INCREMENT PLEDGE AGREEMENT by and between THE CITY OF MONTICELLO, MINNBSOTA and THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF MONTICELLO, MINNESOTA THIS AGREEMENT is made and entered Into on or as of the day of , 1990, by and between the City of Monticello, Minnesota (the "City"), and The Housing and Redevelopment Authority In and for the City of Monticello, Minnesota (the "HRA'). WHEREAS, the HRA established Tax Increment Financing District No; 1=10 (the "District), prepared the Tax Increment Financing Plan (the "Plan') for the District, and approved the Plan, as modified, on , 1990; and WHEREAS, the City Council of the City approved the Plan, as modified, on , 1990; and WHEREAS, pursuant to authority conferred by Minnesota Statutes, Section 469.178. and Minnesota Statutes, Chapter 475, the City has agreed to finance certain public redevelopment costs to be Incurred by the HRA In Redevelopment Project No. I (the "Project') through the Issuance of general obligation bonds of the City, designated the $305,000 General Obligation Taxable Tax Increment Bonds, Series 1990D (the "Bonds'); and WHEREAS, the HRA has agreed to pledge certain tax Increment revenues from the District and from Tax Increment Financing District No. 1-9 to the City for the payment of the principal of and Interest on the Bonds; and WHEREAS, pursuant to Minnesota Statutes, Section 469.178, subxl. 2, any agreement to pledge tax Increment revenues must be made by written agreement by and between the HRA and the City and must be tiled with the County Auditor of Wright Countyl NOW, THEREFORE, the City and the HRA mutually agree to the followings (1) The City will sell the Bonds. c(4) The proceeds from the sale of the Bonds and the earnings from the Investment of such proceeds will be made available to the HRA to pay or reimburse the HRA for public redevelopment costs paid, Incurred, or to be paid or incurred, by the HRA In the Project, SIMO00 of which are to be used by the HRA in connection with the District. t!) All tax Increment generated by the District from and after the date of this Agreement shall be deposited In a special fund (the "Project Fund') held by the HRA. The HRA hereby pledges to the payment of the principal and Interest on the Bonds, tax Increment from the Project Fund In an amount equal to 105% of the following annual principal and interest payments due on the Bonds B-1 Total Year of Principal Maturity Principal Interest &Interest 1992 $ 0 18,083 $ 18,083 1993 15,000 14,466 29,466 1994 15,000 13,210 28,210 1995 20,000 11,935 31,935 1996 20,000 10,195 30,195 1997 20,000 8,455 28,455 1998 25,000 6,675 31,675 1999 25,000 4,450 29,450 2000 25,000 2,225 27,225 (4) Not later than five (5) business days prior to each February 1 and August 1 debt service payment date for the Bonds, there shall be transferred from the Project Fund to the Debt Service Account maintained by the City for the payment of the Bonds, an amount which when taken together with amounts already on deposit In the Debt Service Account, Is equal to the principal and Interest next due on the Bonds. If at any time the Project Fund contains an amount In excess of the amount to be transferred to the Debt Service Account for the payment of the Bonds on the following two debt service payment dates (excluding debt service payment dates for which interest Is payable from proceeds of the Bonds deposited In the Debt Service Account), then such excess amounts shall be available to the HRA to pay or reimburse the HRA for public redevelopment costs paid, Incurred, or to be paid or Incurred, by the HRA in the District. (5) Without regard to anything In this Agreement to the contrary, tax Increment generated by the District shall be available to pay principal of and Interest on both the Bonds and any other obligations Issued by the City, HRA or any other public body to finance public redevelopment costs paid or Incurred by the HRA In the District. (6) When the entire public redevelopment costs of the District have been paid and all principal and Interest on the Bonds and other obligations Issued to finance the public redevelopment coats of the District have been paid, and the City has been reimbursed from collections of tax Increment from the Project for collections of general ad