2007 Monticello Auditor's Special Purpose Report1
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CITY OF MONTICELLO
WRIGHT COUNTY, MINNESOTA
Special Purpose Audit Reports
Year Ended
December 31, 2007
CITY OF MONTICELLO
Special Purpose Audit Reports
Year Ended December 31, 2007
Table of Contents
Page
Independent Auditor's Report on Internal Control 1-2
Independent Auditor's Report on Compliance With Minnesota State Laws and Regulations 3
Schedule of Findings and Responses 4-9
' CERTIFIED
A C C O U N'
INDEPENDENT AUDITOR' S REPORT ON INTERNAL CONTROL
City Council and Residents
City of Monticello, Minnesota
PRINCIPALS
Kenneth W. Malloy, CPA
Thomas M. Montague, CPA
Thomas A. Karnowski, CPA
Paul A. Radosevich, CPA
William J. Lauer, CPA
James H. Eichten, CPA
Aaron J. Nielsen, CPA
Victoria L. Holinka, CPA
We have audited the financial statements of the governmental activities, business-type activities, each
major fund, and the aggregate remaining fund information of the City of Monticello, Minnesota (the City)
as of and for the year ended December 31, 2007, which collectively comprise the City's basic financial
statements, and have issued our report thereon dated June 17, 2008. We conducted our audit in
accordance with auditing standards generally accepted in the United States of America.
Internal Control Over Financial Reporting
' In planning and performing our audit, we considered the City's internal control over financial reporting as
a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial
statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal
control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the
City's internal control over financial reporting.
Our consideration of internal control over financial reporting was for the limited purpose described in the
preceding paragraph and would not necessarily identify all deficiencies in internal control over financial
reporting that might be significant deficiencies or material weaknesses. However, as discussed below, we
identified certain deficiencies in internal control over financial reporting that we consider to be significant
' deficiencies.
A control deficiency exists when the design or operation of a control does not allow management or
' employees, in the normal course of performing their assigned functions, to prevent or detect
misstatements on a timely basis. A significant deficiency is a control deficiency, or combination of
control deficiencies, that adversely affects the City's ability to initiate, authorize, record, process, or
report financial data reliably in accordance with accounting principles generally accepted in the United
States of America such that there is more than a remote likelihood that a misstatement of the City's
financial statements that is more than inconsequential will not be prevented or detected by the City's
internal control. We consider the deficiencies described in the accompanying Schedule of Findings and
' Responses as items 2007-1, 2007-2, 2007-3, 2007-4, 2007-5, 2007-6, 2007-7, and 2007-8 to be significant
deficiencies in internal control over financial reporting.
' A material weakness is a significant deficiency, or combination of significant deficiencies, that results in
more than a remote likelihood that a material misstatement of the financial statements will not be
prevented or detected by the City's internal control.
' (continued)
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' Malloy, Montague, Karnowski, Radosevich & Co., P.A.
5353 Wayzata Boulevard Suite 410 Minneapolis, MN 55416 Telephone: 952-545-0424 Telefax: 952-545-0569 www.mmkr.com
Our consideration of the internal control over financial reporting was for the limited purpose described '
previously and would not necessarily identify all deficiencies in the internal control that might be
significant deficiencies and, accordingly, would not necessarily disclose all significant deficiencies that
are also considered to be material weaknesses. However, we believe the significant deficiencies
described previously as items 2007-1, 2007-2, 2007-3, 2007-4, 2007-5, and 2007-6 to be material
weaknesses.
The City's responses to the findings identified in our audit are described in the accompanying Schedule of '
Findings and Responses. We did not audit the City's responses and, accordingly, we express no opinion
on them.
Closing '
This report is intended solely for the information and use of the City Council, management of the City, '
and the state of Minnesota and is not intended to be, and should not be, used by anyone other than these
specified parties.
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June 17, 2008
C
' CERTIFIED PUBLIC
ACCOUNTANT S
i
INDEPENDENT AUDITOR' S REPORT ON COMPLIANCE
WITH MINNESOTA STATE LAWS AND REGULATIONS
PRINCIPALS
Kenneth W. Malloy, CPA
Thomas M. Montague, CPA
Thomas A. Karnowski, CPA
Paul A. Radosevich, CPA
William J. Lauer, CPA
James H. Eichten, CPA
Aaron J. Nielsen, CPA
Victoria L. Holinka, CPA
City Council and Residents
City of Monticello, Minnesota
We have audited the financial statements of the governmental activities, the business-type activities, each
' major fund, and the aggregate remaining fund information of the City of Monticello, Minnesota (the City)
as of and for the year ended December 31, 2007, which collectively comprise the City's basic financial
statements, and have issued our report thereon dated June 17, 2008.
