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HRA Minutes 03-03-1993 . . . MINUTES MONTICELLO HOUSING AND REDEVELOPMENT AUTHORITY Wednesday, March 3, 1993 - 7:00 p.m. City Hall MEMBERS PRESENT: Chairperson Al Larson, Ben Smith, and Tom St. Hilaire. MEMBERS ABSENT: Lowell Schrupp and Everette Ellison. STAFF PRESENT: Rick Wolfsteller, Jeff O'Neill and Ollie Koropchak. GUEST: Brad Larson, Metcalf & Larson; Skip Sorensen, JJS Architects; and Mike Schoenecker, Advantage Marketing. 1. CALL TO ORDER. Chairperson Larson called the HRA meeting to order at 7:00 p.m. 2 . CONSIDERATION TO HEAR SENIOR HOUSING DEVELOPMENT PROJECT CONCEPT AS PREPARED AND PRESENTED BY BRAD LARSON AND SKIP SORENSEN. Mr. Brad Larson presented background information to the HRA members referencing his previous experience in senior housing development and of his conversation with the local Hospital District who expressed an identified need; however, unconfirmed need for congregate or assisted-living senior housing. Mr. Brad Larson plans to make a concept presentation to the Hospital Board in March. Under the Farmers Home Administration (FmHA) Program, the qualifying annual moderate income for singles is $27,000 and for couples is $30,000. Low-moderate income applicants receive priority over above-moderate income applicants; however, once a resident no one is evicted. One bedroom units are 580 sq ft and have a value of less than $40,000 per unit for land and bui Iding. Subject to a market study, the proposed 40 unit three-story congregate senior housing facility would consist mostly of one-bedroom units with kitchens. The facility would be served by a bell system to the emergency room, an on-site caretaker, and an elevator. The 8,000 sq ft commons area, 20% of the gross base, would consist of a community, dining, and warming-kitchen room and a laundry room on each floor. Additional services are add-on costs. Mr. Brad Larson reported that the Broadway Square, River Park View, Ridgemont, and Cedarcrest subsidized-senior housing apartments are full. . HRA MINUTES MARCH 3, 1993 The site proposed by Mr. Brad Larson requires purchase and demolition of the three structures to the west of the Hospital District Ambulance building along East Broadway. With the anticipated purchase/demolition costs and FmHA site appraisal of $100,000, Mr. Brad Larson anticipates a financial site gap of $150,000. Projected annual tax increment is $25,000 on the proposed $450,000 senior housing land and building. Time-line for application, funding, and construction is two years. Mr. Brad Larson would need a letter from the HRA verifying secured site purchase options. Mr. Brad Larson indicated there would be no relocation costs and requests control of the demolition. An FmHA appraisal is also necessary. . The group looked into the future and the potential of a Monticello Senior Campus at the proposed site. The campus would include a new senior center and additional market-rate and/or subsidized senior housing facilities. The area identified was to the east of Dayton Street between East Broadway and East River Street. Mr. Brad Larson suggested the HRA purchase the ambulance building and relocate it to the east of the Monticllo Clinic. Brad accepted the HRA's request to inquire of the acquisition costs associated wi th the properties identified for the potential senior campus. Mr. O'Neill indicated that the PZ-M zoning was appropriate. The HRA thanked Mr. Brad Larson, Sorensen, and Schoenecker for their impressive presentation. The HRA elected not to endorse a developer at this time in order to honor its invitation and hear a presentation by the Guardian Angels Foundation. Koropchak informed members that the Foundation, a non-profit organization, does pay property taxes at a lower-rate similiar to a limited-partnership; however, a non-profit organization does not pay income tax. The Guardian Angels Board of Directors will meet on March 24 and review the HRA's invitation for a presentation. The HRA was encouraged by the local Hospital District's interest to provide services to a proposed senior facility. Mr. Brad Larson indicated the Foundation was a fine, well-run organization; however, stated it is ruled by a Board. HRA recommended a letter be sent to Mr. Brad Larson stating their appreciation of his time and that the HRA was very impressed with his presentation and concept. Additionally, since the developer indicated the proposed senior housing project would cashflow, the HRA wanted to be on public record as viewing the project as viable. The Ci ty Council is be advised and invited to the next presentation. . Page 2 . . . HRA MINUTES MARCH 3, 1993 3. CONSIDERATION TO APPROVE THE FEBRUARY 4, 1993 HRA MINUTES. Tom St. Hilaire made a motion to approve the February 4, 1993 HRA minutes. Seconded by Ben Smith and with no additions or corrections the minutes were approved as written. 4. CONSIDERATION TO ADOPT A RESOLUTION AUTHORIZING PREPARATION OF TAX INCREMENT FINANCE PLAN FOR ECONOMIC DISTRICT NO. 1-15 AND REQUESTING CITY COUNCIL TO CALL FOR A PUBLIC HEARING (Custom Canopy) . The HRA agreed to Mr. O'Neill's suggestion that the annual $5,000 pay-as-you~go TIF assistance be increased to $6,000 annually if the completed project consist of a more extensive, greater than required in 1-2 zoning, landscape treatment along Fallon Avenue and/or consist of a 50% contrasting exterior- wall material treatment on the Fallon Avenue and Dundas Road sides of the proposed metal facility. The increase was suggested as an incentive for the developer, thereby, encouraging an aesthetically-pleasing transition from the I~2 to BC zoning across the street. Mr. Pelstring's projections indicated an annual tax surplus of $3,600 after the Administration Expense, TIF Penalty, and TIF payments were deducted. Ben Smith made a motion to adopt the resolution authorizing preparation of the Tax Increment Finance Plan for Economic District No. 1-15 and requesting the City Council call for a public hearing. Said public hearing date to be April 12, 1993. Tom St. Hilaire seconded the motion and with no further discussion, the motion passed unanimously. 