valorem taxes used to pay principal of and interest on the Bonds, then the HRA shall report such fact to the City Council of the City and the HRA shall submit a final statement of such payments. Upon audit of this statement and approval thereof by the City Council, the payment of the expenditures of the HRA In the Project shall be reported to the County Auditor of Wright County. (7) An executed copy of this Agreement shall be filed with the County Auditor of Wright County. IN WITNESS WHEREOF, the City and the HRA have caused this Agreement to be duly executed on their behalf and their seals to be hereunto affixed and such signatures and seals to be attested, as of the day and year first above written. B-2 ATTEST: CITY OF MONTICELLO By Administrator Mayor (SEAL) ATTEST: THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF MONTICELLO, MINNESOTA By secretary Chairman B-3 HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF MONTICELLO, MINNESOTA RESOLUTION NO. RESOLUTION AUTHORIZING EXECUTION OF A TWO TAX INCREMENT PLEDGE AGREEMENTS WHEREAS, the Monticello Housing and Redevelopment Authority (the "HRA") has heretofore established Tax Increment Financing District No.=1-9.and Tax Increment Financing District No. L•10;(together, the "Districts'), prepared Tax Increment Financing Plans (the "Plans") for the Districts, and has heretofore approved the Plansl and WHEREAS, the City Council of the City of Monticello (the "City") has heretofore approved the Plansi and WHEREAS, In order to finance certain public redevelopment costa of the HRA's Redevelopment Project No. 1 relating to the District, it 1s necessary that the Authority enter Into a Tax Increment Pledge Agreement with the City pursuant to Minnesota Statutes, Section 469.178. securing $305,000 aggregate principal amount of General Obligation Taxable Tax Increment Bonds, Series 19901) of the City and the Interest thereon, Issued to finance such public redevelopment costs. sY , NOW, THEREFORE, BE IT RESOLVED by the Monticello Housing and Redevelopment Authority, in and for the City of Monticello. Minnesota: cL , That the Chair end the Secretary of the HRA are hereby authorized and directed to execute the Tax Increment Pledge Agreements (the "Agreements') on behalf of the Authority In substantially the form attached hereto as Exhibits A and B and Incorporated herein by reference. �11. Upon execution of the Agreements by the parties thereto, the Secretary of the Authority Is hereby directed pursuant to Minnesota Statutes, Section 469.178, to file an executed copy of each of the Agreements with the County Auditor of Wright County, Mlnnesote. Adopted this day of November, 1990. Chair Attest: _ Secretary SMITH BE MAYES M H o O„IG --1H W.I.NU1 eTT1EET ATTORNO W e AT LAw [u ev[x p•,G CINEYP PROFEi510PWLL OWO. P.O. Box an GREGORY V . 5WTH. J.O. ea7 MM, ST.. SUST'E 102 MONTICELLO. MINNSSOT11553624O a a11RY L PRINaI L. J D. 11040-IE571 ELK RIVER. MINNE50T.56370 TKOM.e O. 04ATE5. J.O. OMICE RIO..E INIEI O.-s1O7 011K. N WIN «I.MIb RICHARD O. =LOUaN. J.O. March 29, 1989 Mr. Kenneth Holker 711 East Broadway Monticello, MH 55362 He: Stelton/Tope] Dear Mr. Holker: I have been unable to reach you by telephone. I have been advised that you are representing the Topels with respect to the party wall between Steltona and Topela property on Broadway. As you may know the HRA has entered into a purchase agreement for the Stelton property. The party wall agreement has been noted as an objection to title. The HRA is anxious to have the prope,,ty close as soon as possible. Please advise me on the status of the party wall resolu- tion. Thank you. Tours truly, Thomas D. Hayes TDH/scs Pilo llc,. 