' We conducted our audit in accordance with auditing standards generally accepted in the United States of
America and the provisions of the Minnesota Legal Compliance Audit Guide for Local Governments,
promulgated by the State Auditor pursuant to Minnesota Statute § 6.65. Accordingly, the audit included
such tests of the accounting records and such other auditing procedures as we considered necessary in the
circumstances.
1 The Minnesota Legal Compliance Audit Guide for Local Governments covers seven main categories of
compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public
indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing. Our
study included all of the listed categories.
The results of our tests indicate that, for the items tested, the City complied with the material terms and
' conditions of applicable legal provisions, except as noted in the Schedule of Findings and Responses.
This report is intended solely for the information and use of the City Council, management of the City,
and the state of Minnesota and is not intended to be, and should not be, used by anyone other than these
specified parties.
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' June 17, 2008
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' Malloy, Montague, Karnowski, Radosevich & Co., P.A.
5353 Wayzata Boulevard Suite 410 Minneapolis, MN 55416 Telephone: 952-545-0424 Telefax: 952-545-0569 www.mmkr.com
CITY OF MONTICELLO
Schedule of Findings and Responses
Year Ended December 31, 2007
This schedule summarizes findings and responses relating to internal control and compliance with
Minnesota Statutes and other matters. The auditor, Malloy, Montague, Karnowski, Radosevich & Co.,
P.A. (MMKR), is responsible for providing the information under the headings "Finding" and
"Recommendation." The City of Monticello, Minnesota (the City) is responsible for providing the
information under the heading "Management Response."
A. FINDINGS -INTERNAL CONTROL OVER FINANCIAL REPORTING
2007-1 SEGREGATION OF DUTIES
Finding - Generally, a system of internal control contemp}ates a segregation of duties such that
no individual has responsibility to execute a transaction, have physical access to the related
assets, and have responsibility or authority to record the transaction. The City does not have
proper segregation of duties due to the size of the City's staff. This lack of ideal segregation of
duties subjects the City to a higher risk that errors or fraud could occur and not be detected in a
timely manner. This limited segregation of duties exists in most of the City's transaction cycles
including utility billing, accounts payable, cash receipts, payroll, and investments.
Recommendation -This condition is common to organizations of your size. We recommend the
City segregate duties as best it can within the limits of the staff available. Any modifications in
internal controls in this area should be viewed from acost/benefit perspective.
Management Response -There is no disagreement with the audit finding. The City reviews and
makes improvements to its internal control structure on an ongoing basis and attempts to
maximize the segregation of duties in all areas within the limits of the staff available. However,
the City does not consider it cost beneficial at this time to increase the size of its staff in order to
further segregate accounting functions.
2007-2 AUDIT ADJUSTING JOURNAL ENTRIES
Finding -Management is responsible for establishing and maintaining effective internal controls.
These controls include the responsibility for preparation, or oversight of the preparation, of the
financial statements in accordance with accounting principles generally accepted in the United
States of America.
During our audit procedures, we discovered numerous items that were considered material to the
financial statements that had not been recorded properly in accordance with accounting principles
generally accepted in the United States of America that were not initially identified by the City
prior to our audit procedures detecting the misstatements. Auditing standards consider the
identification by the auditor of a material misstatement in the financial statements prepared by the
City that was not initially identified by the City to be a material weakness in the related internal
controls.
Recommendation - We recommend that the City take the necessary steps to review procedures
and internal controls to ensure that all material balances are properly reported by the City prior to
the audit procedures taking place.
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CITY OF MONTICELLO
Schedule of Findings and Responses (continued) ,
Year Ended December 31, 2007
A. FINDINGS -INTERNAL CONTROL OVER FINANCIAL REPORTING (CONTINUED) '
2007-2 AUDIT ADJUSTING JOURNAL ENTRIES (CONTINUED)
Management Response -There is no disagreement with the audit finding. The City recorded '
the audit adjustment recommended upon discussion and review of the supporting documentation.
The City will review and improve procedures and internal controls in place to ensure that all
material balances are recorded in accordance with accounting principles generally accepted in the '
United States of America.
2007-3 ACCOUNT RECONCILIATIONS '
Finding -Management is responsible for establishing and maintaining effective internal controls.