5. CONSIDERATION TO REVIEW INFORMATION ON THE RICHFIELD REDISCOVER CONCEPT AND TO AUTHORIZE FURTHER DIRECTION. At the February 4 HRA meeting, Koropchak reported on the Richf ield Rediscover Program stating the HRA markets and offers to purchase substandard homes at fair market value, demolishs the homes, and sells the land at fair market value to an interested developer. The developer agrees to construct a new home based on Richfield's HRA requirements and the home is made available to first~time home buyers. The Monticello HRA requested additional information. On February 12, Koropchak received the additional information from Mr. Bruce Nordquist. And on February 16, Koropchak mailed HRA members a copy of the Richfield-Rediscover General Page 3 . . . HRA MINUTES MARCH 3, 1993 Program Summary, Building Sites Available, Program Process Summary, List of Interested Builders, and Marketing Brochure for review. Mr. Nordquist indicated his willingness to meet wi th the Monticello HRA. The Richfield Rediscover Program is located within a 1990 created Redevelopment or Housing District project area. The HRA requested further research on marketing costs and if the concept applied to rental units prior to any BRA decision or a visit from Mr. Nordquist. 6. CONSIDERATION TO REVIEW INFORMATION ON THE MINNESTOA HOUSING FINANCE AGENCY PROGRAM AND TO AUTHORIZE FURTHER DIRECTION. Based on the HRA's February 4 request for further information, Koropchak reported that the Minnesota Housing Finance Agency (MHFA) funding application deadline for the Minnesota City Participation Program (MCPP) was April 15, 1993. The MHFA sells mortgage revenue bonds on behalf of local governments to assist them in meeting locally identified housing needs. Under the program, local governments may adjust income and house price limits and implement other administrative requirements. For Wright County, the maximum adjusted gross household income for newly constructed homes is $38,500 and for one, two-family existing homes is $34,500, and the maximum acquisition cost for newly constructed one-family, existing two-family homes is $95,000 and for one-family existing homes is $85,000. The program is for first-time home buyers with interest rates of approximately 1% to 1.5% below market mortgage interest rates. After completion of MHFA application for funding, the program requires very Ii ttle administrative time as the commi tted lending institutions services the first-time home buyer's loan application and closing. In Monticello, Liberty Savings is a committed lender through the use of Wright County funds. Koropchak reported that in the last year the HRA office has received an increase of telephone calls inquiring to the availability low-moderate housing. Additionally, two local lending institutions expressed an interest in the program. As stated last month, the program serves as an excellent public relations tool, requires little administrative time, local governments may set requirements, and the funds would be allocated specifically for the City of Monticello. Page 4 . . . HRA MINUTES MARCH 3, 1993 The HRA inquired of the cost, a modest processing fee of $100 to $600 for allotment size of $250,000 to $3,250,000, respectively. Mr. O'Neill suggested the program may not be as popular today because of low market mortgage interest rates. The HRA was not interested in the program as they saw no need. They encouraged interested lending institutions to apply and pay the processing fee. 7 . CONSIDERATION TO REVIEW THE YEAR-END SUMMARY OF THE HRA FUND AND TIF-DEBT SERVICE FUNDS. Ci ty Administrator Wolfsteller reviewed the year-end summaries with HRA members noting deficits in IXI District due to HRA loan payback to city, Remmele District due to $55,000 excess incentive, and Shingobee District due to preparation fee. He would need to check on the reason for the Martie District def ici t. The HRA inquired of the dollars avai lable for spending? Mr. Wolfsteller stated his answer now is $135,093. He would need to project the revenue and the outstanding bond debt for each district by the life duration before stating future spending dollars. The HRA requested this information and requested to review the proposed annual HRA budget in July prior to submission to the City Council. Mr. Wolfsteller informed HRA members that the City's Liability coverage was $1.6 million, renewed annually. 8. CONSIDERATION OF PROSPECT UPDATES: a) Wilson Tool Company The company has made no si te location decisions, Monticello remains in the running. b) All-Temp Distribution ~ A commitment from Mr. John Holman is based on the future availability of rail. A meeting was held with the Hoglund family regarding the need to develop public improvements. c) Recreational Parts and Equipment - Koropchak reported she had informed the company of the HRA's decision to assist the project through the TIF pay~as-you~go method based on the generated increment of the warehouse/catolog area only. The company has made no decisions. 9. OTHER BUSINESS. Next regular HRA meeting is scheduled for April 7. Page 5 . . . HRA MINUTES MARCH 3, 1993 10. ADJOURNMENT. Al Larson made a motion to adjourn the HRA meeting, seconded by Tom St. Hilaire. Wi th no further business, the meeting adjourned at 9:40 p.m. a ~ '< wr:t;/J;:) ..~ Ollie Koropchak, HRA xecutlve Dlrector Page 6