98-16652 co: 011ie Koropchek !I� #S DmGHEm D wKiNs MEMORANDUM TO: Richard Wolssteller, Finance Director Board of Commissioners Housing and Redevelopment Authority City of Monticello FROM: Wood Kidner, Vice President, Dougherty Dawkins RE: Proposal for Tax Increment Refunding Bonds Ladies and Gentlemen: We have had the opportunity to discuss with staff and Pat Pelstring of Business Development Services the possibility of structuring a combined refunding/new money general obligation tax increment bond issue in conjunction with the creation of a master district. Based on our discussions and analysis of the existing tax increment indebtedness, we believe that a refunding/new money issue of approximately $1,200,000 provides several significant benefits to the HRA and City, including the following: - Improved Cash Flow - Repayment of General Fund Loans - Free Up Excess Future Increment - Reduce General Fund Exposure - Reduce Indebtedness Necessary for Future Projects - Simplification and Administrative Efficiency These benefits are discussed in more detail below. If the proposal meets with the approval of the HRA, Dougherty Dawkins would propose to negotiate the sale of the Bonds in an amount of up to $1,200,000 for a discount of 2.0% of the par amount of the issue. This fee would include all services in conjunction with the sizing, structuring, purchase, and resale of the proposed bonds. Our fee would be entirely contingent upon a successful sale and closing of the Bonds at interest rates approved by the HRA and City. EXISTING TAX INCREMENT DISTRICTS AND FINANCING It is our understanding that the HRA presently has seven Tax Increment Districts. The Districts are a mixture of Economic Development and Redevelopment Districts. Three Districts (ba 7, S and ) have tax exempt bond issues outstanding, one District (64)101'X has a taxable bond issue outstanding, and throe Districts (la 1,2 and 4) have been financed internally through loans from the City'a General Fund. The total tax exempt debt outstanding is i 5v�,eoo approximately $648r000, the total taxable debt outstanding is ieeapproximatoly $950,-300; and the total of the existing internal loans is approximately $243,000. DOUGMRTY, DAWKW. STRAND • YOST INCOWRAT6D 100 SOUTH rrrm ffmazT, SUITS 23W haKNEAPOYS, SURMOTA 83103 6IU0414= We also understand that the HRA is presently in the process of negotiating additional projects and has committed to significant acquisition and demolition in Tax Increment District No. 2. REFUNDING BONDS We believe that in conjunction with the creation of a master Development District, that general obligation tax exempt bonds could be issued for the following purposes in the approximate amount of $1,200,000: 1. Refund the three outstanding tax exempt bond issues in the approximate amount of $645,900; 41sti0.000 2. Refund the existing three internal loans from the General Fund 1n the approximate amount of $243,000 and repay the General Fund (assuming that any underlying developer guarantees an these loans would not cause the bonds to be taxable); 3. Bond for amounts necessary to finance new TIF projects, specifically, acquisition and demolition proposed for District No. 2 and the proposed Northern States Power Project; 4. Bond for the City's administrative expenses incurred with respect to the Districts; and 5. Release the existing }}iMRJ� tax increment pledge agreements on Districts 3, 5, and 40which require that excess increment be accumulated until a 150% debt service reserve is created. These increments can be used to fund new project costs and/or operating deficits in existing districts. We believe that the refunding bonds could be sold in today's market, assuming a 15 year maturity, for an average interest cost of 6.75-7.00%. BENEFITS OF REFUNDING BONDS We believe the refunding will provide numerous benefits to the HRA and City: 1. Rnduce Debt Service. Interest rates on the outstanding tax exempt bond issues will be reduced approximately 10 to 153 basis points by refunding the outstanding bond issues based on current interest rates. However, as the attached savings report indicates, this interest rate savings is offset by the costs of issuance of the refunding. At current interest rates, refunding the existing bonds would result in a nominal (approximately $2,000) present value coat to the HRA after taking into account the discount. Other fixed costs of issuance (bond counsel) have not been considered because, based on discussions with staff, the HRA will likely undertake a bond issue in 1989 and incur these fixed costs in any event. The refunding does, however, allow the use of the tax increme t and accutulated tax increment reserves from Districts, 5, and A to be used to pay HRA costs in other districts and is the key to restructuring the HRA's debt and providing the following significant benefits. 