These controls include the responsibility for preparation, or oversight of the preparation of the
financial statements in accordance with accounting principles generally accepted in the United ,
States of America.
During our audit we noted several areas where the City was not adequately performing ,
accounting and reconciling procedures. The following is a list of these areas:
• The City's capital asset system for tracking and maintaining detailed cost basis '
information and depreciation expense records was not being reconciled to the general
ledger controls accounts.
• The City's records of capital asset construction in process was not being reconciled to
project records periodically. This information is also not being accumulated periodically '
and recorded as a permanent capital asset at the closeout of each project.
• Investment records and related interest revenue was not being reconciled to the general
ledger control accounts on a monthly basis. '
• Special assessments receivable and property taxes receivable were not being reconciled
to the records of the county, who is the fiscal agent for the collection of these items.
• Bond discounts, premiums, and accrued interest on bond calculations were not being ,
accounted for by the City and the City was relying on the prior auditor to record and
reconcile these items.
Recommendation - We recommend the City improve controls over the processing and '
reconciling of accounting transactions in these areas. We also recommend the internal controls in
this area include a review of these processes by an appropriate level of management.
Management Response -There is no disagreement with the audit finding. The City has '
instituted a more detailed checklist of account reconciliation steps to avoid similar findings in the
future. ,
CITY OF MONTICELLO
Schedule of Findings and Responses (continued}
Year Ended December 31, 2007
A. FINDINGS -INTERNAL CONTROL OVER FINANCIAL REPORTING (CONTINUED)
2007-4 PREPARATION OF FINANCIAL STATEMENTS
Finding -Management is responsible for establishing and maintaining effective internal controls.
These controls include the responsibility for preparation, or oversight of the preparation, of the
financial statements in accordance with accounting principles generally accepted in the United
States of America.
Other than the Management's Discussion and Analysis, the City had our firm prepare the
accompanying annual financial report. Like many similarly sized organizations, the City
requested assistance from us with the drafting of the annual financial statements and related
notes. Although this is common practice and may be the most practical and cost effective method
to complete this task, the fact that the City does not perform sufficient procedures to detect if
there were misstatements or omissions of disclosures in the annual financial statements is
considered a deficiency.
Recommendation - We understand the City has hired new personnel with a background in
financial reporting. This individual will provide the oversight to the preparation of the financial
report in the future in an effort to eliminate this finding.
Management Response -There is no disagreement with the audit finding. The City reviews and
makes necessary changes to the draft of the annual financial statements, which is prepared and
produced by its independent auditing firm.
2007-5 DEFICIENCIES IN ENTITY-LEVEL INTERNAL CONTROLS
Finding -Management is responsible for establishing and maintaining effective internal controls
including entity-level controls (control environment, risk assessment, information and
communication, and monitoring) and for the fair presentation in the financial statements in
accordance with accounting principles generally accepted in the United States of America.
New auditing and reporting standards specify that we report deficiencies in the design of the
entity-level controls of the City's internal controls. While we were able to review and observe
many controls in place to ensure proper reporting of financial information, we observed situations
where the monitoring of the flaw of financial activity could be improved so that they occur on a
more timely basis to ensure proper financial statement reporting.
These situations included the absence of an internal control process to report deficiencies in
internal control to management on a timely basis, absence of sufficient expertise in selecting and
applying accounting principles, lack of certain financial statement calculations performed by the
City, and inadequate design of internal control over various accounts or processes.
We also noted that the governing body and members of management are not receiving periodic
financial information including budget to actual financial data for the purpose of providing the
adequate monitoring over financial controls and financial results.
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CITY OF MONTICELLO
Schedule of Findings and Responses (continued)
Year Ended December 31, 2007
A. FINDINGS -INTERNAL CONTROL OVER FINANCIAL REPORTING (CONTINUED) '
2007-5 DEFICIENCIES IN ENTITY-LEVEL INTERNAL CONTROLS (CONTINUED)
Recommendation - We recommend that the City review procedures and controls in place and '
incorporate a process where the four components of entity-level internal controls (including
monitoring) are considered for the entity as a whole and for the various financial reporting cycles.
We recommend these changes as a proactive measure to prevent and detect misstatements,
whether caused by error or fraud, in financial reporting versus an approach that reacts once a
problem has occurred.
Management Response -There is no disagreement with the audit finding. The City will '
consider the recommendation and work to improve the entity-level internal control structure in all
areas.