2. Improved Cash F1ow. The refunding bonds will be structured to match overall tax increment receipts to overall tax increment obligations, thereby improving annual cash flow. This results in more excess increment to finance current projects and a better match between revenues and debt service requirements. 7. Free Up Excess Increment. The refunding bonds would be sold with a general obligation pledge and a pledge of tax increment revenues on an annual basis. The existing required tax increment reserves would be released and any additional excess tax increment generated by the Districts as a whole would be available for additional projects reduction of debt or for return to the taxing jurisdictions. 6. Repay General Fund Loans and Reduce General Fund Exposure. Existing loans for the General Fund would be immediately repaid. Additionally, in the future, if any single Tax Increment District runs into cash flow problems, excess increment from other districts would be available to pay related bond debt service prior to any claim on the General Fund. This is not true under the existing structure. Existing increment from Districts 1-6 will provide approximately 135 percent debt service coverage on the new issue under projected new tax capacity rates. We believe this coverage ratio provides the City and HRA a significant margin of safety and makes release of the existing pledge agreements prudent. S. Simolification and Administrative Efficiency. Three existing bond issues, three City loans, and a proposed 1989 tax increment issue with different terms, covenants and payment dates would be replaced by a single bond issue. This will eliminate the requirements of differing pledge covenants, reduce staff responsibilities and transaction expense, reduce bookkeeping and make it much easier for the HRA to determine the financial results of its Districts as a whole. 6. Provide Necesnary Financing for District No. 2. Proposed NSP Proiect and Future Proiectn Morn Efficiently. By including necossary now money financing for Districts 2 and 8 in the proposed new bond issues, bonding for capitalized interest for those projects can bo eliminated, reducing bond needs by approximately $50,000. Additionally, the rostructuring of debt service together with roloaoo of the existing pledge agreements should provide the HRA with approximately $200,000 in tax increment over the next three years which would be available to finance additional smaller projects without the necessity of bonding. I look forward to the opportunity to work with the HRA and the City on this matter. I have attached some general information regarding Dougherty Dawkins. Ve/ry t/rul yo rs, W Wood Kidn)r Vice President WK/yb CITY OF BOITICELLO, BIIIESOTA GENERAL OBLIGATION TAI IICREBEIT EEYOIOIIG BONDS, 8E1188 1989 IEFUIOIIG ISSUE SIZED TO PROVIDE 1300.000 ADDITIONAL PONDS u msaam.uaou.m. 300tCaaII1=a�AID•0118 0P F01DB m.....,,,....:m,,.m,.m................... DILIMI DATE: 7/ 1/89 80UICE8 Ym,. PAR LHU1T OF BONDS ................... 11,200,000.00 #PRENIUB /-D18COOIT................... 10.00 4 -s' BOND PROCEEDS ........................................... I,1o0.000.00 OMIT TIF FOND BILANCES ............................... 128.390.00 USES OF FUNDS CURRENT IEPUIDIIG OP TIP 1 CITY LOAN .................... CURRENT ISFOID116 OF TIP 2 CITY LOAN .................... COIIBIT UPOIDIIG OF TIP 1 CITY LOAN .................... / ADVANCE IIFUIDIIG OP TIP ) BOIOS........................ .9 < MAKE REPUIDII6 OP TIP S BONDS ........................ ADVANCE REFONDING Of TIP 6 BONDS ........................ TIP POND IALA1Cl P01 FOTOIB PROJECTS .................... COSTS OF 1810AICI....................................... OIDEIIIITII'8 DISCOUNT ..................( 1.0000001).•• COITIIGEICY............................................. [fall lLhlfd 10,1/1.68 il),711.81 76),T11.91 � � V • S 1 1 . l,'1 751,089.1T 1/,Dao.o0 2,811.)7 11,328,310.00 MOATS: 01-30-1989 1 15:36:16 FILEIW: BONTI IBY: WHO) III OF KOITICELLO, IIIIESOTA CORRAL OBLIGATIO1 TAI IIC➢IKEIT UMDIIO BOZOS, SERIES 1989 REFOID110 ISSOE 31ZED TO PROVIDE 1300,000 ADOITIOILL FONDS 0E67SERVICE SCIEOOLR OATS FRIICIPIL COME IIM13T PERIOD TOTLL FIRM TOTLL 1/ 1J19 34,111.75 34,216.75 1/ 1/90 60,000.00 1.200000 41,062.50 101,063.50 135,281.15 1/ 1/90 39,202.50 39,202.50 1/ 1/91 60,000.00 6.300000 39,202.50 99.202.30 138,405.00 111/91 37,311.50 37,312.50 1/ 1/92 60,000.00 6.600DD0 37,312.50 97,313.50 136,615.00 11 1/91 35,392.50 35,392.50 2/ 1/93 85,000.00 6.500000 35,312.50 120,392.30 151,715.00 1/ 1/93 32,630.00 32,630.00 1/ 1/96 90,000.00 6.600000 32,630.00 122.630.00 155,260.00 of 1/94 21,660.00 29,660.00 1/ 1/95 50,000.00 6.700000 191610.00 79,660.00 109,120.00 11 1/95 21,98S.00 27,185.00 1/ 1/96 55,000.00 1.750000 17,985.00 51,965.00 110,970.00 1/ 1/96 26,121.75 26.128.75 1/ 1/97 601000.00 6.900000 26,128.75 106,128.75 132,257.50 1/ 1/97 23.401.75 23,408.75 1/ 1/91 65,000.00 6.530000 13.401.75 66,405.75 1111117.50 $1 1196 21,112.50 211161.50 1/ 1/99 65,000.00 1.900000 21.112.50 86,152.50 107,163.00 1/ 1/99 II.M.00 18,940.00 65,000.00 7.000000 11,940.00 13,940.00 102,610.00 1/ II 0 16.115.00 16.665.00 1J 1J 1 75,000.00 7.050000 161615.00 91.665.00 106,130.00 11 1/ 1 14,011.15 14,021.15 21 I/ 3 801000.00 7.100000 14,011.25 94,021.25 108,042.50 it 11 2 11,111.15 11,181.25 2/ 1/ 3 85.000.00 7.150000 11,111.15 91,181.25 107,311.50 I/ it 3 1,162.10 6,142.50 1/ 1/ A 90,000.00 7.200000 11111,50 91,142.50 106.215.00 11 1/ 6 6,101.50 4,903.50 1/ IJ ! 100.000.00 7.250000 61N3.50 104,902.50 109,603.00 1/ I J 5 1.277.50 11277.30 1/ I/ 6 35,000.00 7.300000 11177.50 35,277.30 37,355.00 .............. 1,200,000.00 ....................... 771,N1AS 1,971,1AA,iS IOCRORD 113001000.00 .............. ............................ 771,30.15 I.M.346.15 ` 191DATI: 01.30.1989 1 16:19:11 PILuw: MITI IR7; IIPOI03 CITY OF MOITICELLO, KIIIBBOTI 6BIBIAL OILIOAT101 TAI INCIEIIBIT IBFSIDIIO 11011113. BB116B 1989 IBFOIDII6 IBBOB 9IEBD TO PIOTI01 $300,000 ADBITIOIAL FOIDB aasaaaaaaam DBBTaBBITICB BCIMULB axaeaaaavxaaaaasaaa DATED 7/ 1/69 /ITS DBLI►BIT 07 2/ 1/69 BOND YEW 11.000.000 AvElln COOF01 7.012 ATBIAOB LIFE 9.167 1 1 C 1 7.012239 % USING 100.0000000 IDIDATB: 01-I0-1959 1 16:19:21 PILEILIS: BORE IBT: IEFDIDI 1959 1990 1991 1992 1993 1994 1995 1996 1997 1990 1199 2000 loot 1002 2007 2006 loos 2006 CITY OF I10117CELLO, 1111ESOT► G.O. TAR IICUWT IRYUIDIIG 10101, SERIES 1989 TIT IICIEKEIT LID DEBT SERVICE COVERAGI AMYSIS TOTAL DEBT DEBT RAMON IICIEIEIT SERVICE BICESS SERVICE DEBT AVAILABLE --------- IEQUIUMIT ------------- IICIEBBIT --------- COVERAGE -------- SERVICE ------- 171,925.20 155,595.53 210,896.80 135,211.25 75,563.55 1.56 183,511.30 209.920.80 136,405.00 71,515.80 1.52 102.539,82 208.687.20 134,625.00 74.262.20 1.55 181.641.04 199,560.10 155,755.00 43,775.80 1.21 173,531.13 199,O01.80 155,260.00 67,711.80 1.28 173.051.13 142.891.40 109.320.00 22,571,90 1.51 124,259.48 142,906.90 110,970.00 31,935.60 1.29 126,261.52 176,191.00 111,157.50 41,921.50 1.22 151,474.71 142,711.80 111,617.50 30,599.30 1.26 124,101.57 142.711.50 107,361.00 35.351.50 1.25 124,101.57 142,711.80 101,110.00 39,035.80 1.29 124,101.57 162, 716.00 101,220.00 24.216.80 1.21 124.101.57 142.716.80 108.042.50 26,674.30 1.12 124,101.57 142,716.SO 107,262.50 35,054.30 1.02 124,101.57 161,711.60 106,265.00 36,621.60 1.26 124,101.57 141:716.so 109,805.00 32,911.80 1.70 124,111.57 $1,700.00 27,5S5.00 14.145.00 1,26 44,956.51 I1160,595.20 1,911,266.25 ............ ............ ►Vera/a Debt Service Coverage • 1.26 prepared by Doslberty. Deakins, Itrsod 11 Yost for. 70-Jas-19 City of Monticello, Minnesota General Obligation Tax Increment Bonds Refunding Analysis Sources of Funds $40 , u c e ° '1 Series 1989 Refunding Bonds �,u 0 $ 855,000.00 Uses of Funds Advance Refund Series 1984 (A3) 113,311.84 Advance Refund Series 1985 (/6) 357,089.27 Advance Refund Series 1987A (/5) 363,741.91 Costs of Issuance (2%) and Rounding 20.a56.98 Results in Present Value Costs of $2,580 855,000.00 (,a-;Ig,d00) 8efunding Schedules 1. Savings Report 2. Schedules of Existing Debt Service for Series 1984, 1985 and 1987A. 3. Present Values of Escrow Requirements of these Issues. 4. Debt service of the portion of the new issue applicable to the advance refundings. 