2007-6 COMMUNITY CENTER RECEIPT RECONCILIATION
Finding -During our audit we noted that daily cash receipts were not reconciled to the
community center's cash register tape. Currently, the community center staff counts all cash ,
drawers and prepare deposits which are then deposited in the cash register at the finance
department without matching to the cash register tapes used to record individual transactions. '
Recommendation - We recommend the City segregate duties over the processing of the
community center's transactions. The City should consider having an employee (other than the
person who recorded receipts and prepared the deposit) verify that the cash register tapes equal
the amount deposited and the amounts recorded in the system. Also, the City should consider
adding apoint-of--sale computer system that tracks/records receipts as received. This would
eliminate the need for the superintendent to manually record all transactions the following day. '
Management Response -There is no disagreement with the audit finding. The City is in the
process of further segregating point-of--sale and deposit duties at the community center to satisfy
these internal control recommendations. '
2007-7 INADEQUATE DOCUMENTATION OF THE COMPONENTS OF INTERNAL CONTROLS
Finding -New auditing and reporting standards specify that inadequate documentation of the
components of internal controls are considered a significant deficiency in the design of internal
controls. The City has verbally described to us the policies and procedures regarding various
internal control procedures at the City. However, these policies and procedures are not in writing ,
and, therefore, a finding exists. This is the case because implied or verbal policies and
procedures are subject to greater variation of meaning and the likelihood of misinterpretation
increases when a policy is not written '
.
Recommendation - We recommend the City establish written internal control policies and
procedures for the City's internal control processes. '
Management Response -There is no disagreement with the audit finding.
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CITY OF MONTICELLO
Schedule of Findings and Responses (continued)
Year Ended December 31, 2007
A. FINDINGS -INTERNAL CONTROL OVER FINANCIAL REPORTING (CONTINUED)
2007-8 DEFICIENCIES IN THE ENTITY-LEVEL COMPONENTS OF INTERNAL CONTROLS
Finding -Management is responsible for establishing and maintaining effective internal controls
including entity-level controls (control environment, risk assessment, information and
communication, and monitoring) and for the fair presentation in the financial statements in
accordance with accounting principles generally accepted in the United States of America.
New auditing and reporting standards specify that we report deficiencies in the design of the
entity-level controls of the City's internal controls. As part of our audit, we noted the City has
not adequately designed the general controls over the information technology (IT) system in the
City. These controls are intended to assure that the IT system of the City is able to provide
complete and accurate information consistent with the financial reporting objectives and current
needs of the City.
Recommendation - We recommend the City develop and maintain internal controls over the IT
functions of the City, including assessment of risk in the system, information and communication
parameters, and a monitoring process. These internal controls would include the development of
policies and procedures for the authorized access to documents, records, and computer programs.
It would include establishing procedures for approving changes to IT applications or data
programs. A good internal control system would also address and evaluate access to applications,
potential loss of data, backup systems for critical data and programs, adequacy of data, disaster
recovery/contingency planning, and specific application controls over accounting software. The
City should also address the potential need for personnel or consultants with appropriate
information technology skills.
Management Response -There is no disagreement with the audit finding.
B. FINDINGS -MINNESOTA LEGAL COMPLIANCE AUDIT
2007-9 ASSIGNMENT OF COLLATERAL
Finding -Minnesota Statute § 118A.03 requires that if the City desires to deposit amounts
exceeding depository insurance coverage, then the excess deposits must be covered by corporate
surety bonds or collateral. This statute only allows certain forms of collateral to be assigned.
One of the allowed forms of collateral are general obligation state or local government securities
which are rated "A" or better by a national bond rating service. One of the collateral items
assigned to the City to cover excess deposits was a state or local government security that did not
have an adequate rating.
Recommendation - We recommend the City review all future assignments of collateral to verify
they meet state statutes.
Management Response -There is no disagreement with the audit finding. The City will work
with the depository to have new collateral assigned that complies with state statutes.
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CITY OF MONTICELLO
Schedule of Findings and Responses (continued)
Year Ended December 31, 2007
B. FINDINGS -MINNESOTA LEGAL COMPLIANCE AUDIT (CONTINUED)
2007-10 CONTRACT LANGUAGE -PAYMENT OF SUBCONTRACTORS
Finding -Per Minnesota Statute § 471.425, Subd. 4a, city contracts must require the prime
contractor to pay any subcontractor within 10 days of the prime contractor's receipt of payment
from the City. This requirement was not included in all contracts entered into during the year by
the City.
Recommendation - We recommend that the City include this required language in all future
contracts.
Management Response -There is no disagreement with the audit finding. The City will
incorporate this requirement into all future contracts.
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