5. Combined schedule of three refunded issues. Cl" OF OOITICI110, IIIIESOTl GEIEIAI 016IGATl01 TU IICIt7B1T 90101 SHIES 11e1, 1985, 19171 -- IIF01111G e0105 BAI IIGI IIPOIT - - - - - - - - PtOP01ID DEBT IEITICI - - - - - - - - Pilo' COIOLITITE DITI PIIICIPIL cODP01 I17EESBT TOT11 0/I IIIIIGI IITIICI 1/ 1/69 12,969.79 1/ 1/90 63.000.00 6.200000 11,763.75 117.711.54 115.661.17 -2,064.38 -1,064.31 1/ 1/90 26,746.75 2J 1/91 65,000.00 6.300000 16,71e.75 111,417.30 116,e00.00 .1,617.50 -3,661.81 1/ 1/91 24,701.25 2J 1/92 63,000.00 6.400000 24,701.25 114,402.50 112,110.00 -1,321.50 -5,204.31 e/ 1/92 12,621.25 1/ 1/91 73.000.00 6.500000 22,621.25 120,241.50 118,730.00 -1,512.50 -6,716.11 e/ 1191 20,163.75 2/ 1/96 10,000.00 6.600000 20,1e5.75 120,367.50 118,697.50 -1,670.00 -6.116.81 e/ 1/94 17.543.75 2/ 1/95 55,000.00 6.700000 17,$12.75 10.087,SO $6.121.00 -1,162.50 -10,119,31 B/ 1/15 15,701.25 2/ 1/91 60,000.00 1.750000 15.701.25 11.402.50 89,640.00 -1,762.10 -12,111.11 B/ 1/11 13,676.25 1/ 1197 60.000.00 61100000 13,676.25 17,352.5D 03,670.00 -13e2.50 -13,794.31 e/ 1/97 11,636.25 1/ 1/91 65,000.00 6.150000 11.636.25 11.272.50 11,590.00 3,317.30 -10,476.81 e/ 1/11 9,410.00 3/ 1/99 65.000.00 6.900000 9,410.00 13,920.00 16,660.00 21120.00 -7,656.11 e/ 1194 7110.50 20,000.00 7.000000 71167.30 11,115.00 36,625.00 3.210.00 -3,366.11 1,467.50 23.000.00 7.050000 6.417.50 37,935.00 39.985.00 2,050.00 -3,316.11 B/ I/ I 5,511.tf 35.000.00 7.100000 5.586.15 11,171.50 37,912.50 11750.00 1,511,11 10,060.00 7.150000 4.618.73 i9,597.50 10,160.00 1.461.30 -106,11 3.616.25 2/ 1/ 1 30,000.00 7.300000 1.616.15 37.251.30 36,370.00 1,117.50 1.011,11 e/ I/ 2.546.25 15,000.00 7.150000 21546.25 41.092.50 40.160.00 767.50 1.600.13 1/ I/ 7 I,111.50 15,000.00 7.10000D 1,117.l0 37,555.00 !7,160.00 185.00 1,115,0 .............. ............................ .... _......... a . o 01----------...- 155,000,00 619,91e.56 IJ11,111.54 1,217,104.17 2,163.11 Icc101D 855,000.00 ouuunon 11/.111.51 1,114,118.54 1.297.104.17 nuuuuuu ......wins.. nunuunn 1,165.61 uaununm IOID►TI: 01-11-19e9 1 IS: 37:39 IIU161Q: eOITI UT: 1I1 0 CITY 0➢ IOITICILLO, RUIESOTI BIIERAL ORLIE1T101 TAI IICRBMT SOIDS SERIES 1954, 1985, 19I7A -- IE➢OIDI10 IOIDS I1YI16S REPORT maa.m.nn DATED 5/ 1/19 SITE DELIMY 07 5/ 1/89 SOID YRARI 1,752.750 ►TRESS COME 6.921 AISll61 LIFE 7.431 1 1 C 1 6.123761 R W116 100.0000000 EST ➢RRASIT IALDE SAYIIGS IT: 6.9760% IQ01L9-2,510.I2 01-0.50191 0➢ ➢1R O7 TER COIREIT 13S01 OR 4.5167R 0➢ ➢AI or THE PRIOR I1801 RSIDITI: 01-18-19I9 ! 15:27:15 ➢ILSIAM IOITI Ely: IRS CITY OF AOITICILLO, AIIFISOTA 6IIELt OeL16►TIOI TII IICIEAEIT IOIDS Ila1B.1 19e/ -- IIF01021D 10105 DBIT 81IIICBs1C®D011 UATI PIIICIP6L COUPO1 anwT PIIIOD TOTLL PISCLL TOTIL I/ 1/19 1,191.e1 3,716.10 2/ 1/10 31,000.00 7.750000 61S56,25 24,556.23 21.153.13 of 11to 3,711.25 3.711.23 2/ 1111 21.000.00 8.000000 11761.25 13,761.25 27,562.50 I/ 11t) 21991.25 1.911.25 2/ 1112 10,000.00 8.250000 21901.25 12,911.25 25.962.30 e/ 11t2 21151.25 2.156.25 1/ 1111 25,000.00 1.500000 21136.25 27,151.25 11.312.30 e/ 1195 1,013.75 1,093.75 2/ 11+6 25,000.00 1.750000 1,013.75 26.013.75 17,117.50 --110,000.00 25.371.13 111,170 11 ICCIOSD .............. 110,000.0,L 26.376.13 ............................ 118,378.13 UT11 1/ 1/09 IITA DILIIUI OF 11 1119 101D R6II 315.171 I/EI1R C00POI 6./� IrE191 LIFE 1.051 1 I C 1 1.450062 1 11116 100.0000000 T I C 1 1.119985 1 from Delivery Date 111111101: 01-17.1989 (t 18:01:35 PILIIM ADIT1 [IT: OLDII 1 CITY OF 80ITICELLO, 1111E80TA 6EIEIAL OBLIOATIOI Tu 11CUMIT 10103 SERIES 1985j -- UPUGHD eO1DS� OEeT SERIIU SCHUOLH Q..,�~ DATE PI11C1PAL COU01 1/ 1/89 2/ 1/90 10,000.00 6.300000 1/ 1/90 1/ 1/01 10.000.00 6.750000 e/ 1/91 1/ 1/92 10,000.00 7.000000 1/ 1/92 2/ 1/93 10,000.00 7.200000 1/ 1/93 1/ 1/94 15,000.00 7.400000 1/ 1196 2/ 1/95 15,000.00 7.600000 8/ 1/95 1/ 1/96 15,000.00 7.800000 1/ 1196 1/ 1/97 15,000.00 1.000000 1/ 1/97 1/ 1/95 20,000.00 1.100000 1/ 1/98 1/99 20,000.00 8.200000 1/ 1/99 1/ 1/ 0 20,000.00 6.200000 1/ 1/ 0 1/ 1/ 1 25,000.00 1.230000 1/ 1/ 1 1/ 1/ 2 25,000.00 1.350000 1/ 1/ 1 2/ 1/ 3 30,000.00 1.300000 I/ 1/ 3 1/ I/ 30.000.00 1.300000 35,000.00 0.400000 1/us 1/ 1/ 6 .............. 35,000.00 9.400000 340,000.00 ACCIUD 340,000.00 IDIDATI: 01-17-1989 ! 11:05:41 �� IMUST PERIOD TOTAL FISCAL TOTAL 13,615.00 33,615.00 34,974.17 13,300.00 13.300.00 13,300.00 23,300.00 36,600.00 12,162.50 12,%3.50 13,162.50 22,162.30 15,925.00 12,612.30 12.611.50 13.612.50 23,612.30 35.225.00 12,251.50 12,252.50 11,232.50 27,252.50 39.505.00 11,697.50 11,617.50 11,697.50 26,607.50 36,395.00 11.127.50 11.127.50 11,127.50 26,127.50 37,255.00 16,512.50 (01561.50 101542.50 25.542.50 36,095.00 9,142.50 9,142.50 1."1.50 29,142.50 39.865.00 9.132.50 9,132.50 9.131.50 11,132.50 38,265.00 11311.50 1,312.50 11311.50 28,312.50 36.635.00 71691.50 7,491.50 7,492.50 32,491.50 39,915.00 6.461.25 6,661.25 6.461.25 31,461.25 37,922.50 51630.00 51630.00 51630.00 35,430.00 40,160.00 61105.00 4.105.01 4.103.00 36,1e7,00 31,370.00 21940.00 11960.00 11161.00 37,940.00 40,810.00 11670.00 1,470.00 11670.00 36,470.00 37,940.00 1 3061701.67 666,701.67 .............. ..I........... PIUTAOI: IOIT1 117: OLDIS CITY OF KUTICELLO, 61118SOTA GENERAL OBLIGATION TAI IICI WT BONDS SERIES 1965 -- IIPOIDID 10105 DEBT SBIIICt�BC83DOLS .................... DATED 1/ 1/19 VITO DELIVERY Of 5/ 1/69 BOND nm 31711.667 AVE➢AGI COUPON — AVERAGE LIPS 10.117 1 1 C 1 6.209295 1 O3116 100.0000000 T I C 1 6.173556 1 Pros Delivery Date IOIDATE: 01-17-1969 1 18:05:46 PILBIAMI: IIOITI SET: OLD65 CITY OF MOITICELLO, 81IIE80TA G) ;EIEIIAL OILI;ATI01 TAI IlCUK2ST BOID) 321118 1987A -- IBP010ID aOiDE Deer aII11CBjICIBDu PATS PIIICIPiL COMI I1nW PRIM TOTAL FISCAL TOTAL S/ I/19 10.153.13 11,153.13 2/ 1/90 30,000.00 51500000 12,113.75 41,153.75 52,136.81 S/ 1/90 11,358.75 11,356.75 2/ 1/91 30,000.00 5.730000 11.356.75 41,350.75 52,717.50 1/ 1/91 10,496.25 11,496.25 1/ 1/92 30,000,00 6.000000 10,696.25 40,496.23 50,992.50 1/ 1/92 11516.23 I,S96.25 2/ 1/93 35.000.00 6.230000 9.596.15 44,596.25 54,192.50 1/ 1/93 1,502.50 1,SO2.50 2/ 1/94 35.000.00 6.500000 1,502.50 61,502.50 51,005.00 1/ 1/94 71365.00 7,365.00 2/ 1/95 $5,000.00 6.700000 71365.00 42,365.00 41,730.00 8/ 1195 6.192.50 1.192.50 1/ 1/96 40,000.00 7,000000 4,192.50 66,192.50 32,385.00 1/ 1/96 61702.50 4,792.50 1/ 1/97 40,000.00 7.100000 4.791.50 66,792.50 49,585.00 1/ 1/97 $1352.50 31352.50 1/ 1/98 45,000.00 7,400000 1,153.50 41,352.50 51,705.00 1/ 1/98 11617.51 11667.50 1/ 1/99 45,000.00 7.500000 MUM 66,687.50 61,175.00 .............. us,000.00 .............. 149,024.31 ..------------ $16,024.]a ►CCIgID .............. 363,000.00 ............................ 141,024.39 514.024.39 I1T11 3/ 1154 fih MIMI OF 2/ 1/19 1010 IeAU 21119.51) IIIIIGI COOP01 �1— ITEIA;I LIII 5.136 1 1 C I 6.Mall I gill; 100.0000000 T I C t 1.160206 1, Froe Dollrory Site IOIDATI: 01-17-1919 f 11:10:19 I11.11 : IOITI HT: CLI07 CITY OF ROITICILLO, RIIII90TA 0818RAL 06L101TIO1 TA1 IICRBREIT BOIDS 9E1189 1981 .. IIFUIDn SOID9 r 3/8Y Pl DATE: 1/ 1/1189 wilA 1 Compoeadiop atiol 70/160 Year Basis III RESULTS: FI TOTAL • 111,511.66 FI IAn • 6.9760000000 CASH - FLOI SUBTOTAL . 131.871.13 DAn /I1001T IIn PI FACT01 PI ABOU1T 1/ 1/1159 5,796.18 6.9760000 0.97183307 51669.93 1/ 1/1990 14,556.25 6.1760000 0.93907102 15,060.11 1/ 1/1990 3.781.25 6.9760000 0.90711697 $1911.21 1/ 1/1991 '71,761.15 6.9760000 0.87686170 20.851.61 1/ 1/1191 2,981.25 6.1760000 0.84721925 11525.98 1/ 1/1991 72,981.15 6.1760000 0.81873168 59,752.08 10BTOTLL 131,878.13 . 113,311 61 RUIDAn: 01-17-1989 f 11:01:11 FIUTARB: ROITI III: UC66 CITY OF ROITICELLO. IIII&10TA EE111AL ODLIOATI01 TAI IICl1IE1T IOIDE 6E1113 1965 IROIOID 3��r -- DOID6 Pt Din: 3/ 1/1911 [itE 2 CotPoeediep utel 30/360 far hula PV IISOLT6: Pl TOTAL • 357.089.27 PI IAn • 6.9760000000 CA31 - PL01 RMAL • 490.621.17 PAR MOOR IATI PI IAR01 Ill NOOR 6/ 1/1969 ^� 11051.17 1.9760000 0.97103307 �11,034.35 3/ 111910 23,625.00 6.1160000 0.93907903 12,185.72 6/ 1/1990 13,100.00 6.9760000 0.90742697 11,016.76 3/ 1/1191 23,300.00 6.1760000 0.87664270 20,430.43 6/ 1/1991 12,962.50 1.1760000 0.11725923 IO,t52.99 2/ 1/1992 11,962.50 6.9760000 0.01173198 15,100.13 6/ 111992 12,612.50 6.9760000 0.79113702 MID.22 2/ 111913 22,612.30 6.9760000 0.76117223 17.216.63 6/ 111993 12,252.50 6.9760000 0.73170616 91051.00 31 1/1916 27,252.50 1.9760000 0.71180952 19,453.07 6/ 1/1994 11,697.30 1.9760000 0.68975004 1,066.33 3/ 1/1995 196,697.50 6.1760000 0.66650163 191-f69 61 BOMTAL - 490,629.17 351,019.27 1010AT1: 01-17-1119 1 11:07:25 II1,11AM:IORI UY:IIC13 CITY 01 I0ITICELL0, 0111E90T1 CURIAL OILIGATI01 TAI IICIEAEIT 901D9 MIEI 19071 -- IEP0IDED IOID9 ` J PY DATE: 1/ 111909 with 2 Cowpoudiop weiei 10/160 Tier Oasis PI II90LT9: " TOTAL . 363,741.91 PI un . 1.9760000000 CIEI - PL01 0DITOTIL . 411,974.10 DAn III001T LTI PI PICTOI P9 IE00R 0/ 1/1159 10,153.13 1.9760000 0.97111107 9,867.14 1/ I/I910 42.103.75 6.9760000 0.93907102 39,613.13 0/ 1/I990 11,358.75 6.9760000 0.90742697 10,307.24 2/ I/I191 41,358.75 6.9760000 0.87611270 36,265.12 0/ 1/1991 10,496.25 1.9760000 0.14726925 8,893.36 2/ 1/1992 40,496.25 6.9760000 0.01073186 11,135.57 0/ 1/1992 9.516.23 6.9760000 0.79113702 7,591.95 2/ 1/1991 66,596.25 6.9760000 0.16117123 51,092.39 0/ 1/199) 0,302.50 6.9760000 0.73070616 6,280.15 1/ 1/1996 61,503.50 6.9760000 0.71300852 31,052.46 0/ 1/1914 7.365.00 6.9760000 0.65973004 51080.01 2/ 1/1915 312,365.00 6.9760000 0.66650143 141,541.79 IOITOTIL 401.974.30 263,741.11 10IDITI: 01-17-1909 ! 16:11:66 FIUTAR: IIOITI BY: IIC01 CITY OF ROITICILLO, 1111HOTA 601SI11. OILIOATI01 Till IICIBIISIT BONDS S311IS 1916, 1985, 1911A -- 11"IDIIO 10103 OBIT 91111C1 1C�OOL1 DATE PIIICIIIL COUPON e/ 1/01 1/ 1/10 65.001.00 6.200000 e/ I/90 2/ 1191 Is.000.00 6/300000 e/ 1/91 2/ 1/92 55101.00 1.400000 1/ 1/92 2/ 1/13 75 1011.00 6.500000 1/ 1/93 2/ 1/19 90.010.00 4.600000 S/ 1/94 1/ I//S 55.001.00 4.700000 e/ I/15 2/ 1/H 60,001.00 1.7$0000 e/ 1/91 1/ 1/97 60.111.00 6.100000 e/ 1/97 1/ Illl 65,10 M 4.650000 e/ un 7/ 1191 65,000.00 6.100000 1/ 1/99 10.001.00 71000000 21 1/ 1 25,4OL00 71050000 e/ul 25.110,00 7.100000 e/ 2l 1 30,001.00 7.150000 30,011.00 7.200000 35,N0,00 7,1$0000 35.110.00 7.300000 155.001.00 ACCI011 0S 5 �000�00 111111ST MIOD TOTAL FISCAL MAL 21,09.79 23.969.79 20,163.75 93,761.15 117,733.54 26,741.73 16,76e.75 26,741.75 91.760.75 118,497.50 14,701.25 24,701.25 24,701.25 69.701.15 114,402.50 22,611.25 22,621.25 21,621.25 97,621.25 120,242.50 20,113.75 20,103.75 20,113.75 100,183.75 120.367.50 17,513.73 17,543.75 17,543.75 72,543.73 90,087.50 15,701.25 15,701.25 15.701.25 75,701.25 91,401.50 11,176.25 13,676.25 13,616.25 711676.15 07,352.50 11.06.25 111616.25 11.01.25 76336.25 80.272.30 11610.00 91610.00 9,410.00 76,610.00 13,810.00 7,10.30 71167.50 71167.50 27,167.50 34,335.00 11617.50 1.467.30 1,467.50 31,617.50 37.935.00 51716.25 5.5e1,13 51516.25 30,51625 36,173.50 61611.75 61690.75 4,111.75 34,601.75 39.397.50 1,616.25 3.621.25 3,116.25 13,626,13 37,251.50 3, 566.25 1.541.15 11546.25 37,546.23 60.092.30 11177.50 1.277.50 1,177.50 31,177.50 37,355.01 6311111.56 1.296, IIIJ6 431,911.34 11294,911.54 ........................ IUIDITI: 01.18-1111 1 11:01:51 M11111: IOITI n►: INS d) CITY OF ROITICBLLO, RIIIBIOTA 6B111AL OB110ATI01 TAl IICIMIT IOID1 31111115 1914, 1915, 198% -- IBPOIOIIO BOIDB DHDf�IHI1IC1 BCBdDOLB ................. DATED 5/ 1/19 IITB OILITBIT OF 1/ 1/19 1010 IIAIB 6,551.756 AYBIA61 COOPOI 6.916 AT11A61 1,111 7.431 1 1 C 1 6.913762 1 01110 100.0000000 T I C 1 6.981398 1 lroe Delivery Date MUTE: 01.1E-1199 1 16:01:56 1ILIIAKII: ROITI M: 111 OUT 981IIC8 BCUDOL6 DATE PIIICIPLL IMIUT 181101 TOTAL 118C►L TOTLL ------- e/ 1/89 --- --- ------ ------- ----- 25,304.17 ---------- -------------- 23.304.17 7/ 1/90 60.000.00 30,365.00 90,365.00 115,669.17 8/ 1190 28,690.00 18,660.00 1/ 1191 60,000.00 28,"0.00 18,660.00 116.150.00 8/ 1/91 26.660.00 26,960.00 7/ 1/92 60,000.00 26.6A0.00 86,660.00 112,660.00 1/ 1/92 26,365.00 24,365.00 2/ 1/93 70,000.00 24,365.00 14,365.00 118,730.00 1/ 1/93 21,86e.7! 21,548.75 1/ 1196 75.000.00 21,841.75 16,668.75 118,697.50 1/ 1/96 19.062.50 19.062.30 2/ 1/95 S0,000.00 19.062.50 61,062.30 60.125.00 e/ 1/95 17,320.00 17,320.00 2/ 1/% 55,000.00 17.320.00 71.320.00 89,640.00 8/ 1/96 15,33S.00 15.335.00 2/ 1197 55,000.00 15,335.00 70,335.00 85.670.00 e/ I/91 13,295.00 13,295.00 7/ 1/90 65,000.00 13,295.00 71.295.00 91.590.00 e/ 1/93 10,120.00 10,120.00 ` 2/ 1/99 65,000.00 101120.00 75,820.00 66,640.00 1/ 1/99 8.311.50 1,312.S0 )/ 1/ 0 20,000.00 01311.50 28,312.50 36.625.00 0/ 1/ 0 1.691.50 71692.50 23,600.60 71692.30 )2,192.50 3i, ii).Dv 61661.15 61661.15 13,000.00 61661.13 31,461.13 37.922.50 5,430.00 51630.00 2/ 1/ 1 30.000.00 51630.00 35,430.00 40,160.00 8/ 1/ 1 4,185.00 9,185.00 2/ 1/ 6 10,000.00 6,11S,00 34.185.00 36,370.00 0/ 1/ 6 31940.00 1,940.00 33,000.00 31w0.00 37.940.00 60,010.00 11670.00 1,470.00 351000.00 11670.00 16,470.00 37.140,00 ............................ IIS,000.00 411,104.17 .............. 1,297,104.17 ACCIOID —115 0DQ 00 ......-.................................... 412,104.17 1,197,104.17 DATED 3/ 1/19 IITI DILITHY 01 3/ 1/11 IOIOATI: 01•18.1989 1 I5:13:61 PILUM: fly: